The cost of repairing or replacing appliances can add up quickly. A home warranty can help cover these costs, connect you with a quality technician, and protect your finances and appliances. Optimize your savings and coverage needs by finding the right home warranty and company for you.
The Everything Breaks home warranty doesn’t just protect your home, it also protects your car and electronics. So, if you’re looking for an all-in-one warranty provider, Everything Breaks is the way to go.
All About Breaking a Home Warranty
Everything Breaks has been in the warranty business for 20 years, offering affordable and accessible plans. Most companies only specialize in home warranties, but you can also protect your car and electronics through Everything Breaks.
Everything breaks down pros and cons
Everything Breaks has an A+ rating from the Better Business Bureau (BBB), but here are some other benefits you’ll get from using one of its plans:
- their experience in the industry
- Incredibly customizable plans and add-on options
- Quick response to complaints
- Great customer service reviews and testimonials
However, depending on your needs, there are some drawbacks to using the Everything Breaks plan:
- Compensation limit is lower than other companies
- No online billing process yet
- No discount for military
- No clear overview of plans and additional charges
When considering home warranty plans and companies, think about what you need from your insurance and company.
Alternatives to Everything Breaks
When looking for a home warranty plan, you should compare companies and options to find the best one for you. Companies like Cinch Home Services and American Home Shield both have similar monthly costs but much higher total and system limits for additional protection.
Liberty Home Guard has similar coverage caps and limitations and has a lower monthly cost, but there is a waiting period between signing up and filing your first claim.
All break plans and prices
Everything Breaks offers four home warranty plans that are tiered based on the number of systems and devices covered. This company does things differently than other companies. Unlike other plans that tell you what specific systems and devices each plan covers, Everything Breaks shows you how many you can cover, so you can better customize your plan.
| plan | coverage | average cost |
|---|---|---|
| ruby | 5 home appliances | $29.88 per month |
| sapphire | 2 major systems and 17 appliances | $48.88 per month |
| emerald | 4 major systems and 17 appliances | $88.88 per month |
| diamond | 7 major systems and 17+ appliances | $98.88 per month |
The Everything Breaks home warranty states it is available in Virginia, but we were unable to obtain a quote for the address you selected. Cost data in the table is based on third-party reviews and forums. For the most accurate quote, please call or contact us online.
What are the coverage limits for Everything Breaks?
All four plans have the same total limit of $5,000 per contract period. Other restrictions are the same for each plan. For the first three months, the HVAC limit is $500 and increases to $2,500 for the remainder of the period. Plumbing, electrical, and additional coverage starts at a $250 limit for the first three months and increases to $750 for the remainder of the term.
Everything Break Discount
Everything Breaks has seasonal sales such as the Easter Sale, where you can get 50% off all plans. Other than these, there are no permanent discount offers or discounts for military personnel.
What’s in Everything Breaks?
The Everything Breaks plan covers repairs and replacements for selected appliances and systems. The systems they have established include:
- central air conditioner
- central heating
- duct work
- electricity
- water heater
- plumbing work
- jet bath
Eligible appliances include:
- attic fan
- doorbell
- bathroom ventilation fan
- Kitchen fan/ventilation hood
- ceiling fan
- microwave oven
- oven
- clothes washing machine
- range stove
- dishwasher
- refrigerator
- instant water heater
- freestanding freezer
- garage door opener
- garbage compactor
- Garbage disposal
When you set up an Everything Breaks plan, you choose the systems and appliances you want to cover, so you only pay for what you need. And if your home doesn’t need coverage for all your home systems and appliances, that’s no problem because you can choose everything your plan covers.
Scope of the Everything Breaks add-on
If you have other appliances that aren’t included in your Everything Breaks plan, you can add them to your plan for an additional monthly fee. Some add-ons include:
- In above ground pool and/or spa facilities
- purification system
- humidifier
- alarm system
- Limited roof leakage
If you have a secondary unit, you can also add another system, such as a central AC or heating system. If you go for a cheaper warranty plan, you can also add plumbing and electrical systems as add-ons.
Home warranty does not cover if everything breaks
Although Everything Breaks offers comprehensive services, there are some things that are not covered by the plan.
- Known pre-existing disease
- Hazardous substances such as asbestos
- chimney
Their sample contract outlines more specific devices and appliances that are not covered by your home warranty.
How to file a claim with Everything Breaks
If one of your affected appliances or systems breaks down, your first step is to call our support hotline. We are available 24/7 and will get back to you within 24 hours. The average response time for emergencies is just 4 minutes. At Everything Breaks, we will connect you with an approved technician and schedule an appointment. You just pay the $75 service fee for all plans.
USA TODAY’s review of Everything Break
USA TODAY uses in-house methodologies to evaluate and review home warranty companies and policies. Our editorial team examines quotes, contract samples, and customer reviews to create accurate and reliable summaries and reviews of plans and companies.
About the editor
Alora Bopray is an editor and writer who has covered the home services industry for nearly a decade. She is an avid DIYer who uses her own successes (and failures) to educate homeowners on how to better take care of their homes.
Bottom line: Is a break-everything home warranty right for you?
If you’re looking for something moderately expensive and highly customizable, Everything Breaks is for you. Its customizability and flexibility allow you to cover exactly what you need to protect in your home. However, coverage is lower than other companies and discounts are limited to seasonal sales.
FAQ
Is Everything Breaks legal?
Yes, Everything Breaks is a legitimate and trusted home warranty provider and is rated A+ by the BBB. Get a free quote from your agent by calling our sales hotline or exploring your coverage options online.
What is the average cost of Everything Breaks?
Everything Breaks’ plans range from $30 to $100 per month, with a $75 service fee. Get a discount on your monthly bill when you sign up for insurance during seasonal sales.
Who are the most reputable home warranty companies?
There are many reputable home warranty companies, including Everything Breaks. Checking customer reviews on trusted sites like the BBB can help you see if a company’s approach is right for you and avoid scams.
