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What a Detroit car crash taught us about seatbelt habits and risks

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  • Properly wearing seat belts reduces fatalities by 45% and serious injuries by 50% for front seat passengers.
  • The most common injuries when unrestrained during a crash include head and spinal cord trauma.

On the morning of January 6, 2024, Detroit resident Paradise Warsaw was involved in a brutal car accident along with her daughters Lylia Williams and Payden Pinson.

A year later, the details are still hazy, but Warsaw, 30, remembers his 2010 Ford Edge hitting what appeared to be a block of black ice and spinning out. The vehicle collided with the wall on the passenger side of the highway.

Everyone was sitting in the car when it stopped. Their injuries occurred after they exited the vehicle.

“It just didn’t sit right with me to just sit there and wait and see the light come,” Warsaw recently told the Detroit Free Press, part of the USA TODAY Network. “I keep hearing stories about people not being able to get into their cars. … I couldn’t sit there and be helpless.”

Shortly after leaving the Ford Edge and driving further down the shoulder of the highway, all three were struck by another vehicle.

She doesn’t remember much after that. Over the past year, Warsaw and the children have undergone numerous surgeries and months of physical therapy. Warsaw lost jobs in its security sector. At the age of 11, Lilia was forced to quit the majorettes and support them. Seven-year-old Payden recovered faster than her mother and sister.

Warsaw said her only health goal is to one day walk without a limp.

And after the accident, she could no longer understand people who take car safety for granted, especially people who don’t wear seatbelts.

“I don’t understand why someone would get in a car and not wear it,” Warsaw said. “People think things like that will never happen. But life is life. Things that I thought would never happen to me and my children actually happened.”

To buckle or not to buckle?

According to the National Highway Traffic Safety Administration (NHTSA), nearly half of the 23,969 passenger car occupants killed on U.S. roads in 2023 were unbuckled.

It’s also less likely that a passenger will sit down while you’re in the back seat.

But what are the main reasons for not buckling up? Because there’s no need for that.

Michigan law states that anyone sitting in the back seat of a vehicle who is not an adult must be buckled up.

Young men are the least likely to take steps to reduce their health risks because they don’t believe they’re at risk, according to research by communications professor Matthew Seeger, Ph.D., co-director of Wayne State University’s Center for Emerging Diseases and an expert in emergency risk communication.

“The COVID-19 mask phenomenon has shown us that ‘we don’t wear masks because it’s a hoax.’ If we don’t believe something is dangerous, we won’t take action,” Seeger said. “People who choose not to wear seatbelts are not making that choice based on empirical data. They come to that conclusion based on stories and advice from Uncle Jim on Thanksgiving. Data is necessary, but not sufficient, to change behavior.”

New rules, new habits?

Kendra Blocker, chief seat belt engineer and technology specialist at General Motors, is working to increase seat belt usage in vehicles. She’s working on seatbelt reminders, which are becoming increasingly prominent in GM’s product line. NHTSA’s new seatbelt reminder rules require the technology to be in all vehicles by September 2027, Blocker said, adding that the company is already on track to meet that goal ahead of the mandate.

“The dashboard screen shows who’s buckled up with a red X or a green check mark. My kids know that my car won’t move unless it’s buckled up, but when my friends get in the car, they don’t buckle up.”

Seatbelt buckle reminders are now standard on rear seats. Starting with the 2024 model year, GM has begun a transition to vehicles equipped with chimes and lights throughout the vehicle.

“Currently, the seatbelt chime continues for 90 seconds, but NHTSA’s new regulations require the chime to continue sounding until the front row seat belt is buckled.”

What is required by law

Michigan State Police Lt. Mike Shaw said the driver was not wearing a seatbelt as much as before.

In 1984, fewer than 20% of people in Michigan wore seat belts, according to state police. Immediately after the law took effect in July 1985, the rate rose to 60%, but then fell to 45%, then rose again, hitting an all-time high in 2009.

“These are not accidents, these are collisions. Someone did something they shouldn’t have done and caused a collision. We need to move away from the idea that these collisions cannot be prevented,” he said. “People aren’t paying attention. You see fully marked state police cars lying wide. People hit fire trucks. You never know how fast 75 miles an hour is until you’re hanging your butt in traffic while writing a ticket.”

A 2022 NHTSA study that looked at data from 2013 to 2022 found that seatbelt use nationwide was about 91% in the front seats, but only 80% in the back rows. For third-row vehicles, the compliance rate dropped further to about 60%, according to GM.

Mr. Shaw noted that part of what may be contributing to the myth that sitting in the back seat is safer for passengers than it actually is is the lack of requirements for rear seat passengers.

“If a car is going 70 mph and you crash, it’s going to keep going 70 mph until it hits something, and that’s usually the front seat,” he said.

How you wear your seat belt is important

Even if a belt is technically “on,” it does not mean it will function as designed. After long car rides, some people may be tempted to slip the shoulder harness behind them or under their armpits.

“What we use today, the three-point harness, is the best belt,” says GM Blocker. “Seat belts should go from your shoulders, through your sternum, and down to your hips, and lap belts should go around your hips, hitting major bone joints.”

Blocker added that seat belts, when worn properly, can reduce fatalities by 45% and serious injuries by 50% for front seat passengers. This is because if the belt does not cover the more durable parts of the body during a crash, “it will compress the organs.”

GM sells clips in its dealerships that redistribute seat belt pressure for young children and adults who find the belt uncomfortable.

Another optional feature on GM vehicles is buckle-to-drive. Enabling this feature prevents the driver from shifting out of a parking spot for 20 seconds or until the seat belt is fastened. In many models, this also applies to front-seat passengers, who must buckle up before the driver leaves the park.

injury costs

For much of 2025, Warsaw and his family have been working with physical therapists at the DMC Rehabilitation Institute of Michigan (RIM) outpatient program.

They are among about 1,000 RIM outpatients this year recovering from injuries sustained in car accidents.

RIM, the only independent rehabilitation hospital in metropolitan Detroit, accepts referrals from hospital systems in southeastern Michigan and provides intensive, specialized care for patients recovering from a variety of problems, especially serious injuries. The majority of patients then transition to one of RIM’s 22 outpatient physical therapy centers in southeastern Michigan to continue their recovery.

Kayla Zell, a staff physical therapist at RIM who works with Warsaw and Her Daughters, said most of the injuries that occur when unrestrained at the facility in a crash are head, spinal and neck pain from the force of hitting the dashboard or roof of a car. Typically, each patient requires 10 to 12 outpatient physical therapy visits.

Warsaw said since the accident, she no longer trusts other parents to pick up and drop off her children. Although her family always wears seatbelts, all of her daughter’s friends and family do not believe that she will ever be as cautious about driving without going through a similar traumatic experience.

While warnings and data alone aren’t enough without personal experience to change behavior, Wayne State University’s Seeger suggests establishing social norms in the car. If most of the vehicle’s passengers support belt-wearing, it becomes even more difficult for individuals to take a stand.

Another influential tool is humor.

One of the most effective seat belt campaigns were the crash test dummy commercials produced by NHTSA in the 1980s and 1990s. Dummies Vince and Larry were exposed to a series of situations designed to demonstrate the importance of wearing seatbelts. For example, there was one point where he indicated he trusted the front airbag, but he was hit from the side and the buckle was not buckled, so he flew out the car door.

Seger said the TV spots were “funny, memorable and easy to understand.” “It’s much better than an argument. When you argue with people about why they’re not wearing a seatbelt, they have to make an argument about why it’s okay not to wear a seatbelt. You’re forcing them to double down on that belief system through the defense narrative.”

Shaw said he has had fatalities in what his department considers to be minor crashes simply because the backseat passenger was not wearing a seatbelt. At the end of the day, he said, the responsibility lies with the driver.

“It’s your car. You have to take responsibility for what’s going on inside the car. If you’re the designated driver, you should never drink alcohol. Same goes for seat belts. If (passengers) are bouncing around in that car, one of the things they could hit is you.”

What is your advice to drivers if someone does not want to wear a seat belt?

“Tell them to take an Uber.”

Jackie Charniga covers General Motors for the Free Press. please contact her jcharniga@freepress.com.

Secretary of State doubles US aid to Iranian protesters

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Secretary of State Marco Rubio early Saturday doubled down on U.S. aid to Iranian protesters as the current administration cracks down on growing unrest in the country.

The protests in Iran are the largest in years, targeting the theocratic government in place since 1979. Citizens had long endured the economic costs of international sanctions against the regime, but took to the streets in December as inflation exceeded 40%.

At 12:30 a.m., Rubio posted on social media: “The United States stands by the brave people of Iran.”

President Trump said on January 2 that the United States would come to the rescue if “Iran shoots or violently kills peaceful protesters, which is their habit.” In early January 9, President Trump warned Tehran in comments to reporters: “It better not start shooting because we’re going to start shooting too.”

As of January 9, Iranian human rights groups said they had recorded 65 deaths, including 50 protesters and 15 security personnel. Norway-based human rights group Hengau said more than 2,500 people had been arrested in the past two weeks.

Iranian authorities arrested 100 so-called “armed insurgents” in a town near Tehran overnight, the semi-official Tasnim news agency said. In a statement broadcast by state television, security forces known for counter-insurgency condemned terrorists who targeted military and law enforcement bases over the past two nights.

In videos and images that have slipped through Iran’s internet censors, protesters call for the overthrow of Iran’s supreme leader Ayatollah Ali Khamenei and the return of the exiled son of Iran’s last king, Mohammed Reza Shah Pahlavi.

Pahlavi is based in Virginia and supports protesters. “Our goal is no longer just to take to the streets. Our goal is to prepare to capture and hold the heart of our cities,” he wrote on social media less than an hour before Rubio’s post.

“I am also preparing to return to my homeland, so that when the national revolution is won, I will be by your side in the great country of Iran,” Pahlavi said. “I think that day is near.”

Khamenei said on January 9 that rioters were attacking public facilities, warned that the Iranian government would not tolerate those who act as “mercenaries for foreigners” and accused the protesters of acting on behalf of President Trump.

The leaders of France, Britain and Germany also issued a joint statement condemning the killing of protesters.

Contributor: Reuters, Kim Helmgaard, Joey Garrison

Full-body MRIs such as SimonMed and Prenuvo can detect aneurysms and cancer. What you need to know

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Jennifer Warman is a fashion influencer. But this November, she ditched her usual extravagant look and donned a hospital gown in downtown Chicago. She underwent a full body MRI. Over the past few years, many celebrities have promoted it on social media as a must-have test for early diagnosis. After all, even if something gets stuck inside your body, no matter how minor, it’s better than nothing, right?

Warman, 49, put on a dressing gown, cleaned herself with an enema and then lay flat for the SIMONONE test, which is similar to a typical MRI. The technician taught her what to do (and how to breathe). Although she doesn’t like small spaces, she didn’t feel claustrophobic as the machine scanned her organs. Everything from her brain, liver, head to pelvis. beep. beep. beep. It was like lying down and taking a nap, and the whole process took less than an hour.

Four days later, her phone rang. they found something. She needed a CT scan. Gulp. The results revealed a “very small aneurysm,” she said.

A neurologist examined it further and noted that it was “small enough that it was not an emergency.”

Phew.

Standard blood tests can tell you a lot, but right now they can only tell you so much. According to Dr. Sean Raj, SimonMed’s chief medical officer and chief innovation officer, the benefit of whole-body MRI is that “we can see things before the biomarkers in the blood start to show abnormalities.”

Like many Americans, Warman doesn’t always see a doctor every year. She exercises and eats right, but she knows that many people catch cancer early. According to an American Cancer Society study released in 2024, colorectal cancer is one of 17 types of cancer that are on the rise among Gen X and Millennials. Breast cancer, liver cancer, and ovarian cancer are also on the rise. In Warman’s view, a full-body scan every few years is a small price to pay for a broader test. But is it the right choice for everyone? It depends.

“I wish everyone needed that,” she says. “I know. I just think it would be helpful. But I know not everyone wants to know things. Some people want to know after they feel something or hear something from their doctor.”

What does it mean to be proactive about your health?

What was Warman’s next step? “[The neurologist]said he didn’t feel I needed to do anything. In fact, many people live with small aneurysms,” she added. It’s a lot like what happened when Kim Kardashian discovered it recently. Warman has set up a scan for 2026 to make sure it’s not growing. The biggest thing her doctor advised her to do was to watch her cholesterol, blood pressure and stress levels. If you experience severe headaches or loss of vision, you should call 911.

Yes, nothing ended up happening, but she’s glad she got this preventative care, even if it meant requiring (and paying for) scans every year to check for aneurysms. She is glad that her boyfriend also underwent a full body scan. He plans to have the tumor removed from his lung in February. It’s probably not cancerous, but they don’t want it to grow and affect his breathing.

SimonMed’s full body scan looks for everything from tumors to blood vessel problems. “We’re looking for changes in all the organs and looking again for symptoms before they become a problem for you,” says Raj. The company offers two packages. The classic simonONE ($650, $950 in some areas) examines the torso and the parenchymal organs in the abdomen and pelvis. Not only does cancer occur here, but chronic liver disease and kidney problems also occur. SimonONE Plus ($1,250, $1,850 in some areas) also includes brain and female reproductive organ evaluation and includes enhanced prostate cancer screening. Insurance does not cover the test.

Like anything else, scans aren’t perfect. “I think the main argument against full-body scans is that you can find incidental findings that you would never have known about,” Raj says. Even if you have an aneurysm or cancer, you can go to your grave without feeling any discomfort. But what if we could stop the disease before it ravages the body? This is a cost-effectiveness that patients must consider when considering these diagnostic tests.

Raj says that no matter what is written, the key is to give patients clear expectations up front and an actionable plan for what to do after the test.

SimonMed competes with more expensive services like Prenuvo (options range from $999 to $4,499). SimonMed focuses not only on full-body scans, but also on ultrasounds, CTs, and X-rays.

No large randomized trials have shown that whole-body MRI scans alone reduce overall mortality. Still, Large says, “internal data shows that we’re making progress in finding very small cancers, and if we have room to expand our research, we could actually show a meaningful reduction in mortality. But what we do know is that “Patients who come to see us are directed to care coordination and directed to additional imaging tests.”While this may prevent cancer from being detected too late, it also increases the financial burden on consumers seeking additional testing. Again, as with the Multi-Cancer Early Detection (MCED) blood test, we are weighing the risks and benefits.

“Especially since COVID-19, there has been a huge increase in consumers’ desire to stay healthy and be proactive in their healthcare,” Raj added.

how is that the best I’m still wondering if I’ll be proactive.

President Trump attends impromptu dentist appointment in Florida

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President Donald Trump visited a local dentist in Florida, the White House announced.

His motorcade left Mar-a-Lago for the appointment just before 8 a.m. and returned to the resort just after 10 a.m., according to a White House pool report.

The White House announced that no anesthesia was administered during the visit.

2026 Golden Globe Awards Prediction – Who on the nomination list will win?

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“One Battle After Another” and “Sinners” are among the films selected for top honors at the Golden Globe Awards. Who will win, and who should win?

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We’re only a week into the new year and awards season, and it’s already looking pretty golden.

The Critics’ Choice Awards awarded the first major trophy to Oscar nominees just a few days ago, but the next one will take place at the 83rd Golden Globe Awards on January 11th (live on CBS and Paramount+, 8 p.m. ET/5 p.m. PT). The Globes, once again hosted by Nikki Glazer, will provide a different perspective on the awards landscape. While the Critics Choice Association is mostly American, Globe voters are a more secular group. And we’ll start to see whether “One Battle After Another” (leading with nine nominations) and “The Sinners” (seven nominations) have the potential to be Oscar front-runners.

USA TODAY predicts who will win (and who won) in the top film categories.

best drama

“Frankenstein”

“Hamnet”

“It was just an accident.”

“Secret Agent”

“Emotional value”

“Sinners”

will/should win: “Sinners”

It’s an impressive lineup, half of which are international (including the excellent “It Was Just an Accident”). But “Sinners” already looks like a strong contender for the Best Picture Oscar, and will likely be the winner here. No wonder Ryan Coogler’s incredible tale of a musical gangster vampire was one of last year’s most original (and best) films, one that was embraced by audiences, critics, and Hollywood powers-that-be alike.

best comedy or musical

“Blue Moon”

“Bugonia”

“Marty Supreme”

“There is no other choice.”

“New Wave”

“One battle after another”

Win: “One battle after another”

You should win: “Marty Supreme”

Although not exactly a comedy, given its timely message and weighty themes, “One Battle” was well-received, winning Best Picture from the National Board of Review and Critics Choice. And barring a major upset, they’ll win here. But while that movie is about revolutionaries, “Marty Supreme” is actually feel They’ve made a great, unconventional sports movie starring an innovative, cocky, and obnoxious table tennis player.

Drama Leading Actor Award

Joel Edgerton “Train Dreams”

Oscar Isaac “Frankenstein”

Dwayne Johnson “The Smashing Machine”

Michael B. Jordan “Sinners”

Wagner Moura “The Secret Agent”

Jeremy Allen White “Springsteen: Deliver Me From Nowhere”

Win: Moura

You should win: Jordan

The Globe Theater respects Brazilian movie stars. Fernanda Torres won a surprise Best Actress award a year ago for “I’m Still Here,” and the rising star Moura is a strong contender in the category for her steely performance in the historical political thriller. Interestingly, like Jordan in Sinners, Moura also played multiple roles in Agents, the latter brilliantly playing twin brothers plagued by a swarm of vampires.

Drama Leading Actress Award

Jesse Buckley “Hamnet”

Jennifer Lawrence “Die My Love”

Renate Rheinwe “Sentimental Value”

Julia Roberts “After the Hunt”

Tessa Thompson “Hedda”

Eva Victor: “Sorry, baby”

will/should win: buckley

Like every year, at least one actor takes center stage during awards season and wins almost every award. (For example, Robert Downey Jr. in “Oppenheimer.”) Buckley looks to be the conqueror of this round, as he won the Critics Choice Award and is predicted to win here as well on the road to Oscar. And she is brilliant in the heartbreaking role of William Shakespeare’s wife, who overcomes the worst personal tragedy and ultimately finds emotional catharsis.

Best Actor in a Comedy or Musical

Timothée Chalamet “Marty Supreme”

George Clooney “Jay Kelly”

Leonardo DiCaprio “One Battle After Another”

Ethan Hawke “Blue Moon”

Lee By Your

Jesse Plemons “Bugonia”

will/should win: chalamet

It’s likely that either Timmy or Leo will win the Best Actor Oscar in March, and one of them will also win at the Globes. DiCaprio has won three Globes, but this is Chalamet’s year. He has never played the role of a self-absorbed bastard, a table tennis prodigy who leaves behind a path of destruction, better than in Marty. Considering the depth of his filmography to date, it’s finally time to start giving Chalamet flowers.

Best Actress in a Comedy or Musical

Rose Byrne: “If I had legs, I’d kick you.”

Cynthia Erivo “Wicked: For Good”

Kate Hudson “Son San Bleu”

Chase Infinity “One Battle After Another”

Amanda Seyfried “Ang Lee’s Testament”

Emma Stone “Bugonia”

will/should win: Burn

This category is a little more problematic than drama dispatch. Several competitors here, including Infinity, Hudson and Seyfried, are likely to join the conversation for a Best Actress Oscar nomination. But this is a glove to lose for Byrne. Her darkly funny and emotional performance as a struggling mother plagued by a series of daily disasters and misadventures is her strongest role to date in her remarkable career.

Best Supporting Actor Award

Benicio Del Toro “One Battle After Another”

Jacob Elordi “Frankenstein”

Paul Mescal “Hamnet”

Sean Penn “One Battle After Another”

Adam Sandler “Jay Kelly”

Stellan Skarsgård “Sentimental Value”

Win: Skarsgard

You should win: Eroldi

This is another category filled with outstanding works from top to bottom. It could go to either del Toro or Skarsgård, but if the two “One Battle” actors split the vote, the latter could have an advantage. That being said, Critics Choice got it right and Elordi was the best choice. The Australian actor plays the iconic creature brilliantly in Frankenstein, oozing humanity and every emotion from anger to compassion beneath the copious amounts of makeup and prosthetics.

Best Supporting Actress Award

Emily Blunt “The Smashing Machine”

Elle Fanning “Sentimental Value”

Ariana Grande “Wicked: For Good”

Inga Ebsdotter Lilias “Sentimental Value”

Amy Madigan “Weapons”

Teyana Taylor “One Battle After Another”

Win: taylor

You should win: madigan

Given the Globes’ history of praising big-name stars and her status as a well-known pop star, Grande seemed like the most obvious choice for the Globes. But given that “Wicked” wasn’t even nominated for Best Musical or Best Comedy, perhaps it doesn’t have as much support as “One Battle,” for which Taylor received more nominations. She’s great, but her role isn’t part of the transformative, extraordinarily witchy, just super cool greatness that Madigan absolutely owns.

Ford revives 1970s icon with Denimachine

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  • Wildly customized vans were popular during the United States’ Bicentennial.
  • The Denimasin Van had iconic brands on display: Levi’s, Coca-Cola, and Ford.

In the 1970s, vans were all the rage.

This is no ordinary Jane Van. No, these were wild, customized numbers, with cool colors and perhaps shag carpets and anything else an owner could dream of. This was an epidemic that is said to have first originated among surfers in Southern California before spreading elsewhere.

So, in 1976, when it came time to celebrate the nation’s 200th anniversary, the Denimachine was born, a specially modified van that featured American colors and more.

As we prepare for America’s 250th anniversary this year, the red, white and blue Denimachine is back in action, or at least gaining new attention, thanks in part to Ford Motor Co.’s recent introduction to Dearborn, Michigan.

Denimachine was a marketing project that focused on several iconic brands: Coca-Cola, Levi’s, Ford, and Hot Rod Magazine. The magazine chronicled in a series of monthly spreads the remodels completed by a company called Van Goodies of Maywood, Illinois.

According to the magazine at the time, the contest for a chance to win one of 10 Denimachines received about 2.4 million entries. If you don’t win, you still have a chance to win one of 7,500 men’s and women’s Levi’s jeans outfits.

When the Detroit Free Press, part of the USA TODAY Network, visited one of the vans at Ford World Headquarters in December, Ted Ryan, heritage fleet manager and archivist for Ford Motor Company, said the companies involved wanted to appeal to a youth market.

“Nothing symbolizes America’s Bicentennial like a customized van,” Ryan said. “Customizing vans was the trend at the time.”

Those who customize the vans are writing the story on the outside, he said.

A January 1976 Ford Times article provided a snapshot, stating, “Every day on California highways, you may pass vans with names like ‘Vulture,’ ‘Cleopatra’s Chariot,’ and ‘Rip Van Winkle.'” …We hear that one Banner family spent a small amount of money to go beyond the usual use of paint and carpet and install things like indirect lighting, retractable/rotating televisions, wainscoting, wallpaper, bookshelves, and a floor-mounted electronic tic-tac-toe game. ”

The Ford Econoline 150 (Ryan called it the van equivalent of an F-150 pickup) provided the perfect canvas for the extras.

At Ford Denimachine, the colors red, white and blue celebrate America and help showcase the brands involved. The Coca-Cola signature adorns both sides of the van, which features painted ‘stitching’ and a jeans back pocket design on the rear door.

Tracy Panek, archive director for Levi Strauss & Company, described the look in a video as “a true nod to what Levi’s looked like in the 1970s, complete with a small orange tab on the back.”

The van also has a decorative super scoop and a spoiler on the roof.

Inside, the pure 70’s van vibe shines through with red carpet (some original), a table with the “Cola” logo, a refrigerator to keep drinks cold, a small TV, CB radio, radar detector, and an 8-track player with a ready-to-play “Disco Fire” tape. The door panels are covered in denim with rivets, which is also a Levi’s signature.

An Illinois license plate personalized with “COKEMAN” indicates this is from a coke collector. He was someone Ryan knew from his previous work as an archivist at Coca-Cola.

Although this particular van looks like a life-sized Hot Wheels from a distance, Ryan said the engine needs work and is still considering whether it will become part of Ford’s collection. The van had been stored in a barn for years, and even though it had been cleaned several times, there was still a musty smell inside. Ryan said it’s much better than it was a month or two ago, and he’s hopeful they can get rid of the smell.

If all goes well, Ryan won’t mind seeing Denimachine being prepped for next year’s Woodward Dream Cruise north of Detroit.

Eric D. Lawrence is senior auto culture reporter for the Detroit Free Press. If you have a tip or have a modified van of your own to show off, please contact us at elawrence@freepress.com. Become a subscriber. Submit a letter to the editor at freep.com/letters.

NFL Playoff Schedule, Weekend Wild Card Game Bracket Updates

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The 2025 NFL Playoffs are about to begin, giving 14 teams a chance to compete for a spot in Super Bowl 60.

The 2025 playoff spot looks much different than what many expected at the start of the season. The Carolina Panthers, Chicago Bears, and New England Patriots finished last to first in their respective divisions, and perennial Super Bowl favorites like the Kansas City Chiefs and Baltimore Ravens failed to make the playoffs.

As such, the 2025 postseason race will be a very open one, as there aren’t a ton of clear favorites on either side of the bracket.

A change in the league’s typical playoff structure could make the postseason both fun and unpredictable. Of course, the reigning Super Bowl champion Philadelphia Eagles could also derail everyone’s plans as they battle through the NFC and seek their third league championship in four years.

Here’s what you need to know about the NFL’s Wild Card weekend schedule and how this season’s playoff bracket will work.

What are the NFL playoff games this weekend?

The first six NFL playoff games will be played during the league’s wild card weekend. According to the conference, they are:

AFC wild card game

NFC wildcard game

  • 2. Chicago Bears (11-6) vs. 7. Green Bay Packers (9-7-1)
  • 3. Philadelphia Eagles (11-6) vs. 6. San Francisco 49ers (12-5)
  • 4. Carolina Panthers (8-9) vs. 5. Los Angeles Rams (12-5)

NFL Wild Card Playoff Schedule

As usual, the NFL Wild Card Game will be held over three days. The first two games will be played on Saturday, the next three on Sunday, and the wild-card weekend will conclude with a solitary “Monday Night Football” game.

Below is the full schedule for the opening game of the 2025 NFL Playoffs.

Saturday NFL Playoff Game

Sunday’s NFL playoff game

Monday’s NFL playoff games

Updated NFL playoff bracket

Only two top-seeded teams will not play during wild-card weekend. The Denver Broncos and Seattle Seahawks each posted 14-win seasons and earned first-round byes. This gave Seattle the best record in the NFC and tied Denver with New England, but they earned a common game tiebreaker against the Patriots.

The NFL playoff standings have not been determined. This leaves the No. 1 seed to play the remaining lowest seed in the district round, leaving two teams to play.

Below is the complete 2025 NFL Playoffs bracket, updated with the results of the wild card round.

AFC playoff bracket

  • No. 1 Denver Broncos (BYE)
  • 2nd place New England Patriots vs. 7th place Los Angeles Chargers
  • 3rd place Jacksonville Jaguars vs. 6th place Buffalo Bills
  • 4th place Pittsburgh Steelers vs. 5th place Houston Texans

NFC playoff bracket

  • 1. Seattle Seahawks (BYE)
  • 2nd place Chicago Bears vs. 7th place Green Bay Packers
  • 3rd place Philadelphia Eagles vs. 6th place San Francisco 49ers
  • 4th place Carolina Panthers vs. 5th place Los Angeles Rams

How does the NFL playoff bracket work?

A total of 14 teams will participate in the NFL playoffs. The top seeds in each conference will receive a first-round bye, and the remaining 12 teams will play each other in wild-card matchups.

The NFL uses a dynamic bracket in its postseason format. This means the bracket will change as the playoffs progress.

How exactly does that process work? Postseason tournaments are reseeded after each round, rather than fixed slots. That means the No. 1 seed will play the lowest seed remaining after the wild-card round, and the remaining two teams in each conference will play each other.

If the No. 1 seed were to pull an upset on either side of the bracket, the remaining top seed would receive home-field advantage in the conference championship game. That means, hypothetically, any team in each conference could host a playoff contest at home, except for the No. 7 seed in each conference.

When will wild card winners learn their divisional opponents?

The bracket on the NFC side is expected to be fully finalized by the end of Sunday’s game between the Philadelphia Eagles and the San Francisco 49ers. Meanwhile, the AFC field will not be fully formed until the Houston Texans and Pittsburgh Steelers complete their Monday Night Football matchup.

That being said, fans will likely learn some of the matchups before the game ends. For example, if the seventh-seeded Packers beat the second-seeded Bears in Saturday night’s matchup, Green Bay would be guaranteed a matchup with Seattle in the divisional round.

Meanwhile, the AFC bracket will have at least one matchup set before the end of Sunday Night Football between the New England Patriots and Los Angeles Chargers. If the Chargers win, they will play the Broncos. If the Patriots win, one of two things will happen. If Jacksonville defeats Buffalo in the first round of the playoffs on Sunday, New England will tie the game, and if Buffalo pulls off a seeding upset, Denver will be guaranteed a matchup with the Bills.

Whatever happens, the situation will quickly become clear during wild-card weekend.

Full NFL Playoff Schedule

Here’s a complete look at this year’s NFL playoff schedule:

wild card round

always east

Saturday, January 10th

Sunday, January 11th

Monday, January 12th

  • Houston Texans vs. Pittsburgh Steelers, 8 p.m. ET, ESPN/ABC

division round

Saturday, January 17th

  • AFC/NFC Division Game: 4:30 p.m.
  • AFC/NFC Division Game: 8:15 p.m.

Sunday, January 18th

  • AFC/NFC Division Game: 3pm
  • AFC/NFC Division Game: 6:30 p.m.

NFL Conference Championship Round

Sunday, January 25th

  • AFC Championship Game: 3pm
  • NFC Championship Game: 6:30 p.m.

60th super bowl

  • tv set: NBC
  • date: February 8, 2026
  • position: Levi’s Stadium (Santa Clara, California)
  • time: 6:30 p.m.

US prepares for protests after immigration officer shooting: live coverage

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The murder of Renee Nicole Good became a flashpoint across the United States. The White House claims the official acted in self-defense. Good’s supporters are calling for the agent’s arrest.

Protests against President Donald Trump and his wave of immigration enforcement are expected in cities across the country over the weekend after Homeland Security agents shot three people in two days, killing a mother of three.

The mass shootings in Minneapolis and Portland have sparked debate across the United States. White House officials defended the agents’ actions, saying the officers used their guns in self-defense. Prominent Democratic leaders have criticized the administration for militarily deploying immigration authorities and said they intend to impeach Homeland Security Secretary Kristi Noem over the shooting death of Renee Nicole Good.

Good, 37, was shot and killed Wednesday by Jonathan Ross, an Immigration and Customs Enforcement agent based in Minnesota. The shooting occurred during an immigration crackdown. Noem said Good “weaponized” the SUV to run over Ross in an act of “domestic terrorism.” Good’s supporters defended the woman, saying she turned her car away from Ross instead of facing her.

Minneapolis Mayor Jacob Frey on Friday called the deadly incident a “reckless abuse of power.” “I said the narrative pushed by the government in the immediate aftermath of this shooting was trash, lies and BS. I was right.”

Venezuelan nationals Luis David Nico Moncada and Yorlenis Bezabez Zambrano-Contreras were shot in Oregon on January 8th. Homeland Security officials said the two men tried to hit the immigration officer with their car and said both men were affiliated with the Torren de Aragua gang. Local authorities are calling for an investigation following skepticism over Noem’s portrayal of Good’s death.

The shooting is just the latest incident involving federal agents under the Trump administration’s new aggressive approach to immigration enforcement. The president followed through on his promise to force mass deportations, sending heavily armed federal agents into cities to carry out the plan.

More than 1,000 protests are planned in cities and towns across the country on Saturday and Sunday in response to President Trump’s polarizing domestic policies. The demonstrations follow a wave of protests across the United States that began after Goode’s killing.

Places where people are expected to protest over the weekend include Greenville, South Carolina; Worcester, Massachusetts. Boca Raton, Florida. Rochester, New York; and Tulsa, Oklahoma.

Lisa Gilbert, co-chair of Public Citizen, one of the organizing groups, said she expected this weekend’s events to be peaceful. Protests across the United States during President Trump’s first year in office were widespread and largely peaceful.

“The purpose of these acts of solidarity is to honor and humanize the lives taken by ICE, to demand immediate accountability, transparency, and an independent investigation into the murder of Renee Nicole Good, and to expose the broader pattern of ICE violence,” Gilbert said.

Hundreds of people took to the streets of Minneapolis to protest within hours of Goode’s death, and the demonstrations continued to grow in the days that followed.

The scene of her death, south of the city’s downtown, and a federal building used by immigration authorities have become focal points for protesters. Authorities erected a concrete fence outside the federal building in response to the protests.

Many protesters began carrying placards with Goode’s photo on them. Rebecca Good, a mother of three, said in a statement that her partner was a devout Christian who “stopped to support his neighbor” before he was shot. “We had whistles. They had guns,” Rebecca Good said.

Local authorities called on immigration authorities to evacuate the city and arrest the police officers behind the shooting.

Minnesota prosecutors have launched an online portal for residents to submit evidence related to the Minneapolis shooting and said they will investigate the incident. State investigators said the FBI moved to suppress evidence.

Trump administration officials have promised to redouble their immigration enforcement strategy despite widespread protests.

More than 10,000 new ICE agents equipped with personal data collected by private contractors are expected to be deployed across the country in the coming months.

Vice President J.D. Vance said on a Fox News broadcast earlier this week that ICE would be going “door-to-door” in the coming months to carry out the White House’s plan for the largest mass deportation in history. Federal officials say they now have about 22,000 employees and agents, up from 10,000 a year ago.

Vance’s comments were aired hours after ICE agents shot and killed Good in Minneapolis. White House officials accused Democrats of encouraging illegal immigration to change the country’s voting patterns.

The vice president said more aggressive enforcement, which began in 2025, would be stepped up in 2026.

Contributions by Sarah D. Wire, Amanda Lee Myers, and Trevor Hughes

After her brother’s overdose, she shared others’ acts of kindness

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Rachel Hunt’s brother died of a heroin overdose in 2018. To help heal, she launched Tiny Kindness on Instagram to share small ways to spread joy.

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A couple picked up a woman’s ball of knitting yarn that had fallen under an airplane seat. A heart-shaped Christmas tree ornament given to parents in honor of their stillborn son. That friend who sent corn tortillas to her friends when she was homesick and living abroad.

Rachel Hunt had a 10-year-old sister who was kind to her when her brother died of a heroin overdose in 2018. For black tea with lemon and honey, I poured the leaves straight from the pack into water. It was a coincidence, but it had a purpose.

Hunt’s grief led to the birth of Tiny Kindness, a social media project where users document the small moments of great love. It’s not a coincidence, nor will it be easily forgotten.

“They’re not like a false version of joy, they’re not like a false version of positivity. But it’s an admission that, ‘Oh, that hard thing was actually hard,'” Hunt said. “Divorce was hard, death was hard, and losing my brother was hard.”

The Instagram account @tinykindnesses has amassed a 50,000-strong following, spreading hope amidst the heavy and dizzying news cycle and capturing small acts of joy born of the kindness of others.

“We need to know what’s going on in the world,” Hunt said. “But sometimes it feels like that’s all there is to it,” she added. Hunt tracks where acts of kindness take place. “Because it literally happens anytime and anywhere.”

“More than something big and difficult.”

Growing up in Oregon, Ms. Hunt shared a bond with Hiram Hunt, the eldest of six children.

After the housing crisis of 2008, she had just finished her master’s degree and lost her love in Boston. Her brother invited her to move to Los Angeles to live with him and his family. He gave her a car to drive – a huge kindness. But what Hunt is best remembered for are his small gestures, small acts of kindness.

He left the light on for her. He said, “Take care and be safe.” Then, “Drive safely and text me when you arrive.”

“I feel like he showed up for me in big ways and small ways. And he taught me a lot about what care is and what it’s like,” Hunt told USA TODAY.

By 2017, Hunt had become a successful author, known for her work examining the Church of Jesus Christ of Latter-day Saints and the intersections of faith, motherhood, and feminism.

She received the Mormon Epistolary Society’s Poetry Award that year for her collection of poems, Mother’s Milk.

The following year, in October 2018, my brother passed away. Nine days before her brother died, Hunt moved to China. A year after his death, Hunt launched Tiny Kindness.

She was inspired after drinking that cup of tea made with love by her sister’s family. “It was very moving, and it didn’t cost a lot of money,” Hunt said. “It didn’t take long, but they saw me in this moment when I needed some special love.” Since then, Hunt has shared more than 5,000 stories of small acts of kindness from followers in more than 88 countries.

2024 was also a tough year for Hunt.

She filed for divorce from her ex-husband in June. Her father became ill in July. He entered hospice care in August. Her father passed away in October. Her daughter then spent 31 days at Riley Hospital for Children in Indianapolis during the holidays. Then a friend from Utah stepped up to pack four Christmas stockings for the kids. Another friend from Utah went to the store and bought last-minute gifts for Hunt’s children.

“These very small moments are more important than the big difficult things that are real at the same time, so I feel like I have both,” Hunt said.

“Beauty is born from sadness”

Last year was also difficult. Hunt’s divorce was finalized on February 13, her birthday. Ms. Hunt broke up with her new boyfriend.

Hunt, who now lives in Columbus, Indiana, turned the page.

She submitted the draft of her book on October 2nd, the anniversary of her father’s death. The stories have been cut from 5,000 to 200, and the final draft of her upcoming project will be combined with submissions from Hunt’s favorite Tiny Kindness. “Beauty can come from sadness, and beauty coexists, as if it’s always part of the story,” Hunt said.

Her selected novels will be published by Hachette Publishing, one of the “Big 5” publishers (others are HarperCollins, Penguin Random House, Macmillan, and Simon & Schuster).

The headlines roar. Life, and the world, can be difficult.

Submissions continue to arrive. From a passenger on a Phoenix flight bound for San Antonio, Texas. Australian parents receive Christmas ornaments after their son’s stillbirth. A long-distance friend from Albania received a delivery of corn tortillas.

Hunt writes of her own small moment when her sister’s child gave her a cup of tea full of leaves.

She’s also putting out something.

Kind.

Minneapolis mayor trying to break ICE

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For many Americans, their first introduction to Jacob Frey may have been this week’s video of a press conference in which the mayor of Minneapolis, visibly shaken by the shooting death of 37-year-old Renee Nicole Good by federal immigration agents, told U.S. Immigration and Customs Enforcement: “Get out of Minneapolis.”

But the three-term mayor with a boyish smile is used to being in the spotlight and adept at navigating crises with determination and integrity while working fiercely with the Minnesota communities he represents. He has shown he is not afraid to challenge the federal government, as he has been at odds with the Trump administration as the leader of the latest Democratic-led city targeted by the president’s increased deportations.

Frey’s emotional remarks were in stark contrast to the state’s “Nice Minnesota” stereotype.

“He basically just tells people the truth, whether they want to hear it or not,” said Lisa Goodman, a longtime Minneapolis City Council member who is now the city’s director of strategic initiatives in the Frey administration. “He’s not passive-aggressive, which is alarming to some people, especially in Minnesota…He speaks his truth and doesn’t back down from it.”

Andy Aoki, a political science professor at Augsburg University in the city, said the mayor’s statement “certainly has a very strong tone and probably represents the feelings of the majority of Minneapolis residents.”

“Otherwise, he doesn’t come across as a loud, aggressive, bombastic politician who is quick to swear. He comes across as more thoughtful, thoughtful, and more direct.”

This week’s incident was the flashpoint many feared in a powder keg of increased activity by immigration authorities in Minneapolis and across the country. But that was just the latest adversity Frey, 44, has faced in his eight years as mayor.

In May 2020, less than a mile from the scene of this week’s ICE incident, George Floyd was killed by a Minneapolis police officer. In August, two children were killed and 14 others injured in a shooting at the Church of the Annunciation in the city. And recently, President Donald Trump launched widespread attacks on the state’s Somali community following reports of fraud involving Somali immigrants.

Then, on January 7, a U.S. immigration officer shot and killed Renee Nicole Good as she was riding in her car. The event was captured on video and subsequently analyzed in detail and hotly debated, but initially appeared to contradict the government’s explanation of what happened.

On Friday, Mr. Frey doubled down on his anger at the Trump administration’s portrayal of Mr. Good’s shooting as an act of self-defense, penning a guest editorial for the New York Times with the headline, “I’m the Mayor of Minneapolis. Trump Is Lying to You.”

“The chaos that ICE and the Trump administration have brought to Minneapolis has made this tragedy sadly predictable,” he wrote.

Aoki said the resilience and determination Frey showed after Goode’s death stemmed from the “political knowledge and people’s approach” he honed over the years. He believes the mayor’s passionate declarations to federal officials reflect frustrations that have built up during weeks of ICE presence in the area.

“This will test all of his patience, resilience and political acumen,” Aoki said. “He’s a target of the federal government, and he can’t just retaliate. He’s going to have to figure out the best path to success under pressure from all sides. This will test his political skills in many ways.”

Jim Scheibel, St. Paul’s mayor from 1990 to 1994 and now assistant vice president of St. Paul’s Hamline University, said Frey’s handling of the situation has received positive reviews from around the country.

“He’s very visible and, speaking for myself, his controlled anger in this situation is important,” Shaibel said. “People are looking for someone to articulate what people in the Twin Cities feel.”

Shaibel said he felt Frey’s emotions were real and not theatrical.

“What he’s talking about really comes from his heart and his head,” he said. “Hubert Humphrey would be extremely proud of the kind of leadership that Mayor Frey is currently showing.”

Frey’s path to mayor

A native of Northern Virginia and the son of a professional modern ballet dancer, Frey attended the College of William & Mary in Williamsburg on a track scholarship, earned a degree in government, and landed a contract with a shoe company that allowed him to run professionally. While attending Villanova Law School in Philadelphia, he ran as many as 120 miles a week and graduated with honors.

According to his biography, Frey developed a love for Minneapolis while running the Twin Cities Marathon and moved there to work as an employment and civil rights attorney. He worked in community organizing and was named the city’s first annual recipient of the Martin Luther King Jr. Award for his work on behalf of marriage equality, housing, and worker nondiscrimination rights.

In 2013, he ran for Minneapolis City Council and was elected to represent the city’s 3rd Ward. Five years later, he became the city’s second-ever Jewish mayor and second-youngest mayor, elected on a platform that included restoring police-community relations amid simmering local discontent following two police-involved murders.

Two years later, George Floyd was killed by Minneapolis police officer Derek Chauvin, and the issue of police-community relations would explode with global repercussions. Chauvin knelt next to Floyd for more than nine minutes. The incident, captured on video, brought tensions in the country over police brutality to a boil and sparked months of demonstrations across the country.

Mr. Frey’s handling of the crisis drew both praise and disapproval, including calls for firing and prosecution of the offices involved. Shortly after Mr. Floyd’s killing, as a building in Minneapolis was set on fire during protests, President Donald Trump, then in his first term, criticized Mr. Frey’s “total lack of leadership” on social media and threatened to deploy the National Guard.

When a reporter mentioned Trump’s remarks to Frey, the mayor responded that Trump knew nothing about the city’s toughness.

“Weakness is an unwillingness to take responsibility for one’s actions,” he says. “It’s a weakness to point fingers at others in times of crisis… Are these difficult times? Yes, but we should be confident that we will get through this.”

In December, as federal immigration authorities ramped up their presence in the Twin Cities area and President Trump denigrated Somali immigrants as “trash,” Frey defended the community, saying Minneapolis was “proud” to host the nation’s largest Somali community.

“They are our neighbors, our friends, our family, and they are welcome in our city,” he said. “No matter what Donald Trump does, that will never change.”

Recent crisis could test city agreements

Muhammad Abdul-Ahad, executive director of Touch Outreach, a Minneapolis violence prevention nonprofit, said Good’s shooting occurred at a time when communities and police are showing signs of rebuilding trust after the death of George Floyd.

Abdul-Ahad said he hopes ICE’s presence doesn’t derail the progress made, but some residents wonder why Minneapolis police aren’t taking a stronger stance against ICE. He hopes the mayor and police chief have a strategy in place for the large protests scheduled for this weekend.

“We don’t want to see an ‘us versus them’ picture,” he said. “We have been overworked since Mr. Floyd, and times like these require us all to come together and take action for our communities, rather than giving in to the blank stares and disbelief.”

Mayor Abdul Ahad said, “I will have to not only say, but I will have to show that I stand with the people.”

Augsburg University’s Aoki said that although Frey has been criticized by some, his stance on standing up to the Trump administration on behalf of the community in the wake of Goode’s shooting has earned him widespread support.

“He understands the division between the council and the city, and he knows exactly where he stands,” Aoki said. “At the beginning of his first term, he was trying to appeal to everyone and it didn’t work. Now he knows how to appeal to moderates and win over a few left-leaning members of Congress to get what he needs done.”

Former City Council member Goodman said that while Frey is learning how to negotiate with a state legislature that is “pretty purple,” Frey’s struggles in the city, which is considered very progressive in most other cities, show that “some of his detractors clearly don’t view him as progressive enough.”

She believes the mayor still considers the issue of police reform an unfinished business.

“The city is making progress and he’s very committed to it,” Goodman said. “He is committed to community-based policing with many alternative responses, rather than the old practices that facilitated the murder of George Floyd.”

Aoki said it “must mean something” that Frey survived the fallout from the issue and was reelected twice.

“I think (Floyd) made us better able to handle the crisis this time around,” he said. “It doesn’t make it any easier, but how can you not rely on that experience, for better or for worse?”

Abdul-Ahad wants Frey to be recognized for leading Minneapolis through a period of historic upheaval, but he says that must be earned through action, not just words.

“He’s been through a lot and so are we,” Abdul-Ahad said. “But as mayor, it’s his job to stand up and hold the city accountable. He’s been ridiculed many times over the past five years, and I’m sure he doesn’t want to go through that again…. He’s been humiliated. But he keeps coming back.”

Indiana defeats Oregon State in Peach Bowl to advance to national championship game

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ATLANTA — Top-seeded Indiana took control with an interception return for a touchdown on the first play from scrimmage and never relinquished, defeating fifth-seeded Oregon State 56-22 in the College Football Playoff semifinals at the Peach Bowl.

D’Angelo Pons’ pick-six led to the latest stunning victory for a team that is one win away from the most unexpected national championship in Bowl Subdivision history. Indiana will face No. 10 Miami in the title game on Monday, January 19th at Hard Rock Stadium in Miami Gardens, Florida.

The Peach Bowl was a rematch of the Hoosiers’ 30-20 victory at Autzen Stadium in October. Indiana became the second team since the format debuted in 2014 to beat an opponent in the regular season and then beat their opponent again in the playoffs.

Heisman Trophy winner Fernando Mendoza had a near-perfect performance, completing 17 of 20 throws for 177 yards and five touchdowns. Wide receiver Elijah Surratt had 75 yards receiving and two touchdowns. Kaylon Black led the running game with a team-high 63 yards on 12 carries and two scores.

Donte Moore completed 24 of 38 passes for Oregon State for 285 yards, two touchdowns, and one interception. Dale Hill Jr. led the Ducks with 85 yards rushing and 71 yards on one long run, and Jay Harris added 35 yards on 16 carries.

Coming into Friday night, Harris, a junior with just 26 carries on the year, was given a bigger role due to injuries to leading rusher Noah Whittington and top backup Jordon Davison.

It took just 11 seconds for the Hoosiers to get on the board. After a short kickoff return brought Oregon to its own 20-yard line, Moore hit an out route down the left sideline, and Pons jumped and ran 25 yards for a 7-0 lead, much to the delight of a Mercedes-Benz Stadium crowd that was leaning heavily toward Indiana.

Oregon’s offense tied the score on its next possession, with Moore completing a 19-yard touchdown pass to tight end Jamari Johnson with 7:11 left in the first quarter and three third downs as part of a 14-play, nearly eight-minute drive.

Indiana’s offense responded on its first drive. Mendoza completed all four of his attempts for 41 yards, including an 8-yard score to receiver Omar Cooper Jr., as part of a 75-yard drive that put the Hoosiers back up 14-7 with 40 seconds left in the opening frame.

After punting on their next possession, the Ducks thwarted a promising Indiana drive with a strip and sack of Mendoza on third down and took over at their own 13-yard line.

However, Moore fumbled on the next play, resulting in his second costly turnover. As he tried to wind up and deliver a screen to his left, the sophomore’s hand hit Hill’s shoulder and ricocheted before IU recovered it at the 3-yard line.

Black then punched it from a yard out to put Indiana up 21-7 with 8:17 left in the first half.

By the end of the first half, the lead had ballooned, putting the Ducks in an insurmountable hole.

First, another Oregon punt completed a 61-yard touchdown drive, and Mendoza found receiver Charlie Becker with a perfect 36-yard throw to put IU up 28-7 with 3:13 left.

Moore was then sacked and fumbled again, setting up the Hoosiers at the rim of the red zone. Six plays later, Mendoza hit Surratt from 2 yards to make it 35-7 with 59 seconds left before intermission.

Coming out of the locker rooms, both teams traded scores, with the Ducks scoring a two-point try after a short touchdown run by Harris, making it 42-15 midway through the third quarter. Oregon State tried to make it a three-touchdown game late in the quarter, but was stopped by fourth-and-short at the Indiana 31-yard line.

The Hoosiers’ exclamation point came after Oregon State’s punt near its own goal line was blocked with 13:04 remaining. Less than two minutes later, Mendoza made a third-and-goal from three yards in front of Surratt to make it 49-15.

But the Hoosiers weren’t done yet. After forcing a turnover on downs, IU ran five times for 65 yards, finishing with Black’s 23-yard score to take a 52-15 lead with 5:13 left.

Moore’s touchdown pass to Roger Saleapaga with 22 seconds to play helped the Ducks avoid the biggest loss in Peach Bowl history.

A victory over Miami would make the Hoosiers the first national champion since Yale in 1894 to go 16-0. Before hiring coach Curt Cignetti, Indiana had won 16 games in two years for the only time in program history (1987-88).

“Where is my heritage?” Baby boomer parents say nothing.

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America’s adult children say they are now ready to take charge of that legacy.

Their parents may not agree.

A report from Fidelity Investments sheds new light on the generational gap when it comes to estate planning. Aging parents may not think their adult children are ready to hear about, much less intend to inherit, the assets they will eventually inherit.

The retirement industry is abuzz with talk of a wealth transfer in which an estimated $84 trillion will be passed down from older Americans to their heirs by 2045.

However, wealthy elders are in no hurry to discuss their plans with their children. Some people think that their children or grandchildren are not ready for the conversation. Others find this topic uncomfortable.

“There’s discomfort in talking about money and death,” said Cody Moracek, a certified financial planner with Northwestern Mutual’s Freedom Wealth Advisors. “I’m waiting for the right moment to tell that story, but it never comes.”

Nearly all Americans think it’s important to discuss estate planning with their families, according to Fidelity’s 2025 Family and Finance Survey released in November, which focuses on families with at least $500,000 in investable assets.

But no such conversations are taking place.

Where is my heritage? Parents of baby boomers probably won’t say that.

Two-thirds of parents said they did not tell their adult children about the impending inheritance or how much they had inherited. Half of parents don’t discuss their net worth with their children.

However, more than half of adult children say they want to know how much they will inherit.

Almost all adult children, 95%, say they are ready to manage their inheritance. A quarter of parents disagree.

Experts say that if boomer parents are reluctant to talk about money and inheritance with their adult children, they may be carrying on a tradition among their own parents.

“Their parents went through the Great Depression, so what they have in their bones is to keep it close to their chest. They don’t share what they have,” says Ryan Victorin, vice president and financial consultant at Fidelity.

Many parents worry that their adult children are bad at spending money. In the Fidelity report, two-fifths of respondents said they were not confident in their children’s ability to manage debt. A similar proportion said they were not confident that their adult children would be able to stick to a budget.

Wealthy Americans may want their children to manage their own personal finances before managing their inheritance.

“They want their children and grandchildren to forge their own path, face life’s adversities, and learn good money management,” Moracek said.

Baby boomers: I’ll get the money when I die.

Other retirement research suggests similar generational divides in attitudes about inheritance.

In Northwestern Mutual’s 2025 Planning and Progress Study, 74% of Millennials agree that leaving a legacy for the next generation is very important. Only 47% of baby boomers agreed.

A 2024 Charles Schwab survey of wealthy Americans found that many young Americans want to pass on their wealth to their heirs during their lifetime. Baby boomers would rather wait until they die.

In a Schwab survey, 53% of Millennials agreed with the statement, “I want the next generation to enjoy money in my lifetime.” Only 21% of baby boomers shared that view.

Wait to share your estate plan

Aging parents may be reluctant to talk about money and death with their adult children. But retirement plan officials say failure to have such discussions risks leaving your heirs in a difficult position after your death. They may have a hard time identifying your assets and liabilities, and may have a hard time guessing what you were planning to do with them.

“I think it’s important for parents to sit down and at least outline their estate plan,” said Zaneilia Harris, a certified financial planner in Washington, D.C. “Just to let them know.”

Sharing your estate plan with your children doesn’t mean you need to tell them the balances in every account. Instead, it can be an opportunity to explain what assets and investments you have, why you have them, and what you want your heirs to do with them. This is an opportunity to share each other’s values.

“It doesn’t have to be a one-time conversation,” Harris said. “And maybe as your parents get older, they’ll want to eat it every year.”

Victorin says talking to your kids about estate planning also gives them an opportunity to organize their plans. Before calling your heirs to the table, take time to get your finances in order, she said.

If you have a financial advisor, consider inviting them to have an intergenerational conversation about your wealth, Harris said. They can act as neutral arbitrators. You can also ensure that the session doesn’t become a negotiation about who gets what and when.

“Set up the conversation in a way that makes you comfortable,” says Harris. “It’s always good to have an independent third party.”

Venezuelans in the US celebrate Maduro’s ouster now fear for their future

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Trump ousted the country’s controversial leader. But Venezuelans living in the U.S. said recent immigrants don’t feel safe enough to return home.

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As Venezuelans in the United States celebrated the ouster of their country’s oppressive leader, Gustavo Garagoli went live on Instagram wearing a red MAGA cap and his country’s red-blue-yellow flag around his neck. He supported President Donald Trump.

But days after the U.S. military captured President Nicolas Maduro, a sober reality is beginning to emerge.

Venezuelan immigrants across the United States watch helplessly as the Trump administration rescinds or cancels nearly every legal avenue once open to them to stay in Venezuela.

And inside Venezuela, Mr. Maduro may be gone, but the regime’s crackdown has been swift and iron-fisted.

Galagoly, president of the Venezuelan American Republican Club in Doral, Florida, said many Venezuelan immigrants are not allowed to stay but cannot safely return home.

“This situation leaves the Venezuelan community in a very vulnerable position,” he said.

Since President Trump took office, more than 500,000 Venezuelan immigrants have lost or are at risk of losing their legal status to remain in the United States.

The Trump administration revoked the temporary protected status of more than 600,000 Venezuelans and rescinded the humanitarian parole program that allowed approximately 120,000 Venezuelans to legally enter the country with sponsorship for two years.

At the same time, the regime is blocking asylum applications by asking judges to dismiss or preemptively cancel cases. The administration has argued that Biden’s protections are illegal or unnecessary and that the asylum system, designed to protect certain persecuted groups, is rife with false claims.

“It’s devastating and tragic that there are people in the United States who have risked everything and still have a system that is completely dysfunctional,” said Lisa Cope, director of legal services at the Chicago-based National Immigrant Justice Center, which represents asylum seekers.

Tricia McLaughlin, assistant secretary of the Department of Homeland Security, told Fox News on January 4 that Maduro’s detention means Venezuelans can “go home.”

“The great news for those who come here from Venezuela on Temporary Protected Status is that they can return home with hope of peace, prosperity and stability for their country, the country they love,” she said.

Garagoli has repeatedly thanked Trump for taking decisive action against Maduro, but told USA TODAY he feels a new sense of optimism about Venezuela’s future. But he also believes there is a long and difficult road ahead.

“Venezuela is not safe for anyone,” he said. “Not for those who left, not for those who are still there.”

Maduro is gone, but the government remains.

Niulka Melendez, 53, a Venezuelan American, obtained asylum in the United States with her husband and son two years ago. couple, After fleeing their home country in 2015, they founded a nonprofit organization in New York City to help others gain a foothold in the United States.

She has been a vocal critic of the Maduro government. His arrest on January 3 opened a window of hope for her, but it quickly clouded as she saw armed militias known as “colectivos” take to the streets of Caracas, the capital and her hometown.

“It’s a dream,” she said of being able to one day safely return to Venezuela and even visit. “But that’s not reality yet.”

Melendez said her own asylum process took nearly nine years. Tens of thousands of our countrymen are awaiting judgment in their asylum cases. But their prospects for success appear to be fading.

As of 2024, Venezuelans have more than 132,000 asylum claims pending in U.S. immigration courts, according to data compiled by Syracuse University’s TRAC. (There is some overlap in the numbers because people with Temporary Protected Status may also be applying for asylum.)

At the direction of the White House, U.S. Immigration and Customs Enforcement lawyers are asking immigration judges to dismiss asylum cases before hearing the merits of the claims.

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Maduro’s ouster shocks Venezuelan immigrants living in the US

Venezuelan immigrants in South Florida face concerns about legal status in U.S. after Maduro’s arrest

ICE will request that the case be dismissed and then move the immigrant into expedited deportation proceedings. Separately, ICE has begun asking judges to preemptively cancel procedures known as “preter missions,” arguing that the migrants do not have the right to seek protection in the United States because other countries such as Honduras, Guatemala and Uganda have agreed to accept asylum seekers.

President Maduro may now be held in a Brooklyn jail on U.S. drug trafficking charges, but Meléndez said the Venezuelan government that risked the lives and livelihoods of defectors is still largely intact.

“We have a lot of work to do if we are to really shout out loud, ‘Free! We are free,'” Melendez said.

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Venezuelans react to US attack and capture of President Maduro

Venezuelans around the world are praising and condemning the actions of the United States following the capture of President Nicolás Maduro.

Venezuelans have become the “face” of mass immigration

The 770,000 Venezuelan immigrants living in the United States will make up just 2% of the country’s foreign-born population in 2023, according to the Migration Policy Institute.

However, Venezuelans are also one of the fastest growing immigrant groups in the country, with a population of Soared more than 300% From 2010 to 2023.

Their dramatic arrival under the Biden administration, an exodus of families trudging in droves through the Darien Gap jungle and making the perilous overland journey to the U.S.-Mexico border, has captivated some Americans and outraged others.

Venezuelan immigrants were a prominent feature of the 2024 presidential election, when Texas Governor Greg Abbott was busing them from the country to Democratic cities that were ill-equipped to help them. Unlike other immigrant groups that came before, this influx of Venezuelans had no friends or family in the United States to take them in.

“Venezuelans have become the face of a shift in migration that began in late 2021, with migrants arriving at the border with no one to know and nowhere to go,” said Aaron Reichlin-Melnick, senior fellow at the nonpartisan U.S. Immigration Council.

Once President Trump took office, Venezuelans also became the face of his mass deportation campaign.

They were among the first to be sent to the offshore prison at the U.S. military base at Guantanamo, Cuba. A Venezuelan man with an extensive history as a gang member and criminal was also one of the first sent to El Salvador’s notorious CECOT prison.

But apart from these headline-grabbing moves, the Trump administration is struggling to ramp up deportations of Venezuelans.

The regime successfully pressured Venezuela to accept regular deportation flights before Maduro’s ouster. But the number of Venezuelans deported last year was relatively small: 14,310 from February to December, according to Human Rights First, which monitors ICE flights.

The numbers highlight a widening chasm in U.S. policy.

Venezuelans who arrived in the U.S. during the Biden administration are not allowed to stay. The administration cannot effectively send them all back. However, for many, returning to their homeland is not a viable option.

Nearly 8 million Venezuelans have fled the country in recent years, with around 7 million seeking refuge in neighboring countries in Latin America and the Caribbean.

Once the richest country in South America, economic collapse and runaway inflation have pushed the majority of people into poverty, according to the Wilson Center. Maduro’s government was known for orchestrating a harsh crackdown on dissent. This is still the norm. A UN fact-finding mission conducted after Maduro’s arrest found evidence of extrajudicial killings, arbitrary detention, and enforced disappearances.

The night Maduro was ousted was at least the second time in recent years that Venezuelan-American Patricia Andrade was woken up in Miami at ungodly hours because of Venezuelan politics. The first was on the night of Venezuela’s 2024 presidential election, which outside observers widely believe was stolen by Mr. Maduro.

When the news of Maduro’s arrest broke on January 3, “everyone was celebrating at first: family, friends, neighbors, even the priest,” she said. “I’m glad Maduro was removed because he needed to be removed. But to be honest, I’m not celebrating anymore. What’s left is worse.”

We hope that President Trump will be able to return home safely or stay safely.

Venezuela’s interim president Delcy Rodríguez and other leaders, including the interior minister and military commander, have sent mixed signals in the days since Maduro’s ouster.

After calling for “colectivos” in the streets, the regime detained more than a dozen journalists, including foreign correspondents, at Rodríguez’s swearing-in, most of whom were released a day later. Venezuelan authorities began releasing some political prisoners from two notorious prisons on January 8th. But the next day, the National Association of Journalists condemned the ongoing persecution of the press and called for the release of the 22 communications professionals still in detention.

Meanwhile, Mr. Garagoli was preparing for the Venezuelan American Republican Club’s annual gala later this month at Mr. Trump’s golf course and resort in Doral, a hub for Venezuelan immigrants and asylum seekers. Local elected officials will also be invited, as will members of Trump’s cabinet. A grand celebration is planned to mark Maduro’s ouster.

However, there is an undercurrent of anxiety.

“I have friends and family here who don’t have (status), and obviously they’re scared,” said Galagoly, a naturalized citizen. “They have no choice but to sit back and wait. Something has to happen that will give the people some peace. A new law, something that will give peace to the Venezuelan community.”

‘He cut off a snake’s head’ in Venezuela, “But the snake is still moving,” he said.

Lauren Villagran covers immigration for USA TODAY. Contact him at lvillagran@usatoday.com.

Eight states will lower income tax rates in 2026. Do you live in that state?

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Some Americans can start the new year knowing they may qualify for an income tax break.

The tax cuts come from some states, not the federal government. Eight states lowered their income tax rates starting Jan. 1, according to the Tax Foundation, a nonprofit think tank.

By putting more money in residents’ pockets, states hope to spur economic growth and attract more workers, businesses and investment, experts said.

The reductions “demonstrate that states continue to embrace reforms that increase competitiveness and foster continued economic growth for years to come,” the Tax Foundation said.

Which states are lowering their income tax rates?

The following states have lower tax rates:

  • Indiana: The flat rate tax rate will decrease from 3% last year to 2.95%, and on January 1, 2027, the tax rate will be further reduced to 2.9%. Last year’s law called for the flat personal income tax rate to be reduced in 0.05% increments to a potential 2.55% in even-numbered years starting Jan. 1, 2030, provided income thresholds are met.
  • kentucky:Flat rate reduced from 4% to 3.5%
  • mississippi: As part of a planned multi-year gradual reduction in personal income tax, the final reduction will reduce the flat rate tax rate from 4.4% to 4%.
  • montana: The maximum marginal interest rate decreases from 5.9% to 5.65% and further decreases to 5.4% in 2027. The floor rate of 4.7% will remain unchanged, but the range of this rate will be expanded.
  • nebraska: The top interest rate will fall from 5.2% to 4.55% as part of an ongoing gradual reduction in the top rate to 3.99% by 2027.
  • north carolina: The flat rate tax rate will decrease from 4.25% to 3.99%, the final rate reduction in a multi-year plan to reduce personal income tax rates.
  • ohio: Income above $26,050 moves from 3.125% to a flat rate of 2.75%. Income below that threshold is not taxed.
  • Oklahoma: The top tax rate will slide from 4.75% to 4.5%, and six individual income tax brackets will be reduced to three brackets.

Medora Lee is USA TODAY’s money, markets and personal finance reporter. Please contact us at mjlee@usatoday.com. Subscribe to our free Daily Money newsletter for personal finance tips and business news every Monday through Friday morning.

Trump administration kills Justice Department unit for suppressing police protests

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Since 1964, the Justice Department has dispatched specialized “peacemaker” experts to quell escalating violent conflicts. Trump shut down his team in October.

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With more than 1,000 protests planned across the United States on Jan. 10 and Jan. 11 amid heightened tensions after two recent shootings by federal immigration enforcement agents, this may seem like a good opportunity for the Justice Department to deploy the “peace” forces that have helped de-escalate confrontations at demonstrations and prevent deadly police responses for decades.

But that’s not possible because the Trump administration shut down the 57-person Community Relations Services Department last October.

The department has previously touted CRS, which since its founding in 1964, has successfully coordinated communications between law enforcement, activists, clergy, city officials and neighborhood leaders in some of the biggest flashpoints in modern history, including Selma, Alabama, in 1965 after the police attack on civil rights protesters on Bloody Sunday, and protests and riots after the police killing of George Floyd in 2020.

“It’s very frustrating because we know that CRS has the potential to bring immediate value to peace efforts in Minneapolis and elsewhere across the country,” said Julius Nam, a former senior Justice Department official who led the unit until it was notified of layoffs on September 29 last year.

The unit was shut down with Nam’s firing, as were 30 field offices across the United States because the Justice Department said its “missions did not align with its law enforcement and litigation priorities.”

Six years ago, CRS experts were called to Minneapolis to quell escalating clashes between police and protesters after a police officer knelt on Floyd’s neck until he died. The incident occurred on January 7, just blocks from where a federal ICE agent shot and killed 37-year-old Renee Nicole Good during a confrontation over a car in the middle of the road.

Good’s killing sparked protests across the U.S. after the Trump administration and the Department of Homeland Security claimed ICE officer Jonathan Ross acted in self-defense.

Video of the incident has been circulated showing that at least two of the three shots Ross fired struck Good, hitting him from the side of the departing car.

The tense exchange with law enforcement that followed was captured on video, including one in which a DHS officer intentionally kicked over a candle placed at Goode’s memorial.

On January 8, Border Patrol agents shot and killed two people during a traffic stop in Portland, Oregon.

After Mr. Floyd’s killing, CRS experts held weekly virtual meetings and frequent in-person meetings, leading city, police and community leaders to identify steps to reduce conflict. An updated memorandum of understanding was also signed between law enforcement and community groups to prevent future riots and the use of dangerous force by police.

“We know that CRS may have been able to de-escalate the violence that is already occurring, but it could potentially escalate,” Nam, who was a civil rights prosecutor at the Justice Department before leading CRS, said of the current conflict.

Olivia Troy, a former White House homeland security official during the first Trump administration, told USA TODAY that CRS “exists at a moment like this.”

“After federal mass shootings like the one in Minnesota, CRS is supposed to help de-escalate tensions and rebuild community trust, but its ability to do so has been intentionally weakened,” said Troy, who has since become a vocal critic of Trump. “CRS exists to impose accountability before conflict. CRS creates space for facts to surface, grievances to be heard, and to be suppressed. Without CRS, the federal government polices its actions in real time, while communities are left with protest or silence as their only options.”

Brian Levin, a criminologist and civil rights attorney, said the closure of CRS deprived the country of an effective program to quell political violence, which has skyrocketed in recent years.

“Community relations services, the crown jewel of the 1964 Civil Rights Act, have all but disappeared with the president’s explicit application of executive orders, with the exception of some religious litigation,” Levin, founder of the Center for the Study of Hate and Extremism at California State University, San Bernardino, told USA TODAY.

Asha Rangappa, a senior lecturer at Yale University and a former FBI special agent, said one of the most important contributions of CRS was building trust between communities, police, and federal law enforcement. The work is “kind of the fodder for (law enforcement) to build relationships with the community,” she said.

Mr. Rangappa said that “this is because it will help in the investigation” of the crime by those involved, especially those in positions of authority such as the police involved in the shooting incident. “We need trust from people because we need people to come forward with information. And I think that’s a really, really important element of the Justice Department’s job.”

In response to questions about the CRS closure, White House press secretary Abigail Jackson told USA TODAY that ICE officers in Minneapolis and elsewhere are “acting with the utmost professionalism to make American communities safer.”

Jackson declined to comment on CRS, but said, “Left-wing agitators don’t need a mediator. They need to follow the law.” “Obstructing the operations of law enforcement is a crime, and those who do so will be held accountable to the fullest extent of the law.”

What are DOJ’s Community Relations Services?

CRS was established by the Civil Rights Act of 1964 after Congress concluded it was necessary to address increasingly violent conflicts over civil rights enforcement. Battles over school desegregation, voting rights, and public accommodations (particularly throughout the South) led to shootings and beatings of African Americans by white counterprotesters and police.

Congress concluded that not all civil rights crises can be resolved by lawsuits, arrests, or federal military forces. Congress and President Lyndon B. Johnson called for a neutral and reliable federal government that could intervene early, unite warring sides and prevent bloodshed before it happens, Nam said.

CRS’s first major test came almost immediately during the civil rights protests in Selma in 1965, when mediators helped negotiate a safe passage across the Edmund Pettus Bridge after a violent police crackdown. This reinforced the idea that dialogue and mediation could succeed where force had failed.

After the Bloody Sunday attack in Selma, CRS representatives coordinated with civil rights leaders, the Justice Department, and state officials in what Nam described as “shuttle diplomacy” to negotiate a safe path for the subsequent march across the historic and iconic bridge.

After the assassination of Dr. Martin Luther King Jr. on April 4, 1968, CRS teams also quelled riots in Memphis, Tennessee, maintaining peace in Memphis during civil unrest and riots in more than 100 cities across the United States, according to Department of Justice documents.

Calm in Memphis was due in part to work begun earlier that year, when CRS provided mediation services during the sanitation workers’ strike and met with members of the black community, religious leaders, and gang members to prevent an escalation of violence during the strike. Upon learning of King’s death, CRS mediators urged the assembled crowd to go home and refrain from protests or violence, according to a Justice Department report.

CRS handled all kinds of disputes, including mediating the 1973 “Wounded Knee” conflict between authorities and about 250 members of the American Indian Movement.

Dozens of other efforts followed, including Boston’s school desegregation crisis in the 1970s, the infamous neo-Nazi march in Skokie, Illinois, in 1977, and efforts in Los Angeles after the police beating of Rodney King and the riots that followed in the early 1990s.

After the September 11, 2001 terrorist attacks on New York and Washington, under the direction of Bush administration Attorney General John Ashcroft, CRS teams worked to prevent hate-based retaliation against Arab, Muslim, Sikh, and South Asian communities. Ashcroft said CRS has held more than 250 community meetings and trained law enforcement agencies to develop best practices for preventing and responding to hate incidents.

More recently, CRS teams have been deployed across the country to quell escalating conflicts following a series of police killings of Black Americans, including Trayvon Martin in Florida in 2013, Michael Brown in Ferguson, Missouri, and South Carolina in 2015 after white supremacist Dylann Roof killed nine worshipers at the historic African-American Mother Emanuel AME Church in Charleston.

It helped keep the peace between anti-Trump protesters and law enforcement at the 2024 Republican National Convention in Milwaukee.

CRS mission ‘inconsistent’ with President Trump’s Justice Department

Before its dissolution in 2025, CRS had 57 employees, approximately 20 of whom were located at the Justice Department’s headquarters in Washington and the remainder spread across 30 field offices.

In response to a crisis, CRS deploys small teams or larger groups of up to 15 experts to immediately de-escalate conflicts and come up with long-term solutions that typically become templates used elsewhere.

The agency has been effectively on life support since a March 25, 2025 memo by Deputy Attorney General Todd Blanche announced that one of the Department of Justice’s priorities would be to “eradicate CRS: eliminate community relations services and transfer some or all affected employees to the U.S. Attorney’s Office.”

The Fiscal Year 2026 Budget and Performance Summary released by the Department of Justice on June 13 further stated, “The Department is eliminating the CRS and its functions, totaling 56 positions. The CRS’s mission is inconsistent with the law enforcement and litigation priorities of the Attorney General and the Administration.”

Some employees responded to the Trump administration’s proposed “fork in the road” buyout. Nam and the remaining dozen or so employees received notice of dismissal and resigned in October.

Civil rights groups are suing to force the administration and Congress to reinstate CRS, and the House version of the 2026 budget includes $20 million to do so. Nam said the Senate is expected to vote next week.

“This case is about the executive branch’s efforts to rewrite history in order to dismantle the civil rights institutions established by Congress and cover up the government’s blatantly illegal conduct,” said the plaintiffs, who include NAACP affiliates and the Police Ethics Association, which was founded in 1972 by black police officers to address race-based discrimination.

In response to the lawsuit, the Justice Department said one CRS employee was transferred to another part of the Justice Department and that keeping him there meant the Trump administration was fulfilling its Congressional responsibility to maintain the program.

In its response to the lawsuit, the Justice Department said that since November, its transferred CRS employees have been working with the U.S. Attorney’s Office to ensure a “smooth transition of CRS functions,” including “transferring and preserving CRS operational data and related organizational files,” “identifying steps to complete statutory requirements, establishing milestones, holding court-referred mediation hearings, providing mediation services, and submitting annual reports of CRS activities to Congress.”

Nam accuses the staff of repealing a program created by Congress as bureaucratic accounting fraud.

Nam said she remains hopeful that the program will be revived, but wishes it existed to accommodate the current situation.

“For better or worse, there’s a lot of frustration and anger in the community, and a lot of negative reactions to the federal government’s immigration crackdown,” Nam said. “And as a neutral and impartial peace mediator within the Department of Justice, CRS could have earned the trust of all sides and truly worked to find a workable peaceful solution.”

National debate over transgender athletes finally reaches the Supreme Court

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The justices are debating an issue that has garnered national attention for years: whether states can ban transgender athletes from women’s sports teams.

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WASHINGTON – Becky Pepper Jackson was an elementary school student already convinced she was a girl, even though she was designated male at birth. That’s when the nation turned its attention to two transgender athletes.

The debate over whether a high school runner in Connecticut was given an unfair advantage has sparked a debate across the country, with more than half of states blocking transgender girls from competing on girls’ teams.

In Pepper Jackson’s home state of West Virginia, state officials said they reasonably expected that the community would soon hear “growing stories” of transgender athletes outperforming their competitors because they are bigger, faster and stronger.

In fact, Pepper Jackson’s lawyers say a law enacted in 2021 would have barred only one transgender girl who did not go through typical male puberty from participating on her school’s cross country or track teams.

“It is unusual to see such a disconnect between the actual operation of the law and its claims to justify it,” lawyers for the now 15-year-old told the Supreme Court ahead of oral arguments Jan. 13 in a case challenging the law.

President Trump: “This is a very humiliating act for women.”

While the two countries may disagree sharply about the phenomenon that West Virginia and 26 other states say they are grappling with, there is no doubt that the issue is garnering national attention. Pepper Jackson’s case and another student’s challenge to the Idaho ban are among the most important cases the high court will decide this year.

President Donald Trump has made opposition to transgender women competing on women’s teams a centerpiece of his 2024 campaign, and he expects this policy stance to be a key issue in this fall’s midterm elections as Republicans maintain control of Congress.

President Trump mocked transgender athletes in a recent speech to House Republicans, saying, “The whole thing is ridiculous…and very humiliating for women.”

Trump, who returned for a second term last year, took steps to immediately cut off federal funding from schools that allow transgender athletes to compete on women’s teams.

As part of an agreement with the U.S. Department of Education, the University of Pennsylvania last year stripped former swimmer Leah Thomas of her record as the first openly transgender athlete to win an NCAA Division I title.

The Justice Department received permission from the Supreme Court to help defend the laws in West Virginia and Idaho during oral arguments Tuesday.

Transgender athlete wants to quit trying

Lindsay Hecox, a transgender student at Boise State University who persuaded a lower court to temporarily block enforcement of Idaho’s ban, now wants to abandon her lawsuit.

In September, Mr. Hecox said he no longer played the sport and asked the Supreme Court to dismiss his challenge. Hecox said she worries that if the high-profile lawsuit continues, she will be harassed and have a harder time graduating.

“From the beginning of this case, I have been subject to negative public scrutiny from certain quarters,” Hecox told the court. “We have also observed a general increase in intolerance towards transgender people, especially transgender women who participate in sports.”

Idaho’s attorney general, who in legal filings calls Hecox “a male who identifies as a woman,” said it was too late for Hecox to back out. The court said it would not rule on Hecox’s request until after oral arguments.

2020 Supreme Court decision boosts transgender rights

Despite the headwinds, transgender rights advocates hope to build on a surprise victory in 2020, when a court sided with three employees who were fired for being gay or transgender.

The 6-3 majority ruled that when the Civil Rights Act of 1964 prohibited workplace discrimination on the basis of “sex,” it also included sexual orientation and gender identity.

Lawyers for Pepper Jackson argue that the same argument should apply to Title IX of the Civil Rights Act, which prohibits sex discrimination in educational programs.

But West Virginia says the situation is different. The state argues that while an employee’s gender is generally irrelevant in the workplace, biological differences are critical to fairness on the playing field.

“Gender affects athletic performance, but gender identity does not,” West Virginia’s attorneys said in a filing.

equal protection clause of the constitution

The justices will also discuss whether the Idaho and West Virginia laws violate the 14th Amendment’s guarantee that laws apply equally to similarly situated people.

State officials argue that because transgender women are not the same as babies assigned female at birth, it makes sense to treat them differently in athletic programs.

“We need to look at common sense,” said Idaho Attorney General Raul Labrador. “Ten years ago, if someone had told most Americans that the United States Supreme Court would be debating whether men should participate in women’s sports, everyone would have thought it was ridiculous.”

Lawyers for the transgender students say lower courts failed to adequately examine the facts at issue about what physical benefits remain for people like Hecox, who takes cross-sex hormones, and Pepper Jackson, who takes drugs to block puberty and the development of secondary sex characteristics, before the case was appealed to the high court.

Idaho and West Virginia argue that elected officials, not courts, should evaluate the evidence.

This is the path the Supreme Court took last year when a majority ruled that states could resolve the “intense scientific and policy debate” surrounding the issue of gender-affirming care for minors.

Still, David Super, a professor at Georgetown University Law Center, said the Supreme Court may agree with Pepper Jackson’s lawyers that more fact-finding is needed.

“Because we have expert testimony on both sides on the record, it would be very difficult to say, ‘Yes, this discrimination is justified because of unfair advantage,’ without having a lower court decide whether there is, in fact, evidence of unfair advantage,” he said.

But Kate Redburn, a transgender rights expert at Columbia Law School, said students face an uphill battle.

“The majority of the court does not seem particularly friendly to transgender rights cases,” she said. “I don’t think we’re too optimistic about the outcome, but there are some questions about the extent of the potential damage.”

Lower courts sided with transgender students

A lower court sided with the transgender students early in the case, ruling that they were exempt from the ban as challenges continued.

A federal judge in Idaho heard from experts on both sides about the effects of hormone therapy and determined that Hecox likely had no physical benefit. But the judge said a trial was needed to fully evaluate the scientific evidence.

Ms Hecox said her testosterone levels were typical of non-transgender women, and both her muscle mass and size (possibly giving her an advantage) were reduced because her testosterone was suppressed and she was taking estrogen.

Hecox’s lawyer said he played soccer and ran on his school’s club team before retiring from sports this year. She switched to “no-cut” sports because she wasn’t fast enough to make the NCAA cross country or track and field teams, she said.

“Plan to ban transgender people like me from public life”

Pepper Jackson has lived publicly as a girl since fourth grade and takes estrogen and drugs to delay puberty.

Still, West Virginia maintains that Pepper Jackson maintained a physical advantage, finishing third in last year’s state discus and eighth in the shot put.

Pepper Jackson said her athletic progress was the result of hard work and practice, and that her grades were “within the range” of non-transgender girls her age.

“I play in school for the same reasons as the other kids on the track and field team: to make friends, have fun, and challenge myself through practice and teamwork,” she said in a statement.

She also said the lawsuit is not just about sports, but “part of a plan to completely remove transgender people like me from public life.”

Non-transgender athletes speak out

The court also heard from students who competed against transgender athletes who claimed they lost opportunities and feared for their safety.

Serena Soule, who ran track and field in high school in Connecticut, said in her filing that she missed out on qualifying for the 55-meter race by two spots while the two “biological males” who sparked the national debate that led to the state’s ban qualified. Soule qualified in other events at the regional championships, but said he missed the opportunity to impress college scouts.

“She felt deep pain believing that her efforts and competitiveness as a female athlete were undermined by biologically male competitors who had an innate physiological advantage. That feeling was shared by other female athletes in her position,” Saul’s attorneys wrote in a filing supporting the state’s ban.

Trans athlete says her ‘moderate success’ was overrated

Andraya Yearwood, one of the two transgender athletes Soule complained about, said her “moderate success” as a runner was overemphasized by the media, spurring bans like those in states like Idaho and West Virginia.

Unlike the girls she competed against in high school, Yearwood told the court in her motion against the ban that she was not recruited to run track in college.

Still, she said competing on the track team gave her “confidence and purpose.”

“With all due respect,” her attorney wrote, “Ms. Yearwood asks the court to protect that opportunity for other transgender girls.”

Macy’s plans to close 14 stores in 12 states. Check out the location.

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Macy’s, the historic department store chain, continues to shrink its store footprint across the United States, and Macy’s plans to close 14 stores.

“Macy’s continues to execute on a bold new chapter strategy, making targeted adjustments to our store footprint to better serve our customers and support long-term growth. These actions allow us to reinvest in our stores and digital capabilities moving forward,” the retailer said in a statement emailed to USA TODAY on Jan. 9.

The closures came as the company reported strong sales momentum through December 2025. In a memo shared by Macy’s CEO Tony Spring that same month, the company said its strategy was “producing measurable progress.”

“We have made meaningful progress and remain clear-eyed about our future efforts,” Spring said. “We are seeing customer response through strong performance in our business going forward, record Net Promoter Scores, and improved performance in our first three quarters.”

See below for stores that Macy’s will be closing.

Which stores will Macy’s close?

The list of closed stores below was first shared by Axios, and Macy’s also confirmed the closures to USA TODAY.

  • 5500 Grossmont Center Dr., La Mesa, California
  • 3400 Naglee Rd., Tracy, California
  • 4880 Briarcliff Road Northeast, Atlanta, GA
  • 7900 Ritchie Hwy., Glen Burnie, MD
  • 3850 Rivertown Pkwy Michigan SW
  • 4101 W Division St., St. Cloud, MN
  • 50 Fox Run Rd., Newington, New Hampshire
  • 112 Eisenhower Parkway, Livingston, New Jersey
  • 225 Interstate Shopping Center, Ramsey, New Jersey
  • 1255 Niagara Falls Blvd., Amherst, New York
  • 3801 Sumner Blvd., Raleigh, NC
  • 100 Pittsburgh Mills Cir., Talentum, Pennsylvania
  • 5488 South Padre Island Dr., Corpus Christi, TX
  • 17855 Southcenter Pkwy., Tukwila, Washington

Fernando Cervantes Jr. is a trending news reporter for USA TODAY. Contact us at fernando.cervantes@gannett.com and follow us at X @fern_cerv_.

Washington National Opera leaves former Kennedy Center after 55 years

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The Washington National Opera will cancel performances at the former John F. Kennedy Center for the Performing Arts for the first time since 1971 following a controversial venue name change.

The newly named Trump Kennedy Center for the Arts acknowledged that the “difficult decision” to part ways with the opera was due to a “challenged financial relationship.”

“We believe this is the best path forward for both organizations and allows us to make responsible choices that support the financial stability and long-term future of the Trump Kennedy Center,” the center said in a statement shared with USA TODAY on Jan. 9.

The Washington National Opera’s Board of Directors approved its decision to separate from the Center as an “amicable early termination of the partnership agreement.” According to the New York Times. The organization will continue to operate as a completely independent nonprofit organization.

The American Guild of Musical Artists announced it would support the opera’s artists as its board severed ties with the Kennedy Center.

“AGMA will consider the impact of this decision, with consideration for their stability, working conditions and artistic livelihoods, and will support artists and companies as they navigate this transition,” the guild said in a statement.

Since the center’s name change, several musicians and creators have publicly canceled performances or severed ties with the center in protest.

On January 6, Nashville banjoy player Béla Fleck admitted that he would miss a scheduled performance when the National Symphony Orchestra “should be focused on the music” because it “has become paid and political.”

“Wicked” composer Stephen Schwartz also recently said he would no longer hold galas at the historic venue. The musical theater composer and lyricist told Newsday he was invited to perform at the Washington National Opera’s 2026 gala at the center last February.

Trump Kennedy Center threatens to sue Chuck Redd over cancellation

In response to backlash over the name change, the Trump Kennedy Center threatened legal action against vibraphonist and drummer Chuck Redd, who canceled a Christmas Eve performance in protest.

In a Dec. 26 letter to Red obtained by USA TODAY, Grenell threatened to “seek $1 million in damages” for what Red called a “political stunt” that “caused us great harm.”

The jazz musician told The Associated Press and CNN on Dec. 24 that he canceled his appearance at the Christmas Eve Jazz Jam “when I saw the name change.”

“Your decision to withdraw at the last minute, in explicit response to the recent renaming of the center honoring President Trump’s extraordinary efforts to preserve this national treasure, is classic intolerance and is extremely costly for a nonprofit arts institution,” Grenell’s letter said.

In a Dec. 29 statement to USA TODAY, Dharavi doubled down on his criticism of Red, saying, “Artists who cancel shows at the Trump Kennedy Center because of political differences have no courage or principle. They are selfish and intolerant.”

Contributor: KiMi Robinson, USA TODAY

Mega Millions winning numbers for January 9th drawing: $199 million jackpot

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The jackpot for the Mega Millions drawing is currently $199 million, with a prize of $90.5 million.

If someone gets lucky and hits the jackpot on Friday, January 9th, they have two options. Take home one-time cash or get paid instantly, then receive an annual check each 5% larger than the previous year.

Last year, there were six winners of Mega Millions. The latest incident occurred on December 2nd in New Jersey, where a player took home a $90 million jackpot.

What are the winning Mega Millions numbers for January 9, 2026?

Mega Millions winning numbers for Friday, January 9, 2026: 12-30-36-42-47 And the gold mega ball: 16

When is the next Mega Millions drawing?

The next Mega Millions drawing is scheduled for Tuesday, January 13th at 11:00 PM ET.

What is Mega Millions?

Mega Millions is a lottery that is played in 45 states, the District of Columbia, and the U.S. Virgin Islands.

Each ticket costs $5, and players can choose six numbers from two different number pools: five different numbers from 1 to 70 (white balls) and one number from 1 to 24 (gold mega ball), or choose Easy Pick/Quick Pick.

If you match all six winning numbers in the drawing, you win the jackpot. If there are multiple jackpot winners, the jackpot prize will be shared.

Top 10 Mega Millions Jackpots

  • $1.602 billion in Florida on August 8, 2023
  • $1.537 billion in South Carolina on October 23, 2018
  • $1.348 billion on January 1, 2023 in Maine
  • As of July, it was $1.337 billion. 29, 2022, Illinois
  • December 27, 2024, $1.269 billion in California
  • $1.128 billion in New Jersey on March 26, 2024
  • $1.05 billion in Michigan on January 22, 2021
  • $983 million in Georgia on November 14, 2025
  • $810 million in Texas on September 10, 2024
  • March 30, 2012, $656 million in Illinois, Kansas, and Maryland

How to play Mega Millions

To play Mega Millions, you must purchase a ticket. This can be done at several locations, including local convenience stores, gas stations, and grocery stores. In some states, you can purchase Mega Millions tickets online.

Once you have your ticket, you have to choose six numbers. Five of them are white balls numbered 1-70. The golden mega ball ranges from 1 to 24.

If you’re feeling particularly unlucky or don’t want to go through the hassle of picking, you can request a “quick pick” or “easy pick.” When you use these options, your computer randomly generates numbers.

Mega Millions tickets have built-in multipliers that increase your non-jackpot prize by 2, 3, 4, 5, or 10 times. Previously, players had to pay an extra dollar to add a “Megaplier”.

Where can I buy lottery tickets?

Mega Millions tickets can be purchased directly at gas stations, convenience stores, and grocery stores. Some airport terminals may also sell lottery tickets.

You can also order tickets online through Jackpocket, the USA TODAY Network’s official digital lottery courier, in the following U.S. states and territories: Arizona, Arkansas, Colorado, Idaho, Maine, Massachusetts, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, New York, Oregon, Puerto Rico, Washington, DC, and West Virginia.

Jackpocket is the official digital lottery carrier of USA TODAY Network. Gannett may earn revenue from viewer referrals to the Jackpocket Service. Must be 18 years or older, 21 years or older in Arizona, 19 years or older in Nebraska. Not affiliated with any state lottery. Gambling problem? Call 1-877-8-HOPE-NY or text HOPENY (467369) (NY). 1-800-327-5050 (MA); 1-877-MYLIMIT (OR); 1-800-981-0023 (PR); 1-800-GAMBLER (ALL OTHERS). visit jackpocket.com/tos Over the entire period.

(This article has been updated with new information.)

Fernando Cervantes Jr. is a trending news reporter for USA TODAY. Contact us at fernando.cervantes@gannett.com and follow us at X @fern_cerv_.

Trump urges Fannie and Freddie to buy mortgage bonds, baffling experts

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President Donald Trump’s recent proposal for Fannie Mae and Freddie Mac to buy mortgage bonds to lower the cost of home loans is unlikely to help average Americans struggling with homeownership and could harm financial markets, many observers say.

On January 8, President Trump said on Truth Social that he was directing his “representatives” to buy “$200 billion in mortgages,” referring to Fannie and Freddie. Shortly after, Bill Pelt, a Trump appointee who oversees the agency that regulates both companies, said, “That’s it!”

This is the second time this week that the president has signaled some form of policy intervention in the housing market, where a long-term lack of new construction has made homes unaffordable for many Americans. On January 7, President Trump said he wanted to ban institutional investors from purchasing single-family homes.

Philippe Basil, director of economic growth and financial stability at Better Markets, said the White House has “obviously lost the narrative when it comes to financial markets.” “If you want to lower interest rates, you start with the Treasury market. The Treasury market is the foundation of everything. The White House is pursuing the exact opposite of what they should be doing.”

Fannie and Freddie play an important role in the housing market, but they are often misunderstood. They are buying mortgages from banks and other lenders, which allows those companies to get back on their feet and extend more credit to other borrowers. Fannie and Freddie consolidate their loans into bonds to reduce risk.

Investors such as pension funds and insurance companies buy bonds and receive a steady income. This process is fueling a booming mortgage market that has about $13.5 trillion in outstanding debt, according to a recent Urban Institute analysis. This allows borrowers with good credit to work with a lender to take out a mortgage for up to 30 years, but with the ability to refinance at any time during the life of the loan.

According to a 2025 analysis by USA TODAY’s ICE Mortgage Technology, mortgage rates are likely to follow the same path as 10-year U.S. Treasuries, in part because the average remaining term of a mortgage is 6.3 years.

Bond yields are rising in part because the U.S. government is running a large budget deficit, which has only been made worse by the 2025 tax and spending bill signed by President Trump.

“Increasing debt and deficits will cause interest rates to rise,” Yale University’s Institute for Budget Research wrote last July, when the bill was signed. “By 2054, the 10-year Treasury yield will be 1.4 percentage points higher than it would have been had the bill not passed.”

Corey Freyer, director of investor protection for the nonpartisan Consumer Federation of America, said bond investors are also likely to shy away from financial markets that they believe are too influenced by politicians.

“It’s a problem again when Mr. Trump believes he can unilaterally direct an independent agency and the head of that agency doesn’t question Mr. Trump, even though the policy direction may benefit borrowers,” Freyer told USA TODAY.

Buy mortgage bonds to avoid a housing crisis

Housing finance experts say buying mortgage bonds has been a way to stabilize the housing market in the past, but it was done by the Federal Reserve, not Mr. Fannie or Mr. Freddie. Furthermore, this measure was taken during times of extreme crisis, such as the aftermath of the 2008 financial collapse and the coronavirus lockdown.

The central bank’s huge balance sheet allows it to buy far more than the president has suggested. The Fed, for example, purchased $2.5 trillion in mortgage bonds between 2020 and 2022, according to a Redfin analysis.

“It is unclear what policy issues President Trump intends to resolve within the FHFA’s jurisdiction,” Peter Conti-Brown, a professor of financial regulation at the Wharton School at the University of Pennsylvania, said in an email to USA TODAY.

“If the answer is that interest rates are simply too high, then we should all be alarmed. If successful, this effort would dramatically undermine the independence of the Federal Reserve, which controls monetary policy through its primary mechanism, interest rates.”

After all, most housing watchers say the biggest reason homes are unaffordable is lack of supply, not financing costs. The 30-year fixed rate for the past week was 6.16%, down from recent highs and well below the long-term average of about 7.70%.

“The pandemic housing boom is over and new home construction is back to very low levels, meaning this housing shortage will likely continue to get worse,” said Darryl Fairweather, chief economist at Redfin. “I think what I really want the government to talk about is how do we get more housing supply in the places where people want to live most?”

“What we need to do is work hard on fundamental policies to support the housing market,” said Better Markets’ Basil. “These kinds of stopgap fixes don’t work. They only increase the moral hazard and put[Fanny and Freddie]in a more precarious position.”

And Freyer finds it ironic that as the president prepares to release Fannie and Freddie to the private sector, he is first trying to leverage their balance sheets to score political victories.

“The market will see the administration as panicking,” he said.