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Defrosting your windshield with boiling water can damage your car

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Officials are urging people to stay home and avoid unnecessary travel during the winter storm, but even one incorrect piece of advice on how to defrost car windows can be costly.

Dousing your windshield with scorching hot water may seem effective at removing ice, but you might be surprised by the damage it can actually cause.

Will pouring boiling water on the windshield immediately defrost my car?

When you pour hot water on your car’s windshield to melt ice, the extreme temperature changes can actually crack or break the glass.

“While it may be tempting to immediately melt your windshield with boiling water, that’s a very bad idea. Rapid temperature changes in glass can cause it to crack, and car glass is no exception,” says Glass Doctor, a glass repair and replacement company.

Preston says using hot water to de-ice a vehicle can not only crack the windshield, but also damage the paintwork if the water melts the protective wax.

A problem occurs when the glass in the area hit by hot water expands rapidly while the rest of the windshield remains freezing cold. When a hot part of the glass comes into contact with a cold part, your windshield can crack.

How to properly defrost your car

AAA recommends using a properly working heater because a cold engine won’t produce the warm air needed to defrost your vehicle.

Once the vehicle is operating at a suitable temperature, the climate control should be set to full defrost rather than bi-level, but not to full blast right away.

AAA says sudden temperature changes can cause the glass to crack, so it’s best to let the windshield warm up gradually. The defroster should also use fresh air rather than recirculated air.

To remove snow from your windshield, use a long-handled household broom or a car snow shovel to avoid scratching the windshield.

According to Safelite AutoGlass, you can also make an anti-icing spray by making a solution of two-thirds rubbing alcohol and one-third water and spraying the solution on a frozen windshield.

Thank you for supporting our journalism. You can subscribe to the print version, ad-free app or e-newspaper replica here.

The Department of Justice opens a civil rights investigation into the shooting of Alex Preti. Live updates.

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The president previously promised to “relax” immigration enforcement in the state, but on Thursday night he vowed he would not back down.

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Deputy Attorney General Todd Blanche announced Friday that the Justice Department has launched a civil rights investigation into the killing of Alex Preti by federal agents in Minneapolis.

Blanche did not elaborate on the investigation, but the Justice Department’s civil rights division has previously led investigations into police misconduct and use of force.

On Friday, the Department of Homeland Security also announced it would no longer lead a federal investigation into Preti’s death at the hands of Border Patrol agents. Instead, the FBI will handle the investigation, with assistance from Homeland Security Investigations, Department of Homeland Security Assistant Secretary Tricia McLaughlin said in a statement.

Earlier this month, the Justice Department declined to open a civil rights investigation into the shooting death of Renee Nicole Good by an immigration officer.

Attorney General Pam Bondi announced Friday that federal authorities have arrested former CNN anchor Don Lemon and three others in connection with a protest at a church in Minnesota. And across the United States, protests against the Trump administration’s aggressive immigration enforcement were underway in communities large and small.

In a series of posts, the X account of California Governor Gavin Newsom’s press office, known for being a harsh critic of President Donald Trump, joined the chorus of voices protesting the arrests of journalists Don Lemon and Georgia Fort by federal agents.

“They raided a journalist’s home earlier this month. Today they arrested a journalist,” the office’s first post on Jan. 30 read, referring not only to the arrest but also to the FBI raid on Washington Post reporter Hannah Natanson’s home on Jan. 14. “They’re after you. Speak up.”

In a second post nearly an hour later, Newsom’s office said “silencing reporters is not strength. It is fear.”

In another Jan. 30 post about X, Newsom referenced Russian leader Vladimir Putin, saying “Putin would be proud.”

— Terry Collins

Senate Majority Leader Chuck Schumer (D-N.Y.) spoke out against Lemon’s arrest on the Senate floor on January 30, saying the Trump administration was acting like an “authoritarian” regime “again.”

“They arrested journalists for doing their jobs,” Schumer said. “Let me be clear: this arrest sends a dark message to journalists around the world. If you have the courage to criticize this regime, be careful. It’s not a democracy. It’s a police state, and it’s pure authoritarian bile.”

Mr. Schumer called for the charges against Mr. Lemon to be dropped.

— Zack Anderson

Today, students skipped class or skipped school to attend the ICE Out protest in downtown Knoxville, Tennessee. According to a Knox News reporter who was at the scene, the gathering was about 40% students and 60% adults. Drivers passing by the demonstration honked their horns and cheered.

Ani Larsen attended with her friends from school and her father.

“We care about our colleagues and believe that everyone deserves an education,” Larsen said. “And we don’t believe that ICE belongs in Knoxville or in our schools or anywhere else.”

High school sophomore Emma Noe told Knox News she felt patriotic. “Our country is built on immigrants,” Noe, 16, said. “Our ancestors will be disappointed.”

– Sarah Riley, Allie Feinberg, Keenan Thomas and Hayden Dunbar of the Knoxville News Sentinel

House Minority Leader Hakeem Jeffries said at a press conference Friday morning that Don Lemon’s arrest was “baseless” and accused the Trump administration of “systematically” targeting journalists and “attempting to intimidate” those who won’t bend the knee to the president.

“We do not intend to be intimidated in any way. A free and fair press is central to the foundation of American democracy,” Jeffries said.

He said Lemon was a competent journalist and was doing his job perfectly. “Don Lemon’s arrest has no legitimacy or basis. There is no basis for the arrests of other journalists either. And the American people are not going to support it.”–

– francesca chambers

The Freedom of the Press Foundation condemned the arrests of Lemon and Fort as “clear warning shots aimed at other journalists.”

“This sends an unmistakable message that journalists must tread carefully as governments explore every possible way to target journalists,” Seth Stern, the group’s advocacy director, said on January 30.

Stern called on individuals and news organizations to rally around Lemon and Ft. in defense of the First Amendment right to a free press.

“Journalists don’t talk about themselves, but Trump does,” Stern said.

– Breanna Frank

Attorney General Pam Bondi confirmed in a post on X that she has confirmed four additional arrests in connection with the Jan. 18 protest at a church in St. Paul, Minnesota.

“At my direction, early this morning, federal agents arrested Don Lemon, Traherne Gene Cruz, Georgia Fort, and Jamael Rydell Lundy in connection with the coordinated attack on the Cities Church in St. Paul, Minnesota,” Bondi said in X. “More details soon.”

Lemon and Fort were both independent journalists covering the protests.

Independent journalist Georgia Fort said federal agents arrived at her home Friday morning with an arrest warrant. Fort, like Don Lemon, was one of several journalists who filmed the protest at St. Paul’s church on January 18th.

“This all stems from the fact that I filmed the protests as a member of the media,” she said in a Facebook video. “I don’t believe in the First Amendment as a journalist because federal agents are arresting me for filming a church protest a few weeks ago.”

Fort is the vice president of broadcasting for the Minnesota chapter of the National Association of Black Journalists, according to its website. She co-founded the Center for Broadcast Journalism, an organization dedicated to “providing new journalists with the critical reporting experience, education, and professional connections needed to secure a position in a local newsroom.”

President Donald Trump spoke out overnight about a video of a confrontation between Alex Preti and a federal officer during a separate altercation that occurred less than two weeks before he was shot and killed.

President Trump said in a Truth Social Post at 1:26 a.m. EDT that Preti’s “stocks have taken a big hit” with the release of a video of him yelling at a federal immigration officer and kicking a car’s taillight before being slammed to the ground.

“The stock price of agitator and likely insurrectionist Alex Preti has fallen significantly following the release of a video of him screaming, spitting, and frantically kicking a new, very expensive government vehicle in the face of a very calm and disciplined ICE officer, so intense and violent in fact that its taillight shatters,” Trump wrote.

“It was an obvious display of abuse and anger for everyone to see, and it was crazy and out of control. The ICE officers were calm and collected, which is not easy to do under those circumstances!”

The Jan. 13 video does not show the moments leading up to the crash, but Preti appears to spit on the vehicle and yell “trash” before kicking the taillight. The agent is seen getting out of the back seat of the vehicle and grabbing Preeti as other agents surround him. After being apprehended, he was released.

The Department of Homeland Security said it was reviewing the footage, which was released on January 29.

– francesca chambers

Protests against the Trump administration’s aggressive immigration crackdown are scheduled to take place in cities across the United States

Organizers called for boycotts of schools, jobs and shopping, echoing protests in Minnesota that saw tens of thousands of people take to the streets in subzero temperatures. During that protest, dozens of pastors who staged a sit-in at Minneapolis-St. Paul International Airport were arrested.

“The people of the Twin Cities have shown the way for the rest of the country. To stop ICE’s reign of terror, they must stop,” organizers said in a statement.

Several large protests are expected in Minneapolis and New York City amid the frigid temperatures.

Former CNN anchor Don Lemon was arrested Thursday night by federal agents in Los Angeles in connection with a protest at St. Paul’s Church, his lawyer said in a statement obtained by The New York Times and others.

Lemon was one of several journalists who attended the Cities Church protest in St. Paul, Minn., speaking with members of the congregation, protesters and one of the church’s pastors, all of which was shared in a nearly seven-hour livestream available on Lemon’s YouTube channel.

According to multiple news outlets, a federal judge had previously rejected criminal charges against Lemon proposed by the Justice Department.

“This unprecedented attack on the First Amendment and blatant attempt to deflect attention from the many crises facing this administration cannot stand,” Lemon’s attorney Abby Rowell said in a statement. “We intend to vigorously and thoroughly fight these charges in court.”

Homan said Thursday morning that there will be “major changes” to federal immigration enforcement operations in Minnesota, vowing to “reduce” the number of ICE and other federal agents in the state. It’s unclear how Mr. Homan’s aim to reduce staff numbers will align with Mr. Trump’s commitment not to retreat.

The border czar promised that officers who behaved unprofessionally would “take action,” and that enforcement operations would be similar to those before Trump took office last year, with officials vowing to conduct “targeted enforcement operations.”

Homan said less staff will be needed after the state’s county jails agreed to report inmates who are in the country illegally to Immigration and Customs Enforcement and allow ICE to take them into custody upon release.

“More officers in prison means fewer officers on the streets,” he said. “This is common sense cooperation that can reduce the number of people here.”

-Joey Garrison

After the 37-year-old intensive care nurse was shot and killed by federal immigration agents in Minneapolis, the Trump administration quickly portrayed Alex Preti as a serious threat to law enforcement.

Preti has been branded a domestic terrorist by Homeland Security Secretary Kristi Noem and White House Chief of Staff Stephen Miller, who also labeled him an “assassin” and released a Department of Homeland Security statement saying he appeared ready to “massacre law enforcement.”

But as the uproar surrounding the shooting grew, video of the incident went viral, and the administration’s version of events became clearer, the White House reversed course and adopted a more conciliatory approach. Below is a timeline of how the administration’s statements evolved in this case, which has become a major political liability for President Trump.

-Dina Boyles Pulver, Zach Anderson, Ramon Padilla, Sean J. Sullivan

Applebee’s Date Night Pass is coming back in 2026. How to get it.

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Applebee’s lovers will be happy to know that the chain restaurant’s date night pass is back for the third year in a row.

Club Applebee’s members will once again have the chance to win a date night pass for the restaurant chain for $100.

“Our Applebee’s Date Night Pass has quickly become a fan-favorite tradition,” Applebee’s Chief Marketing Officer Michelle Chin said in a news release emailed to USA TODAY.

The pass is worth $600 and will give recipients $50 off food and non-alcoholic beverages for 12 “unforgettable date nights,” according to a news release. This discount can be used when dining in, to-go or mobile ordering at participating Applebee’s locations.

Here’s what you need to know about Applebee’s date night passes.

What does the Applebee’s Date Night Pass offer?

Date Night Pass recipients can redeem for 12 dining experiences at Applebee’s.

Pass benefits can be redeemed from March 2, 2026 to February 28, 2027.

How can I purchase an Applebee’s date night pass?

You must be a Club Applebee’s member to receive a pass. If you aren’t already a member, you can sign up here.

According to Applebee’s website, once you sign up, you will receive information at the email address associated with your Club Applebee’s account, inviting you to enter for a chance to be randomly selected to receive a date night pass.

How much does an Applebee’s date night pass cost?

Applebee’s date night passes cost $100.

How many Applebee’s date night passes are available?

Only 3,000 Club Applebee’s members will be randomly selected to purchase.

When can I enter for a chance to get a date night pass?

The raffle for a chance to win a pass was held on Wednesday, Jen said. 28. The last day to enter the drawing is Wednesday, February 4th at 11:59 PM ET.

How do I know if I can purchase a date night pass?

All members eligible to purchase a Date Night Pass will receive an email notification of their win on February 9th.

Can I redeem my Applebee’s Date Night Pass at any Applebee’s store?

According to Applebee’s website, passes are not available at all locations.

This pass cannot be redeemed at the following Applebee’s locations:

  • 4002 Buffalo Road, Erie, PA 16510
  • 2725 Market St., Warren, PA 16365
  • 7790 Peach St., Erie, PA 16509
  • 2911 West 12th St., Erie, PA 16505
  • 11227 Shaw Ave., Meadville, PA 16335
  • 1 Richard E Byrd Terminal Drive, Richmond, VA 23250
  • 2400 Aviation Drive – Terminal D, Dallas, TX 75261
  • All dual-branded Applebee’s/IHOP restaurants

How does Applebee’s Date Night Pass work with to-go and mobile orders?

According to Applebee’s website, “To redeem on mobile and To Go orders, enter the 10-character code on the back of your pass in the promo code section of the checkout page.”

Can I use my Applebee’s Date Night Pass on Valentine’s Day?

No, unfortunately, you can’t woo your significant other this Valentine’s Day with a date night pass.

Passes cannot be redeemed until March 2026.

However, if you’re patient, you can use your date night pass on Valentine’s Day 2027.

Julia Gomez is USA TODAY’s trends reporter, covering popular toys, scientific research, natural disasters and trending news. Connect with her on LinkedIn ×Instagram, TikTok: @juliamaigz or email jgomez@hannett.com.

Justice Department releases 3 million more Epstein file pages; review ends

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Deputy Attorney General Todd Blanche announced on January 30 that the Justice Department would release an additional 3 million pages of Epstein files, including 2,000 videos and 180,000 images.

Blanche said in a press conference that the release will include redactions. He said this would create a total of more than 3.5 million pages out of the more than 6 million pages collected by the government.

“I don’t think the hunger or hunger for information will be satisfied by the review of these documents,” Deputy AG Blanche said. “There’s nothing you can do about it.”

Blanche also said the Justice Department “didn’t protect President Trump. We didn’t protect anyone, and we haven’t.”

This is a developing story and will be updated.

Will the funding be completed in time?

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Democrats are calling for funding for the Department of Homeland Security, which oversees ICE and the Border Patrol, to be removed from the funding bill.

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Lawmakers appear to be close to a deal backed by President Donald Trump to avoid a lengthy government shutdown, but key officials say a short shutdown may be inevitable as funding expires on Friday.

President Trump and Senate Democrats unveiled a compromise government spending bill on Thursday, January 29, that reflects Democratic concerns about immigration enforcement.

The plan would extend spending for the Department of Homeland Security, which oversees Immigration and Customs Enforcement and Border Security, for just two weeks while lawmakers negotiate ICE reform, and extend funding for other government agencies through September.

If Mr. Trump backs the deal, he could gain support from Republicans in Congress. President Trump encouraged lawmakers to “vote a much-needed bipartisan ‘yes’ vote” on the bill, writing in a social media post that “the only thing that will slow our country down is another long and harmful government shutdown.”

However, the Senate has not yet voted on the bill, and a Republican Senate aide said the agreement is not final. The Senate floor will reconvene at 11 a.m. ET on Friday, January 30, according to the Senate Press Gallery. If the bill passes the Senate, it will need to return to the House for a vote.

House Speaker Mike Johnson told USA TODAY on Jan. 29 that at least a short shutdown is likely as it takes time for House members to return to the Capitol to vote on funding measures. Mr Johnson said the “earliest” moment for a vote in the House of Commons was likely to be on Monday.

“Therefore, it may be inevitable that we will be in a situation of closure for a short period of time,” Prime Minister Johnson said at a screening of the documentary film “Melania,” about first lady Melania Trump, at the Kennedy Center. “But the House is going to do its job. Like the president, we want to get funding from the government. So we respect everything that could be negotiated in the House and we’ll deal with it.”

The House passed a government funding package earlier this month, but the debate over DHS funding has intensified since intensive care nurse Alex Preti was shot and killed by a federal immigration officer in Minneapolis on January 24. Preti’s death, and the shooting death of Renee Good before her, have sparked intense backlash against President Trump’s immigration enforcement efforts. Democrats are calling for body cameras for immigration officials and the removal of masks, among other reforms.

Senate to resume deliberations on spending bill

The Senate will reconvene Friday at 11 a.m. ET to debate the spending bill.

Senate Majority Leader John Thune was scheduled to make brief remarks before lawmakers continued debate.

A final deal has not yet been finalized, as the timing of the vote remains in flux and potential amendments continue to be discussed, a senior Republican leadership aide said.

The bill that passes the Senate must also pass the House, where it will be published this week.

House Speaker Mike Johnson told reporters Thursday night that the earliest the House could act is Monday, February 2, and that even if the Senate bill passes the House, the government would “inevitably” go into a brief shutdown.

−francesca chambers

Jeffries to speak at the Capitol

Although the House is in recess, House Minority Leader Hakeem Jeffries (D-N.Y.) will address reporters at the Capitol at 10:30 a.m. Friday.

Any agreement passed by the Senate must also be approved by the House of Representatives.

−francesca chambers

President Trump has made clear in social media posts that he wants to avoid a government shutdown that could have political consequences ahead of the midterm elections.

“We are working hard with Congress to fully fund the government without delay,” Trump said in the post.

To avoid a government shutdown, Trump was willing to compromise on funding for the department that oversees immigration enforcement efforts, another example of Trump backtracking on his confrontational stance on immigration after the Minneapolis riots. Since Preti’s death, Trump has taken a more conciliatory approach.

If lawmakers fail to pass a spending measure, the partial shutdown will begin at 12:01 a.m. Saturday, Jan. 31.

The government shut down for a record 43 days last year amid a dispute over extending health insurance subsidies.

For weeks, Congress has been working toward a Jan. 30 deadline to pass a spending bill to keep the government running.

The House voted on January 22 to send the spending package to the Senate. But Democratic frustrations over DHS funding simmered for weeks in the wake of Goode’s death. Republicans largely supported the DHS funding bill with support from seven Democrats.

But Mr. Preti’s killing has tilted the position of Senate Democrats. Senate Democrats are currently refusing to provide further funding to the agency, which oversees federal immigration enforcement and has played a leading role in President Trump’s aggressive immigration strategy.

There had already been an 11-hour scramble in Congress to pass the final spending bill within a week of the Jan. 30 deadline. Even before news of Mr. Preti’s death broke, weather-related disruptions were straining the schedule, with the Senate vote on Monday, Jan. 26, canceled due to a winter storm.

The government shutdown could put a damper on tax season, which officially began on Monday, January 26, for some Americans.

The IRS suspended most major functions and furloughed about 50% of its employees in the five days following the October 2025 shutdown.

Automated electronic filing and telephone calls remained available, but other services such as document processing, appeals, and payments were suspended or delayed. During an IRS shutdown due to fund expiration, no refunds will be issued unless there are errors on the electronic application linked to your direct deposit account, the bureau said.

The IRS said the April 15 tax deadline will not change even if there is a government shutdown in 2025. The Trump administration extended the deadline once in 2020 at the start of the coronavirus pandemic, but it is unclear whether such an extension would be granted again if the government shuts down.

–Mary Walras-Holdridge

What should you buy at the grocery store? A nutritionist’s guide

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Walking into the grocery store with the goal of eating healthier can seem easy, but it can be surprisingly overwhelming. Endless aisles, flashy advertising, and time pressure often lead many shoppers to go for what’s easiest or most familiar.

But building a healthier grocery cart doesn’t require perfection, expensive specialty foods or cutting out entire aisles, says Leslie Bonci, a certified sports nutritionist and founder of Active Eating Advice. “Instead, it’s about understanding how the grocery store is organized, knowing which foods are most nutritious, and creating a flexible plan that works for real life.”

With the right approach, the grocery store can become a tool for nourishment rather than stress.

What to buy at the grocery store for a healthy diet

Healthy grocery shopping starts before you even walk through the door. “Basing your grocery list on a few planned meals that you enjoy and actually eat will help you stay focused and ensure you choose foods that support your needs throughout the week,” says Yashi Ansari, a certified sports nutritionist based in Los Angeles.

Once in the store, she recommends prioritizing foods that are close to their natural form. “Start in the produce section and build your cart around whole foods like fruits, vegetables, whole grains, nuts, lean proteins, and healthy fats,” she suggests. In most cases, sections for these foods are located around the perimeter of the store, as these foods require refrigeration, have a short shelf life, and are frequently replenished.

Fresh produce is ideal, and some will keep for a long time, such as apples, pears, citrus fruits, onions, and potatoes. At the same time, frozen fruits and vegetables are just as nutritious and often more affordable. These are especially helpful during busy weeks, reducing food waste and making it easy to add produce to meals like soups, stir-fries, and smoothies. Bonci also encourages shoppers to choose produce that is convenient for their lifestyle. “Using pre-chopped vegetables or bagged salad mixes can save you a lot of time,” she says.

Protein is essential for maintaining muscle, feeling full, and stabilizing blood sugar levels, so it’s another cornerstone of healthy shopping. Eggs, yogurt, tofu, chicken, peanut butter, lentils, and ground turkey are generally readily available and budget-friendly options for a variety of meals. “Canned beans and tuna provide ready-to-eat protein and fiber at an even lower cost,” says Bonci. She added that frozen fish such as salmon and shrimp are just as nutritious as fresh fish and are often more economical.

“Grains such as oats, rice, crackers, tortillas, whole-grain breads, and bran-based cereals are also great options,” says Ansari. These foods are good sources of fiber and energy, and are important sources of B vitamins, iron, and other essential vitamins and minerals.

The dairy case can also support a healthy diet by providing calcium and protein through foods such as milk, yogurt and cottage cheese. As a plant-based option, soy milk offers a protein profile most comparable to dairy products. Bonci says choosing larger containers and bulk options “can be a great way to save money,” especially for families or people who eat yogurt every day.

Which area of ​​the supermarket has the least amount of healthy food?

While no area in the grocery store is completely “off-limits,” certain areas often contain less nutritious options, and they are often designed to be the least likely to resist. The checkout lane, for example, is a trouble-prone place because it’s intentionally lined with candy, sugary drinks, and impulsive snacks designed to give you a quick hit of dopamine rather than nourishment.

The bakery and frozen dessert sections can also be deceptive. That’s because luxury sweets are often marketed as “fresh” or “convenient,” while providing high calories with little nutritional value.

The center aisle, often labeled for snacks, candy, or beverages, can be another major culprit. Be especially careful in these aisles, as they are filled with ultra-processed foods such as sugary cereals, snack cakes, chips, pastries, cookies, and sugary drinks. These products tend to be high in refined carbohydrates, added sugars, sodium, and unhealthy fats, but contain little fiber or essential nutrients. These are especially appealing because they are heavily advertised, designed for overconsumption, and designed to be extremely tasty.

At the same time, Ansari cautions against assuming that all food in the center aisle is unhealthy, as labeling every section of a store as “bad” can be misleading. “Many non-perishable items are centrally located in the store, providing valuable nutrition and accessibility,” she says. “Especially for those managing limited budgets, limited time, or cultural food preferences.”

The key, she emphasizes, is learning how to read food labels, prioritizing minimally processed options whenever possible, and learning how to use a grocery store’s layout to your advantage rather than being dictated by it. “Health is not defined by specific foods or what aisle they come from. Health is shaped by the overall diversity and balance of how you choose to eat over time,” she says.

When does the sun set after 5pm? Please see the map.

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Sunset after 5pm marks the return of evening sunlight. It’s time to do outdoor activities, take a walk after work, and get more sunlight. USA TODAY mapped out when your county will see sunsets after 5 p.m., and how many days this year you’ll see sunsets after 5 p.m.

What if you’re in Texas, Florida, or Arizona? You’re already living the dream. You probably know why. The sun never sets before 5 PM in your county Approximately 42% of U.S. counties have sunsets after 5 PM year-round

Nationally, more than 205 million people, or about 62% of the U.S. population, watch the sun set before 5 p.m. at some point during the year. Check your county’s intersections and get ready to take back the night from darkness.

18 states where getting married can result in tax penalties

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Marriage usually brings excitement and happiness to someone’s life, but it can also result in tax penalties in certain states.

The Tax Cuts and Jobs Act of 2017 eliminated the income tax marriage penalty for all Americans except those in the highest tax bracket at the federal level by doubling the amount for single filers and joint filers. However, investment research platform Best Brokers found that 18 states will still have a “marriage penalty” in 2025. Couples filing jointly in these states face higher taxes than those filing individually because the tax threshold is not twice that of a single filer.

According to Best Brokers, depending on which state an American lives in, getting married can cost a couple more than $8,000 a year in penalties. In states with marriage penalties, households where both spouses earn similar incomes are most affected, according to the education and money site The College Investor.

Paul Hoffman, editor-in-chief of Best Brokers, writes that the marriage penalty “illustrates how state-specific tax structures, progressive tiers, and deductions combine to create or disadvantage couples, even those with modest incomes, financially.”

Which states have penalties for marriage?

  1. arkansas
  2. Delaware
  3. District of Columbia (counted as a state for survey purposes)
  4. maryland
  5. minnesota
  6. mississippi
  7. missouri
  8. nebraska
  9. new jersey
  10. new mexico
  11. north dakota
  12. ohio
  13. rhode island
  14. south carolina
  15. vermont state
  16. virginia
  17. west virginia
  18. wisconsin

Where are the penalties for marriage the greatest?

To determine which states pay the most for married couples to get married, Best Brokers assumed a standard deduction of $15,750 for married couples filing separately and $31,500 for married couples filing jointly with incomes of $75,000 each. This difference means a marital penalty if the couple jointly pays more than they would pay together.

“Washington, D.C., imposes the most severe marriage penalty, costing a married couple an additional $8,173 per year compared to filing individually,” Hoffman said. “Delaware and West Virginia also have notable penalties, primarily due to the interrelationship of progressive categories and deductions at this income level.”

The full results are below.

  1. Washington DC: $8,173
  2. Delaware: $7,008
  3. West Virginia: $5,724
  4. New Mexico: $2,146
  5. Rhode Island: $1,834
  6. New Jersey: $1,575
  7. Wisconsin: $1,469
  8. Ohio: $1,364
  9. Virginia: $1,318
  10. South Carolina: $1,212
  11. Minnesota: $1,191
  12. Vermont: $1,046
  13. Missouri: $857
  14. Mississippi: $440
  15. North Dakota: $312
  16. Maryland: $253
  17. Arkansas: $86
  18. Nebraska: $1

Are there any states where you get paid when you get married?

According to Best Brokers, New York is the only state where married couples file income taxes before individual filers. A couple there would see their tax burden reduced by $23 compared to two single people.

“In fact, some couples file jointly even if only one spouse is working, which can result in higher marital penalties or bonuses depending on the state,” Hoffman said. “This issue will become increasingly important in 2025 and will continue to be important in 2026, as discussions around state tax equity, working families, and migration incentives continue to surface in national and local policy discussions.”

Marriage penalties are still found elsewhere

In other cases, a taxpayer may be subject to a marriage penalty because the proportion of married persons is not twice the proportion of unmarried persons. they are IIncludes:

  • Qualified dividends and long-term capital gains: Penalties apply to the top two rates (15% and 20%). In 2025, the 15% capital gains rate will apply to people with taxable income (above the 0% threshold) up to $533,400 for singles and $600,500 for married couples. The maximum tax rate of 20% is levied on people with taxable income of more than $533,400 for singles and $600,050 for married people.
  • Net investment income, also known as Medicare capital gains surtax: 3.8% tax starts at $200,000 for singles and $250,000 for couples.
  • 0.9% Medicare tax: The tax is imposed on people with earned income of more than $200,000 for a single person or $250,000 for a married person.
  • social security: Benefits are taxable when combined income exceeds $32,000 for couples and $25,000 for individuals. “Because the joint threshold is not doubled, many couples start paying taxes on their benefits sooner than two single people,” College Investor said.
  • Child and Dependent Care Credit: The tax credit phases out once your adjusted gross income reaches $15,000. “Because married couples must report joint income, they often lose access to the full amount of credit sooner than two working single parents with similar incomes,” The College Investor said.

Medora Lee is USA TODAY’s money, markets and personal finance reporter. Please contact us at mjlee@usatoday.com. Subscribe to our free Daily Money newsletter for personal finance tips and business news every Monday through Friday morning.

More than 100 Georgia schools join nationwide protests

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Thousands of students in Georgia plan to walk out of class on Friday to protest the actions of Immigration and Customs Enforcement.

But Atlanta-area school districts have issued warnings of disciplinary action against students who leave class to participate.

The protests are part of the “National Shutdown,” an organized event that asks Americans to skip school, stay home from work, stay home and not shop to show their anger at ICE operations in Minneapolis and across the country. The event was organized by a coalition of student organizations.

“The people of the Twin Cities have shown the way for the rest of the country. To end ICE’s reign of terror, we must stop,” the event’s website states. “Friday, January 30th is a no-school, no-work, no-shopping day nationwide. Vote no to ICE funding.”

More than 100 Georgia schools scheduled to participate

More than 100 schools in Georgia are scheduled to participate in today’s walkout, according to a list maintained by the Socialist Liberation Party of Atlanta.

Dismissals were scheduled throughout the day and were scheduled to begin at 9:30 a.m. at Stevenson High School in DeKalb County. Some schools have specific dismissal times, while others say students will leave “after third period” or at another transition time during the day.

The walkout is planned primarily for high schools, but universities including Agnes Scott University, Emory University, GSU ​​Atlanta, GSU ​​Armstrong and the University of Georgia are also expected to protest.

PSL Atlanta’s complete list of participating schools can be found here.

Some schools in Georgia began a walkout earlier this week.

PSL Atlanta will also hold a statewide demonstration on January 30 at 5 p.m. at 3360 Buford Highway NE in northeast Atlanta.

Atlanta area schools threaten disciplinary action

Students in many districts will be speaking out against their schools if they choose to skip class on Friday.

Atlanta-area school districts, including Cobb County and DeKalb County Schools, warned students that they could face disciplinary action if they violated school policies.

“Students have the right to free expression, but that expression must be done in a way that does not interfere with instruction or jeopardize the safety of themselves or others,” the interim superintendent of DeKalb County Schools said in a letter shared by Dekatrish.

A school spokesperson later said outlet administrators were concerned about safety and principals were meeting with students to “clearly communicate these expectations and outline safe on-campus alternatives designed to support student voice while maintaining campus safety and instruction.”

In a message shared by Cobb County Schools, officials said, “Anyone who violates the code of conduct, including leaving class, skipping class, leaving authorized areas, truancy, and/or disrupting the school day, will be disciplined according to district policy.”

These range from out-of-school suspensions to loss of school privileges such as parking, sports, and extracurricular activities. Cobb County warned students that this could affect college admissions and future employment.

“Teachers and principals are focused on teaching and learning. While we respect students’ right to express their opinions in a non-disruptive manner, students are expected to remain engaged in class and learning throughout the school day,” the district said.

Similar messages were reported in public schools in Cherokee and Calhoun counties.

Eileen Wright is an Atlanta Connect reporter for USA Today’s Deep South Connect team. X Find her at @IreneEWright or email her at ismith@usatodayco.com.

Lindsey Vonn injured in accident one week before Winter Olympics

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Lindsey Vonn fell during the final downhill run before the Milan-Cortina Olympics, injuring her left knee just one week before the Winter Olympics began.

Vonn lost her balance on a jump on the second section of the course in Crans-Montana, Switzerland, on Friday, January 30, and struggled to regain her balance, but fell while traveling at high speed, spinning in the snow and crashing into a safety net at the side of the course.

Vonn was able to stand up and ski the rest of the course. However, her left knee was clearly in pain and she shook her head repeatedly when she saw her US teammate Jackie Wiles in the goal area.

Vonn gave a small wave to the fans when she crossed the finish line, but shook her head repeatedly as fellow American Jackie Wiles approached. She put her head on Wiles’ shoulder and the two hugged before Vonn went into a tent in the finish area for treatment.

Vonn was airlifted from the racetrack, which is common at mountain venues, but the U.S. Ski Team said on social media that Vonn was being “evaluated.”

“She’s feeling a little bit of pain so she should get tested,” double Olympic champion Aksel Lund Svindal, who joined Vonn’s coaching team this season, told Reuters. “The physical therapist ran some tests and everything seemed fine, but there were some things I wasn’t 100% sure about, so I’m glad I got tested (at the hospital).”

Vonn had expressed concerns about the race, citing bad weather and a history of crashes at Crans-Montana last fall. Vonn currently leads the downhill standings and is sixth overall in the race, although she said at the time that she would consider skipping it if she didn’t need the points.

“We’re going to approach the World Cup very strategically, especially in Crans-Montana,” Vonn said at the U.S. Olympic and Paralympic Media Summit in late October. “It’s been difficult so far with the weather, snow conditions and especially injuries, so that’s probably the biggest concern I have for Crans-Montana.”

“So if I have to go into that race, I will, but I will be very strategic about how I approach it.”

The hosting of the women’s alpine race in Cortina was a factor in Vonn’s decision to return after undergoing partial knee replacement surgery in April 2024. Cortina is one of Bon’s favorite places. She reached the World Cup podium for the first time in 2004, and 12 of her 84 World Cup wins have come here.

However, the accident cast doubt on Vonn’s ability to compete at the Milan-Cortina Olympics. The opening ceremony will be held in one week, and the women’s downhill will be held in two days.

Visibility was poor at Crans-Montana, and two of the five skiers who started before Vonn did not complete the race. After Bong crashed, she remained on the hill for several minutes until safety personnel arrived. She was able to stand up, but clearly prioritized her left knee as she used a pole to steady herself. Bon bent his left knee a few times and shook his head slightly.

Vonn put her skis back on, made a few easy turns and resumed skiing, but it was clear that her left knee was hurting. She slowly made her way down the hill as her team and U.S. teammates looked on anxiously. She skied down the steepest part of the slope, then eased down the bottom of the course.

The race was stopped shortly after Bon reached the bottom of the hill.

Vonn’s return has been amazing and the 41-year-old is poised to be one of the stars of the Milan-Cortina Olympics.

The 2010 Olympic downhill champion retired in 2019 due to the physical strain of repeated injuries. When she underwent partial right knee replacement surgery in April 2024, she hoped to be able to live a normal life without pain.

However, as he felt very well during his recovery, he decided to return and returned to the World Cup circuit in December 2024. Vonn had a disappointing season last year, but ended the season with a silver medal in the super-G at the World Cup finals in Sun Valley, Idaho.

But with the off-season spent training and fine-tuning his equipment, Vonn maintains a commanding advantage. She won two downhill races, including the season opener, and has been on the podium in every downhill race. She also had top-three finishes in two of her first three super-G races.

President Trump selects former Fed Director Kevin Warsh as new Fed Chairman

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WASHINGTON – President Donald Trump on January 30 nominated Kevin Warsh to head the Federal Reserve, choosing the former Fed chief to lead the financial institution that the president has relentlessly attacked over his fiscal policy.

If confirmed by the Senate, Warsh would replace current Federal Reserve Chairman Jerome Powell, who has repeatedly come under attack from President Trump for refusing to lower interest rates. Powell’s term ends in May. Since returning to office in 2025, Trump has made it clear that he will not renominate Powell.

Scott Radner, chief investment officer at advisory firm Horizon, said the choice to use Mr. Warsh is “the strongest signal yet that the Fed’s independence is as strong as we expect it to be in the coming years.”

“He has credibility both institutionally and in the market,” Radner told USA TODAY before announcing his nomination. Mr. Warsh also has a reputation as an inflation hawk, and is likely to move aggressively to rein in runaway prices, he said.

This position could put him at odds with Mr. Trump, with many analysts and Mr. Powell himself arguing that criticism of Mr. Powell and the current structure of the Fed, which extends to the Justice Department investigation, is politically motivated. The president’s effort to oust Fed Director Lisa Cook reached the Supreme Court in mid-January.

Trump nominated Powell at the beginning of his first term in 2017. But in January 2026, the Fed chairman seemed to be considering a change of heart, saying, “Once I get the job, I’ll change my mind.”

Mr. Warsh first started at the central bank in 2006, when former President George W. Bush selected him to serve on the bank’s board. Former Fed Chairman Ben Bernanke wrote in his memoirs that Warsh’s youth “gave some criticism, including from former Board Vice Chairman Preston Martin, but Kevin’s political and market knowledge and extensive Wall Street connections will be invaluable.”

Warsh criticized the Fed’s expanded role in a speech in April 2025. “The Fed has functioned more as a general-purpose arm of the government than as a narrow central bank,” he said. He blamed what he called “systemic drift” for inflation surging out of control.

“It also contributed to an explosion in federal spending,” Warsh said. “And the Fed’s oversized role and underperformance undermined important and valuable arguments for monetary policy independence.”

Warsh currently serves as a visiting scholar at Stanford University’s Hoover Institution and lectures at the Stanford Graduate School of Management.

The Senate must approve the nomination.

Bomb Cyclone, Weather, Shutdowns, ICE, ‘Melania’, Grammys, College Basketball: Daily Briefing

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Happy Friday! Welcome to the daily briefing. This morning’s breaking news is:

nicole farato Here’s the news you need to know on Friday, from it taking a little longer to avoid a government shutdown to more winter weather hitting the East Coast this weekend. 🎤And the biggest night in music is this weekend.

Closure could still happen

Republicans and Democrats struck a deal Thursday night to provide two weeks of funding to the Department of Homeland Security. The deal represented a major victory for Democrats, who have pushed across the board for far-reaching reforms to President Donald Trump’s immigration enforcement campaign.

However, it is still unlikely that this compromise will avoid a partial closure. The funding measure would have to go back to the House, which is in recess and the narrow margin could pose an survival challenge for conservative hardliners.

In an interview with USA TODAY Thursday night, House Speaker Mike Johnson acknowledged the “logistical challenges” in avoiding a complete shutdown.

🔊On USA TODAY’s The Excerpt podcast, USA TODAY Congressional Reporter Zach Schermele breaks down the latest information from Capitol Hill.

More news you need to know right now

  • It’s called “Bombo Genesis.” That’s the name of the weather process heading toward much of the East Coast this weekend, causing a “rapidly strengthening mid-latitude cyclone,” meaning a rapid drop in air pressure, according to the National Oceanic and Atmospheric Administration. This creates a “bomb cyclone.” The expected amount of snow is as follows.
  • President Trump is expected to name a new Fed chair on Friday. President Trump has spoken publicly in recent months about finding Jerome Powell’s replacement, but has narrowed his field down to four finalists.
  • Why did Tulsi Gabbard participate in the Georgia FBI raid? Director of National Intelligence Tulsi Gabbard was participating in an FBI raid seeking materials related to the 2020 election in Fulton County. Sen. Mark Warner, a Democrat from Virginia, said her presence means one of two things.

Let’s take a look

first lady of the movie world

Melania Trump arrived at the newly named Trump Kennedy Center on Thursday for the premiere of her much-talked-about documentary, which opens in theaters Friday. Alongside President Trump, the first lady appeared on the red carpet wearing a sophisticated buttoned skirt suit by Dolce & Gabbana and a slim belt. Nicki Minaj was also in attendance.

music

It’s Grammy Awards weekend!

The 2026 Grammy Awards will be held on Sunday at the Crypto.com Arena in Los Angeles, with the awards ceremony scheduled to begin at 8pm ET/5pm PT. Trevor Noah will once again anchor this award and is expected to break records. Kendrick Lamar, who devoured wins in all five categories in 2025, leads the nominations with nine (among the Grammys’ prestigious recognition of rap music). Justin Bieber is returning to the stage. And we predict that Bad Bunny could be one of the winners.

before going

Have feedback about the daily briefing? Email Nicole at NFallert@usatoday.com.

How to dig your car out of the snow without damaging it

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The snowstorm has stopped and you head back outside, making plans to meet friends or go shopping. I realized that my car was truly buried under snow and ice. What is your occupation?

With the right car-specific tools and a little patience, you can have your car cleaned up in no time. And you can do the job without breaking glass, scratching paintwork, or otherwise damaging anything that requires expensive repairs.

Safe driving: Clearing snow from your car will make driving safer.

If you parked in a garage or under ample cover, you probably don’t need to worry about this. However, if you’re in an outdoor parking lot or parked at the curb, these suggestions may help.

So, get ready and get to work. But be careful. If you are on the road, be aware of traffic.

tools needed

If you can’t see the graphic, click here to reload the page.

  • Soft snow brush, foam or soft bristles, with good handle
  • Plastic ice scraper for glass (without metal edge scraper)
  • Liquid antifreeze spray for glass

And don’t forget to dress warmly. I might be out for a while.

Never use these items

  • Metal shovels, hard brooms, or other items that can scratch paint or glass.
  • hot water. Pouring hot or lukewarm water into a glass filled with ice can cause thermal shock and cause it to break.

Start

First, make sure your car’s tailpipe is not blocked by snow or ice. Everything must be clear, since you will be running the engine.

Start the engine and turn on the rear window defroster. Turn on the front defroster with the fan set to low to medium. When the room warms up, snow removal becomes easier.

With the engine running, remove as much snow as possible from the roof of your car. Do not leave anything on the roof. It could slip while driving and splash onto the car behind you. Thick ice can hit and damage other vehicles and cause accidents.

wipe all windows

Working down the sides of the car, clean the windshield and side windows. Use antifreeze spray if necessary. Use a hand scraper to remove the ice in short, quick strokes, being careful not to damage the paint. Keep the scraper at a low angle.

Windows should be open to improve visibility and avoid dangerous situations for other motorists.

Use a soft brush on side mirrors, headlights, front grille, turn signals, and car cameras. Don’t forget to clear the bumper’s ultrasonic sensor or brake sensor.

Finally, carefully lift the wiper up, making sure it is not frozen to the glass. Please remove the ice that is in the way. If you haven’t already done so, check and refill your anti-ice wiper fluid.

Contributor Charles Singh, Nashville, Tennessee

SOURCE USA TODAY NETWORK REPORTS AND INVESTIGATIONS. aaa.com

Florida bans nurse for TikTok comment about Caroline Leavitt

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A Florida labor and delivery nurse has been banned from working in the state following an expletive-filled social media post wishing President Donald Trump’s pregnant press secretary a painful birth.

Florida Attorney General James Usmeyer announced on social media Wednesday that Lexi Lawler has been banned from working as a nurse in the state, effective immediately. Lawler was fired from Baptist Health Boca Raton Regional Hospital earlier this month following a TikTok post about Caroline Leavitt.

“Making statements that wish for someone’s pain and suffering is an ethical line that should not be crossed when those statements are directly related to your practice,” Usmayer wrote on social media.

A GoFundMe account set up to support Mr. Lawlor’s “employment and civil rights advisor” had raised just over $12,000 as of Jan. 29.

“The involvement of Florida’s Attorney General and Surgeon General in an issue that affects a single private citizen represents an unusual level of state involvement,” the GoFundMe account said. “Lexi has never committed medical malpractice, harmed a patient, or had any prior complaints. She has been a nurse for 10 years and has no disciplinary history. She spoke after hours as a private citizen. After that speech, she lost her job, and the state is now moving to revoke her nursing license. We are now fighting not only for her livelihood, but for the principle that her professional credentials should not be used in a way that chills or inhibits legitimate speech.”

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Florida nurse Caroline Leavitt fired for video pleading for pain

Lexi Lawler, a labor and delivery nurse in Florida, was fired after a TikTok video about Trump press secretary Caroline Leavitt went viral.

What Florida nurse Lexi Lawler said about Leavitt

In a recent TikTok video, Lawler said she wanted Levitt to undergo a “fourth degree tear” when she gave birth to their second child. Leavitt, 28, is currently pregnant with her second child with husband Nicholas Rossio.

“As a labor and delivery nurse, I am so happy to be able to wish Caroline Leavitt a fourth degree rupture,” Lawlor said in the now-deleted video. “I hope you tear it apart from bow to stern and never run away normally again, you—.”

Lawler returned to social media over the weekend in response to the killing of Alex Preti, a registered nurse and U.S. citizen who was treating veterans in Minneapolis. He was shot and killed by Border Patrol agents on January 24 after confronting immigration authorities.

Federal officials said Preti had a gun that he intended to use to “kill law enforcement.” Bystander video and witness testimony presented in court do not show Preeti brandishing a weapon as she approaches the agents.

“They murdered a man in Minnesota and my mom **** is coming after me because I used foul language? Damn it. I’m on the right side of this. Damn it,” Lawler said, giving up on giving him the middle finger.

Florida hospital confirms layoffs of nurses

On January 23, Baptist Health Boca Raton Regional Hospital released a statement confirming that Lawler had been fired following backlash over his TikTok posts.

“The comments made by nurses at our facility on social media videos do not reflect our values ​​or the standards we expect from our health care workers,” a hospital spokesperson said. “After an expedited review, this individual is no longer employed by our health system.”

It continued: “While we respect the right to an individual’s opinion, there is no place in healthcare for words or actions that call into question a caregiver’s ability to provide compassionate and impartial care.”

Boca Raton Mayor Scott Singer issued a statement condemning Lawler’s actions.

“These disgusting comments have no place in the medical community or in our community,” he wrote on Facebook.

Trump says he will announce selection for Fed chair on Friday

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WASHINGTON, DC – President Donald Trump announced on Friday, January 30, that he will announce his nominee for Federal Reserve Chairman to replace Jerome Powell, who has been in a dispute with the president over the fiscal year.

The president said he would announce his selection in the morning.

President Trump spoke to reporters Thursday night on the red carpet at the premiere of First Lady Melania Trump’s new documentary, “Melania,” about the accelerated deadline. President Trump said earlier in the day that an announcement would be made next week.

“I’m sure this is someone who will do a good job,” Trump told Cabinet members during an afternoon meeting at the White House. “We are paying too much interest to the Fed. Fed interest rates are too high, unacceptably high.”

Mr. Trump, who has spoken publicly in recent months about finding Mr. Powell’s replacement, has narrowed his field to four finalists for the position of Fed chair. Christopher Waller, Fed Governor. Kevin Warsh, former Fed governor. Rick Rieder, senior managing director at investment firm BlackRock.

President Trump said he thinks highly of Hassett but doesn’t want to lose his regular television appearances as a White House economic adviser. “It’s a serious concern to me,” President Trump said at a White House event on January 16, referring to his chief of staff, Susie Wiles, adding, “We don’t want to lose him, Susie.”

Powell’s term as Fed chair ends in May, but his term as a Fed board member runs through 2028. Mr. Trump first appointed Mr. Powell as chairman of the seven-member Federal Reserve Board in 2017. Former President Joe Biden nominated Powell for a second four-year term in 2021. Congress approved Powell’s reelection in 2022.

Trump has repeatedly criticized Powell in his first year in the White House, threatening to fire him from the independent agency’s board for refusing to lower interest rates. President Trump has indicated he wants a Fed chairman who agrees with him on interest rates, raising questions about whether the executive branch is interfering with the Fed’s autonomy.

“I don’t want to do that because I think he’s politically biased,” Trump said of Powell at a Cabinet meeting, even though Powell is a Republican and Trump originally nominated him. “I really do. I think he’s politically biased.”

The Justice Department this month launched an investigation into Mr. Powell’s congressional testimony about ongoing renovations at Fed headquarters.

But Powell remains unfazed by the president’s pressure. The Federal Reserve kept its key interest rate unchanged at a range of 3.5% to 3.75% at its January 28 meeting, ending three consecutive months of 0.25% interest rate declines.

X Contact Joey Garrison at @joeygarrison.

Can you really save money by cutting back on your daily Starbucks or DoorDash?

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Would it help to cut back on your daily Starbucks run or DoorDash delivery to save money?

Two influencers who post content about frugal budgeting on TikTok are going viral with suggestions for people to cut costs. We received both positive and negative reactions from our followers.

USA TODAY asked both TikTok influencers and financial experts for comment and advice.

Influencer says she’s going into ‘survival mode’

“You have to live well below your means. I’m talking about survival mode,” Rachel Bienestin, a 31-year-old elementary school teacher who likes to share frugal living tips with her social media audience, said in a TikTok video.

Biennestine, who goes by “Ruck,” told her followers that she might not be able to go to her favorite sushi restaurant, DoorDash, that she might have to watch NFL games at home and that she might have to come up with a frugal hobby.

“This year I will not spend frivolously to set myself up for success,” she said in the video, which was posted on Dec. 30, 2025 and had just over 58,000 views as of Jan. 29.

Biennestin sometimes called out bluntly:

“Press-on girls, you might just need regular nail polish on your bare nails. Acrylic Gel X Queens, you might need a press-on,” she said. “I’m not telling you to stop, but I’m telling you to eat less.”

Biennestin also suggested bringing water with you when you go out to eat, clipping coupons, and throwing out or donating anything you haven’t touched in six months.

Her advice prompted comments from commenters who said they loved her advice and shared their own tips. However, there were also critics.

“You can’t budget to get out of poverty. Sadly, the solution is to increase your income. That’s it,” said one person.

In an interview with USA TODAY, Biennestine said she thinks there are ways everyone can save or cut back, even if they’re struggling financially.

“I think everyone should have goals,” she says, adding that you might be surprised when you actually look at how much you’re spending.

Although Biennestin said he was following his own advice, “I’m definitely a human being.” Her goal is to save $10,000 by the end of the year and avoid spending it. Last year, she had a goal of $5,000. It happened, she said, but then it cost her everything.

Biennestin, who lives in Boston and frequently uses ride-sharing and meal delivery services, said she was shocked when she took a closer look at her bank account. Last year, she spent $400 on Uber and Lyft. In December and January, she started riding the bus more often.

Influencer trying to save $50,000

Sophie Peacock, a 26-year-old social media influencer from Salt Lake City, shared a long list of ways she and her husband will cut back on spending this year in a video that has gone viral.

That includes stopping drinking $8 coffee every day, stopping impulse buys on Amazon, spending money on quality items instead of crap that won’t last, and cutting back on your gym membership.

But Peacock also said there are some non-negotiables for her and her husband, like eating out. The viral video, posted on December 28, 2025, has been viewed approximately 212,000 times as of January 29.

Peacock told USA TODAY that she and her husband hope to save $50,000 in cuts this year and $100,000 over the next two years. They want to buy a house and have children, she said.

Peacock’s online content initially focused on her dogs, but has now morphed into tips on frugal living. When asked how she could achieve that lofty goal, swimming coach Peacock said her husband has a well-paying job and the couple also make and sell dog treats through their social media channels.

Peacock said she made the video to hold herself accountable for cutting back on spending. Peacock said that since early January, instead of drinking $8 coffee every day, he has started making coffee at home.

What do financial experts say?

While the advice the two influencers are offering is not bad, it’s not surprising that some critics react negatively, Josh Brooks, a certified financial planner at Exponential Advisors LLC in Weatherford, Texas, told USA TODAY.

In an emailed comment about the advice to kick your coffee or latte habit to save money, Brooks said the backlash against the “latte factor” advice is justified because frugality cannot be used as the only way out of a systemic income deficit.

Similarly, kicking your $200 DoorDash habit won’t solve poverty if your fixed costs, such as rent, medical bills and debt, exceed your income, Brooks said.

“For people facing real economic hardship, it feels incomprehensible to suggest otherwise,” Brooks said. “But influencers aren’t completely wrong; they’re just applying their advice too broadly.”

Robert Wang, a certified financial planner with Claro Advisors in Boston, told USA TODAY that creating a spending plan is like going on a diet.

“It only works if it’s sustainable and reasonable. Many people want immediate results and will be disappointed by ‘small wins,'” he wrote in an email. The most effective diets are those that are moderate and those that are willing to stick with them no matter how difficult or unpleasant it may be, he said.

“That’s how I think about ‘budgeting.’ It’s primarily the ability and willingness to sacrifice something from you now so that you benefit in the future, rather than the $4 you save by not buying coffee,” Wang said.

Betty Lin-Fisher is a consumer reporter for USA TODAY. Contact her at blinfisher@USATODAY.com or follow her at @blinfisher on X, Facebook and Instagram and @blinfisher.bsky.social on Bluesky.. Sign up for our free The Daily Money newsletter, breaking down complex consumer and financial news. Subscribe here.

Shakari Richardson arrested for speeding

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According to reports including WFTV9, American Olympian Shakari Richardson was arrested for speeding on Thursday.

The Orange County (Florida) Sheriff’s Office told a television station that a 25-year-old man was driving in a “dangerous manner” at 164 mph and passing other motorists on Florida’s Stony Brook Parkway.

The Dallas native was reportedly taken into custody and booked into the Orange County Jail on $500 bail.

Richardson was previously arrested in July 2025 for allegedly assaulting her boyfriend at Seattle-Tacoma International Airport in Washington state.

Camera footage showed Ms Richardson pushing her boyfriend, sprinter Christian Coleman, through the airport, but she was acquitted after Coleman refused to take part in the investigation or identify himself as a victim in the case.

USA TODAY submitted a request to the Orange County Sheriff’s Office and Orange County Jail to confirm Richardson’s arrest.

Richardson won two medals for the United States at the 2024 Paris Olympics, including a gold medal in the 4×100 relay.

Lou Holtz enters hospice care, according to reports

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According to ABC57 and other sources, College Football Hall of Fame coach Lou Holtz, who led Notre Dame to a national championship in 1988, has entered hospice care.

A television station in South Bend, Indiana said, “A source close to the family confirmed the news.”

On3 Network’s Kyle Sutherland first reported the news on Thursday.

Holtz, 89, coached the Fighting Irish from 1986 to 1996, leading the team to a perfect 12-0 season and the 1988 national championship.

Holtz compiled a collegiate record of 249-132-7 (.651 winning percentage) during his 33 years as a coach. He finished his career with a bowl record of 12-8-2. He also coached at William & Mary (1969-71), North Carolina State (1972-75), Arkansas (1977-83) and Minnesota (1984-85). He also coached the New York Jets in 1976.

He coached at Notre Dame, then took a two-year break before taking his final coaching job at the University of South Carolina (1999-2004).

Holtz was a college football analyst for ESPN from 2004 to 2015.

The coaching icon was inducted into the College Football Hall of Fame in 2008 and was awarded the Presidential Medal of Freedom by President Donald Trump in 2020.

Ludacris and Morgan Wade removed from Rock the Country lineup

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Three artists have withdrawn from Kid Rock’s 2026 Rock the Country Tour.

After rapper Ludacris announced in mid-January that he would not be participating in a festival tour headlined by rock and vocal conservatives including Jason Aldean, two more artists, country singers Morgan Wade and Carter Faith, reportedly withdrew from the lineup.

Days after the lineup, which includes Blake Shelton, Jelly Roll, Creed, Brooks & Dunn, Miranda Lambert, Lynyrd Skynyrd and Nelly, was announced on Monday, January 12, Ludacris’ rep, 48, told Rolling Stone that the rapper’s participation was “a mix-up. It crossed a line and he shouldn’t have been on it.” Media personality Ebro Darden also shared a message saying the rapper was “never” on the lineup.

The clarification came after an uproar from fans who reacted with confusion to Ludacris’ appearance. Fellow rapper Nelly has faced similar backlash for performing on conservative stages in the past, including at the inaugural Rock the Country Festival and at President Donald Trump’s inauguration.

Currently, Wade is also out of the lineup, and her management team confirmed the news to Billboard. While on the card, Faith reportedly responded to a fan’s question with, “He’s gone!” Rolling Stone confirmed, citing anonymous sources, that Faith is no longer scheduled to perform at the festival, even though her name remains on the card as of Thursday, January 29th.

USA TODAY has reached out to the festival and representatives for Wade and Faith for comment.

Wade, 31, has been releasing music since 2018 and has opened for Alanis Morissette and Shinedown. Faith, 25, has been releasing music since 2021 and released her debut album, Cherry Valley, in October. She will co-star with Jessica Chastain in the upcoming Netflix film Heartland.

Rock the Country, which the “All Summer Long” singer founded in 2024, will open in May in Texas and run for eight weekends in South, South Dakota, Michigan and New York until early September.

Who offers cash matches for Trump accounts? See the list.

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Big companies and celebrities are encouraging Americans to benefit from the recently touted “Trump Account.”

President Donald Trump’s administration hosted the Trump Account Summit on January 28, announcing a new federal program to open savings accounts for American children born between January 1, 2025 and December 31, 2028. The “Trump account,” officially called a 530A account, is populated with $1,000 deposits from the federal government and is intended to serve as seed money for parents to contribute and invest. time.

The provision is part of President Trump’s “Great Big Beautiful Act,” which was endorsed by rapper Nicki Minaj, who appeared on stage next to Trump at the event. Starting July 4, the 250th anniversary of the nation’s founding, family, friends and employers will be able to contribute up to $5,000 to each Trump account each year, according to the U.S. Treasury Department.

A growing list of employers, celebrities and billionaires have pledged to donate up to $1,000. Here are the companies and people who have announced plans to contribute to 530A accounts so far.

celebrity

  • Nicki Minaj: Rapper and Trump fan Nicki Minaj pledged to donate hundreds of thousands of dollars to fans at a Trump Account event on January 28th. She has not yet disclosed how she plans to distribute the funds.
  • erica kirkErica Kirk, who became the leader of Turning Point USA, a group that advocates conservative politics in high schools and universities after her husband Charlie Kirk was murdered, said on social media that the nonprofit would match eligible Trump accounts with $1,000 in government donations in dollar increments.
  • Ray and Barbara Dalio: Billionaire hedge fund manager Ray Dalio and his wife, Barbara, have pledged to donate an additional $250 per child to the nearly 300,000 children in Connecticut.
  • Michael and Susan Dell: Billionaire couple Michael and Susan Dell have pledged $6.25 billion to fill eligible accounts, which will also be distributed as $250 per child.

banks and financial institutions

  • JPMorgan Chase & Co.: JPMorgan Chase & Co. has pledged to fully match the government’s $1,000 contribution to eligible employees.
  • Robinhood Markets Co., Ltd.: Robinhood shared on social media that it will give a $1,000 donation to eligible children of Robinhood employees.
  • Chime Financial Co., Ltd.: Chime has similarly committed to matching the government’s $1,000 contribution to eligible employees.
  • SoFi Technologies, Inc.: SoFi announced plans to provide eligible employees with a $1,000 contribution.
  • charles schwab company: Charles Schwab Corporation will match a $1,000 donation to the newborn infant of an eligible Schwab U.S. employee.
  • Investment Company Research Institute: Investment Company Institute also offers a full $1,000 match.
  • Russell Investments Group LLC: Russell Investment Group will also make a matching donation of $1,000 for an employee’s newborn baby.
  • black rock: BlackRock will provide a $1,000 donation to all eligible U.S. employees.
  • new york mellon bank:BNY was one of the first major financial institutions to back Trump accounts and promise a $1,000 match to eligible employees.
  • Visa Co., Ltd.: Visa shared on social media that it will include 530A accounts as part of its benefits package for U.S. employees “when available.”
  • coinbase: Coinbase will match a $1,000 donation to eligible children of Coinbase employees.
  • bank of america:Bank of America announced that it will provide a $1,000 donation to the children of its employees born between January 1, 2025 and December 31, 2028.
  • master card: Mastercard has indicated that it will participate with a Trump account, but details have not yet been announced.
  • Wells Fargo: Wells Fargo will provide a $1,000 donation to the children of eligible employees.

business

  • steak & shake: Burger chain Steak ‘n Shake has promised a $1,000 match to the children of its employees born between 2025 and 2028.
  • charter communications: Charter Communications announced it will match $1,000 donations to eligible employee accounts in July 2025.
  • intel: Intel announced that it will match a $1,000 government contribution to the children of eligible employees born between 2025 and 2028.
  • H&R Block: H&R Block has indicated that it will participate with a Trump account, but details have not been announced.
  • Uber: Uber has indicated it will participate with a Trump account, but details have not yet been announced.
  • Nvidia, Broadcom, Comcast, IBM, Continental Resources: President Trump said in an announcement at an event Wednesday that Nvidia, Broadcom, Comcast, IBM and Continental Resources “all signed up to make very large contributions.” No further details have been released.