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The post about Pepsi’s “permission” has now been deleted, but it sparked controversy. why?

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Pepsi has apologized and deleted a controversial social media post that used the phrase “asking for permission” and that critics said made light of consent.

“Pepsi Wild Cherry is what happens when regular cherries stop asking for permission,” a post on Pepsi’s thread account said, according to screenshots shared on social media.

On July 7, the soda brand apologized for the post.

Pepsi’s post reads, “Our recent Wild Cherry post was posted in a way we did not intend. We apologize for your request, but the post has been removed.” According to social media users, the post remained online for several hours before being deleted.

The post discussed Pepsi’s cherry and wild cherry soda flavors, but some people claimed it glorified something they disagreed with.

When contacted on July 8, Pepsi provided an apology to USA TODAY.

Here’s what you need to know:

Why was Pepsi’s Wild Cherry post so controversial?

Some social media users likened it to Pepsi’s post about not “asking for permission” for consent for sexual contact.

“SA is the only way to interpret this post that Pepsi has already been running for 10 hours. This is absolutely abhorrent,” said one user. “SA” is an abbreviation that stands for sexual assault.

Another person wrote, “Deleting a post doesn’t erase the mindset it took to write it. Consent is not a marketing perspective and sexual assault is not a joke. Pepsi should not have posted it. Piri piri!”

Other social media users will interpret your post differently

Others, however, defended Pepsi in light of the backlash, saying the post did not discuss the assault.

“Personally, I read ‘Permission’ for the kind of kid who would raise hell, not assault. But that’s me,” one person wrote.

“I don’t think this is a rape joke or someone inside Pepsi making fun of assault victims. I think Cherry is saying she’s doing what she wants instead of asking permission,” said another user.

Melina Khan is USA TODAY’s national trends reporter. X Keep up with her at @melinakh and on Instagram @bymelinakhan.

Mamdani calls on Graham Platner to withdraw from Maine Senate race

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New York City Mayor Zoran Mamdani called for the Maine Senate race to be canceled after political hopeful Graham Platner was accused of sexual misconduct.

Mr. Mamdani joins a number of members of the Democratic Party who have suggested Mr. Platner resign.

Here’s what you need to know:

Graham Platner accused of sexual misconduct

Jenny Racicot, a woman Platner previously dated, alleged that the Senate candidate sexually assaulted her at his home in 2021.

In an interview with Politico, Racicot said Platner came into her home drunk and uninvited one night. She claims he assaulted her after she repeatedly told him to stop.

Mr. Platner, who is running against Maine Republican Sen. Susan Collins, denied the accusations. He had recently begun his political career after serving in the military, working as an oysterman, and promoting progressive policies.

“Regardless of the inaccuracy of the reporting, but mindful of the political realities it will cause, we are taking time to reflect on the best path forward for the state I love, the people I love, the movement I belong to, and the goal of defeating Susan Collins,” Plattner said.

“These were my goals when I started this campaign, and they are still my goals.”

Mr. Mamdani and others ask Mr. Platner to withdraw from the school.

Since the allegations were revealed earlier this week, multiple names in the Democratic Party have called for Plattner to withdraw from the race.

One of the most high-profile people to reach out to Mr. Platner is Sen. Bernie Sanders, an independent who once defended his race. Sen. Elizabeth Warren and Rep. Ro Khanna also called for Mr. Platner’s resignation.

“I spoke with Graham Platner about the best path forward for Maine,” Sanders said Tuesday.

“In light of these very serious allegations, I have recommended that he resign.”

Mamdani joined other progressive Democrats in calling for his resignation this week.

“I think it’s time for him to withdraw from the race,” Mamdani said at a separate press conference on Tuesday.

“Today’s focus is to respond to the gravity of what many of us have read, and I think the only appropriate response is for the campaign to end.”

Mamdani had not previously supported Platner.

New York City buildings at risk of collapse ‘stable’, more evacuations lifted

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Two pillars of a midtown Manhattan skyscraper under construction have snapped, raising concerns that it may partially collapse, and emergency measures are being taken to stabilize it, officials said.

Early on July 7, the New York City Fire Department responded to reports of bricks falling from a 37-story building currently under construction on East 42nd Street between Second and Third Avenues, a busy area of ​​Manhattan. Officials found two columns buckled on the 21st and 22nd floors, and the floor sagged between the 21st and 26th floors.

FDNY Commissioner John Esposito warned at a news conference that while it was unlikely the building would collapse completely, there was a risk of a partial collapse.

New York City Department of Buildings Commissioner Ahmed Tigani told reporters late on July 7 that jacks were being installed to stabilize weak points, and new steel was being installed to create additional stability. He said authorities monitored the building inside and outside for hours but saw no movement.

“At this point, we can say that the building is stable. It has not moved since we began monitoring it earlier today,” Tigani said. “And we are confident in our current emergency plans.”

Some evacuation orders and road closures in “frozen zones” are lifted

New York City Mayor Zoran Mamdani said at a press conference on the afternoon of July 7 that the city had established a “freeze zone” from 40th to 45th Streets between First and Third Avenues, temporarily closing the area to pedestrian and vehicular traffic.

According to the mayor, a nearby high-rise building and a school attended by about 400 children were evacuated. Consular officials said in a statement that the Israeli consulate general had also been evacuated.

By late July 7, the frozen area had “shrinked considerably,” Tigani said.

Five buildings were still under evacuation orders, but residents of other buildings who were previously evacuated were allowed to return, Tigani said. He said 42nd and 43rd Streets between Second and Third Avenues remain closed to vehicles, but all other traffic and pedestrian restrictions have been lifted.

What causes columns to bend?

Tigani declined to comment on what caused the column to buckle, saying the investigation would continue once efforts to stabilize the building were completed.

Nathan Berman, founder of Metroloft, the building’s developer, told the Wall Street Journal that he believes the added weight of the top 15-story expansion likely caused the columns to buckle.

“Why those particular two columns and nothing else? We don’t know,” he told the Journal. “We are looking into it.”

What buildings are at risk of collapsing?

According to the New York Times and Reuters, construction on the building began in 1959. In 1961, the pharmaceutical company Pfizer moved its headquarters to this location and expanded its offices.

The building is being converted into a 1,600-unit apartment complex, scheduled for completion in 2027, according to architecture firm Gensler’s website.

It is located just east of major transportation hubs, Grand Central Terminal and the iconic Chrysler Building, both on 42nd Street. This is also the main street west of the United Nations Headquarters.

Contributed by: Eduardo Cuevas, Michael Loria, Thao Nguyen, USA TODAY; Amethyst Martinez, Levittown

From captains to cleaners, how much do cruise ship workers really make?

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Cruise ship salaries vary greatly depending on the job, but free housing, meals, and other perks can significantly increase your overall compensation.

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Working on a cruise ship is a demanding job, but the job has some unique perks.

Perhaps most notable is the ability for crew members to travel while still being paid. However, jobs onboard ships are as diverse as the services provided, and wages can vary widely depending on the employee’s responsibilities. Many employee groups have “different pay structures,” said Larry Pimentel, cruise executive in residence at Florida International University’s Chaplin School of Hospitality and Tourism Management.

Their employment conditions are also different from many land-based jobs. Pimentel, a former president and CEO of companies such as Azamara and Cunard Line and co-founder of SeaDream Yacht Club, told USA TODAY what cruise ship crew salaries are typically like.

How much do cruise ship crew members earn?

Cruise ship crew incomes can vary widely.

Cruise captains, the highest ranking official on board a ship, typically earn between $12,000 and $25,000 a month, according to the FIU table compiled by Pimentel based on an analysis of information from maritime recruitment agencies, job postings, industry compensation surveys and cruise recruitment agencies.

Galley and housekeeping utility roles (such as washing dishes) are at the bottom of the chart, typically earning between $1,200 and $2,500 per month for the former and $1,200 to $2,200 for the latter. At the mid-level, head housekeepers earn between $4,000 and $7,000 a month, and executive chefs earn between $5,000 and $9,000.

Typical monthly compensation ranges for major international cruise lines (2025-2026)

BRIDGE (Navigation Leadership)

  • Captain $12,000 – $25,000
  • Chief Engineer $9,000 – $15,000
  • Staff Captain $8,000 – $14,000

Technology (engineering and operations)

  • Hotel Director $7,000 – $12,000
  • Cruise Director $5.8,000 – $7.5,000
  • Executive Chef $5,000 – $9,000

Hotel Leadership (Guest Experience Leadership)

  • Casino Manager $4,000 – $8,000
  • Head housekeeper $4,000 – $7,000
  • Restaurant Manager $3.5,000 – $6.5,000
  • Shore Excursion Tour Manager $3.5,000 – $6,000

DEPARTMENT MANAGEMENT

  • Nurse $3.5,000 – $6.5,000
  • Guest Services Manager $3,000 – $5.5,000
  • Security Officer $2.5,000 – $5,000

Front line crew (guest service)

  • Cabin Steward* $1.8,000 – $4,000
  • Waiter* $1.5,000 – $4,000
  • Bartender* $1.5,000 – $4,000

SUPPORT CREW

  • Galley Utility $1.2,000 – $2.5,000
  • Housekeeping Utilities $1.2,000 – $2.2,000

Pimentel stressed that these numbers are “illustrative.” Many crew members are hired through third-party agencies with varying practices, and actual earnings will vary depending on the cruise line, the individual employee’s experience level, and other factors. Most cruise ships are also flagged or registered in foreign countries, such as the Bahamas or Panama, and there is no comprehensive U.S. official wage database for crew members (although ships are still subject to International Maritime Labor Standards).

“There are staffing agencies, there are flag state requirements, there are contract terms, so there is no uniform and easy way to get around this,” he said. There are other forms of compensation as well.

“Comparing pay alone underestimates the opportunity because crew members also receive free meals and accommodation while on board. … They receive medical insurance for the duration of their contract,” Pimentel said. “They obviously have no commuting costs, no housing costs, no utilities costs, and they’re on a boat. And in some cases, it’s a bonanza, because many source countries completely exempt overseas shipping income from income tax.”

Wages also need to be viewed through the lens of a worker’s home country, including established source markets such as the Philippines, India and Eastern Europe, he added. Pimentel said crews on large ships include people from more than 50 nationalities, who often earn more than hospitality jobs in their home countries.

“For many of these international crews, this ship provides two to eight times more synergy than what they would normally get in their home country,” he said. Crew members can advance through the ranks and potentially earn a significant amount of money in the future.

“Think about the fact that many of these staff have been trained and given educational opportunities. Given all these new ships, the upward mobility of some of them is amazing,” Pimentel said.

Do you want to work on a cruise? Click here to read our story on how to break into the industry.

How long is the contract for cruise ship crew?

Contract length varies by role and cruise line.

For example, Princess Cruises contracts range from three to nine months. “After each mission, you will be given approximately two months off before your next mission,” the cruise line said on its website.

However, schedules are often tight on board. “The daily work schedule on board follows ILO Convention guidelines and you must expect to work 10 to 13 hours per day, seven days a week, depending on your position.”

How are cruise ship tips distributed?

Pimentel’s analysis also takes into account tips paid to guest service support roles, such as flight attendants and dining room waiters.

For example, Holland America Line’s Crew Appreciation Award is “designed to recognize the many team members who support your journey, including those you meet every day and those working behind the scenes,” according to the company’s website. The company charges suite passengers $20 per person per day and all other passengers $18.

Many cruise lines automatically add these tips to guests’ onboard accounts, but they typically increase or decrease the amount and distribute it to a designated team before disembarking. Other brands, such as luxury airlines, typically bundle tips with fares and allocate them internally to crew members.

However, Pimentel noted that gratuity practices and structures vary “significantly across the industry.”

“And we found that the more guests understood that it was part of their pay structure, especially the realm of front-line staff, the more they wanted to participate.”

This story has been updated for formatting.

Nathan Diller is a consumer travel reporter for USA TODAY based in Nashville. Please contact us at ndiller@usatoday.com.

Consumers will face significant health insurance premium increases in 2027

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Millions of Americans who pay high Affordable Care Act premiums in 2026 will face another double-digit rate hike next year, raising the cost of what has become prohibitively expensive for some people.

Health insurers are seeking a median rate hike of 14% in ACA plans in 2027, according to a preliminary analysis by the health policy nonprofit KFF.

KFF analyzed claims from 77 insurance plans in 16 states and Washington, DC. Almost half of insurance companies are calling for premium rates in 2027 to be 10-15% higher than in 2026. Companies selling 20 insurance plans are calling for rate increases of more than 20%.

The final amount is subject to change because health insurers have until July 15 to submit documentation for 2027 ACA premium applications. Federal and state insurance regulators will review the plan before finalizing the rate hike.

The filing marks the second year in a row that insurers in the ACA market are seeking double-digit rate hikes. This rate increase coincides with the repeal of enhanced subsidies that made ACA insurance more affordable for millions of Americans.

“It’s a triple whammy,” Cynthia Cox, KFF’s senior vice president and ACA program director, said of consecutive years of interest rate increases and lack of subsidy expansion. “This is a huge blow to people who don’t have access to subsidies.”

KFF said health insurance companies cited the following factors as factors for next year’s premium rate increases:

  • Rising medical costs. Hospital and physician fees are driving up costs, and prescription drug spending is also rising, in part due to the popularity of GLP-1 anti-obesity drugs and specialty drugs to treat conditions such as cancer. Medical and prescription drug spending increased by 10%, a larger increase than in recent years.
  • With the enhanced premium tax credit repealed in 2026, more ACA enrollees were required to account for a larger share of their overall health insurance premiums. Some healthier customers will have their ACA coverage discontinued in 2026, leaving fewer enrollees who are sicker and have higher premiums. Insurers expect more of the same to happen in 2027.
  • changes to market rules by President Donald Trump’s administration;

Most working-age adults and their families obtain health insurance through their workplace. Most adults age 65 and older are eligible for Medicare, but low-income households are often eligible for Medicaid.

According to the U.S. Department of Health and Human Services, about 19.2 million Americans were enrolled in ACA plans (commonly known as Obamacare) as of February, down from the 23.1 million enrolled by January 2026.

KFF’s report is the second in recent weeks to predict an increase in ACA rates next year. A report from the Georgetown Center for Health Care Reform, released June 18, analyzed claims from health insurance companies in nine states and Washington, D.C. Insurers in those states asked for premium rate increases in 2027, ranging from 6.5% in Vermont to 22.4% in Washington.

“Insurance companies participating in the marketplace are facing significantly fewer patients and sicker populations, which is driving up premiums for everyone,” said Sabrina Corlett, co-director of Georgetown University’s Center on Health Insurance Reform.

Iran Ceasefire, NATO, Daily Briefing New York City Building

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morning! Welcome to the daily briefing. This morning’s breaking news is:

Jane Onyanga-O’Mara brings you the news you need to know on Wednesday.

President Trump plunges Iran peace process into uncertainty

President Donald Trump said Wednesday that he believes the ceasefire between the two countries is over following recent retaliatory attacks between the United States and Iran, leaving the status of the peace process and preliminary agreement to end the conflict uncertain. “I think it’s over for me. I don’t want anything to do with them,” Trump said at the North Atlantic Treaty Organization (NATO) summit in Ankara, Turkey. “They’re trash. They’re sick.”

More news you need to know right now

Let’s take a look

Manhattan building at risk of collapse is now stable

Workers have stabilized a midtown Manhattan skyscraper after two pillars snapped, prompting evacuations of the building, officials said Tuesday. After receiving reports of bricks falling from the 37-story building, fire officials said two pillars buckled on the 21st and 22nd floors, causing the floor to sag between the 21st and 26th floors.

things to talk about

World Cup last 16 winners and losers

The round of 16 concluded on Tuesday, with Argentina defeating Egypt in a decidedly unthrilling match, and Switzerland defeating Colombia on penalties. But overall, the round of 16 provided some of the most memorable moments of the World Cup to date. Here are some winners and losers.

before going

Have feedback about the daily briefing? Email NFallert@usatoday.com.

Kylie Jenner and Dunkin’ team up on three new drinks

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Kylie Jenner and Dunkin’ have teamed up for a trio of limited-time drinks inspired by her “King Kylie” days.

The drinks, which will be available starting July 8, combine fruity, creamy and decadent flavors, with each offering a “fresh taste of summer,” according to Dunkin’.

Drinks in the collection include:

  • Candy Pink Lemonade Refresher: Mix pink pineapple flavor with lemonade and layer with dragon fruit pieces for a bright, juicy taste.
  • Vanilla Pink Cloud Latte: Espresso and whole milk combined with French vanilla flavor and topped with pink strawberry cold foam.
  • Pink Lemon Drop Sun Cloud Lemonade: A luscious, creamy and refreshing drink topped with pink strawberry cold foam.

“Pink has always been at the heart of King Kylie, so partnering with Dunkin’ felt like a natural extension of that world,” Kylie Jenner said in a news release. “Three drinks, three different vibes – sweet, bold, nostalgic – all very me. I can’t wait for people to try them!”

Dunkin also has Sun Cloud Lemonade on its menu

In addition to Kylie Jenner-inspired drinks, Dunkin’ is also adding Suncloud lemonade and a lineup of sparkling drinks to its menu. The lineup is as follows:

  • Sun cloud lemonade: A creamy, refreshing lemonade drink topped with velvety smooth pink strawberry cold foam for a fruity, caffeine-free sip.
  • Strawberry Suncloud Lemonade: Enjoy strawberry flavor, lemonade, and oat milk topped with pink strawberry cold foam for a sweet, creamy, citrusy taste.
  • Freeze Pop Sun Cloud Lemonade: Mix Freeze Pop flavors with lemonade and oat milk, then top with sweet cold foam and dragon fruit for a nostalgic, fruity bite.
  • Coconut sun cloud limeade: Coconut flavor and limeade are mixed with oat milk and topped with sweet, cool foam for a tropical, creamy refreshment.
  • Sparkling lemonade: Lemonade is mixed with sparkling water to create a classic summer fizz.
  • Strawberry Sparkling Limeade: Mix strawberry flavor and limeade with sparkling water for a refreshing, fruity taste.
  • Strawberry iced coffee with chocolate: A mix of mocha and strawberry flavors with iced coffee with cream and topped with pink strawberry cold foam.
  • Watermelon Lime Dunkin’ Zero: Watermelon lime syrup is mixed with sparkling water for a bright, bubbly drink with juicy fruit flavors.

A new line of peanut butter products, Fluffernutter drinks, is now on the menu.

For customers looking for sweeter, indulgent options, Dunkin’ also offers a lineup of dessert-inspired drinks, including cloud lattes, frozen drinks, and espresso drinks.

The lineup is as follows:

  • Fluffernutter Cloud Latte: Enjoy the peanut butter flavor with espresso and whole milk, topped with marshmallow cold foam, for a rich, nostalgic bite.
  • PB&J Cloud Latte: Peanut butter flavor, espresso, and whole milk finished with pink strawberry cold foam for a sweet and fruity twist on a classic.
  • Fluffernutter coffee chiller: Frozen coffee with peanut butter flavor and marshmallow cold foam, topped with whipped cream, caramel drizzle, and marshmallow cold foam.
  • Peanut butter protein latte: Peanut butter flavor combined with espresso and protein milk for 17 grams of protein in a medium serving.
  • Peanut Butter Shakin’ Espresso: Peanut butter flavored shake of double shot espresso and oat milk.

Gabe Hauari is USA TODAY’s national trends news reporter. You can follow him at X @gabehauari Or email Gdhauari@usatodayco.com.

President Trump says Greenland should be managed by the US as NATO summit begins

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WASHINGTON – As the 2026 North Atlantic Treaty Organization (NATO) summit begins in Ankara on July 7, President Donald Trump reignited his calls for U.S. control of Greenland and threatened to expel U.S. soldiers from European countries over the issue.

President Trump reiterated his position that Greenland is critical to U.S. security during a bilateral meeting with Turkish President Recep Tayyip Erdoğan in January, after Trump’s push to acquire the semi-autonomous region from Denmark sparked a NATO crisis.

“That’s what hurt our relationship with NATO,” President Trump said in response to a reporter’s question about Greenland. “Because Greenland is not helping Denmark. Denmark is not really spending money to help Greenland, but Greenland is an important part of the United States, and Greenland is surrounded by Chinese ships and Russian ships, so that won’t happen.”

President Trump added of Greenland: “It should be managed by the United States, not Denmark.”

Trump brought NATO to the brink of destruction in January, but ultimately ruled out military action to acquire Greenland and backed off on threats to impose tariffs on European allies. Tensions eased after President Trump announced a “framework for future agreements” with NATO, Denmark and the Arctic region on security issues.

Trump’s Greenland negotiations subsided in the months that followed, but at the NATO summit in Turkey, Trump introduced a new threat to remove American troops from Europe, over the continent’s objections.

“With the money we’ve spent on aid to Russia, and we don’t have to spend any money, we could take all our soldiers out of Europe, because as you’re probably aware, Europe is a very different place and a lot different than it was 20 years ago.

“We better be careful about migration and energy. If we don’t take care of these two things, Europe will no longer exist,” he warned.

The United States has approximately 68,000 active-duty military personnel stationed in European countries. In May, the Trump administration announced the withdrawal of 5,000 US troops. It sent troops from Germany in apparent response to Chancellor Friedrich Merz’s criticism of the US war on Iran.

Greenland is not for sale, Denmark replies

Speaking at the North Atlantic Treaty Organization (NATO) summit hours after President Trump’s remarks, Danish Prime Minister Mette Frederiksen said she hoped allies would respect the sovereignty of the Kingdom of Denmark and accept that Greenland is not for sale.

“It is a well-known position of the United States that it wants to own and take over Greenland. I hope it is equally well known everywhere that that will not happen,” Frederiksen said, adding that Denmark had no plans to discuss Arctic or Greenland issues in Ankara.

Greenland’s government has also repeatedly stated that the territory is not for sale. Greenland’s Foreign Minister Moute Egede said in a statement that Greenland’s future should be decided by its people. “That’s always been the case and always will be,” he said.

President Trump criticizes NATO again over Iran war

During his meeting with Erdogan, President Trump also criticized European NATO members for not supporting the U.S. war against Iran and providing military aid. A cease-fire exists between the two countries as the Trump administration seeks to reach an agreement with Iranian leaders to dismantle its nuclear program and highly enriched uranium.

“We didn’t need any help. In a way, I was testing people,” Trump said. And in a sense, I’m evaluating people. I was testing to see if they were there. Because we’ve said for a long time that we helped them, but we don’t know if they’ll be there for us. And Italy turned us down. And Germany rejected us. And France turned us down.

“That’s fine,” Trump said. “But why are we spending hundreds of billions of dollars and they’re not there for us? We’re always there for them.”

Contributed by: Reuters

X Contact Joey Garrison at @joeygarrison.

Top universities offer free tuition to families earning up to $200,000

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The admissions process at many prestigious universities has become more complex in recent years, with financial aid commitments becoming more generous.

Elite universities tell applicants that they meet 100% of their “demonstrated financial need,” often without loans. But first, students must sift through a thicket of paperwork to determine their “expected family contribution.” This can be an eye-popping amount.

Many families do not understand the Byzantine aid formula. Some people don’t believe in mathematics.

Some universities are trying a different approach. More and more people are taking a new kind of financial aid pledge that’s easier than ever: free tuition if your family’s income is less than $100,000 or so.

At Emory University in Atlanta, undergraduate students with household incomes of $200,000 or less will have tuition waived this fall.

The University of Notre Dame in Indiana will offer free tuition this fall to students with household incomes of up to $150,000 and half-price tuition for households with incomes up to $200,000.

Johns Hopkins University in Baltimore currently offers free tuition to families with incomes up to $200,000. The university will cover tuition, fees, and living expenses for families with incomes up to $100,000.

These schools, along with Carnegie Mellon University, Tufts University, the University of Pennsylvania, and the University of Chicago, have pledged to offer free tuition to middle-class families with incomes between about $75,000 and $250,000.

While many initiatives are new, some universities have been waiving tuition for middle-income students for more than a decade. The aid pledges aim to convince middle-class families that attending prestigious private universities is affordable.

“If these families can do the impossible and get into these schools, they should be able to get in,” said Veronica Hauard, assistant dean of admissions at the University of Chicago.

Top universities lack middle-class students

University aid officials have been talking a lot lately about a demographic phenomenon variously referred to as the missing middle, the donut, or the barbell.

Top universities often enroll large numbers of low-income students, whose tuition fees are covered entirely by government and institutional subsidies. Additionally, many students are wealthy and their parents pay all of their tuition fees.

What is missing are middle-class students. Too wealthy to qualify for a federal Pell grant, but not wealthy enough to write a $70,000 tuition check.

“This is a segment of the population that we have been concerned about for a long time,” said Mickey Kidder, vice president for undergraduate admissions at the University of Notre Dame. “We found that middle-income people were being shut out of many institutions.”

The tuition-free guarantee is the latest step in the evolution of student support among selective, well-funded universities, institutions with deep endowments that can invest heavily in tuition subsidies. Kidder said Notre Dame has a $20 billion endowment. Emory’s endowment is $12 billion.

For many years, selective schools have been committed to fully meeting the financial needs of all admitted students, making them theoretically open to all.

Starting in the late 1990s, many of these same schools moved to eliminate loans from aid scholarships and launched the “No Loan” movement, which promised to help students graduate debt-free.

The university has posted a net price calculator and other tools on its website to help families estimate what their “demonstrated need” is and how much the school will spend.

Will college be able to convince families that it is affordable?

But institutions are having a hard time convincing middle-class families that tuition is affordable, especially at a time when total tuition at top universities can reach $100,000.

“We say we absolutely meet a proven need, but people don’t understand what that means,” said Emory Lt. Gov. John Leach.

If college consumers are concerned about cost, it’s easy to see why. Many top private universities offer a sticker price of $70,000 to $80,000 in tuition alone. These prices have risen faster than inflation in recent years.

However, most students pay much less than that. According to the College Board, average annual tuition and fees at private, nonprofit colleges actually decreased from $19,490 in 2015 to an estimated $16,910 after accounting for inflation and aid.

Emory University launched the Emory Advantage Initiative in 2007, pledging to eliminate loans from aid scholarships for middle-income families. In 2022, the school completely eliminated loans from undergraduate aid awards.

That policy continues today. But now, tuition is free for families with incomes of $200,000 or less.

Free tuition pledge attracts middle-income students

Emory’s pledge is already bearing fruit. When fall classes began, the number of students from families with incomes of $100,000 to $200,000 was cut in half, Leach said.

The total annual amount of federal student loans owed by Emory students decreased from $12 million in the 2021-22 academic year to $4 million in the 2024-25 academic year.

“And this trend will continue to decline,” Leach said.

Other universities are also flattening the “barbell,” easing the debt burden for middle-income applicants.

Since the fall of 2025, the University of Pennsylvania has covered all tuition for families with annual incomes of up to $200,000. Penn’s tuition guarantee dates back to 2008, when it initially offered free tuition to families with incomes under $90,000.

As a result, University of Pennsylvania students borrowed less money. Among students in the $140,000 to $200,000 income range, the percentage of students who take out loans as part of their aid package has fallen from 68% in 2010 to 26% today.

Whether a family with an annual income of $200,000 qualifies as middle class is debatable. In any case, the tuition-free pledge for families with incomes under $200,000 covers about 84% of American families, according to a Motley Fool analysis. Approximately 57% of households have incomes of $100,000 or less.

The median household income in Emory’s home state of Georgia is $81,210, according to federal data. The university’s Advantage Plus program covers tuition for families earning more than twice that amount.

The downside for students considering Emory, Notre Dame, and other schools with free tuition commitments is that they still have to enroll.

At Emory University, 12% of applicants were admitted to fall classes. Notre Dame admitted 9%.

Donald Trump says ceasefire with Iran is ‘over’ at NATO summit

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President Donald Trump said Wednesday that he believes the ceasefire between the two countries is over following recent retaliatory attacks between the United States and Iran, throwing the status of a preliminary agreement to end the conflict and a broader peace process into uncertain territory.

“I think it’s over for me. I don’t want anything to do with them,” Trump said at the NATO summit. “They’re scum. They’re sick. They’re led by sick people, and they’re evil, violent people.”

Trump added: “As far as I’m concerned, dealing with them is a waste of time.”

President Trump’s comments came hours after Iran announced it was targeting U.S. military facilities in Bahrain and Kuwait. The attack came after the United States launched an offensive against Iran in retaliation for a ship attack in the Strait of Hormuz that U.S. officials say was a violation of the ceasefire.

U.S. Central Command said it launched the attack on Iran to “impose significant costs by targeting and attacking commercial vessels manned by innocent civilians in international waterways.”

“Iran’s demonstrated aggression is unwarranted, dangerous and a clear violation of the ceasefire,” Centcom said.

The United States also revoked permits to sell oil to Iran in response to a series of attacks on commercial vessels for which the Iranian regime has not taken responsibility.

The continuing conflict around the straits and the escalating US response have highlighted the precarious state of peace negotiations. U.S. and Iranian officials signed an interim peace agreement in June to end the war that began on February 28. The memorandum called for the reopening of the Strait of Hormuz and the start of further negotiations on Iran’s nuclear program and US sanctions.

Contributor: Zach Anderson, Reuters

Top 1,000 cases of parasites that cause diarrhea. See most states

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Cases of food poisoning caused by a parasite that causes explosive diarrhea continue to spread across the United States, with more than 700 cases in Michigan in the week after July 4th.

Cyclosporiasis, a disease that causes abdominal pain caused by a parasite commonly found in produce, has sickened hundreds of people in more than 18 U.S. states since May 1, according to Centers for Disease Control and Prevention and state health data. Michigan is battling clusters of infections, with the number of cases already more than tripling compared to 2025, and several other states reporting more than 100 cases.

Additional state-level reporting shows a further spike in cases not yet reflected in the CDC surveillance dashboard, which is updated monthly. The latest data, released on June 16, has not yet caught up with the rapidly evolving spread of infection.

At this time, there is no evidence that a single multistate outbreak is linked to all cases. Local and federal officials continue to work to identify potential sources of outbreaks like the one in Michigan. But so far many cases appear to be part of a seasonal surge. The CDC believes the annual cyclosporiasis surge will last from May 1st to August 31st.

Here’s what you need to know when the number of cases exceeds 1,000.

Michigan tops the list with more than 700 cases

From June 22 to Monday, July 6, Michigan recorded more than 700 cases of cysticercosis, 36 of which resulted in hospitalizations.

“At this time, no specific produce producer, supplier or type of produce has been identified as the source of the outbreak,” Lynn Sutfin, spokeswoman for the Michigan Department of Health and Human Services, told USA TODAY on July 7. “Anyone experiencing gastrointestinal illness, such as sudden or persistent diarrhea, should contact their health care provider or local health department.”

New York follows in second place.

New York City has recorded a total of 301 cases as of July 7 of this year, 273 of which occurred after May 1, the health department told USA TODAY on July 7. New York City’s case count includes not only people who may have been infected domestically, but also people who have recently traveled abroad.

New York state, which reports and tracks infectious diseases separately from New York City, has reported 120 confirmed cases since May 1, 2026. The state has seen relatively high numbers of infections over the past several years, with the state total exceeding 500 to 700 cases in 2024 and 2025.

“While cyclosporosis is unlikely to spread directly from person to person and is generally not life-threatening, the department encourages all New Yorkers to be aware of best practices to prevent cyclosporiasis and other infections common in the summer, as many people with healthy immune systems recover without treatment,” spokeswoman Marissa Craley told USA TODAY in a July 7 email.

Ohio is seeing a spike

The Ohio Department of Health has reported 177 cases in 43 counties so far in 2026. Of those cases, 171 occurred in June, with most occurring after June 20, ODH spokesman Ken Gordon told the Columbus Dispatch, part of the USA TODAY Network, on July 2.

Gordon told USA TODAY in an email on Tuesday, July 7, that the latest data is not yet available and will be released each Thursday.

Nearly 150 cases reported in North Carolina

The NCDHHD told USA TODAY in an email that at least 145 cases of cyclosporiasis were reported in North Carolina from May 1 to July 7. It is not clear whether all of these were obtained domestically.

Illinois is in the top five.

As of July 7, there have been 141 reported cases of cyclosporiasis in Illinois, 59 locally acquired and 20 pending investigation, according to the Department of Public Health.

“IDPH is reporting a higher than average number of cystic disease cases, consistent with what we are seeing in several other states,” spokesperson Matthew Mata told USA TODAY. “At this time, no single source or cause for this increase has been identified, and there is no evidence of a large outbreak accounting for all or most of these cases. IDPH continues to work with CDC and other public health partners to examine trends.”

List of states with confirmed cases

As of Tuesday, July 7, cases of cyclosporiasis have been confirmed in the following states, according to the CDC and local media reports:

  • alaska
  • colorado
  • connecticut
  • florida
  • georgia
  • illinois
  • louisiana
  • Massachusetts
  • Michigan
  • new jersey
  • new york
  • north carolina
  • ohio
  • pennsylvania
  • tennessee
  • texas
  • virginia
  • wisconsin

Be careful of foods that have caused outbreaks in the past.

The state health department has issued guidance to avoid the spread of cyclosporiasis, which commonly occurs in the summer due to contaminated, unwashed produce.

  • Avoid consuming food or water that may be contaminated with feces. Avoid drinking or cooking with untreated water.
  • Wash your hands with soap and water after using the restroom and before, during, and after preparing food.
  • Wash all food preparation surfaces, including utensils, cutting boards, and countertops, before and after use.
  • Wash and peel vegetables before eating. Give skinned produce such as melons and cucumbers a good rub. Cut out any damaged or bruised parts of fruits and vegetables before cooking and eating.
  • Refrigerate cooked fruits and vegetables as soon as possible (within 2 hours).
  • Cook your food when you can. Heating food above 158 degrees Fahrenheit (70 degrees Celsius) kills Cyclospora.

Although the current group of cases has not yet been linked to a unique outbreak or to common foods, health officials recommended paying special attention to foods that have been linked to past outbreaks. Wash and scrub the following foods thoroughly with a brush or sponge.

  • Bagged salad mixes and kits (blend of pre-cut lettuce, romaine, iceberg, red cabbage and carrots)
  • fresh coriander (coriander leaves)
  • fresh basil
  • raspberry
  • snow peas
  • Green onion (green onion)

Starbucks has released a collection of goods inspired by pink drinks. View products

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Today, there’s no shortage of trending Starbucks drinks and trendy menu customization options. However, this was not always the case.

To honor one of the first fandoms to popularize the viral drink 2016’s Pink Drink, the Seattle-based coffee giant has announced the launch of a new product line.

Here’s what you need to know about the new merch and the viral trend it sparked.

Pink drinks are a hot topic

If you’re a longtime fan of the hot Starbucks beverage, you may remember 2016’s Pink Drink. It’s a strawberry and acai-based drink mixed with coconut milk, giving it an unmistakable creamy pink color.

After some people started customizing the drink by substituting water for coconut milk, it quickly spread on social media thanks to the #pink Drink hashtag, effectively making it one of the first Starbucks drinks to go viral and cementing its place on the official menu in 2017.

“Pink Drink is one of Starbucks’ most beloved beverages, and its fan base continues to grow,” said Kap Pittaris, Starbucks’ head of product strategy.

Goods drop inspired by a pink drink

In honor of its decade-long fan base, Starbucks has announced a new collection of pink drink-inspired products. The product collection will be available in select stores and online for Starbucks Rewards members starting July 7th.

“There are pieces that are uplifting,” Pitaris said. “We just wanted to take things that people love and make sure that permeates the collection.”

The new product line includes drinkware such as water bottles, glass cups and tumblers. There are also some accessories such as keychains, belt bags, hair clips, and hats.

New Bearista Cup gets rid of pink waves

Meanwhile, Starbucks recently announced the latest addition to its hugely popular Bearista Cup.

The latest edition glass cup is pink and features a virus bear wearing a hat with a strawberry straw topper. According to the company’s website, the cup has a style that feels “bright, playful and unmistakably Starbucks,” and is designed to “bring a playful and seasonal feel.”

Starting July 9, Starbucks Rewards Reserve members will have early access to Pink Bearista Glass Cold Cups through Starbucks stores, according to the company. The cups will then go on sale in select locations across the U.S. on July 13, while supplies last.

Starbucks stores limit in-store and online purchases to two items per customer.

Contributor: Gabe Hauari, USA TODAY

Drew Pittock covers trending news from around the country for USA TODAY. He can be reached at DPittock@usatodayco.com.

President Trump focuses on further transfers of trans athletes following Supreme Court ruling

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The court left open the question of whether states should require, rather than simply allow, transgender women and girls to be kept away from women’s teams. The legal issue has gone to court.

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WASHINGTON – Delivering the Supreme Court’s landmark decision in the most important culture war case of the semester, Justice Brett Kavanaugh expressed anger at the “supposed monopoly” his liberal colleagues have on understanding how the national debate over transgender athletes affects students.

“We are acutely aware of the challenges that boys who identify as girls (and girls who identify as boys) sometimes face in middle school, high school, and beyond,” Kavanaugh said in the court’s June 30 ruling that states are free to ban transgender girls from competing on girls’ teams.

But courts also need to consider how their participation raises concerns for the safety and fairness of team members, he said.

It won’t be long before judges need to consider these factors again.

The Supreme Court left open the question of whether states should require, rather than simply allow, transgender women and girls to be kept away from women’s teams. This legal issue is being heard separately by the High Court.

The justices also avoided a far-reaching ruling on transgender rights that would have implications far beyond the athletic realm.

Here’s a look at some of the major divisions and flashpoints in this case.

Brett Kavanaugh, aka “Coach K,” says he empathizes with both sides of the debate.

Kavanaugh, who has coached his daughters’ girls basketball teams for years, said his role as “Coach K” keeps him connected to the real world. He concluded his 29-page opinion by defending the reasons for excluding transgender women from women’s sports teams., They also express compassion for transgender students.

Anyone who asks what’s the harm in having transgender girls compete, he said, “misunderstands the nature and reality of sports,” which are “highly competitive and generally zero-sum.”

Every athlete who earns a spot on the team, in the starting lineup, or on the medal podium is taking that spot from someone else, he wrote.

But Kavanaugh also expressed concern for transgender students, noting that 27 states have decided that women don’t have to compete with what he called “biological males.”

Most of the athletes who participated in the competition pure white Kavanaugh said the discussion centered on teenagers and young adults, but that their desire to play sports “deserves to be respected.”

“No student-athlete on either side of this issue, whether biologically female or transgender, should be ostracized or vilified,” he wrote.

Clarence Thomas takes a more aggressive position, says gender cannot be changed

Even if Mr. Kavanaugh tried to soften the argument, Justice Clarence Thomas was not willing to do so.

“Men have no legal right to compete with women simply because they believe they are women,” Thomas wrote in a concurring opinion.

Thomas, one of the court’s most conservative members, echoed the Trump administration’s policy that there are only two genders, which are unchangeable and biologically determined.

To use language that obscures that reality, Thomas wrote, “is to lie to the public.”

LGBTQ+ supporters say they will keep fighting

Civil rights groups that opposed the state’s ban consoled themselves with the idea that the decision could have been much worse on their side.

The court simply ruled that states can ban transgender girls and women from women’s teams, not that they have to, based on both the Constitution and federal law prohibiting sex discrimination in education.

The court also limited its ruling to the field of sports, and the fight over trans students’ access to bathrooms and locker rooms was deferred to another day.

And the court majority did not address whether transgender people as a group are entitled to stronger legal protections under the Constitution.

“What this means is that we can continue to advocate for the rights of transgender students under Title IX in other areas,” said Chris Ertschul, an attorney with the GLAD law firm.

Trump administration advances

But conservatives believe they have momentum.

“A blue state where a boy steps up to the podium with a girl…you’re next,” Kristen Wagoner, president of the Alliance Defending Freedom, posted on X after the ruling.

The group helped defend bans in Idaho and West Virginia, but is going after Connecticut, which has allowed transgender women to compete in women’s athletics.

The Trump administration has similarly sought to withhold federal funding from states that allow transgender women to join women’s teams.

The administration had asked the court to decide for now only whether the ban would be allowed, not whether it was necessary, but officials are already anticipating another round.

“We look forward to ensuring that all educational institutions in the United States comply with the laws of this country,” Education Secretary Linda McMahon said after the decision.

But Joshua Block, an American Civil Liberties Union attorney who argued against West Virginia students challenging that state’s law, found reason to be optimistic that the court might not ultimately rule that a ban is necessary.

“This decision emphasizes again and again that this is a policy issue that can reach different conclusions from state to state,” he told reporters last week.

Neil Gorsuch explains why past LGBTQ+ victories don’t help here

Despite the headwinds they faced in taking the case, transgender rights groups were hoping to build on a surprise victory in 2020, when a court sided with three employees who were fired for being gay or transgender.

In a case called Bostock v. Clayton County, a 6-3 majority ruled that the Civil Rights Act of 1964 prohibited workplace discrimination on the basis of “sex,” but that law also included sexual orientation and gender identity.

Block argued that the same argument should apply to Title IX, the federal law that prohibits sex discrimination in educational programs.

But Justice Neil Gorsuch, the conservative judge who wrote the 2020 decision, explained why he reached a different conclusion in the case.

Unlike the Civil Rights Act, Gorsuch wrote in a concurring opinion that Title IX recognizes that men and women are treated differently, especially in school sports.

“I appreciate that the issues surrounding transgender athletes’ participation in women’s and women’s sports have been the subject of intense national debate, as was the issue surrounding Bostock,” he wrote. “But our job here is not to resolve these arguments, but simply to faithfully apply the directives set forth in federal law.”

Liberal justices concurred with the ruling but dissented.

The court’s three liberal justices did not completely disagree with the conservative majority opinion.

Justice Sonia Sotomayor, speaking for the minority, agreed that Title IX allows for single-sex sports teams.

But she spent many more pages explaining why the West Virginia student should have been given the chance to prove in court that the drugs he takes to prevent the onset of puberty and secondary sexual characteristics are responsible for his lack of natural athletic ability.

Sotomayor said he is not taking a position on whether students will be able to “show that science is fully on their side.” But the Constitution’s guarantee that similarly situated people should be treated equally should give her an opportunity to challenge it, Sotomayor wrote.

Kavanaugh countered that states do not need to make case-by-case exceptions to the ban because the ban is “constitutionally justified by the vital interests of safety and competitive fairness.”

Mega Millions jackpot reaches $576 million: July 7 drawing details

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The Mega Millions jackpot has increased again ahead of the drawing on Tuesday, July 7, and now stands at $576 million, with a cash value of $253.9 million.

If someone gets lucky and wins the jackpot on Tuesday, they have two options. Take home one-time cash or get paid instantly, then receive an annual check, each 5% larger than the previous year.

While no one was lucky enough to win the Mega Millions jackpot on Friday, one lucky person from Pennsylvania had a great night and won $3 million. The last time someone won a Mega Millions jackpot was more than three months ago, when an Ohio man took home $60 million on St. Patrick’s Day.

Here’s what you need to know about Tuesday’s Mega Millions drawing, including the winning numbers.

What are the winning Mega Millions numbers for July 7, 2026?

Here are the winning numbers for Tuesday’s Mega Millions lottery drawing. 2, 31, 35, 36 and 63. mega ball is 12.

When is the next Mega Millions drawing?

The next Mega Millions drawing is scheduled for Friday, July 10th at 11:00 PM ET.

Top 10 Mega Millions Jackpots

  • August 8, 2023, $1.602 billion in Florida.
  • $1.537 billion in South Carolina on October 23, 2018
  • January 1, 2023, $1.348 billion in Maine
  • July 29, 2022, $1.337 billion in Illinois
  • December 27, 2024, $1.269 billion in California
  • $1.128 billion in New Jersey on March 26, 2024
  • January 22, 2021, $1.05 billion in Michigan
  • $983 million in Georgia on November 14, 2025
  • $810 million in Texas on September 10, 2024
  • March 30, 2012, $656 million in Illinois, Kansas, and Maryland

What is Mega Millions?

Mega Millions is a lottery that is played in 45 states, the District of Columbia, and the U.S. Virgin Islands.

Each ticket costs $5, and players can choose six numbers from two different number pools: five different numbers from 1 to 70 (white balls) and one number from 1 to 24 (gold mega ball), or choose Easy Pick/Quick Pick.

If you match all six winning numbers in the drawing, you win the jackpot. If there are multiple jackpot winners, the jackpot prize will be shared.

How to play Mega Millions

To play Mega Millions, you must purchase a ticket. This can be done at several locations, including local convenience stores, gas stations, and grocery stores. In some states, you can purchase Mega Millions tickets online.

Once you have your ticket, you have to choose six numbers. Five of them are white balls ranging from 1 to 70. Gold Mega Balls range from 1 to 24.

If you’re feeling particularly unlucky or don’t want to go through the hassle of picking, you can request a “quick pick” or “easy pick.” When you use these options, your computer randomly generates numbers.

Mega Millions tickets have built-in multipliers that increase your non-jackpot prize by 2, 3, 4, 5, or 10 times. Previously, players had to pay an extra dollar to add a “Megaplier”.

Fernando Cervantes Jr. is a trending news reporter for USA TODAY. Contact us at fernando.cervantes@usatodayco.com and follow us at X @fern_cerv_.

Leo Messi praises Argentina teammates for ‘crazy’ comeback against Egypt

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ATLANTA — Lionel Messi was the star of Argentina’s 3-2 come-from-behind victory over Egypt in the Round of 16 of the World Cup, but after the game he seemed to be praising his true self.

After Egypt’s early opener, Messi missed a chance to equalize for Argentina in the 21st minute, but his penalty was saved by Mostafa Shvir. After Egypt extended their lead, Messi assisted Argentina’s opening goal in the 79th minute, scored the equalizer in the 83rd minute and watched Enzo Fernandes score the winning goal in the 92nd minute.

“To be honest, the group’s behavior today was crazy,” Messi said after the match. “They came back from a 2-0 deficit in the World Cup finals and it’s the same at this World Cup, no one is giving us anything.

“It’s really hard to go out there and score goals. This group showed once again that they compete, that they never give up, that they fight until the end. And today, those doubts were put to rest. That’s what they always show, that they compete until the end.”

Messi was overcome with emotion after Argentina advanced to the quarter-finals, and manager Lionel Scaloni was forced to leave the post-match interview, telling reporters, “What a great group of players, brothers.”

Forward Lautaro Martínez was overcome with emotion as Messi praised the Albiceleste group, saying that the desire to see them off with a title in their last World Cup was the driving force behind the Albiceleste group.

“Watching Leo run the way he runs, watching Leo outdo himself every day, watching him cry on the field, I told him I cried because you deserve this,” Martinez said. “He deserves it because he is our example, our guide, and someone who always helps us.”

Messi said he was grateful for the respect he received from players like Erling Haaland, after hearing he had been praised not only by his team-mates but also by his fellow players in the Golden Boot race.

“I’m grateful for all the love in the world that I’ve received, especially if it’s from my colleagues,” he said. “I’m happy and proud to be competing with this group because it makes what I went through so beautiful.”

Messi and his team will aim to advance to the semifinals by defeating Switzerland in the quarterfinals, scheduled for Saturday, June 11th in Kansas City, Missouri.

Is there a perfect mortgage rate? Experts say ‘don’t wait’

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We all know you shouldn’t try to time the market when it comes to investing in the stock market, but experts say that should apply to home purchases as well.

While interest rates on a 30-year fixed mortgage of just under 6.50% may still seem high to many prospective homebuyers, experts say that shouldn’t be the deciding factor in whether or not to buy a home. This is down from a year ago and probably far less than what our parents paid. The average rate since 1971 is just under 8%, according to Freddie Mac.

Interest rates may probably be a little lower this year, but if you find the perfect home you can buy now, you should go for it, housing experts say.

“The key is not to wait for the perfect rate,” said Jeff Dergrahian, chief investment officer and chief economist at LoanDepot, a nonbank consumer mortgage lender. “The message for homebuyers is simple: Focus on finding a home that fits your budget and long-term plans, rather than waiting for the perfect rate.”

Isn’t the mortgage interest rate important when purchasing a home?

While your mortgage interest rate is important in calculating your monthly payments and the total cost of your home over time, experts say it’s just one factor among many.

“Many buyers still want lower interest rates, but it’s important to remember that interest rates are only one part of the affordability equation,” said Bob Johnson, head of origination at NewRes, a mortgage lender and loan servicer. “If interest rates fall significantly, increased demand could put upward pressure on prices in some markets.”

Also, published prices are averages. Experts say potential buyers with good credit can get lower interest rates and better terms.

Lenders use credit scores as one measure to decide whether to approve a loan and the terms, such as interest rates. A high credit score tells lenders that you are at low risk of defaulting on your mortgage. Most conventional mortgages require a minimum credit score of 620 or higher for homebuyer approval, but some first-time homebuyers may be eligible for special government-backed loans with more relaxed approval requirements, Equifax said.

How can Americans improve their credit scores and get the best rates?

The first step is to know your credit score. A quarter of Americans don’t know their FICO score, a survey by credit scoring agency FICO found.

Once you know your credit score, it’s time to make a plan to improve it. Renters often don’t realize that just paying their rent on time can improve their scores, FICO says.

“The path to homeownership begins with understanding your financial readiness,” said Jenelle Dito, vice president of consumer empowerment and partnerships at FICO. “It’s best to start monitoring your score at least six months before you start the process so you have time to make meaningful financial improvements. Actively tracking your financial habits and identifying where there is room for improvement is an effective way to build credit and secure better terms with lenders.”

Once you’ve built up your credit score, it’s time to start looking for the best rate. Experts say multiple mortgage-related credit inquiries within a short period of time (usually 45 days) are treated as a single inquiry when calculating scores.

“There are little to no negative consequences to shopping around, and even a small difference in interest rates can translate into tens of thousands of dollars over the life of the loan, so it’s well worth the effort,” Dito said.

Aren’t house prices still rising?

Experts say home prices are still rising, which could exacerbate affordability problems, but the pace of rise is slowing.

“Home purchase prices have generally been on the rise in recent years, but the pace of increase appears to be slowing,” Johnson said.

The median purchase price for first-time buyers rose by about 6% from 2024 to 2025, compared to about 11% from 2023 to 2024, according to a June study by Newrez. Annual purchase price growth for repeat homebuyers has been cut in half, slowing from about 10% to 5%.

“Affordability remains a challenge, but the market is showing signs of becoming more predictable,” Johnson said. “Buyers may now have more opportunity to evaluate their options and make thoughtful decisions than they did when prices were rising rapidly.”

Buyers should remember that they can always refinance if interest rates drop.

“Even if you find a home that fits your current budget, it still makes sense to move forward with the purchase, especially given that mortgage rates may eventually fall and there may be an opportunity to refinance to a lower payment later,” Delgrahian said. “Think of this less as trying to time the market perfectly and more as making sure your home, payments, and long-term plans all fit together. Every market is different, but a home is still one of the great long-term assets you can own.”

Medora Lee is USA TODAY’s money, markets and personal finance reporter. Contact her at mjlee@usatoday.com and subscribe to the free Daily Money newsletter for personal finance tips and business news every Monday through Friday morning..

Shohei Ohtani hit his 300th home run in the game between Dodgers and Rockies.

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Another impressive career milestone has been completed for Shohei Ohtani in a Hall of Fame career. In the first inning of the game against the Colorado Rockies, Ohtani took the lead with his 300th career home run.

Ohtani delivered the milestone hit, smashing right-hander Michael Lorenzen’s third pitch of the game, a 93 mph sinker, over the center field fence at Dodger Stadium, giving the Los Angeles Dodgers an early 1-0 lead.

This home run was Ohtani’s only hit of the game, as the Dodgers lost 4-3.

Dodgers all-time home run king

If you’re wondering where Ohtani ranks among the Dodgers’ all-time home run leaders, he’s not quite there yet. This is shown below.

  1. Duke Snyder – 389
  2. Gil Hodges – 361
  3. Eric Karros – 270
  4. Roy Campanella – 242
  5. Ron Xi – 228
  6. Max Muncy – 226
  7. Steve Garvey – 211
  8. Matt Kemp – 203
  9. Carl Furillo – 192
  10. Mike Piazza – 177

Ohtani hit 129 home runs in three seasons with the Dodgers.

Want free waffle fries from Chick-fil-A? Here’s how to get them

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Chick-fil-A is giving away giveaways.

In preparation for Cow Appreciation Day on July 14, the fast food chain is offering customers a chance to win free medium waffle fries with orders through a game on the Chick-fil-A app through July 13.

“When Chick-fil-A runs these games, it’s easy to win, but you might run out of games, so play sooner rather than later,” popular food and snack news brand Snackolator said in a July 6 X post. “If you win, it will be added to your account for your next order. Would you like to get free waffle fries?”

Customers are tasked with playing Spot the Cows, a limited-time digital game in the Chick-fil-A app, to redeem fries. USA TODAY confirmed with Chick-fil-A that if you follow the instructions outlined by Snackolator, you’ll get a free medium-sized waffle fry added to your next order.

According to Chick-fil-A, this offer is available while supplies last at participating restaurants.

Here’s what you need to know:

How to get Chick-fil-A fries for free

Chick-fil-A One members can redeem free medium waffle fries when they play Spot the Cows on the Chick-fil-A mobile app through Monday, July 13th. Offer cannot be redeemed after the July 13th deadline.

According to Chick-fil-A, your rewards will appear in the (Rewards) tab when you log into the Chick-fil-A app.

From there, you can add it to your mobile order or redeem it by scanning the Chick-fil-A One QR code at participating restaurants.

World Cup Round of 16 Winners and Losers

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The 2026 World Cup will advance to the quarterfinals, with eight participating teams.

The round of 16 concluded on Tuesday, July 7, with Argentina defeating Egypt in a thrilling match and Switzerland defeating Colombia on penalties in a decidedly less thrilling match.

But overall, the Round of 16 delivered some of the most memorable moments of the World Cup to date, from Argentina’s frenetic comeback to England’s stifling victory at the Aztecs.

Let’s take a look back at the Round of 16, focusing on the winners and losers.

Winner: England

It’s not just that England beat Mexico at the Estadio Azteca, but the manner in which they did so will inspire much belief in the future.

England played almost the entire second half with 10 men after Jarrell Quansah was shown a red card and had to put in a huge effort to beat Mexico 3-2.

Coach Thomas Tuchel’s decision to quickly revert to a defensive shell paid off, as Mexico could do nothing but send desired crosses into England’s defence. England had many heroes that night, overcoming crowds, conditions and altitude to achieve a famous victory.

Harry Kane’s voice, or lack thereof, after the final whistle encapsulated England’s performance.

Winner: Erling Haaland

This could very well be an Erling Haaland tournament.

Norway were seen as dark horses before the World Cup, mainly due to the presence of Haaland. However, at this point the striker may have actually exceeded his lofty pre-tournament expectations.

Haaland’s double helped Norway pass Brazil and score seven points. The goal came in just four games after missing Norway’s final group game. Although Norway don’t have the overall talent level of some of the elite teams at the World Cup, it’s starting to feel like Haaland’s goals alone could make Norway nearly invincible.

Next up is England. Premier League defender Haaland is a regular victim at Manchester City.

Loser: Host country

After the three host nations performed well in the first four matches of the tournament, their dreams all died at the same hurdle.

Canada may be able to take the most positive out of the World Cup. Despite injuries to some of its top players, Canada earned its first World Cup point, then its first World Cup win, and then its first World Cup knockout. Canada got off to a good start in the round of 16 against Morocco, but ultimately failed to score and lost 3-0.

Mexico won all of their opening four games without conceding a goal. However, all of those records stopped after the match against England. There was a lot to like about El Tri, but the way the World Cup ended will be difficult to swallow.

The same was true for the United States, who had a disastrous result against Belgium in one of the biggest games in history. Just like in Mexico, a great start to the tournament was ruined by a loss in the round of 16.

Loser: FIFA

We may never know exactly why FIFA changed Folarin Balogun’s red card suspension to a suspended sentence at the last minute, allowing him to play in the USMNT’s Round of 16 match against Belgium. However, the decision made little sense, and unsurprisingly, given the pressure campaign by the US government, allegations of corruption arose.

FIFA offered no explanation for this stunning reversal other than to hide behind a decree that effectively allows it to do whatever it wants. That will be news to all subsequent teams who have struggled during this tournament. If Balogun’s suspension can be overturned at the last minute, why can’t other players’ suspensions be overturned?

Aphids, slugs, beetles, etc.

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Midsummer means the blooming of flowers and the beginning of a bountiful garden harvest, but for the unlucky, it also brings with it a host of pests that can destroy your garden in a matter of days.

Aphids, slugs, and beetles are just the beginning. Your garden can be home to dozens of pests before you can enjoy your plants. But how can you get rid of them safely?

USA TODAY interviewed pest control experts to hear recommendations for DIY pest control products from SC Johnson entomologists and learn which garden features tend to attract bugs.

Here’s how to protect your garden from the most destructive pests right now, according to experts.

5 Common Garden Pests That Destroy Your Plants and How to Stop Each Pest

slug and snail

Signs of intrusion:

  • Irregular holes in leaves and flowers
  • A hole in a ripe fruit (such as a strawberry or tomato) close to the ground
  • Slugs and snails can be seen on plants

Slugs and snails are common garden pests that enjoy eating leaves, fruits, and vegetables. In fact, anything that rots or ripens is a favorite prey for slugs and snails.

They thrive in dark, moist environments. One of the keys to removing them from your garden is to remove low-hanging leaves, stones, and weeds that provide shade and make their habitat inhospitable. Then remove the slugs from the plants daily or use baiting, a widely used removal technique.

How to get rid of them:

  • Remove slugs and snails from plants by hand
  • Use iron phosphate baits such as Sluggo
  • Set up beer-baited traps using cheap beer or a mixture of water, yeast, and flour.
  • Prune the lower foliage, remove debris, and remove weeds.

Japanese beetle

Signs of intrusion:

  • I see a green and brown metal beetle
  • hole eaten by a leaf
  • A “skeleton” that fell into the garden leaving only its membrane behind
  • Brown spots on the lawn (signs of larvae)

Japanese beetles typically appear in late May or early June, with peak activity in June and July, but by the time you find them, the damage may have already been done. These beetles can devastate entire gardens, leaving only skeletal leaves in their path.

“They eat over 300 different plants, so this isn’t a pest that sticks to one corner of your garden and destroys it further,” says Ed Dorschun, vice president of business development and technical director for pest control company Catchmaster. Japanese beetles are social feeders that travel in groups to destroy gardens.

How to get rid of them:

  • Knock the beetle off the infected bush and place it in a cup of soapy water
  • Spraying horticultural insecticides
  • Treat your soil with beneficial nematodes
  • call an exterminator

aphids

Signs of intrusion:

  • small pear-shaped insects that gather on the underside of leaves
  • Leaves curl, twist, or wrinkle
  • Leaves turn yellow and the plant grows poorly or stunted
  • sticky clear liquid waste left on leaves (‘honeydew’)
  • Sooty mold (black powdery fungus that grows by sucking honeydew)
  • Footprints of ants moving back and forth through the nectar

A small number of aphids may not kill a plant, but large numbers can stunt plant growth and cause serious damage. They prefer new plant growth and are often found in dense groups on leaves and stems.

When aphids feed, they secrete a sticky, clear liquid called honeydew. This shiny substance attracts ants, wasps, and other insects, so it can be just as much of a problem as aphids. It may also turn black when sooty mold bacteria grows.

Aphids can also transmit viruses from one plant to another and can particularly damage crops such as squash, cucumbers, pumpkins, melons, beans, potatoes, lettuce, beets, chard, and bok choy.

How to get rid of them:

  • use common pesticides
  • Spray (or actually squirt) your plants with water.
  • Prune heavily infected leaves and plants

caterpillar

Signs of intrusion:

  • Irregular holes in the leaves or completely skeletal leaves
  • Caterpillar frass looks like small, black pellets
  • a silk nest, tent, or webbed structure
  • Caterpillars on leaves and in the garden

One caterpillar is nothing to worry about, but an infestation of hundreds can definitely cause some damage to your garden. Caterpillars eat leaves, which can leave your garden full of holes and leaf bones.

Moths and butterflies lay eggs on the leaves of plants, and a few days later the caterpillars emerge. You can remove caterpillars by hand or spray them with insecticides, but prevention is one of the best ways to keep your garden safe. You can cover your garden with a fabric insect repellent that will prevent moths from laying eggs in your garden.

How to get rid of them:

  • Pick the caterpillar and drop it into soapy water
  • Spray common insecticides
  • Use natural methods such as applying neem oil or a water/vinegar solution to the leaves.

whitefly

Signs of intrusion:

  • There are small white nymphs on the underside of the leaves.
  • Leaves turn yellow, thin, or dry
  • honeydew on leaves, fruits, or under plants

Whiteflies are small white insects that suck sap from leaves. Adults fly around the garden and are a nuisance when disturbed, but it is the nymphs that do the real damage. Nymphs suck the sap from plants, causing the leaves to turn yellow or fall off prematurely.

Like aphids, whiteflies leave behind sticky honeydew that can turn into a black, sooty mold. When this fungus covers a plant, it can interfere with photosynthesis and harm the plant.

How to get rid of them:

  • Use plant-safe pesticides
  • Blow away infected plants with a strong hose
  • Apply soap mixture or neem oil to infected plants.

Does your garden need professional pest control?

There are many DIY pest control products available, but they are not always effective. If you have a larger pest infestation, or if you can’t deal with the bugs, it may be worth hiring a professional pest control service.

The main factors to consider are:

  • Fee: DIY products may be cheaper, but they must be treated regularly to prevent pests. Professional pest control typically costs $40 to $70 per month ($80 to $150 per bimonthly treatment), which may not be much different than purchasing pest products and doing the treatments yourself.
  • Convenience: Professional pest control is the most convenient option. A technician doesn’t even have to be at home to spray. When you sign up for a treatment plan, you will be notified of the expected treatment date and a summary of treatment completion. If you are a DIYer, you will need to set aside time to treat pests in your garden.
  • effect: DIY pest control products are sold in weaker doses than what pest control companies can use, which can affect their effectiveness.

Garden features that attract pests to your garden

“Many homeowners don’t realize that certain areas of their gardens can be very attractive to wasps, especially during the warmer months when colonies are most active,” says John Whiteley-Wilkeson, pest control specialist at Acorn Environmental Services.

In fact, many common garden equipment can be the cause of an overpopulation of stinging insects, ants, and other pests. According to Whiteley-Wilkeson, the most common garden features that attract pests to your garden are:

  • fallen fruit
  • flowering plant
  • outdoor trash can
  • outdoor dining space
  • dense plants
  • hut