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President Trump opens Freedom Fuel gas stations to lower prices. Will it work?

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The White House launched 25 Freedom Fuel gas stations, all selling fuel for $3.47 per gallon.

The White House announced the initiative on July 7 when X posted a video of a customer thanking President Donald Trump for lowering gas prices. The White House told USA TODAY in a July 7 email that these stations are in the greater Philadelphia area.

In the video, a customer claims the gas station saved him money. “I thought gasoline would be more expensive, but it’s not,” said an anonymous man. “Thank you Mr. Trump for saving me money.”

The move comes as Americans continue to worry about gas prices ahead of November’s midterm elections. However, Freedom Gas prices are only slightly lower than the national average.

The national average fuel price on Thursday, July 9 was $3.84, according to AAA data. The average gas price in Pennsylvania on Thursday, July 9th was $3.99.

The USA TODAY Cars team looked at why President Trump is trying to lower gas prices and whether his latest “free fuel” efforts are sustainable.

Why are gas prices so high?

Gasoline prices started rising in all 50 states early this year, with the national average nearing $5 in May. Fuel industry analyst Gasbuddy said significant spikes were observed in Michigan, Indiana, Ohio and Illinois.

Gas prices are determined by the cost of crude oil. Crude oil is traded on global markets, and the war between the United States and Iran has increased costs. At its peak, Brent crude soared more than 55% to nearly $120 per barrel.

The cause of the sharp rise was a transportation disruption in the Strait of Hormuz.

According to the International Energy Agency, nearly 34% of the world’s crude oil will pass through the Strait of Hormuz in 2025. Gasoline prices began to fall after the United States and Iran reached a tentative agreement in June to end the war, effectively reopening the Strait of Hormuz.

According to the U.S. Energy Information Administration, pump costs are determined primarily by four factors: crude oil, refining costs, distribution and marketing, and federal and state taxes.

As of July 7, the average gas price in Hawaii, California and Washington was more than $5 a gallon. Meanwhile, Indiana, Oklahoma and Texas had the cheapest numbers, according to AAA data.

Freedom Fuel gas station locations can be found on the company’s website.

How else did President Trump try to lower gas prices?

President Trump has previously pressed gas retailers to lower pump prices, accusing them of price gouging at a time when oil barrel prices were beginning to fall.

President Trump is also pushing Congress to pass legislation that would allow the sale of premium ethanol gasoline as Congress grapples with the soaring gas prices that upset many Americans during an election year.

In its latest 2026 budget request sent to Congress on June 24, the White House called for new legislation to codify the “permanent annual sale” of E15 gas, a gasoline blended with 15% ethanol. The White House said doing so would represent an “urgent and necessary policy change that will expand consumer choice, support domestic fuel production, and bring additional flexibility to fuel markets.”

What are people saying about Trump’s “Fuel for Freedom”?

Analysts question whether President Trump’s move to lower gas prices is sustainable absent a major change in Iran’s military situation.

“One of the biggest misconceptions I see is that people assume there is a relationship between oil and gasoline,” Patrick de Haan, head of petroleum analysis at GasBuddy, wrote in an X post. “That’s not the case. Crude oil is the biggest input cost, but gasoline has its own market. Sometimes they move together and sometimes they move in opposite directions.”

In another X-post, De Haan predicted that gas prices are likely to rise in the coming days.

“The market rally accelerated on the news that Russia had suspended diesel exports,” he wrote. “Furthermore, the current national average diesel price is $4.75/gallon, but could go back to $5/gallon in the next week or two. And the national average gasoline price could be headed toward $4/gallon. Oil and refining will be expensive.”

Environmentalists slammed President Trump for drastically lowering federal fuel economy standards while offering “artificially low” gasoline prices.

“Before this short-term gimmick hit the headlines, President Trump’s Environmental Protection Agency provoked Congress with an illegal attack on the Advanced Clean Car Program, which has made cleaner, more efficient cars available to more than 40% of state passenger car markets over the past 15 years,” Elias Asher, program usher at Sunstone Strategies, an Oakland, Calif.-based consulting firm specializing in climate policy, said in an email.

Asher criticized the opening of Freedom Fuel stations as “Trump’s hypocritical attempt to convince Americans (at least those who live near these stations) that he cares about gas station prices.”

Michelle Del Rey is a trending news reporter for USA TODAY. Please contact mdelrey@usatoday.com. Keith Laing is USA TODAY’s automotive reporter. Please contact klaing@usatodayco.com.

Rob Gronkowski talks about what Taylor Swift and Travis Kelsey’s wedding was like

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Rob Gronkowski is praising fellow NFL star Travis Kelce and Taylor Swift’s recent wedding.

In episode 7 of Tubi’s “The Other Football,” released on Wednesday, July 8, the four-time Super Bowl champion talked about what it’s like to be one of the guests at the star-studded New York City extravaganza.

Gronkowski told co-host Jameis Winston that while waiting to get off the train at Madison Square Garden on July 3, he tried to find time to watch the World Cup game between Argentina and Cape Verde, which nearly ended in an overtime upset for Lionel Messi and his team.

“This was the most black cars I’ve ever seen coming into Madison Square Garden, five blocks in a row,” Gronkowski said. “I’m not going to sit here and do nothing. Let’s put that match on the screen. Now we’re ready for the wedding, because that was one of the best matches you’ve ever seen.”

He added, “It got you up out of your seat and got you excited, and it was no different at this wedding, dude.”

“It was first class,” Gronkowski continued. “Hats off to Taylor and Trav. And the dance floor, that’s the only thing. They were having a blast, Jamis.”

The NFL star came out on top with the Tampa Bay Buccaneers in the final Super Bowl of 2021, defeating Kelce’s Kansas City Chiefs 31-9. Despite the loss, he and Kelce appear to have maintained a good relationship.

After weeks of speculation, Kelsea and Swift tied the knot on July 3, during a heat wave, with Adam Sandler officiating. Their wedding party consisted solely of their respective brothers, Jason Kelce and Austin Swift, and the bride and groom both wore Christian Dior haute couture.

No official photos from the event have been released, leaving fans to spread unidentified images and speculate about how the superstar couple pulled off the intimate ceremony at a venue that is primarily a sports venue.

Those in attendance at the event included Kelce and Swift’s associates, including NFL colleagues such as Tom Brady, Patrick Mahomes and Andy Reid, as well as Swift’s musical collaborators and friends such as Jack Antonoff, Ed Sheeran and Zoe Kravitz.

Gronkowski also acknowledged that the high-profile event increased the pressure on himself and his girlfriend of more than 10 years, Camille Kostek.

“When you get married in front of your lover, you start asking everyone,” he says. “So there’s a lot of encouragement. There’s no doubt about that, Jamis.”

Memphis crime task force involved in second mass shooting in recent days

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MEMPHIS — State authorities are investigating two fatal shootings that occurred within days of each other in Memphis. The shooting involved members of the U.S. Drug Enforcement Administration and the Tennessee National Guard, who are deployed to the city as part of a federal crime-fighting task force.

The latest shooting occurred July 8 at an East Memphis hotel where DEA agents were attempting to serve a drug warrant, a spokesperson for the U.S. Marshals Service confirmed to the Memphis Commercial Appeal, part of the USA TODAY Network. The man, later identified as Alfonso Ivey, 47, was shot and killed by investigators after he allegedly pointed a handgun at members of the Memphis Safety Task Force.

“For reasons still under investigation, the situation escalated and DEA agents opened fire into the room, striking and killing the man,” the Tennessee Bureau of Investigation said in a statement.

The investigation comes as the city also grapples with questions surrounding a separate shooting involving two troopers who shot and killed 20-year-old Tyryn Johnson during a pursuit in downtown Memphis over the July 4th weekend.

DEA agents and troopers are in the city as part of the Memphis Security Task Force, created by the Trump administration to fight crime in Memphis. Since the outbreak began in late September 2025, there have been four deadly shootings involving riot police.

Drug Enforcement Administration shoots at East Memphis hotel

The DEA shooting occurred around 8:30 a.m. local time on July 8 at the Extended Stay America hotel as Memphis Security Operations Team was attempting to serve an arrest warrant for a “fugitive wanted on felony drug charges.”

The sheriff’s office said officers forced entry into the building after verbally contacting the suspect and asking him to leave. At that time, the suspect allegedly pointed a handgun at a member of the task force, who then shot and killed the suspect.

The sheriff’s office said officers provided first aid to the suspect until emergency medical personnel arrived. No police officers were injured in the incident.

The incident led to a large law enforcement presence at the hotel, with about 20 marked and unmarked law enforcement vehicles surrounding the hotel, The Commercial Appeal reported. All entrances to the hotel were also temporarily closed.

On July 9, the State Bureau of Investigation identified the suspect as Ivey. A spokesperson for the department also confirmed that the department is investigating the circumstances that led to the shooting at the request of Shelby County District Attorney Steve Mulroy.

Tennessee National Guard shooting remains under intense scrutiny

Johnson was shot and killed by two Guard members during a pursuit in downtown Memphis on July 5, authorities said.

Memphis Police Department said officers responded to a call of shots fired in the area just before 4 a.m. local time. According to police, upon arriving at the scene, officers saw several people leaving the scene and “observed an armed male with a handgun.”

Police said Johnson fled on foot and was pursued by officers along with other security personnel assigned to the area. During the pursuit, Johnson allegedly swung at the officers with a weapon, police said.

“For reasons under investigation, the situation escalated and two National Guard members opened fire on Mr. Johnson, striking him to death,” the state Bureau of Investigation said in a statement. “No law enforcement officers were injured in this incident.”

The department said in a statement that Johnson “reportedly fired shots in the area.” Guard spokesman Lt. Col. Darin Haas said two Guard medical professionals attempted first aid, but Johnson was pronounced dead at the scene.

Mulroy previously confirmed to the Commercial Appeal that he called state investigators to investigate the shooting. The case quickly attracted public attention, and calls for a transparent investigation grew. Johnson’s grandfather told The Associated Press he wants answers about the circumstances that led to Johnson’s death.

“Show me the video,” Evanuel Johnson told The Associated Press. “Show me that and I’ll be fine. Until you show me that, I’m going to fight until my last breath and defend my grandson.”

National Guard deployed to Memphis

Last year, President Donald Trump sent Guard troops and federal agents to Democratic-led cities including Los Angeles, Washington, D.C., Chicago, Portland, Oregon and Memphis. Despite opposition from local leaders, the Trump administration cited crime and protests as reasons for the deployment.

The Guard has been stationed in Memphis since October 2025. Republican Tennessee Governor Bill Lee welcomed federal intervention. Memphis Mayor Paul Young (D) said he “doesn’t support” deploying security guards.

Guard members, clearly distinguished by their military fatigues, have been seen throughout downtown Memphis on patrol and directing traffic at events. They have also been seen securing crime scene perimeters throughout the city.

The Guard’s deployment to Memphis is the subject of a lawsuit filed by a group of local and state Democratic officials. A Davidson County Chancery Court judge initially granted a temporary restraining order against the deployment, but it was denied by a panel of appellate judges.

A temporary restraining order would have required the Guard to withdraw from Memphis pending the outcome of the case. The case has stalled since the appeals court struck it down.

This week’s shooting comes after a DEA agent shot and killed a 41-year-old man in May. A week later, Homeland Security Investigations special agents shot and killed a 25-year-old man.

Contributor: N’dea Yancey-Bragg, USA TODAY. Joel Haley and Lucas Finton, Memphis Commercial Appeal

Wally Funk, the oldest woman launched into space, dies at 87

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Wally Funk became the oldest woman to be launched into space in 2021 at the age of 82. She had spent her entire life preparing for that moment.

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The oldest woman to be launched into space has died.

Wally Funk, the pioneering American aviator who fulfilled his lifelong dream of becoming an astronaut at the age of 82, died of natural causes at his home late Wednesday, July 8, according to the City of Grapevine, Texas. She was 87 years old.

“Wally Funk’s unwavering commitment proves that dreams have no expiration date,” Grapevine City Councilman Duff O’Dell said in a statement. “Her courage, resilience, and groundbreaking accomplishments continue to inspire young people, especially girls, to pursue careers in science, aviation, and space exploration.”

Funk joined the crew of Blue Origin’s New Shepard NS-16 mission in 2021, becoming the oldest person to launch into space. Also on board were Blue Origin owner Jeff Bezos, his brother Mark Bezos, and Dutch space traveler Oliver Damen.

Her record was later broken when Star Trek actor William Shatner and America’s first black astronaut candidate, Ed Dwight, also launched on Blue Origin. Both were 90.

By the time Funk took off into space, she had spent her life preparing for the adventure. Funk was one of the Mercury 13, a group of women who passed the same rigorous physiological tests as NASA astronauts in the early 1960s. According to Grapevine, Funk ranked among the top performers within the program, outperforming many of his male counterparts on certain tests. But because she grew up in an era when NASA didn’t allow female astronauts, Funk wasn’t able to go into space.

Still, Funk spent most of his life in the air. She became the first female flight instructor at Fort Sill, Oklahoma. She trained more than 3,000 pilots and logged more than 30,000 flight hours during her career.

Funk also served as an air transport pilot, international aviation specialist, and the first female Federal Aviation Administration inspector.

Grapevine spokeswoman Mona Quintanilla said Funk had lived in the city of about 50,000 people for 12 years. She was the talk of the town. When she returns from space in 2021, the city has organized a parade for her.

Mr. Bezos recalls his role in the New Shepard project.

“Wally Funk waited 60 years to reach space, and no one has gotten better. She trained on Mercury 13 in 1961, tested better than most, and was told no anyway,” Amazon founder-turned-space entrepreneur Wally Funk said in a statement. “Five years ago this month, I had the privilege of flying with her on New Shepard’s first manned flight. At 82 years old, she was fearless and joyful, and even before she landed she said she wanted to go again.”

Blue Origin added: “Her story will continue to inspire generations of future explorers.”

In his own words, Funk simply described his mission: “I really liked it…I want to go again soon.”

A bill to abolish the Department of Education submitted by Republican lawmakers

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A new bill introduced by the Republican chair of the House Education Committee faces significant obstacles to becoming law.

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WASHINGTON – Congressional Republicans announced a bill Thursday, July 9, that would enact much of the Trump administration’s dismantling of the Department of Education.

The 10 bills that would split up the agency’s functions and formally transfer them to other branches of the federal government are likely to actually pass both chambers, especially before the November midterm elections.

The bill still emphasizes the perception by Republican lawmakers and even Education Department officials, including Secretary Linda McMahon, that President Trump would need approval from Congress to formally abolish the department.

“This bill transfers key statutory powers to agencies that can better carry them out, while maintaining continuity for students and stakeholders,” Rep. Tim Walberg, R-Mich., who chairs the House Education Committee, said in a statement. Mr. McMahon hailed the bill as a “historic step.”

Even as the Trump administration faces legal obstacles to shrinking government agencies, federal officials pressed ahead with their campaign promise anyway. The department’s workforce was cut in half last year, and the Supreme Court ultimately allowed the layoffs to continue. Since then, Mr. McMahon has struck deals with several other agencies, including the Department of Labor and the Department of Health and Human Services, to transfer jobs and staff to other parts of the government.

“We thank Chairman Wahlberg and House Republicans for introducing legislation that codifies these common-sense partnerships,” Education Department spokeswoman Ellen Keast said in a statement. “Secretary McMahon has said all along that these partnerships are proof of concept.”

Democrats and Education Department unions have repeatedly denounced these changes, arguing they would only increase bureaucracy, not reduce it, and harm students and schools. Rep. Bobby Scott, a Virginia Democrat and the ranking member of the House Education Committee, accused the Trump administration and Republican lawmakers of trying to hand over important government jobs to agencies that are “ill-equipped to perform their core duties.”

“This will weaken educational opportunities and workforce preparation services for millions of Americans,” Scott said. “The American people will bear the brunt of these disastrous policies promoted by the Republican Party.”

There are many obstacles to moving Wahlberg’s bill forward. First, the House has struggled to pass most legislation in recent days, as Republican infighting has frozen the legislative schedule for weeks. Lawmakers will be on leave for much of August and October, but with only weeks left to vote before midterm elections, the balance of power in Congress could be restructured.

Even if the bill passes the House, it would need to go to the Senate, where it would need at least some Democratic support to avoid a filibuster.

Zachary Schermele is USA TODAY’s Congressional Correspondent. You can email us at zschermele@usatoday.com. Follow him at @ZachSchermele on X and @zachschermele.bsky.social on Bluesky..

Kylian Mbappé’s penalty miss hardly matters as France beat Morocco

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FOXBOROUGH, Mass. – Kylian Mbappé stood behind the ball at the penalty spot for nearly two minutes.

Argentinian referee Facundo Tero suspended play during France’s World Cup quarter-final match against Morocco while VAR reviewed a foul on the speedy Mbappe in transition in the 25th minute. Mbappé, with his hands on his hips, finally moved toward the ball in the 27th minute.

The Real Madrid striker hesitated once. Then twice. Neither side fazed Moroccan keeper Yassin Bounou, leaving the quarter-final match tied 0-0 going into the first rehydration break.

It was Mbappé’s eighth goal of the tournament and would have drawn him once again alongside Argentina’s Lionel Messi in the epic Golden Boot race.

Not that I had to wait that long.

Mbappé’s goal in the 60th minute broke the scoreless tie and France won 2-0, advancing to their third consecutive World Cup semi-final. This goal, like Mbappe’s others throughout the tournament, was highlight reel worthy. This happened when he converted a pass from Desiree Douai near the top of the penalty area. After stepping into the box, he fired a right-footed shot past defender Issa Diop and into the inside of the right post.

Mbappe has totaled 11 goals (8) and assists (3) through six games, the most in a single World Cup since Gerd Muller’s 13 in 1970.

“Kylian is unbelievable,” said Ousmane Dembele, who scored France’s second goal six minutes after Mbappe, erasing any doubts about who would win. “He’s our captain. I have no doubts. His mentality is great, so we’ll keep scoring.”

It wasn’t all rosy for Mbappe against Morocco. Despite having the space and position to create a great finish in the 56th minute, they were unable to convert the ball that bounced into the box. He was disappointed that the cross he fired with his left foot went over the touchline, but he braced himself for a series of possessions that would ultimately lead to a goal.

“People think that Kylian is basically a dictator who only thinks about himself. But he is an exemplary captain…beyond every goal he scores,” France coach Didier Deschamps said.

There was also a penalty mistake.

“What do you want to know?” Mbappe said when asked about being interrupted by Bounu.

“Well, I took a shot and he stopped it. It wasn’t a good shot. It’s complicated, because there’s some kind of imbroglio. The referee says I have a penalty. I’m asking him if he checked everything. He said yes. So Usman sent me the ball. That is the transition period. ”

Later, Mbappe said the referee got in his way as he was preparing to shoot.

“That’s exactly right. I defocused myself. It’s a scenario I haven’t experienced yet,” he said. “That’s actually the kind of thing you need to think about, because the referee could have said it’s a penalty and then the penalty doesn’t happen. I don’t know. This is part of a new kind of football style. We have to adapt ourselves.”

At 3:08 p.m. ET, Mbappé led his teammates onto the pitch for warm-ups. Two and a half hours later, he left the field with his left hand raised. The 27-year-old left the match after being checked out by trainers fearing injury.

After Mbappé appeared on the field, he was caught on camera icing his right ankle and foot on the bench, but neither Mbappé nor Deschamps were asked about the injury after the game. His on-field celebration may be an indication that he’s in good shape as the semifinals approach.

After all, you’ll need the Golden Boot, and perhaps other hardware, to win.

McDonald’s BTS Happy Meal. Find out when BT21 toys are available

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BTS offers more than just tours. K-pop supergroup BT21 characters will be featured in new Happy Meals.

The new BT21 Happy Meal will be available from July 14th at participating McDonald’s locations. Each meal includes 1 of 10 BT21 toys.

BTS, a seven-member South Korean boy band, debuted in 2013. The group created the BT21 character in 2017 with the help of intellectual property manufacturer Line Friends, which also produces characters created with another K-pop boy group ATEEZ and toys and products such as Mighties in collaboration with brands such as Sesame Street.

Each character in BT21 reflects the personality of the performer. For example, BT21’s character Cookie, played by main vocalist Jungkook, is loyal and “always full of heart and infinite stamina,” according to BT21’s website.

McDonald’s told USA TODAY that each Happy Meal box will have a QR code that, when scanned, opens an “interactive digital experience that transports you into the world of BT21’s music.”

McDonald’s and BTS have a history of Happy Meals

This is the third collaboration between McDonald’s and BTS. Back in September 2025, the fast food chain offered TinyTAN Happy Meals featuring miniature characters resembling BTS members. In 2021, McDonald’s offered BTS meals with Korean-style dipping sauces.

The latest of these Happy Meals comes as the band prepares to perform during halftime of the FIFA World Cup Finals at MetLife Stadium in New Jersey on July 19th. Madonna, Shakira and Justin Bieber also appear.

What is the BT21 toy that appears in McDonald’s Happy Meals?

Each member of BTS has a separate spaceship with a Happy Meal toy representing a BT21 character (as they explore the galaxy). An eighth character, Van, representing the BTS fanbase or army, is also given a toy. The ninth toy has all the characters on a ship. The 10th toy is a poster with stickers.

According to McDonald’s Menu Spotter, each toy comes with a ring clip, so you can “hook Tata to your purse, attach Chimmy to your keychain, or pop an entire group of Universe Stars into your backpack.”

The names of group members and their corresponding character names are as follows:

  • R.M. – Takano
  • gin – R.J.
  • Sugar – Shocky
  • J-hope – carry
  • Jimin – Chimmy
  • V – Tata
  • Jungkook – Cookie
  • army (or BTS fanbase) – Van

BT21 toys often sell out, and fans have built a global community, including meetups.

The new Happy Meal toys will follow the release of BTS’ fifth studio album, ARIRANG, in March 2026 and the group’s first tour since the members completed their military service in South Korea. BTS’ tour began on May 2nd in El Paso, Texas, and went on to perform throughout North America and then Europe. The tour returns to the United States starting August 1st.

The group’s March 21 performance in Seoul will be streamed live on Netflix and will be available to watch on demand, as will the feature-length documentary “BTS: The Return.”

Mike Snyder is a national trends news reporter for USA TODAY. You can follow him on Threads, Bluesky, and X, and email him at: mike snyder & @mikegsnider.bsky.social & @mikesnider & msnider@usatoday.com.

President Trump fires Federal Election Assistance Commission members

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President Donald Trump has fired two of the three members of the Federal Election Assistance Commission, eliminating the commission’s ability to help local election boards prepare for the 2026 midterm elections.

Two committee members elected by Assembly Democrats, Chairman Thomas Hicks and Benjamin Hovland, each received their termination emails on July 9. USA TODAY has seen a copy of that email.

The committee’s vice chair, Christy McCormick, a Republican in Congress, resigned on June 9th.

“These firings leave the agency without leadership and unable to fulfill its core responsibilities,” Michael Waldman, director and CEO of the Brennan Center for Justice at New York University School of Law, said in a statement.

The commission’s fourth position became vacant when Republican Donald Palmer voluntarily left the commission earlier this year.

To approve any measure, the commission would need the consent of three of its four members. On the other hand, it could take months to fill a vacancy.

The White House issued a statement saying the president “reserves the right to remove individuals who may not fully agree with the important mission of securing America’s elections and ensuring that every legal vote is counted.”

State and local election officials are already complaining ahead of the midterm elections that support from some of the other federal agencies tasked with helping conduct safe and secure elections has been significantly reduced. They also said they do not expect federal agencies to reliably share election threats.

According to committee officials, committee members were concerned about the June 29 U.S. Supreme Court ruling granting President Trump broad powers over agency leaders aimed at preserving Congressional independence.

A White House official said the decision “gives the president priority” in dismissing members.

By law, commissioners must be appointed by the president with recommendations from the Republican and Democratic leadership of the U.S. House and Senate. There may not be more than two representatives of any political party on the committee at any one time. Commissioners must be confirmed by the Senate.

The commission is the only federal agency dedicated solely to election administration. The system was created by Congress after the 2000 election to allow states to improve election administration without federalizing elections. Its primarily supporting role includes distributing federal campaign funds, administering the national mail-in voter registration form, testing and certifying voting systems, and providing guidance to state and local election officials.

For example, earlier this year, commissioners approved additional security funding for election officials. As the coronavirus pandemic continues, the commission worked with states to make voting by mail widely available in time for the 2020 presidential election.

This is a developing story.

Ryan Reynolds-backed Aviation Gin closes Oregon distillery

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Aviation American Gin Distillery and Visitor Center in Portland, Oregon, has closed as the celebrity-backed spirits brand shifts its production strategy, according to multiple reports.

Global spirits company Diageo, which acquired Aviation American Gin in 2020, confirmed the closure to local television stations KGW and KOIN, saying the decision was made due to changing business needs.

“This decision reflects the evolving needs of our business as we continue to support the Aviation American Gin brand’s growth ambitions,” Diageo’s statement said. “Aviation American Gin remains an important part of Diageo’s portfolio and we are fully committed to the brand, our customers and consumers.”

USA TODAY contacted Diageo on July 9 for comment and additional information regarding the closure.

The approximately 33,000-square-foot facility in northwest Portland will open in September 2022 and offer visitors a cocktail bar, tasting room, gift shop, and tours that introduce them to the gin-making process, including distillation and bottling operations.

Portland’s House Spirits Distillery founded Aviation American Gin in the early 2000s and later became involved with Emmy Award-winning actor Ryan Reynolds, who acquired a stake in the company in 2018.

“A little more than two years ago, I became the owner of Aviation Gin because I love the taste of Aviation more than any other spirit,” Raynoals said in a 2020 statement after Diageo acquired the company. “What I didn’t expect was the creative joy that learning a new industry would bring. Growing brands at my company, Maximum Effort Marketing, has been one of the most fulfilling projects I’ve ever worked on.”

Is Ryan Reynolds still co-owner of Aviation Gin?

As of July 9, Reynolds remains the owner of Aviation Gin, according to his social media accounts. His Instagram account states that he owns Aviation Gin, Mint Mobile, Maxum Effort and Wrexham AFC Football Club.

When Diageo acquired Aviation Gin, the acquisition agreement valued the deal at up to $610 million, including an initial payment of $335 million and the potential for up to $275 million in additional payments based on the company’s performance over a 10-year period, according to a 2020 news release.

Diageo, one of the world’s largest spirits companies, also owns other alcohol brands such as Captain Morgan, Crown Royal and Smirnoff.

Diageo, what’s next for aviation?

Diageo said it will begin moving aviation production from Portland to other facilities in 2025 as part of efforts to improve efficiency and strengthen its North American operations, KGW reported.

Diageo also said Aviation American Gin will remain part of its portfolio despite the closure of its Oregon visitor center and distillery.

Reporter Anthony Thompson can be reached at ajthompson@usatodayco.com or X @athompsonUSAT.

Federal authorities warn parents about nihilistic violent extremists targeting children

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Federal authorities say a network of online extremists seeks to destroy society. Parents should know that their children are at risk of being drawn into a violent and disturbing conspiracy.

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Federal authorities are urging parents to closely monitor their children’s online activities for signs of “nihilistic violent extremist” groups that are said to target minors by coercing them into violence and other harmful acts.

The group, known as NVE, “engages in criminal activity in the United States and abroad to further political, social, and religious goals derived primarily from hatred and a desire to sow indiscriminate chaos, destruction, and civil unrest and bring about disintegration of society at large,” the Justice Department said in a July 8 news release announcing the group’s leaders’ prison sentences.

According to the FBI, the group includes a network called 764, which coerces vulnerable victims, including children, into performing acts on video or livestream. Examples include self-harm, animal abuse, sexually explicit acts, and suicide.

The FBI in Boston warned earlier this year that the activity of such groups was “exponentially increasing,” and now the Justice Department is repeating the warning.

“These organizations target children as part of a broader mission to spread terrorism. Ultimately, these organizations seek nothing less than the destruction of our society,” said Assistant Attorney General for National Security John A. Eisenberg.

Here’s what parents need to know:

What is a nihilistic violent extremist group?

USA TODAY previously reported that “nihilistic violent extremists” refers to a subculture of online actors obsessed with mass shootings and other acts of violence. According to the FBI, these groups “desire to sow chaos and promote the destruction of society.”

They use tactics the FBI calls “sadistic online exploitation.” They may also use threats, intimidation, and other tactics to force victims to film themselves performing harmful acts. The FBI said the group then used the videos to further blackmail victims.

They may also use “swatting” (falsifying serious, often violent crimes to authorities to provoke a law enforcement response to a victim’s home) and doxxing (sharing sensitive personal information such as addresses or financial information) to extort victims, the FBI in Boston said.

“There is nothing more abhorrent than those who prey on children and other vulnerable members of society, and this defendant will pay a steep price for his actions,” said Colt Markowski, Acting Assistant Director of the FBI’s Counterterrorism Division. “The FBI has made identifying and arresting nihilistic violent extremists who coerce young boys into horrific acts of self-harm a top priority.”

The FBI says perpetrators are often men under the age of 25 and come from all walks of life.

A desire for notoriety within the NVE group appears to have been a driving force in the May 18 mass shooting at the Islamic Center of San Diego, where two teenagers killed three people and then killed themselves, USA TODAY previously reported.

Group leader sentenced to 40 years in prison

The Department of Justice announced on July 8 that Alexis Aldea Chavez, a member of the San Antonio-based NVE Group associated with the 764 Network, pleaded guilty to racketeering, distribution of child pornography, and possession of child pornography and was sentenced to 40 years in prison.

According to the Department of Justice, Chavez was involved in multiple instances of coercing or attempting to coerce minors into harming themselves or harming themselves. Prosecutors said the suspect, known online as “Zack” and “Zack 8884,” was the administrator of the 8884 network.

“Members of 8884 collaborate with each other toward a common goal of destroying civilized society through corruption and exploitation of vulnerable populations, including minors,” the Justice Department said.

In October 2023, Chavez and a co-conspirator attempted to have an underage girl commit suicide by overdosing on pills via video chat, according to the Justice Department. He then worked with that victim to force another girl from another country to undress, cut herself and perform sex acts on camera. They forced another female victim to imprint the word “Zack” on her mind, according to the Department of Justice. In December 2023, Chavez and another person forced an underage girl to cut her tongue and forced her to torture and kill a cat on video, according to the Justice Department. Another victim was forced to light his arm on fire, the Justice Department said.

He was arrested in October 2024, authorities said.

Federal government warns parents to monitor online activity

The FBI said parents and others involved in the lives of vulnerable people should monitor online activity and discuss the risks of sharing personal information. You should also be careful when posting photos or identifying information about children or other vulnerable people online.

“Parents need to know what their children are doing online, stay interested, ask tough questions, and avoid falling into the trap of assuming their children are ‘just playing a game’ or ‘talking to a friend,'” Justin R. Simmons, U.S. Attorney for the Western District of Texas, said in a statement.

Here’s what parents should know about NVE groups, according to the FBI and Department of Justice.

  • These groups use publicly available platforms such as social media sites, gaming platforms, and phone apps.
  • Most often, underage girls are targeted, but anyone can be targeted, including boys and adults.
  • Most of the victims are in the age group of 10 to 17 years, but victims as young as 9 years old have also been targeted.
  • In addition to children, people with mental health issues such as depression, eating disorders, and suicidal thoughts are being targeted.
  • “Threat actors” groom their victims by establishing a relationship before coercing them.

These are warning signs that parents, other family members and friends should be aware of, officials say.

  • Changes in behavior such as withdrawal, isolation, and irritability
  • Changes in appearance, such as sudden disregard for appearance
  • Changes in eating and sleeping habits
  • They seem obsessed or afraid when they have new online “friends”
  • Receive anonymous gifts, such as items delivered to your home or game currency
  • Patterned scars or cuts, scratches, bruises, bite marks, burns, or other new wounds
  • Skin carvings that include letters and patterns
  • Wear long sleeves and long pants when it’s hot
  • To write blood or anything that appears to be blood.
  • Talking about suicide or death or not wanting to be around
  • Idealization of mass shootings and similar events
  • A pet or other animal has been injured or killed in a suspicious situation, or a family pet is frightened.
  • Being “knocked down” or having your personal information taken, resulting in law enforcement being called to your home by an unknown person.

If you or someone you know is a victim of online NVE activity, you can report the activity to 800-CALL-FBI (800-225-5324) or tips.fbi.gov and the FBI’s Internet Crime Complaint Center (ic3.gov).

Contributed by: Will Carless

Services, prices and what you need to know

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Noble Gold Investments is a California-based precious metals dealer specializing in gold and silver IRAs. Since its founding in 2016, the company has served more than 16,000 U.S. investors and secured more than $2.5 billion in retirement savings. We also have excellent ratings on third-party review sites such as Trustpilot, Google, and the Better Business Bureau (BBB).

If you are considering using Noble Gold for your future investments, read our full review of this company’s services, fees, and quality of service.

Overview of Noble Gold

Noble Gold aims to help investors diversify their portfolios with precious metal investments. Precious metals investments have historically been viewed as a hedge against periods of economic uncertainty and market volatility. The company primarily serves people who want to roll over funds from qualified retirement accounts or invest directly in gold, silver, or precious metals IRAs.

You can also purchase precious metals directly. Noble Gold is not the only company offering these services, but it distinguishes itself with strong customer reviews, a comprehensive lineup of metals, and 100% segregated storage.

Noble Gold Snapshot

Noble Gold Products and Services

Noble Gold offers a comprehensive range of precious metals, including gold, silver, platinum and palladium bars and coins. You can buy metals outright or invest in a gold, silver, or precious metals IRA. If you choose to purchase directly, you will purchase a Noble Gold Royal Survival Pack for an amount ranging from $5,000 to $500,000 and customize it with the precious metal of your choice. Your pack will then be shipped to your preferred location, either your home or our high-security Noble Fortress storage facility.

How the noble gold process works

To get started with Noble Gold, you need to create an account. It takes just a few minutes from the company’s website. From there, a representative will call you to follow up. The next steps depend on the product you need.

Islay

If you’re interested in a gold, silver, or precious metals IRA, the process includes the following steps:

  1. apply: Apply for your desired IRA with your Noble Gold account manager.
  2. meet the manager: Once approved, your Noble Gold account manager will connect you with an IRS-approved custodian.
  3. deposit funds into the account: Your custodian will guide you through the investment or rollover process.
  4. Approve metal payment: Once the custodian receives the funds, he or she must approve the payment to the precious metal of your choice.
  5. store metal: Noble Gold will ship your selected metals to an approved storage location for safe keeping.

direct purchase

If you are interested in the Royal Survival Pack, Noble Gold’s carefully selected, internationally recognized emergency response collection of gold coins, silver coins and bullion, there is no administrator intervention. Instead, the process includes:

  • Please select metal: Select the metals you want to include in your package.
  • discreet packaging: Noble Gold safely packs your metal in discreet packaging.
  • Safe delivery: Your metal will be delivered to your preferred location, either your home or a Noble Fortress facility, via a fully insured Noble Express service.

If you choose storage with Noble Gold, your metal will be stored in your name in a protected and insured private vault. This means that these investors will be kept separate from other investors’ assets in a facility that can be tracked online or visited in person.

When it is time to liquidate or receive a distribution, you will contact a Noble Gold representative to make your request. You can have the physical metal shipped to your home or receive cash through Noble Gold’s buyback program.

Noble Gold fees and pricing considerations

Noble Gold charges an $80 IRA setup fee, plus a $275 annual fee that covers $125 for custody services and $150 for secure storage. For that price, you get full insurance and online tracking of your assets.

Although the company does not disclose the price of precious metals, it does share that it operates on a flat fee structure. If you would like specific pricing, you must call and request a quote.

Hint: Be sure to ask any dealer you’re seriously considering for a complete list of fees, along with current spot prices and repurchase terms. Armed with that information, you can fully understand costs and make true price comparisons from different dealers.

Noble Gold reputation and customer experience

Noble Gold provides customer service email addresses, phone numbers, and online forms. Additionally, IRA customers can access their accounts online 24 hours a day, seven days a week, and can contact their broker by phone during weekdays. However, the company does not disclose general customer care business hours or expected response times. There is also no AI or human-supported live chat feature.

Still, Noble Gold has a great reputation in terms of customer reviews and online reputation. The company has 4.9 stars on Trustpilot with 778 reviews. Additionally, it is certified by the BBB with an A+ rating and an average rating of 4.98 stars after 264 reviews. Trustpilot reviewers typically report excellent customer support and streamlined and efficient service. However, some have mentioned issues with product packaging and metal sales.

Advantages and disadvantages of Noble Gold

To summarize, here are the main pros and cons to consider when considering precious gold.

Strong Points

  • Great reviews from past customers across major review sites.
  • Secure and segregated storage with online tracking and scheduled visits
  • Transparent IRA fees published on company website
  • We have a wide selection of metal products

Cons

  • No low-cost shared storage options
  • IRA fees are higher than some competitors
  • Minimum investment limits for IRAs are not disclosed.
  • No live chat customer service feature

Noble Gold and competitors

Noble Gold is one of many precious metals dealers on the market offering IRA and direct sales. However, each company tends to have different product lines, minimum investment requirements, and IRA fees. Let’s take a look at how Noble Gold compares to other major dealers.

conclusion

Noble Gold is a reputable precious metals dealer that helps you diversify your portfolio with gold, silver, and other precious metals. The metal meets quality standards, is carefully packaged, and shipping is insured and stored safely. On the downside, fees can be a bit higher with Noble Gold. Also, the online chat feature doesn’t provide instant answers. But overall, customers generally report high levels of satisfaction.

Frequently asked questions about Noble Gold

Is Noble Gold legal?

Noble Gold is an authorized precious metals dealer. The company is 10 years old, has billions of dollars in retirement savings, is BBB accredited, and has high ratings from past customers on Trustpilot and Google.

What retirement accounts can I rollover into a Noble Gold IRA?

You can roll many different types of retirement accounts into your Noble Gold IRA, including traditional 401(k), Roth 401(k), 457(b), 403(b), and Thrift Savings Plan (TSP). Additionally, you can rollover a traditional Roth or SEP IRA.

Precious Metals What precious metals can I hold in my IRA?

IRS guidelines for IRAs require gold purity to be 0.995 or higher, with the exception of American Gold Eagle coins. Additionally, the purity of silver, palladium, and platinum must be at least 0.999. All metals must be produced by a certified manufacturer, analyst, refiner, or national government mint.

A look inside President Donald Trump’s family plane, Trump Force One.

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Trump Force One outpaced UPS and became the first landing of the day.

Passengers on Trump Force One, the last plane to leave Palm Beach International Airport and the first to land at President Donald J. Trump International Airport 30 minutes later, had more than just aisle and window seats to choose from.

There were sofas and beds, cream-colored cushions, all embroidered with the Trump family coat of arms. “Fox & Friends” was playing on the large TV, and a bobblehead of President Trump was bobbing its head in the cockpit.

The outside of the plane is dark blue, which is hard to see due to the sky on a pre-dawn flight, but the inside is all beige and gold. The carpet muffled the sound of Eric Trump’s footsteps as he walked from the back of the Boeing 757 to the front, and his wife’s face could be seen on the TV behind him.

“There’s probably no airplane in the world that’s more suitable for this airport right now, Donald J. Trump Presidential International Airport,” he said. “You’ll see Trump Force One almost every time you fly into or out of Palm Beach.”

Eric Trump and his brother Don Jr. were among 20 passengers who woke up at 3 a.m. to catch a 4:30 a.m. flight. Spread across couches and seats, the group applauded as the pilot congratulated “the first plane to land at President Donald J. Trump International Airport.”

Eric Trump said afterward that while United Parcel Service is usually the first to arrive each day, it was important for the president’s plane to be the “first wheel to land.”

The Trump Organization did not publicize the flight, so there was a small crowd waiting on the tarmac to greet them. Unlike the flag-waving, hat-wearing onlookers who usually wait to greet President Trump’s motorcade on the main thoroughfare adjacent to the airport, this group wore suits and ties and held cellphones pointed skyward.

They were local and state officials invited by the Trump family to commemorate the airport’s renaming. Palm Beach County Mayor Sarah Baxter said the trip was like “tapping into a piece of history.”

Commissioner Maria Marino, who chose sofas instead of seats, said passengers spent the 30-minute flight chatting about other airports they had passed through. She said there was applause inside the plane as it took off and also when it landed.

“It was amazing. It was really impressive to get the lead, to get the lead,” she said. “No matter which side of the aisle you’re sitting on, this is a historic moment.”

Hannah Phillips covers criminal justice for the Palm Beach Post. Contact hphillips@pbpost.com..

Norway changes hotel before quarter-final match against England due to noise

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Norway is preparing for the 2026 FIFA World Cup quarter-final against England, scheduled for Saturday, July 11th in Miami. As the team prepares for one of the biggest matches in Norwegian football history, the players face their first hurdle. The goal was to ensure sufficient rest before this important showdown.

After spending the night in Miami, the Norwegian team chose to leave the Dalmar Hotel in Fort Lauderdale and move to a hotel closer to Hard Rock Stadium. The decision was made after several players raised concerns with team management about the constant noise and disruption from nearby construction sites and the amount of traffic outside their rooms.

According to Yahoo Sports, FIFA was made aware of the pre-match commotion and allowed Norway to relocate so they could prepare in a quieter environment.

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Spain defeats Ronaldo and Portugal in the World Cup

Curry Finn beat Spain vs. Portugal, allowing Spain to advance to the quarter-finals and potentially playing Ronaldo’s last World Cup match.

sports pulse

“It’s cruel to have to move, but we’re happy with our new location and everyone is happy now,” Norway’s logistics manager Turs Daali said, as reported by Yahoo Sports. “Some may have worried that this would distract the players, but it was the teams themselves who pushed for this change.”

Norway, playing in the World Cup for the first time in 28 years, are on the brink of making history as they prepare for their first quarter-final match against England on July 11 at Miami Stadium in Gardens, Florida.

How to watch Norway vs England quarter-final match

  • date: Saturday, July 11th
  • time: 5pm Eastern Time
  • position: Hard Rock Stadium (Miami Gardens, Florida)
  • tv set: Fox | Telemundo
  • English streaming: Fox One | Fuho
  • Spanish streaming: Fubo | Peacock

Buy England – Norway tickets

Impact of US-Iran tensions on oil prices, inflation and stock prices

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The end of the ceasefire will likely result in higher inflation and further rate hikes by the Federal Reserve.

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A ceasefire between the United States and Iran broke down this week after the United States launched more than 80 strikes against Iran in midweek in response to Iranian attacks on ships sailing through the Strait of Hormuz. At a NATO summit in Turkey, President Donald Trump declared the ceasefire “over” and promised more strikes against Iran.

The airstrikes and the prospect of further military action had an immediate impact on stock and commodity prices. S&P500 (SNPINDEX: ^GSPC) Brent crude, the international benchmark, rose about 4% to $77 a barrel from about $72, after falling about 0.4% on Wednesday. Crude oil prices have been on a downward trend since exceeding $112 per barrel in mid-May.

Additionally, the yield on the 10-year U.S. Treasury note has also risen, reaching 4.57% on Wednesday, up from 4.38% about a week ago. Yields tend to react to the prospect of higher inflation and the possibility of interest rate hikes by the Federal Reserve.

No ceasefire means future inflation and higher interest rates.

But what does the end of the ceasefire mean for the stock market going forward, if it really is over as President Trump says? Market analysts predict that the biggest impact of new hostilities in the Persian Gulf will likely be on inflation and interest rates.

On Wednesday, market and economic analyst Edward Yardeni told Bloomberg that inflation concerns are resurfacing, making it suddenly more likely that the Fed will raise interest rates.

This is also true in the futures market. Futures traders are currently pricing in a nearly 70% chance that the U.S. Federal Reserve will raise benchmark interest rates at its Monetary Policy Committee meeting on September 15-16. Just a month ago, they priced in a 40% chance of a rate hike at that meeting. Futures prices indicate an almost 50% chance of a two-quarter point rate hike by the end of this year.

It is clear that interest rates will tend to rise once the ceasefire ends. And rising oil prices will likely push up inflation, which is already well above the Fed’s 2% target.

Rising interest rates, oil prices, and bond yields can all pose significant headwinds for stock markets.

Additionally, stock market volatility is spiking again. On Wednesday, the CBOE Volatility Index (VIX) exceeded 18, a level that indicates growing investor anxiety. CNN’s Fear and Greed Index has also jumped from 30 to 43 over the past week, still falling short of “extreme fear” but firmly in the “fear” range.

The increased volatility could continue into November, as some analysts believe Iran’s strategy is to avoid a substantive deal with the United States until after that month’s midterm elections, and some believe that rising inflation could cause Republicans to lose one or both houses of Congress, dealing a political blow to the Trump administration.

The Motley Fool has a disclosure policy.

The Motley Fool is a USA TODAY content partner providing financial news, analysis and commentary designed to help people take control of their financial lives. Its content is produced independently of USA TODAY.

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Pregnancy at 12 and why talking about sex, periods, and puberty matters.

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Dr. Caris Chambers still remembers her mother telling her to keep her period a secret the first time she experienced bleeding as a teenager. “No one should know you’re on your period,” she recalls.

Now, Chambers has spent her entire career not only talking about periods online, but talking about generally taboo topics like periods, puberty, and sex.

Chambers is an adolescent gynecologist who tells readers about one of the most difficult conversations she’s had with a patient in her recently published book, “The Period and Adolescent Parenting Revolution.” The patient was only 12 years old and pregnant, she wrote.

“The mother told her daughter to stay away from boys, but they never talked about sex. Last year, when she started her period, the mother told her to use pads, but she never talked about how she would get pregnant,” Chambers wrote. “She didn’t think it was necessary. Her daughter wasn’t even interested in dating. She couldn’t understand how something like this could happen.”

Explaining sex and adolescence to your adult children has long been considered one of the most uncomfortable moments as a parent. But what if you don’t need to? Mr. Chambers has created an entire platform to help parents have stress-free and important conversations with their children. The aim is to ensure that children have safe and shame-free experiences in the future.

“Kids are talking about it. Conversations are happening,” Chambers recently told USA TODAY. “The question is, do parents choose to be a voice in that conversation, or do they leave it to chance? So the conversation is filled with pornography, it’s filled with social media, it’s filled with friends, siblings, people who are fine talking about the topic but don’t have the precision or intent that parents would have.”

Her advice to parents? Let go of your own prejudices and fluctuating emotions about sex and periods. It probably stemmed from an uncomfortable conversation you yourself had with a parent decades ago.

“One of the general principles I try to convey or impress upon parents is to really question what they’re telling you and throw away scripts that don’t work,” Chambers said. “We have to stop borrowing incomplete and inappropriate scripts and deviating from what we actually want.”

Honesty is the best policy to prevent shame and promote safety

The key is to have honest and accurate communication with children, depending on their age, Chambers said. She encourages approaching conversations about bodies “early and often,” starting when children are potty trained.

For example, by using anatomical names for body parts, parents can eliminate body shame and stigma early on and give children the vocabulary they need to advocate for themselves, she said. Explaining how bodies are different and need to be taken care of in different ways is appropriate, she said, and then encourages kids to have more mature conversations about puberty and sex.

If your child asks a question, it’s best to be honest, she said.

“The basics are simplicity and precision,” Chambers says. “It’s as simple as saying, ‘Your period is when you bleed. It happens every month. It’s normal. It may be a little painful, but there are many good ways to manage it. And, moms have periods, too.'”

Some parents worry that talking about puberty and periods will rob their children of their innocence.

“We want to protect the joy of childhood, but we also have to be realistic about what it looks like to protect our children,” she says. “We can strike a balance between preserving the joys of childhood while giving them the tools to navigate the risks and dangers of real childhood.”

Help your child understand where touching is and isn’t appropriate, and go further by discussing welcome and unwanted touching. Children should know to immediately notify a trusted adult if they are touched in a “no-go” area.

“We have to have those conversations,” Chambers said. “Because not having those conversations doesn’t make children safer. It makes them more vulnerable.”

And it’s not just about mothers, she said. Chambers said there is a long history of changes and rifts in relationships between fathers and daughters around the onset of puberty and menstruation, which can lead girls to believe that menstruation makes them difficult to be around or understood. “That’s a problem,” she said.

By cutting off conversations or not answering children’s questions, parents can unintentionally send the message that periods and puberty are something to be ashamed of, Chambers said. She found that parents who were more open about these topics gave their children a sense of confidence and self-efficacy.

“You’re raising children who are going to grow up and have to make decisions in a world full of risk and trauma,” she said. “All you can do is prepare them for it.”

Madeline Mitchell’s role covering women and the care economy for USA TODAY is supported by a partnership with Pivotal and Journalism Funding Partners. Funders do not provide editorial input.

Contact Madeline at: memitchell@usatoday.com and @maddiemitch_ At X.

Fighting between Iran and the US resumes. Will it affect mortgage rates and home buyers?

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The renewed fighting between the United States and Iran has reignited uncertainty among investors, but mortgage rates have not moved much, data shows.

30-year fixed rate home loans continue to fluctuate around the mid-6% range. According to Freddie Mac, the average audience rating as of July 9 was 6.49%, up from the previous week’s average of 6.43%. At this time a year ago, the average interest rate on a 30-year fixed-rate mortgage was 6.72%.

Experts say that even though the situation in the Middle East is nerve-wracking, prospective home buyers should not let it deter them from purchasing a new home. Instead of focusing on weekly mortgage rate fluctuations, homebuyers should focus on things like credit scores and non-traditional down payment sources that can make a big difference in affordability.

“The key is not to wait for the perfect rate,” said Jeff Dergrahian, chief investment officer and chief economist at LoanDepot, a nonbank consumer mortgage lender. “The message for homebuyers is simple: Focus on finding a home that fits your budget and long-term plans, rather than waiting for the perfect rate.”

Why are mortgage rates less affected by tensions in the Middle East?

Economists say 30-year mortgage rates are directly tied to 10-year Treasury yields. If the yield on the 10-year Treasury note changes significantly in any way, mortgage rates typically follow suit.

So what drives the 10-year government bond yield? Usually any scenario that affects people’s desire for government securities.

For example, when inflation rises, people often abandon government bonds because high inflation erodes their fixed income. Government bond prices move in the opposite direction to yields, so if investors sell and bond prices fall, yields will rise sharply.

Oil prices initially rose on fears that the Strait of Hormuz would be closed again when fighting resumed between the US and Iran. “Interest rates rose this week as the cease-fire with Iran gradually disintegrated, raising concerns about further inflation and geopolitical instability,” Joel Varner, senior economist at Realtor.com, said in a blog post.

If oil prices had continued to rise, inflation fears could have taken hold and yields would have continued to rise. But then oil prices fell, providing some relief.

What else is holding back buyers?

Rising house prices are having an impact on buyers. The median sales price of existing homes reached a new high of $440,600 in June, marking the 36th consecutive month of year-over-year increases, the National Association of Realtors announced on July 9.

Analysts say Americans can work on improving their credit scores to get the best interest rates and terms, but prices will remain high if inventories remain low.

“If inventory does not increase consistently, home prices could accelerate,” said Lawrence Yun, NAR’s chief economist. “It is important to bring more supply to the market to expand homeownership opportunities.”

Young Americans blaze a new path to homeownership

Young Americans are often cited as being locked out of homeownership because they can’t afford it, but according to data provider Intercontinental Exchange’s July Mortgage Monitor, Gen Z accounted for one in five people in a homebuyer lockout in the three months ending in June (the highest ever). A purchase rate lock is when a lender guarantees a specific interest rate and points for a set period of time while your loan application is processed.

The oldest members of Generation Z are approaching 29 years old.

“Despite facing the most challenging home price environment in decades, young buyers are looking for ways to become homeowners,” said Andy Walden, director of mortgage and housing market research at InterContinental Exchange.

According to Intercontinental Exchange, many are increasing their down payments by tapping into funds other than savings.

“While 71% of homebuyers in 2026 relied on personal savings for their down payment, alternative sources other than savings now account for 29% of all purchase down payments, the highest share in seven years,” InterContinental Exchange said. Among buyers using alternative income sources, approximately one in five Gen Z buyers relied on a gift from a family member or a loan for their down payment.

How can Americans buy a home?

One of the first things buyers should know is what their credit score is. Financial experts said improvements needed to be made.

Lenders use credit scores as one measure to decide whether to approve a loan and the terms, such as interest rates. A high credit score tells lenders that you are at low risk of defaulting on your mortgage. One way to improve your credit score is to pay your rent on time. Half of renters don’t know that paying their rent on time can help improve their credit score, a FICO study found.

Most conventional mortgages require a minimum credit score of 620 or higher for homebuyer approval, but some first-time homebuyers may be eligible for special government-backed loans with more relaxed approval requirements, Equifax said.

Gen Z accounts for nearly one-third of all first-time homebuyer loans and 27% of Federal Housing Administration purchase loans, “reflecting both their growing presence in the market and their reliance on government-backed financing to overcome affordability challenges,” Intercontinental Exchange said in a report.

People looking to buy a home need to shop around for the best financing terms and interest rates, just as they would for any big-ticket purchase. Experts say many homebuyers don’t realize that multiple mortgage-related credit inquiries within a short period of time (usually 45 days) are treated as a single inquiry when calculating credit scores.

Experts say lenders are also competing for business and could be cut off.

Medora Lee is USA TODAY’s money, markets and personal finance reporter. Contact her at mjlee@usatoday.com and subscribe to the free Daily Money newsletter for personal finance tips and business news every Monday through Friday morning..

President Trump’s 250-foot-tall DC Arch receives preliminary approval by key committees

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WASHINGTON – President Donald Trump’s Arc de Triomphe received preliminary approval from a District of Columbia commission on June 9, allowing the controversial project to move forward despite fierce opposition from historic preservationists, architects and veterans.

The National Capital Planning Commission, made up of several Trump allies, approved the reserve site and construction plan for the Arch near Arlington National Cemetery by an 8-1 vote, with a final vote scheduled for September. Three members voted present.

In its final review, the commission will decide whether the 250-foot proposal can circumvent a federal law that limits building heights in Washington to 130 feet.

The preliminary vote came after a lengthy public hearing in which the project was roundly criticized. Opponents argued that the arch would block the line of sight between the nation’s largest and holiest cemetery and the Lincoln Memorial. They argued that other locations in the city were more suitable.

Relatives of American soldiers buried in Arlington, including Gold Star’s mother, said the arch would take away the tranquility of the cemetery. Some expressed outrage at the speed with which Trump officials pushed through the proposal. Many said Arch’s only purpose was to satisfy the desires of one man, Trump.

“We commemorate and commemorate the regime with actions, not objects,” said Frederick Gottschalk of the veterans support group Common Defense.

Will Scharf, the Trump-appointed committee chairman and White House chief of staff, said the arch, which is more than twice the height of the Lincoln Memorial, would be a “fitting monument” to commemorate the nation’s 250th anniversary.

But Melissa Milhorn, one of about 30 people who spoke at the hearing, said she opposes the plan in part because the arc symbolizes ancient Rome’s transition from republic to empire, the opposite of American ideals.

“The lack of such an arch in Washington is not a flaw to be corrected, but a distinction to be maintained,” she said. “Think of the companions this arch maintains: Napoleon’s Paris, Mussolini’s Rome, Pyongyang, whose Arc de Triomphe honors Kim Il-sung.”

In response to one of the veterans’ concerns, Schaaf called for a mitigation plan to minimize the noise from construction of the arch that could be heard during graveside memorial services for fallen soldiers. “I’d like to see some kind of plan to ameliorate that particular concern, if it’s feasible,” Schaaf said.

Evan Cash, D.C. City Council representative and the only council member to vote against the arch, said it was clear that Congressional action was needed to circumvent the height limit set by federal law.

“I’m not going to vote for a plan that could have the effect of upending decades of NCPC practice and a framework as high as it was 100 years ago,” Cash said. “It’s all done without Congressional approval, and as far as I can tell, it’s a project that has only one true supporter, and that supporter is not Congress.”

The White House has not said how much the arch will cost. President Trump said he would pay for it with private funds, just as he has pledged private donations to us to cover the $400 million cost of the new ballroom being built on the White House grounds.

X Contact Joey Garrison at @joeygarrison.

Castro’s grandson receives blessing from ‘highest leadership’ for negotiations with US

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A senior Cuban official said in a statement that Raul Guillermo Rodríguez Castro has received Cuba’s blessing “from the highest leadership” to negotiate with the United States about Cuba’s future, even though he holds no official role in the government.

A social media post by an official of the Central Committee of Cuba’s Communist Party marked the first public comment that the grandson of former Cuban leader Raul Castro, who was indicted by the United States for ordering the downing of a U.S. civilian plane in 1996, is playing a leading role in high-stakes communications with the U.S. government. This comes days after USA TODAY published an article about Rodriguez Castro that included a series of exclusive interviews over two days in Havana.

“I can negotiate with whoever the United States designates,” Rodriguez Castro told USA TODAY. “If I have a chance, Of course with TrumpOf course, against President Trump. He also said, “If at some point in the revolution I need to step up, I will.”

Arial Ramírez Cañedo of the government’s Ideology Department wrote that Cuba and the United States have been using secret “interlocutors” for many years. He criticized the US administration as “unserious and inconsiderate” and accused the US media of “character assassination”.

“The manipulation, lies and yellow journalism surrounding Raúl Guillermo, the Cuban interlocutor by decision of the Cuban supreme leadership, are all part of this objective,” he wrote.

Representatives from the White House and the U.S. State Department did not immediately respond to requests for comment.

Although Rodriguez Castro is not an elected official, he is known as Raulito or Little Raul and holds the power to steer the country’s future. His decision to speak to USA TODAY marks the first time in 70 years that a member of the Castro family has agreed to be profiled.

Michael Bustamante, a professor of history of Cuba and Cuban American studies at the University of Miami, said this week that many Cubans were caught off guard by Rodriguez Castro’s freedom to speak out publicly about sensitive diplomatic negotiations. He noted that Rodríguez Castro’s role is unclear to most Cubans.

Unlike his family and many senior officials, Rodriguez Castro is not subject to U.S. sanctions. And the United States is not negotiating with Cuban President Miguel Diaz-Canel.

Bustamante said Ramírez Cañedo’s Facebook post was a subtle acknowledgment that Rodríguez Castro was speaking with top authorities, but that even the Cuban government still viewed the United States as an unreliable negotiator.

“The question is, ‘Who is this man who speaks like this? And is he trapped? Or is he being featured in the American media to be divisive?” Bustamante said. “This kind of frank dialogue is not in keeping with the style and discretion of most historic Cuban diplomacy, but it has never been ruled out.”

USA TODAY’s reporting and Rodríguez Castro’s new public role as an interlocutor have sparked acrimonious and divided opinion in the Cuban exile community on the island and online.

Carlos Arzugaray, a former Cuban diplomat and ambassador to the European Union, said in a Facebook post that Rodríguez Castro has departed from conventional diplomatic efforts. He said the situation was too sensitive to be addressed through back channels and through the media.

“It is hard to believe that Cuban leadership at any level would have allowed such shoddy and clumsy behavior on such a sensitive issue,” Alzugaray wrote in a USA TODAY profile from Havana.

The mother of the government’s main spokesperson posted a long message to Rodriguez Castro on Facebook.

“Can someone please bring this kid down from the clouds? Can someone please shut him up? Can someone please tell him this is not a bodyguard’s job?” wrote Maria del Carmen Hernández Callus. “If there’s no one else to tell him that, I will.”

The reaction to Rodriguez Castro’s media appearances is “a little exaggerated,” said Frank Mora, a professor of politics and international relations at Florida International University. He noted that Cuba tightly controls the flow of information on the island.

“Everyone is focusing a little too much on whether Mr. Laulito actually has any influence or whether he shouldn’t be vocal, but at the end of the day, he’s confident at the highest level,” Mora said. “As long as his grandfather has been around, he has undoubtedly been the most powerful and trusted figure in Cuba’s ruling class.”

The story about Rodríguez Castro came in the same week that the U.S. embargo on the island was discussed at the United Nations General Assembly in New York City. As power went out across the country, U.S. representatives lashed out at the Castro family.

“If hospitals don’t have food or fuel, how will there be fuel for Castro’s private family jet? How can President (Miguel) Diaz-Canel afford a Hermès tie? You can look it up online,” said Mike Walz, the US ambassador to the United Nations. “How does he buy a Rolex watch or a Montblanc pen for writing? How does the Castro family buy 17 homes, a private island, and fancy trips to Madrid, Moscow, and the Costa del Sol?”

Cuban Foreign Minister Bruno Rodríguez Parrilla lamented at the meeting that what he called an “unprecedented war” by the United States “has become even more brutal and merciless over the past seven months.”

France vs Morocco World Cup LIVE score, Mbappé highlights and channels

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On Thursday, France and Morocco will meet in the quarter-finals of the 2026 World Cup, a rematch of their semi-final in Qatar four years ago.

Morocco’s progress to the last four in 2022 surprised many outside observers, but the North African team is loaded with talent and is no longer underrated.

France coach Didier Deschamps said of Morocco, “They have top-class talent.” “They’re not here to play. They’re here to win. Against this great team, we have to be ready, perform and get results.”

France advanced to the quarter-finals with a 1-0 win over Paraguay, but they were unable to find a breakthrough until Kylian Mbappé converted a penalty kick. blues The goal they needed. Mbappe now has 19 World Cup goals, two more than Lionel Messi’s all-time record.

The winner will face Spain or Belgium in the semi-finals.

Highlights of France vs Morocco

Watch every World Cup match on Fubo

An interesting first half in Foxborough was highlighted by Yacine Bounou saving Kylian Mbappé’s penalty.

It’s all about fighting through the final 45 minutes for a spot in the semi-finals.

French left-back Lucas Digne almost gave France a 1-0 lead with a long-range shot.

France had failed to get any chances in recent minutes and the stadium seemed still stunned by Mbappe’s mistake 15 minutes earlier.

As the match enters a hydration break, Kylian Mbappé and manager Didier Deschamps have words with the referee after a lengthy VAR check to uphold the foul that led to the penalty.

Morocco goalkeeper Yacine Bounou dived to his left to stop Mbappé’s soft shot after an unusually long VAR check.

Nousser Mazraoui dives and knocks Kylian Mbappé over. A penalty was given.

Ousmane Dembele’s looping header just missed the target as France continued their quest for the first goal.

Les Bleus are already controlling the pressure on the Moroccan goal better than in most of the games against Paraguay and are far more proactive in terms of possession in an attempt to find a breakthrough.

Morocco’s goalkeeper made a great stop from Dayot Upamecano’s header, keeping the game scoreless for the first five minutes. Morocco’s defense was breaking through early here.

Kylian Mbappé was given a few yards of space in the opening minutes before firing a shot just wide of the target.

The World Cup quarterfinals will begin in Massachusetts, with 90 minutes remaining before France and Morocco advance to the semifinals.

The matchup will kick off at 4pm ET.

The quarterfinal match will be held at Gillette Stadium in Foxborough, Massachusetts.

Seth Bartelny: France 2-0 Morocco

France was lagged behind by the Paraguayan side, who had a dirty approach. Still, Les Bleus found a way to win and should do so against a Moroccan team who should put in a great effort here as well.

John Arnold: France 2-1 Morocco

The road to Morocco ended the same way as it did four years ago, with France unable to contain the ferocious attacks that have only grown more intense since their 2022 encounter.

Jesse Yomtov: France 2-0 Morocco

It should be a much more open game for France than their brutal encounter with Paraguay, and Les Bleus’ attack will be just fine.

  • GK: Mike Menyan
  • DF: Lucas Digne
  • DF: Dayot Upamecano
  • DF: William Saliba
  • DF: Jules Kunde
  • MF: Bird of Paradise
  • FM: Adrian Rabiot
  • FW: Ousmane Dembele
  • FW: Kylian Mbappe
  • FW: Michael Olise
  • FW: Desire Due
  • GK: Yassin Bounow
  • DF: Ashraf Hakimi
  • DF: Nouser Mazraoui
  • Defender: Issa Diop
  • DF: Anas Salah Eddin
  • MF: Ayyoub Bouadi
  • Midfielder: Kemsuddin Talbi
  • Midfielder: Azzedine Ounahi
  • Midfielder: Bilal El Kanus
  • Midfielder: Nir El Ainaoui
  • FW: Brahim Diaz

The 2030 World Cup will be hosted by Spain, Portugal and Morocco, while Uruguay, Paraguay and Argentina will all host one match each on opposite sides of the Atlantic Ocean to celebrate the 100th anniversary of the first World Cup.

Advance to the quarterfinals, bold Indicates that the player’s team is still alive

  • 8 – Lionel Messi, Argentina
  • 7 – Kylian Mbappé, France
  • 7 – Erling Haaland, Norway
  • 5 – Harry Kane, UK
  • 4 – Jude Bellingham, England
  • 4 – Ousmane Dembele, France
  • 4 – Julián Quiñones, Mexico
  • 4 – Ismaila Saar, Senegal
  • 4 – Mikel Oyarzabal, Spain

Argentinian coach Facundo Tero will take charge of the match between France and Morocco, supported by assistants Juan Pablo Verratti and Gabriel Chade.

In the run-up to the match, some eyebrows were raised when FIFA confirmed that all of the referees were Argentine. Normally, the main referee and two assistant referees are from the same country, but for the first time at this World Cup, all five referees, including the fourth referee and reserve assistant referee, are from the same country.

France and Argentina are among the favorites to meet in the final, and France’s reserve goalkeeper Robin Risser said before the match that fans did not need to worry about bias from Argentine officials.

“We must not be paranoid,” Risser said. “If these referees are involved, it’s because they’re at a competitive level.”

– Seth Terny

France has won the World Cup twice, in 1998 as the host nation and in 2018.

French midfielder Aurélien Choameny missed the Round of 16 match due to a muscle injury, and Manu Kone took his place in the starting lineup. Manager Didier Deschamps wasn’t sure whether Choameni would be available the day before the match.

“We have to be efficient in attack,” France coach Deschamps said at a press conference. “Both teams have strong assets in all areas.”

“We are efficient, but we could have done better in this aspect. Sometimes we have six chances and score two goals, and sometimes we have two chances and score two goals. It’s more important to be efficient.”

France won 1-0 thanks to Kylian Mbappé’s penalty and defeated Paraguay in the round of 16. The France captain has scored seven goals in this tournament, second only to Argentina’s Lionel Messi with eight.

– Reuters

round 16

  • July 4: France vs. Paraguay – Lincoln Financial Field
  • July 4: Morocco vs. Canada – Houston
  • July 5: Norway vs. Brazil – East Rutherford
  • 5th July: England v Mexico – Mexico City
  • July 6: Spain vs. Portugal – Arlington
  • July 6: Belgium vs. USA – Seattle
  • July 7: Argentina vs. Egypt – Atlanta
  • July 7: Switzerland vs. Colombia – Vancouver

quarterfinals

  • July 9: France vs. Morocco – Foxboro
  • July 10: Spain vs. Belgium – Inglewood
  • July 11: Norway vs. England – Miami
  • July 11: Argentina vs. Switzerland – Kansas City

Argentina vs Switzerland World Cup Quarterfinals Tickets

Grab your tickets and watch Messi and Argentina take on Switzerland at Arrowhead Stadium’s famous GEHA Field.

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Semi-final

  • July 14: Foxboro/Inglewood Winner – Arlington
  • July 15: Winner of Miami/Kansas City – Atlanta

final

  • July 19th at MetLife Stadium in East Rutherford, New Jersey

Kylian Mbappé led France to victory as a teenager in 2018, the first World Cup of his career. In 2022, he led his team to the final, scoring a hat-trick, but France lost to Argentina on penalties.

Kylian Mbappé is a 27-year-old Frenchman who will turn 28 in December.

Which team does Ousmane Dembele play for?

Ousmane Dembélé plays club ball for Paris Saint-Germain and is currently the world’s top player to win the Ballon d’Or.

Morocco have never won a FIFA World Cup, but are on track to finish in fourth place in 2022, their best ever.

play

Who has the advantage in France vs. Morocco?

France and Morocco will meet in the World Cup quarter-finals for a place in the semi-finals. Will France’s experience be an advantage, or will Morocco’s momentum allow them to win?

Which team does Achraf Hakimi belong to?

Moroccan right-back Achraf Hakimi played club football for Paris Saint-Germain and helped the team win back-to-back UEFA Champions League titles.

  • 2022: Argentina
  • 2018: France
  • 2014: Germany
  • 2010: Spain
  • 2006: Italy
  • 2002: Brazil
  • 1998: France
  • 1994: Brazil
  • 1990: west germany
  • 1986: Argentina
  • 1982: Italy
  • 1978: Argentina
  • 1974: west germany
  • 1970: Brazil
  • 1966: england
  • 1962: Brazil
  • 1958: Brazil
  • 1954: west germany
  • 1950: Uruguay
  • 1938: Italy
  • 1934: Italy
  • 1930: Uruguay

Which team does Michael Olise belong to?

France’s Michael Olisse plays for Bayern Munich in Germany.

Argentina defeated France in the 2022 World Cup final in Qatar in one of the greatest matches of all time. Kylian Mbappé scored a hat-trick for Les Bleus, but Argentina won on penalties.

Why are Americans leaving the workforce?

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good morning! I’m Daniel de Visé from Daily Money.

Why are so many Americans leaving the workforce?

The nation’s labor force participation rate, the percentage of Americans 16 and older who are working or looking for work, fell to 61.5% in June. This is the lowest figure in 50 years, excluding the coronavirus pandemic.

Pepsi’s social media post sparks fire

Soft drink company Pepsi has deleted a controversial social media post. Critics said it downplayed an even more serious topic, at least in relationships: consent.

The post said:

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