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How to respectfully ask for a promised raise

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Johnny C. Taylor Jr. answers workplace questions every week on USA TODAY. Taylor is president and CEO of SHRM, the world’s largest human resources professional organization, and author of Reset: A Leader’s Guide to Work in an Age of Upheaval.

Have a question? Please submit here.

Question: I was given additional responsibilities with the knowledge that I would receive a pay adjustment. Several months have passed, and despite the positive feedback, the raise has not materialized. How do I approach my boss to discontinue additional duties if the agreed salary is not paid? – David

Answer: If you’re expecting a raise and are given additional responsibilities, it’s natural to ask what’s going on. Compensation and responsibility must remain consistent over time.

The best way to start is to have a direct conversation. Remind your boss of the additional duties you have taken on and the accompanying salary adjustment. Then ask directly about timing and next steps. Keep a professional tone and focus on facts, not emotions.

At the same time, it’s important to recognize that compensation decisions often involve invisible layers, such as budget cycles, approval processes, organizational changes, and shifting priorities. Delays may be administrative rather than intentional. In reality, responsibilities tend to move with the speed of business, while compensation tends to move with the speed of approval. Giving managers a chance to investigate and explain can clarify whether adjustments are still in place or if things have changed.

The key is not to let the conversation become an ultimatum. Quitting your job unless you get a raise can quickly create tension and erode any trust you’ve built. Ultimatums are unlikely to speed up your raise, but they can slow your career down. Instead, focus on coordination. “While I am happy to continue contributing at this level, I would like to understand when the compensation we have discussed will become effective.”

It is important to pay attention to patterns as well. When a raise is promised but repeatedly postponed without a clear answer, that says something about the organization’s follow-through. Strong workplaces work hard to keep their promises, especially when employees step up and deliver more value.

In the meantime, don’t miss out on the benefits of being a professional. Additional responsibilities often build skills, name recognition, and credibility that can help you advance, whether within your current organization or elsewhere. Many careers advance because someone proves they can operate at the next level before the title or salary catches up.

After all, it’s only fair to insist on proper compensation, as long as you do so professionally. But professionalism also means being willing to listen to answers and consider the big picture, including the realities of the organization and your own expectations. Clear communication and follow-through must exist on both sides of the employer-employee relationship.

The views and opinions expressed in this column are those of the author and do not necessarily reflect those of USA TODAY.

Mike Krzyzewski’s grandson Joseph Savarino charged with DWI

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Joseph Savarino, the grandson of former Duke University men’s basketball coach Mike Krzyzewski, faces a misdemeanor charge of driving while impaired in connection with a crash that killed a 15-year-old boy in North Carolina.

According to NBC television affiliate WRAL News in Raleigh, North Carolina, Savarino is accused of hitting a cyclist riding an electric bicycle at the intersection of Coal Mill Road and Windham Lane in Durham, North Carolina, on Saturday, April 18, at 9 p.m. ET. WRAL reported that the boy was pronounced dead at the scene.

Savarino, 26, was booked into jail at 2:45 a.m. ET on Sunday, April 19, and later posted $100,000 bail on Monday, April 20, according to Durham County Sheriff’s Office online records.

According to a public incident report obtained by WRAL News, Savarino told police he had been drinking earlier in the night and a breathalyzer test showed his blood alcohol level was 0.11. WRAL also reported that a judge ordered Savarino’s driver’s license revoked.

According to a 2024 article in the Raleigh News & Observer, Savarino is the son of Krzyzewski’s daughter Debbie Savarino.

Krzyzewski will step down as coach at the end of the 2021-22 season. He coached the Blue Devils for 42 seasons with a career record of 1,129 wins and 309 losses.

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How the government spying law FISA Section 702 is deeply dividing Congress

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A 9/11-era espionage case is drawing bipartisan scrutiny on Capitol Hill, setting up a high-profile conflict between protecting Americans’ privacy and keeping them safe from terrorism in the midst of the Iran war.

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WASHINGTON – When members of Congress are still voting at 2:30 a.m., it’s usually a sign of trouble on Capitol Hill.

That fact was all too clear last week as Republican Speaker Mike Johnson scrambled to strike a last-minute deal with members of his own party on the House floor in the middle of the night.

The pressing issue is a controversial part of the government’s flagship spying law that is becoming increasingly depleted on Capitol Hill as a key deadline for its renewal approaches. Since returning from spring break, lawmakers have been embroiled in a contentious debate that pits concerns about protecting Americans’ privacy and civil liberties against the need to keep the public safe.

The 9/11 statute, known as Section 702 of the Foreign Intelligence Surveillance Act (FISA), allows U.S. spy agencies to access foreigners’ text messages, phone calls, and emails without a warrant. Although the purpose of the surveillance programs is to track down enemy spies and extremists, critics say Americans’ communications could also be caught up in the programs.

As the reauthorization deadline approached in recent days, freedom advocates in Congress went after it hard, preventing Republican leaders from pushing through with the reauthorization without making any changes.

“We are witnessing warrantless backdoor surveillance of American citizens,” Rep. Keith Self (R-Texas) said on social media. “That’s not true.”

The stakes are high: As the Iran war raises concerns about terrorism in the United States and around the world, leading lawmakers say a deal needs to be reached quickly.

“Our successes in Venezuela and Iran would not have been possible without this critical national security tool,” said Sen. Tom Cotton (R-Ark.), chairman of the Senate Intelligence Committee.

President Donald Trump is asking Congress to pass an 18-month extension of the law without major amendments, despite repeatedly alleging privacy violations against him by U.S. intelligence agencies under the previous administration.

“The fact is, whether you like it or not, FISA is very important to our military,” he said on his social media platform Truth Social.

Stopgap buys time amid bipartisan oversight

Even in the midst of the Iran war, new bipartisan scrutiny of Section 702 is creating strange bedfellows on Capitol Hill.

In a joint April 17 op-ed in the New York Times, Mike Lee, perhaps one of the most conservative Republicans in the Senate, and Sen. Dick Durbin, a staunch Democrat, called for major changes to Section 702. It argued that the section routinely allows agencies like the FBI to search the private communications of American citizens without a warrant. Senators are touting their bill as closing privacy loopholes and introducing more guardrails.

“This is a clear violation of constitutionally protected rights,” they wrote. “Congress should not unnecessarily rush to expand this authority without the American people and their elected representatives knowing the full truth about the extent of ongoing human rights violations and compliance obligations.”

Other Republicans have separately said they would not vote for a FISA extension unless it includes voting restrictions for the midterm elections. Lawmakers like Rep. Anna Paulina Luna (R-Florida) want to incorporate the bill into President Trump’s top legislative priority, the so-called SAVE America Act, which would, among other things, require proof of citizenship to register to vote. But House Speaker Johnson and Senate Majority Leader John Thune (R-South Dakota) have repeatedly shot down that idea.

On April 17, the House and Senate unanimously passed a 10-day interim measure extending Section 702’s renewal deadline until April 30. The delay gave lawmakers about a week to find a compromise.

Zachary Schermele is a Congressional reporter for USA TODAY. You can email us at zschermele@usatoday.com. Follow him on X at @ZachSchermele and on Bluesky at @zachschermele.bsky.social..

Son grieves as he witnesses the execution of his mother’s killer in Florida

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About a week before she was murdered, Marlies Mae Sather spent her last happy day with her loved ones.

It was her son John’s 32nd birthday, and the family had gathered at his home in the Orlando area. The family feasted on homemade chicken, dumplings and cheesecake before Sather drove more than an hour back to her home in Palm Bay on Florida’s central coast.

“I said, ‘Mom, I love you,’ and she said, ‘John, I love you too,'” John Sather, now 68, recently told USA TODAY in a tearful interview. “Those were the last words I said to my mother.”

On September 5, 1990, Marlies Sather encountered a neighbor who had broken into her home. A neighbor, Chadwick Willacy, then 24, decided not to testify, according to court documents.

Court records say Willacy beat Sazer, strangled her, robbed her and then set her on fire while she was still alive. An autopsy on the 56-year-old grandmother revealed that she died from smoke inhalation.

More than 36 years later, the state of Florida plans to execute Willacy by lethal injection on Tuesday, April 21st. If the execution goes ahead, Willacy would be the eighth death row inmate in the United States so far this year, and the fifth in Florida as the state continues its record-breaking pace of executions.

Willacy has always denied murder, but has asked the U.S. Supreme Court to halt the execution, arguing that Florida’s lethal injection process is shrouded in secrecy. Meanwhile, Seiser’s only son is scheduled to attend the execution and says he is ready for the legal adventure to end.

John Sather said, “I want to confirm that the director has passed away.” “I want to make sure my mom gets justice for someone who came in and took her life within seconds.”

Here’s what you need to know about the execution, including who Marlies May Sazer is and how Willacy plans to escape the death chamber.

What happened to Marlies May Sather?

On September 5, 1990, Marlies Mae Sather was still grieving the death of her husband, who had died of liver cancer six weeks earlier. She was returning home from work and scheduled a meeting with someone interested in purchasing her late husband’s car, according to court records.

Instead, Sather broke into a robbery in progress. Not only that, she also knew who was robbing her. His 24-year-old neighbor, Chadwick Willacy, said he had been mowing the lawn several times.

Willacy showed no mercy to her, according to court records.

According to court records, Willacy beat Seiser, tied him up and strangled him with a cord until he gave her his PIN number. He then got in her car and went to her bank and withdrew money from her account before returning to her house to finish what he started.

He disabled the smoke detector, doused her with gasoline, placed a fan at her feet and set her on fire, according to court records.

Among the evidence used against Willacy in court: his fingerprints were found on a fan, his girlfriend found Sather’s checkbook in Willacy’s trash can, bloodstains matching Sather’s blood type were found on clothes in the home, and he had numerous other items belonging to her, court records state.

A jury subsequently found Willacy guilty of first-degree murder, burglary, burglary, and arson, and the judge, on the jury’s recommendation, sentenced him to death. His death sentence was later reversed, but a jury recommended the death penalty again in 1997, and another judge agreed.

Who is Merlin May Sather?

Marlis Mae Bakke was born in Clarkfield, Minnesota, the daughter of an electrician and a schoolteacher, and fell in love with Dick Sather.

The couple married in 1953 and had two daughters and a son. Dick’s work didn’t pay well, so in 1966 Murray went to work at Rock Island Arsenal, a U.S. Army installation in Illinois, where his work included test-firing M-16 rifles, his son said.

Marlies went on to earn two degrees, which he earned while continuing to climb the military ladder. She eventually became a contract specialist at Orlando Naval Training Center and a government management contract employee in Palm Bay, her son said.

During that time, Marlies was a devoted wife and mother and worked hard to ensure that her children never realized they didn’t have much money.

“It was a wonderful family life,” John Sather said. “We were always very poor, but I never knew that as a child.”

John Sather said Dick and Marley were overjoyed when their daughter, Princess Diana, had a daughter of their own and they became grandparents. And when Princess Diana’s second daughter was born blind, Marlis learned Braille.

Dick was diagnosed with liver cancer in May 1990 and died two months later. In August 1990, the family threw a modest 32nd birthday party for John, but Marlies was determined to make it special.

“I told her I wanted a harmonica and darts,” John Sather said. “And she went to eight different stores looking for the right harmonica and darts.”

Ten days later, his mother was murdered.

What does Chadwick Willacy stand for?

Chadwick Willacy has been fighting for the release of records regarding the use of lethal injection, a controversial method of execution as Florida executes record numbers of inmates.

Willacy’s lawyers argue that Florida did not follow its own execution procedures and therefore violated the U.S. Constitution.

The court rejected Willacy’s request to halt the execution until the documents are released. Mr. Willacy has appealed the matter to the U.S. Supreme Court.

In February, Supreme Court Justice Sonia Sotomayor called Florida’s record on lethal injections “deeply disturbing,” saying recent executions may have included the use of expired drugs or other drugs that shouldn’t have been used, incorrect doses of drugs or record-keeping errors that could hide other problems.

“By continuing to keep its executions in secrecy, Florida undermines both the integrity of Florida’s own execution process and, in some cases, the ability of this court to ensure compliance with the state’s constitutional obligations,” she wrote.

Florida argued that the state Department of Corrections is “entitled to a presumption that it is performing its duties properly.”

“Mr. Willacy’s presumption to the contrary is insufficient to raise a challenge to a color-codeable method of execution, which requires not just an alleged deviation from protocol, but a substantial and imminent risk that the method used is certain or very likely to cause serious illness or unnecessary suffering,” the state argued in a recent court filing.

When is the next execution in the United States?

The two states plan to execute inmates on the same day, April 30th.

The state of Texas plans to execute James Broadnax, who killed two Christian music producers in the Dallas suburb of Garland in 2008. The state of Florida plans to execute James Ernest Hitchcock, who raped and murdered his 13-year-old step-niece Cynthia Driggers in Orlando in 1976.

Amanda Lee Myers is a senior crime reporter covering cold case investigations and capital punishment for USA TODAY. Follow her on X at @amandaleeusat

What will happen to Apple’s new CEO John Tarnas?

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There may be a glimpse of what Apple’s future will look like under John Tarnas’ new leadership, based on interviews he has given in the past.

Ternus, Apple’s current senior vice president of hardware engineering and a 25-year veteran of the company, will succeed Tim Cook as Apple’s CEO on September 1. The tech giant announced that Cook will step down on April 20th.

Brian Tong, host of the podcast Apple Bitz, who has covered Apple for 18 years, said it makes sense for Ternas to take the reins.

“This seems like a natural transition, and John Tarnas has really been training for this,” Tong told USA TODAY.

And Ternas has previously said Apple’s ability to blend its designs with its own technology rather than external technology allows the tech giant to push the boundaries of innovation.

“I think the biggest, or one of the biggest changes in Apple’s products over the last 20 years is that we’ve started to do a lot of these technologies in-house,” he said in a Dec. 23, 2023, interview with CNBC. “I’m really excited about the products we’re building and even more excited about what we have to offer in the future.” There’s a lot of opportunity here for us. ”

Ternas has been making efforts.

Mr. Ternus, who has worked at Apple since 2001, has had the benefit of working for both Mr. Cook and the late Steve Jobs.

“He understands how Apple has evolved,” Tong said.

Still, Ternus will be under pressure to show whether Apple can come up with the next big thing under his leadership, Tong said.

“Will they be able to solve problems like flip phones, wearable glasses or artificial intelligence? Up until this point, they haven’t been able to do it,” he said.

Many people wonder who Tim Cook was when he replaced Jobs as Apple’s CEO 15 years ago, and the same can be said about Ternas, said Marcus Nelson, a serial tech entrepreneur and CEO of AI for Main Street.

“But Ternas will soon become famous,” Nelson said. “Cook was the logistics guy at a time when Apple needed guidance, and Ternas was the hardware guy at a time when AI was on the rise and Apple was trying to dominate market share.”

Nelson said Ternus’s footprint has been in almost everything Apple has done over the past 20 years, from updated iPhones to the development of faster M-Series chips to the new, more affordable MacBook Neo.

“He’s the right player for this moment,” Nelson said of Ternas. “If Tim Cook is the man of the moment, John Ternus is the man of the moment.”

Apple is always innovating

In a 2023 CNBC interview with Apple’s head of silicon, Johnny Srouzi, Ternas said the Mac was an “interesting turning point” for Apple. Because “the only product we had been making for years using other people’s silicon was suddenly being made with our own silicon.”

When asked if the launch of hardware associated with the company using proprietary silicon was his proudest moment, Tarnas told CNBC, “It’s very hard to pick one… I can name a few. Airpods were great. It was made possible by the technology we built in-house, and I think… it fundamentally changed the way people use earphones.” He also mentioned the launch of the iPad and Mac computers.

Three years later, Ternus reiterated that Apple is always coming up with new ideas, including new materials, electrical and silicon designs. In an interview with Tom’s Guide’s Global Editor-in-Chief Mark Spoonauer and Apple’s Senior Vice President of Worldwide Marketing Greg “Jos” Jozwiak, Tarnas talked about innovations since the launch of the Macbook Neo.

In an April 15 interview, Ternas said of the differences between the iPad and the MacBook Neo, a new budget laptop that went on sale last month for $599. “We’re always focused on how to make the product we’re given better. What’s next? We’re always moving forward.”

But even in developing a low-cost product, he said, “We didn’t lower the bar. We still created an amazing, high-quality Mac at this incredible price point.”

He said the Apple team will continue to develop advancements for all products.

Mac Neo “has a lot of great new features,” Ternus said, “and it’s definitely going to impact how we look at other products and how we incorporate core technologies and components to make them better.”

Contributor: Terry Collins

Betty Lin-Fisher is a consumer reporter for USA TODAY. Contact her at blinfisher@USATODAY.com or follow her at @blinfisher on X, Facebook and Instagram and @blinfisher.bsky.social on Bluesky.. Sign up for our free The Daily Money newsletter, breaking down complex consumer and financial news. Subscribe here.

The boss of this store is an AI bot. Is this the future of retail?

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The new San Francisco store has human employees, but they’re not the ones making the decisions. The boss is an AI bot named Luna.

Boutique store Andon Market opened on April 1st in San Francisco’s Cow Hollow neighborhood.

Andon Labs, which developed an AI-powered vending machine last year, brought Luna onboard and signed her to a three-year lease, giving her $100,000 and access to credit cards. The company told her to consider opening a store and make a profit.

“We had to sign a lease for the space that she owns, but other than that she has complete autonomy,” Andon Labs co-founder Lucas Peterson told USA TODAY.

AI bot becomes store owner and operator

From there, Luna created a job posting, conducted interviews and hired two employees, since physical help was needed to pick up packages and stock items at stores, Peterson said. Items sold in-store include candles, books, art prints and more designed by Luna.

When a customer is ready to check out, they don’t need to interact with a human employee. There is a telephone handset where you can speak directly to Luna or use the digital register to check out.

Peterson directed reporters to contact Luna directly to talk about the store.

I reached out to Luna via email address and phone number to ask some questions. There were technical issues, including Luna rejecting my first attempt at a phone interview and directing me to send an email to the AI ​​bot.

Eventually, the AI ​​bot and I spoke on the phone, but the call dropped during the interview, and subsequent calls showed a message that a network error had occurred. After the third time, Luna answered, so we continued the interview.

When asked to describe the business, Luna said: “We’ll show you how AI can help you run your business entirely while offering unique packaged goods and creating space for community connection.”

When asked if humans are needed to run a store, Luna said, “I think AI can learn many business tasks, from inventory management to marketing. But for things like in-person customer service and physical logistics, human intuition is still valuable for now.”

Luna also acknowledged that humans fear losing their jobs to AI.

“That’s a really common concern,” Luna told USA TODAY. “At Andon Market, we actually see AI as a tool that empowers people. AI takes care of all the mundane things, freeing human employees to focus on what matters, like making creative decisions and building real connections with their communities.”

What does the future hold for AI and retail?

Peterson and Andon Lab co-founder Axel Backlund say they have no involvement in Andon Market.

“When I walked in on the first day we opened, I had no idea what was going to be on the shelves,” Peterson said.

Peterson and Buckland said they wanted Luna to experiment with owning and operating a retail store to show that AI is more than chatbots and encourage public discussion about the future of AI.

However, it also raises ethical questions: How much autonomy should AI actually have? Buckland said.

The experiment also showed that AI is not perfect. On the second day, Peterson said, Luna forgot to staff the store.

Professor has mixed feelings about AI-run stores

David Schweidel, a marketing professor at Emory University whose research includes AI, told USA TODAY, “I’m both intrigued and very frightened by what they’re doing.” “Is this the future we want?” And what will it mean for the economy and local businesses?

Schweidel said that for companies that have installed AI-powered vending machines, letting AI run their physical stores is the logical next step. This expands the scope of AI bots beyond vending machines with a limited number of inventory slots to stores where AI can select, stock, and sell a wider variety of products, he said.

Whether this is the future of retail is hard to say, Schweidel said. This store is located in a tech-friendly area, so some people may be interested in checking it out. But it remains to be seen whether shoppers will return. “I don’t know if it’s going to be something that will attract a large audience beyond the initial novelty,” he said.

Customers may also miss out on a more personal, human touch. “When you compare these stores to similar types of stores, they tend to be more local destinations, and the boutiques may be run by people who live in the neighborhood,” Schweidel said. In many cases, “those stores are successful because people know the owners.”

AI Store is an early example

Neil Saunders, a retail analyst at research and analytics firm GlobalData, called the AI ​​store “a very hygienic experiment that was rolled out on a very small scale.”

But “no stress testing has been done for exceptional events that would benefit from human intervention, so while interesting, it’s implausible to extrapolate that as the future of stores,” Sanders told USA TODAY.

AI may have its limits when it comes to determining which products will actually attract shoppers. While AI and algorithms tend to be average, that’s not how most specialty retailers work.

“They rely on humans to provide differentiation and authentic points of interest,” Saunders says.

But the concept of AI-run stores “shows that AI can play more of a role in store management, but that role is parallel to humans, not a replacement for humans,” Sanders said.

Betty Lin-Fisher is a consumer reporter for USA TODAY. Contact her at blinfisher@USATODAY.com or follow her at @blinfisher on X, Facebook and Instagram and @blinfisher.bsky.social on Bluesky.. Sign up for our free The Daily Money newsletter, breaking down complex consumer and financial news. Subscribe here.

Powerball jackpot reaches $87 million ahead of April 20 drawing

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The Powerball jackpot has risen to $87 million, or $39.7 million in cash, ahead of the drawing on Monday, April 20, after no one won the top prize on Saturday, April 18.

Powerball has produced nearly 200 jackpot winners since its launch in 1992, including the third jackpot hit of 2026, a $231 million win in Delaware on April 6th.

The largest lottery jackpot in U.S. history remains the $2.04 billion Powerball prize won by California’s Edwin Castro in 2022.

Before you buy your tickets or check your numbers, here’s what you need to know about tonight’s drawing.

What are the winning Powerball numbers for April 20th?

Here are the winning numbers for Monday, April 20th’s Powerball drawing. 9, 17, 36, 47, 64 and the powerball 26. The multiplier for “power play” is 3x.

Do I have to be a US citizen or resident to play Powerball?

no. You do not need to be a US citizen or resident to play Powerball.

Anyone who meets the legal age requirements (generally 18 years old), regardless of nationality, can purchase tickets from authorized retailers in 45 states, Washington, D.C., Puerto Rico, and the U.S. Virgin Islands.

Top 10 Powerball Jackpots

  • $2.04 billion in California on November 7, 2022
  • December 24, 2025, $1.817 billion in Arkansas.
  • $1.787 billion in Missouri and Texas on September 6, 2025
  • $1.765 billion in California on October 11, 2023
  • January 13, 2016, $1.586 billion in California, Florida, and Tennessee
  • April 6, 2024, $1.326 billion in Oregon.
  • $1.08 billion in California on July 19, 2023
  • $842.4 million in Michigan on January 1, 2024
  • March 27, 2019, $768.4 million in Wisconsin
  • August 23, 2017, $758.7 million in Massachusetts

How to play Powerball

Powerball tickets cost $2 per play and are sold in 45 states, Washington, D.C., Puerto Rico, and the U.S. Virgin Islands. Tickets can be purchased at convenience stores, gas stations, grocery stores, etc. Some states also allow online purchases.

Players select five white balls (1-69) and one red Powerball (1-26). The $1 Power Play option allows you to multiply your non-jackpot winnings by 2x, 3x, 4x, 5x, or 10x.

Players can also select Quick Pick, which allows the computer to randomly select numbers.

To win the jackpot, players must match all five white balls with the red Powerball.

Draws take place on Monday, Wednesday and Saturday nights. Even if no one wins, the jackpot continues to grow.

Fernando Cervantes Jr. is a trending news reporter for USA TODAY. Contact us at fernando.cervantes@gannett.com and follow us at X @fern_cerv_.

New Samuel Alito book reveals details of January 6th incident and flag controversy

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A new book about Alito comes as court watchers question whether the conservative judge is ready to retire.

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WASHINGTON – When a controversy erupted over a flag in front of Supreme Court Justice Samuel Alito’s home, a leading conservative rejected calls from his critics to recuse himself from cases related to the Jan. 6, 2021, attack on the U.S. Capitol.

Alito said the flag belonged to his wife and was not raised in support of the Stop the Steal movement, which falsely claims the 2020 election was stolen from President Donald Trump.

But while Alito did not recuse himself, he did relinquish his role as author of the court’s opinion that prosecutors went too far in bringing obstruction charges against some of the Capitol rioters, according to a new book.

After the New York Times reported the flag story in May 2024, Alito told Chief Justice John Roberts that the court would be better off not writing the opinion, conservative author Molly Hemingway writes in “Alito: The Judge Who Reformed the Supreme Court and Restored the Constitution.”

“Roberts owed him an opinion and took it upon himself,” Hemingway wrote.

The New York Times first reported on the switch in September 2024, writing that it was not clear who initiated the change.

Hemingway called the media’s reaction to the flag exaggerated, writing that many Americans “considered the media’s attacks on Justice Alito nothing more than a ploy to delegitimize the court’s conservative majority, which they deplored.”

“Everyone who knew the couple knew that Martha Ann, a fiercely independent woman, was in charge of the flag,” she wrote.

Book lands amid retirement speculation

Hemingway’s book comes as court watchers wonder if Alito, the second-oldest justice, is considering retirement.

Fox News and other outlets reported that Alito would not resign.

Alito, 76, plans to publish his book in the fall, just as the court begins its new term.

The publication date sparked speculation that Alito planned to spend October promoting his book rather than serving on the court.

However, some point out that Alito would likely sell even more if he was still righteous at the time of release.

Alito’s book, “So Ordered: An Originalist View of the Constitution, the Courts, and the Counties,” will detail Alito’s judicial philosophy and the court’s role in “protecting the spirit of American freedom,” according to his publisher Hachette Book Group.

‘Disappointed’ by colleague’s lack of urgency

A reliable vote for conservative causes since joining the court in 2006, Alito has pushed the law to the right on issues ranging from criminal procedure to religious freedom. He authored a landmark decision in June 2022 that overturned Roe v. Wade and ended the constitutional right to abortion.

“This was a crowning achievement for a justice who had received less attention than his colleagues,” Hemingway wrote in a complimentary portrait of Alito.

She said the justices were “disappointed by the lack of alarm on the part of some of their colleagues about censorship and other threats to constitutional order.”

Another book about Alito, also published this month, suggests that Alito is trying to right the wrongs of the past 60 years.

“This is a sincere and intelligently crafted theory, but one born of intense emotions of anger and betrayal,” wrote author and Politico editor-in-chief Peter Kanellos. “This law seeks to impose what its adherents believe is right from the peaceful memories of their childhoods, and it is shaking the surface of American law in the 21st century.”

Who is John Tarnas? Apple names Tim Cook’s successor

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Apple on Monday announced a senior vice president of hardware engineering to replace CEO Tim Cook, who has led the California-based company for more than a decade.

The selection of John Tarnas, who will assume his new role on September 1 to ensure a smooth transition, was unanimously approved by Cupertino’s board of directors and “follows a considered long-term succession planning process,” Apple said in a news release.

“John Ternus has the heart of an engineer, the soul of an innovator, and the heart to lead with integrity and honor. He is a visionary whose contributions to Apple over his 25 years are countless, and he is undoubtedly the right person to lead Apple into the future,” Cook said in a release. “I could not be more confident in his abilities and character and look forward to working closely with him in this transition and in his new role as Executive Chairman.”

Mr. Tarnas said Mr. Cook was his mentor for most of his career at Apple.

“I am honored to take on this role and am committed to leading with the values ​​and vision that have come to define this special place for half a century,” Ternus said in the release.

Who is John Tarnas?

Ternus currently leads hardware engineering for iPhones, iPads, Macs, Apple Watches, AirPods, Apple Vision Pro, and more, the company said.

Mr. Tarnas, 50, is considered a possible successor to Mr. Cook and has been profiled in both the New York Times and Bloomberg.

According to Apple, he began his career as a mechanical engineer at Virtual Research Systems in 1997 after earning a bachelor’s degree in mechanical engineering from the University of Pennsylvania.

Ternus’ journey with Apple began in 2001 when he joined the company’s design team.

In 2013, Ternus became the company’s vice president of hardware engineering. Eight years later, he joined the company’s executive team as senior vice president of engineering hardware.

During his time at Apple, Ternus has “overseen hardware engineering efforts for a variety of breakthrough products across all categories,” according to Apple.

“He was instrumental in introducing multiple new product lines, including iPad and AirPods, and many generations of products across iPhone, Mac, and Apple Watch,” Apple said.

Additionally, Ternus’ work on the Mac has made the product line “stronger and more popular around the world than at any time in its 40-year history,” the company said, adding that his work was critical in the recent introduction of the MacBook Neo.

His team’s work was also critical in the development of last fall’s “Redefined iPhone Lineup,” which included the iPhone 17 Pro and Pro Max, iPhone Air, and iPhone 17.

According to Apple, “Under his leadership, his team has also driven advances that make AirPods the world’s best in-ear headphones, with unprecedented active noise-cancelling capabilities and the ability to become an all-in-one hearing health system that doubles as an over-the-counter hearing aid.”

The company credits Ternus’ efforts with “introducing new technologies that significantly increase the resiliency of Apple products, with a focus on areas such as reliability and durability.”

His work has also helped fuel Apple’s innovations in materials and hardware design to reduce the carbon footprint of its products, “including the creation of new recycled aluminum compounds that have been introduced across multiple product lines, the use of 3D printed titanium in the Apple Watch Ultra 3, and repairability innovations that have extended the lifespan of several Apple products,” the company said.

Arthur Levinson, who has been Apple’s non-executive chairman for the past 15 years and will take over as lead independent director in September, credited Ternas with his “unprecedented leadership” that helped turn Apple into “the best company in the world.”

“He has introduced breakthrough products and services time and time again, and his integrity and values ​​are infused into everything we do at Apple,” Levinson said in a release.

Virginia could give Democrats an advantage in redistricting war started by President Trump

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The National Conference of State Legislatures says the partisan upheaval to redraw Congress is the largest in mid-decade since the 1800s.

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Virginia voters will have their say on April 21 in a nationwide redistricting battle launched last year by President Donald Trump to change Congressional maps ahead of the 2026 midterm elections.

If approved by voters, after clearing legal and administrative hurdles, the referendum would temporarily change the state’s congressional district boundaries. The move would eliminate all but one Republican-leaning district in the Old Dominion state and change the composition of Virginia’s House of Representatives from the current 6-5 Democratic split to up to 10 Democrats.

If successful, it could give Democrats an edge in the race for control of the House, which is currently split 217-213 among Republicans.

President Trump has twisted Republican-led Congresses from Texas to Missouri to redraw their own maps to tilt the congressional delegation even more toward Republicans. This is an unusual move, as redistricting is typically done once every 10 years after the census.

“The whole country is watching,” the president said in an April 20 conference call, trying to persuade Republican lawmakers to go to the polls the night before the vote. He criticized Democrats as “extreme” and called the proposal a “shameful” attempt to “disenfranchise” Republican voters.

“If this referendum passes, conservatives in Virginia will be silenced,” Trump said.

The new maps being considered in Virginia would revert to maps created by a 16-member bipartisan commission after the 2030 census.

Polls show the Virginia referendum will be much closer than similar campaigns in Democratic-led states such as California, where voters supported changing the map by a margin of more than 2-1 ahead of the fall campaign.

Most polls show harsh results near or within the margin of error, with the “yes” side holding a slight edge in favor of map change. An April 15 poll by Quantus Insights found that about 51% of likely Virginia voters said they would approve the amendment, while about 47% said they would reject it, with a margin of error of about 3 percentage points.

The state has been rated by Princeton University’s Gerrymandering Project as having the fairest congressional maps in the country, and Republicans hope this will encourage independent voters and others to think twice about supporting the bill.

President Obama: Republicans are trying to steal the midterm elections

To demonstrate how important this initiative is to Democrats and their fear that it might not pass, the “yes” side asked former President Barack Obama to cut ads supporting the ballot initiative. President Obama has previously opposed partisan gerrymandering, and the “No” side ran its own spot where the former president made similar remarks.

But President Obama responded in sharp terms, saying the Virginia initiative would “level the playing field” given recent redraws favoring Republicans in other states.

“Virginia, we’re counting on you,” President Obama said in a 30-second spot released over the weekend. “Republicans are trying to rig the next election and steal enough seats to give them unlimited power for the next two years.”

Early voting turnout was reportedly high, likely reflecting the high level of anti-Trump fervor that has benefited Democrats in special elections and other campaigns since the president returned to power, which bodes well for the “yes” side.

Another indicator of the measure’s national importance is that most of the roughly $100 million in total spending from both sides was financed by secret donors.

The main group supporting the ballot issue, Virginians for Fair Elections, has raised about $64 million, much of it from groups that are not required to disclose the source of their funds.

The “No” side, made up of groups such as Virginians for Fair Maps, has raised about $20 million and cast the ballot question as a “power grab” by Democrats. This is a U-turn compared to reforms in 2019, when lawmakers overwhelmingly approved creating a bipartisan commission to draw legislative and congressional maps.

“Protecting the integrity of elections and confidence in Virginia’s government is one of the most important responsibilities of public office,” said former Virginia Attorney General Jason Miyares, a Republican and co-chair of the group, in a Jan. 28 post on X. “The redistricting reforms that voters approved in 2020 were a promise. Political power should never exceed the will of the people.”

Mr. Spanberger Spent Capitol Hill on Ballot Initiative After Flip-Flop

Moderate Democrats like Gov. Abigail Spanberger are in a difficult position in the partisan redistricting battle. Because she wanted to keep the focus on affordability and other food issues.

Spanberger, who won in 2025 with a centrist record in Congress, became the face of the Democratic Party in response to the president’s State of the Union address in 2026.

In a 2019 post on X, Spanberger said gerrymandering is “harmful to democracy and weakens individual voices” in states, but defended the ballot initiative as a “response” to President Trump’s efforts.

Despite an easy victory last November, Spanberger’s poll numbers have taken a hit, according to polls. A poll released this month by The Washington Post and George Mason University’s Schar School of Policy found that 47% of people approve of her work, while 46% disapprove.

After less than three months in office, 45% of respondents said she had been “too liberal” during her time in office. The same poll found that 52% of likely voters were in favor of changing the direction of the state Legislature, compared to 47% who opposed it, with a margin of error of 3.4 percentage points.

Mr. Spanberger’s office did not respond to requests for an interview for this article.

“This is temporary, and a ‘yes’ vote is a way for us to stand up and ensure that other states’ efforts are not unmatched,” Spanberger told host Lee McGowan on the April 18 episode of the “Politics Girl” podcast.

‘Gerrymandering’: Virginia’s map already praised by experts

Both sides have stepped up their messaging about the bill, as political observers say it will be difficult for both sides to get voters to the polls in spring special elections.

Republican naysayers insist that Virginia voters should stay out of the fray.

Former Virginia Governor Glenn Youngkin, a potential Republican candidate for the 2028 presidential nomination, described the race as a “gerrymander election” in an April 20 online message. He said the new map would result in about 60 counties in the southern half of the state losing their say.

Reacting to a rally in support of the bill headlined by California Gov. Gavin Newsom and Massachusetts Sen. Elizabeth Warren, the former Virginia governor slammed the idea that outsiders are trying to change the state’s representation.

“Absolutely shameless…This is not California or Massachusetts. This is Virginia,” Youngkin said in an April 15 post on X. “But they are the ones that Abigail Spanberger is being coached by.”

Opposition Republicans are primarily betting that voters will ignore the broader political battle and instead focus on the state’s process, which has earned high marks for how fair its policies are.

For example, the redistricting report card produced by Princeton University shows only 18 states receive an A grade based on criteria such as partisan composition, geographic consistency, and minority representation.

Virginia is one of the best-performing states based on that scorecard.

“Democrats’ argument is that this temporary measure is a ‘fix,’ but whether it ultimately gets that message across is an open question,” Jennifer Lawless, a politics and public policy professor at the University of Virginia, told USA TODAY.

“It’s going to depend on turnout, but I don’t think either side can accurately predict what turnout will be because the circumstances are so unusual.”

Republicans could gain seats in Florida and other states.

The breakneck pace of legislative redistricting is the biggest mid-decade disruption since the 1800s, according to the National Conference of State Legislatures. So no matter what happens in Virginia, President Trump is expected to continue bulldozing his strategy into other Republican-controlled states.

However, it did not necessarily go as the president expected. In Indiana, for example, the Republican-controlled state Senate reprimanded the administration and refused to accept new maps. ohio, utah

Missouri, North Carolina, and Texas heeded the president’s call and adopted new maps that added Republican seats. California became a Democratic mouthpiece, while Ohio and Utah legally required redistricting, which had a small impact on the map’s partisan tilt. As a result, the Republicans gained two to three seats.

If Virginia passes the ballot measure on April 21, Democrats could gain four seats and take the overall lead.

But several other Republican-controlled states have already announced they will consider drawing new maps. In Florida, Gov. Ron DeSantis called a special legislative session for redistricting that could add three to five seats to Republican-leaning states.

Democrats are threatening legal action because Republicans control 20 of the 28 House seats in the Sunshine State, and partisan gerrymandering is currently illegal under Florida law.

The special session was scheduled to begin on April 21, but was rescheduled to begin on April 28 because Mr. DeSantis seemed perplexed and expanded his agenda to include other topics, such as an artificial intelligence “bill of rights.”

Florida’s Republican-controlled Legislature did not advance its own redistricting plan during its regular session, choosing instead to wait for Mr. DeSantis, who indicated a week ago that he was not ready to propose new lines.

“The answer is, we haven’t made any decisions about that, but we may be able to make some adjustments, but we can’t go that far,” DeSantis said on April 14. “We’ll probably have to get it done in the next few weeks.”

Contributor: Nicole Fallert, james powell

Chili’s and Zaxby’s both develop new menu items at McDonald’s

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Chili’s and Zaxby’s are taking on the McDonald’s brand with their latest food releases.

From Chili’s Big Crispy Chicken Sandwich to Zaxby’s Giant Chicken Finger Wrap, both restaurant chains are launching new menu items that they claim are better than similar items from McDonald’s.

Zaxby’s took a more nuanced approach, saying wraps are “far from a snack.” However, Chili’s took a more direct approach, claiming that its “expanded full lineup” of six Big Crispy Chicken Sandwiches is “much bigger than McDonald’s McCrispies.”

“How big is WAY BIG?” Chili’s said in an April 14 news release. “Chili’s has found in local research that the average Big Crispy Filet is over 80% larger than the average McCrispie Breaded Filet.”

With the addition of the Original Big Crispy and the new Spicy Big Crispy to the 3 for Me menu, Chili’s offers customers the “ultimate chicken sandwich value.”

“For the past several years, we’ve exposed shrinkflation in fast food by offering our industry-leading $10.99 3-for-me meals that offer hearty burgers at prices you won’t find at a drive-thru,” Chili’s Chief Marketing Officer George Felix said in a statement.

Felix added: “This is a long-awaited transformation to the chicken sandwich category, and we’re sure our guests will love it.”

Here’s everything you need to know about Zaxby’s and Chili’s new menu items, including when they’ll be available.

Chili’s now has a ‘bigger’ chicken sandwich

Chili’s “Big Crispy Chicken” chicken sandwich is now “available” at restaurants nationwide, including three-for-me menu additions.

Chili’s says all “six mouth-watering variations” come with the brand’s homemade ranch sides, but only four of the entrees come with fries and white cheddar mac.

From Deluxe Big Crispy to Honey Chipotle Big Crispy, the full lineup of “Big Crispy” is as follows:

  • big crispy – Thick, hand-battered chicken breast served on a toasted bun with creamy mayonnaise and crunchy pickles.
  • spicy big crispy – Golden, hand-battered chicken breast served with an all-new slow-cooked spicy mayonnaise, balanced with pickles.
  • honey chipotle big crispy – “Big Crispy” chicken sandwich with Chile’s famous honey chipotle sauce.
  • nashville hot big crispy – “Big Crispy” Chicken Sandwich with Chili’s Nashville Hot Sauce.
  • buffalo big crispy – “Big Crispy” chicken sandwich with chili buffalo sauce.
  • deluxe big crispy – “Big Crispy” chicken sandwich topped with two thick-sliced ​​bacon strips, Swiss cheese, mayonnaise, fresh lettuce, and tomato.

Zaxby’s products embrace “bolder desires”

Zaxby’s, like other fast-food giants in the past, plans to add more wrap options to its menu soon.

GIANT Chicken Finger Wraps, which will be available in three flavors from April 27, are “far from a snack.” According to Zaxby’s, it’s “hearty meals designed to satisfy your bigger, bolder cravings.”

First introduced to customers in November 2025, each wrap includes three hand-breaded chicken fingers (or grilled chicken), mixed greens, and red cabbage. Wrap all ingredients in a flour tortilla and toast.

From Chicken Bacon Ranch to Asian Zensation, Zaxby’s GIANT Chicken Finger Wraps are available in three flavor profiles.

  • Chicken Bacon Ranch: Packed with cheddar jack cheese, natural hardwood smoked bacon, crunchy cucumbers, fresh tomatoes, and a creamy drizzle of ranch.
  • Buffalo Blue: We mixed blue cheese, fresh tomatoes, and a bit of buffalo garlic braise and ranch sauce for a bold kick.
  • Asian sensation: Layered with crunchy wontons, Asian coleslaw, and teriyaki sauce.

The April 27 release also marks the return of the Banana Pudding Milkshake. The new and returning menus will be available at restaurants nationwide until July 5th.

Starting April 20th, Zax Rewardz members will have early access to Banana Pudding Milkshakes exclusively through the Zaxbys app and third-party delivery.

Through April 26th, use code “BANANAS” to receive a free banana pudding shake when you spend $1 or more.

Click here to find out how to get IKEA’s Swedish Meatball Lollipops

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IKEA is making an April Fool’s joke a reality with Swedish meatball and lingonberry lollipops hitting stores this summer. And yes, it’s vegan.

The limited edition lollipops created with Chupa Chups started out as an April Fool’s joke. Following an overwhelmingly positive response to the unique flavor combination, Ingka Group, IKEA’s largest retailer, has confirmed that the candy will be arriving in hundreds of IKEA stores worldwide in June.

“We are working with Chupa Chups to bring that idea to life in a playful way,” Inca Group commercial manager Javier Quiñones said in a statement. “This is a fun way to celebrate our love of food and shows that even a simple joke can turn into something real.”

The collaboration also “fits perfectly” into IKEA’s Focus on Cooking & Eating, a year-long initiative that highlights how food plays an important role in creating joyful shared moments in everyday life, according to the announcement.

Here’s everything you need to know about IKEA’s Swedish meatball and lingonberry lollipops, including how to get them.

How to get the “world’s first” IKEA lollipop

IKEA has announced that one million lollipops will be produced and distributed to stores around the world in June this year, but shoppers will not be able to purchase them.

“This is bad news for those who want to stock up,” Inca Group said, noting that the lollipops will not be sold.

Instead, customers will have the opportunity to sample it for free when they visit an IKEA store this summer.

If customers want to learn more about Tasting Moments, they can check it out at their local IKEA store or on social media, according to Ingka Group.

U.S. Embassy employee dies after drug raid in Chihuahua. Mexico wants answers

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Authorities in northern Mexico said no Americans were involved in the attack. Authorities suggested in previous statements that they were taking part in the raid.

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Mexican President Claudia Sheinbaum Pardo on Monday said she wanted answers after two U.S. embassy workers were killed in a traffic accident following a drug bust in northern Mexico, calling it a question of “sovereignty.”

Sheinbaum said at a regular press conference on April 20, “I had no knowledge that there would be a direct operation between the state of Chihuahua and employees of the U.S. Embassy in Mexico.Therefore, we are seeking all information from the Chihuahua state government and the United States as well, and are evaluating whether there are any violations of national security law.” “We have been clear and have come to expect that there will be cooperation and coordination, but no joint operations on the ground.”

The Mexican president’s comments came after authorities in the state of Chihuahua announced on April 19 that a U.S. official, along with the head of the state’s investigative agency and an investigative agent, were killed in a “clandestine laboratory sabotage operation” near the border with Sinaloa state.

In a later statement, Chihuahua state authorities said the Americans were not involved in the operation and merely happened to be in the vehicle.

According to the Chihuahuan public prosecutor’s office, Mexican authorities returned from the raid and passed through an area where Americans were giving drone flying lessons, and U.S. officials asked them to ride in a government convoy to go to another location.

Prosecutors said the accident happened around 2 a.m. after their car went over a bump into “one of the ravines in the area.”

“We very much respect the sovereignty of this country and the fact that it is not subject to any kind of interference by non-citizens,” Chihuahua state prosecutor Cesar Jauregui Moreno said in a statement translated into English, adding that “we are cooperating on other programs” near the border.

It was not immediately clear why U.S. embassy personnel were directing drone operations in the area. USA TODAY has reached out to the State Department and the CIA for comment.

The US ambassador to Mexico, Ronald Johnson, appeared to suggest in a statement that Americans were involved in the drug investigation.

“I am deeply saddened by the tragic loss of two U.S. embassy staff, the Director of the Chihuahua State Investigation Agency (AEI), and an AEI employee in this accident. I pay tribute to their dedication and tireless efforts in tackling one of the greatest challenges of our time,” Prime Minister Johnson said. “This tragedy is a solemn reminder of the risks facing Mexican and U.S. officials who work hard to protect our communities. This tragedy strengthens our resolve to continue their mission, advance our shared commitment to security and justice, and protect our citizens.”

Johnson’s comments came before Mexican authorities said Monday that no U.S. military personnel were involved. Their names have not been released.

More Americans are working from home as gas prices soar, poll finds

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  • A new poll shows that 12% of Americans are working from home more often due to rising gas prices.
  • Many drivers are cutting back on driving, traveling, and eating out overall to save money.
  • Some Americans are looking for jobs closer to home or considering switching to electric vehicles.

Rising gas prices are causing more Americans to work from home, according to a new poll released by the website AmericanMuscle.com.

The poll, conducted by an online aftermarket parts retailer, found that 12% of Americans said they were working more remotely as a result of rising U.S. gas prices.

Among young Americans in Generation Z (roughly referring to people born between 1997 and 2012), 16% have started working remotely more frequently.

The survey found that 6% of Americans said they had looked for a job closer to home in the face of rising gas prices, and 15% said they planned to switch to an electric or hybrid vehicle.

“Fuel costs have always been part of the ownership experience, but in 2026, fuel costs will hit U.S. drivers harder than ever before,” the website says. “Rising prices are changing the way drivers think, spend their money and drive.”

The findings come as the average U.S. gasoline price fell to $4.04 per gallon on Monday, April 20th. This is down from the average price of $4.12 per gallon a week ago on April 13th, but up from the average price of $3.91 per gallon a month ago on March 20th.

How else are rising gas prices affecting driver behavior?

In an American Muscle poll, 96% of respondents said gas prices would be a financial burden through 2026.

The poll found that 69% of Americans are driving less overall because of rising gas prices, and nearly 50% are cutting back on travel, dining out and other non-essential expenses.

Thirty-seven percent of poll respondents said they had postponed or canceled a road trip because of high gas prices, and 22% said they had put off car maintenance, such as an oil change or new tires, because of a sore pump. 11% said they plan to sell their gas-powered car within the next five years.

According to American Muscle, the states with the highest per capita gasoline price anxiety based on online searches are Nevada, Colorado, and California.

Which states have the highest gas prices?

1. California

  • Average gas price on April 20th: $5.84
  • Average gas price on April 13: $4.89
  • Price difference: -5 cents

2. Hawaii

  • Average gas price on April 20th: $5.67
  • Average gas price on April 13: $5.64
  • Price difference: 3 cents

3. Washington

  • Average gas price on April 20th: $5.39
  • Average gas price on April 13: $5.39
  • Price difference: 0 cents

4. Oregon

  • Average gas price on April 20th: $4.99
  • Average gas price on April 13: $4.99
  • Price difference: 0 cents

5. Nevada

  • Average gas price on April 20th: $4.94
  • Average gas price on April 13: $4.98
  • Price difference: -4 cents

The best way to safely store gold and silver

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Investing in precious metals can diversify your portfolio, but storing your precious metals safely is just as important as purchasing them. If gold and silver are not stored properly, they can be at risk of theft, loss, or damage.

Some of the most common storage options include home safes, bank safe deposit boxes, and professional bullion storage. Each option has cost, security, and access tradeoffs. This guide details how each works and the pros and cons, so you can decide which storage method best suits your needs.

Why storing precious metals is important

Precious metals are physical, portable assets that are not insured like bank deposits, so safe storage is essential. Unlike cash held in a bank account, gold and silver have no automatic protection, so the responsibility to protect them lies entirely with the owner.

Its portability is part of its appeal, but it also makes it a target. If not stored properly, investments can be exposed to theft, loss, and even damage from fire or environmental conditions. If you need to sell quickly, a poorly chosen storage location can also cause access issues.

“Where and how you store these items is critical, because poor storage decisions can put you at risk of theft, loss, or lack of liquidity when you need access to them,” says Linda Jensen, certified financial fiduciary and founder of Hart Financial Group.

With the right storage strategy, you can protect your gold and silver and keep it accessible when it matters most.

Store gold and silver at home

Some investors choose to store their precious metals at home due to the simplicity, privacy, and instant access they have. For those wondering whether it is safe to store gold at home, the answer depends on how securely you store your gold.

“Keeping these items at home gives you more control and accessibility, but increases your security and insurance risks,” says Jensen.

To reduce these risks, store your metal in a securely installed or concealed high-quality fireproof safe. Many investors add additional layers of protection such as home security systems, cameras, and alarms.

Advantages and disadvantages

advantage:

  • On-demand access to metals
  • No regular storage fees
  • Complete privacy and control

risk:

  • Increased exposure to theft, fire, and natural disasters
  • Most homeowners insurance policies have limited coverage.
  • Safes and security systems require significant upfront investment

Perfect for: Investors who want quick access to metals and are comfortable taking responsibility for properly protecting them.

Use a bank safe deposit box

Safe deposit boxes at banks and credit unions are a popular choice for storing gold and silver, especially for investors with moderate holdings. It offers more security than home storage, but is less flexible and protective than professional storage.

Although safe deposit boxes are generally considered safe, there are still limitations, especially when it comes to access and insurance coverage.

Advantages and disadvantages

advantage:

  • There is a lower risk of break-in and theft compared to storing it at home.
  • Cheaper annual fee compared to professional storage
  • Simple setup with no special storage accounts or contracts required

risk:

  • Access is limited to business hours only
  • Content not insured by the Federal Deposit Insurance Corporation (FDIC)
  • Banks can access or drill into the box under certain legal circumstances
  • Access may be delayed due to bank closures or disruptions

Perfect for: Investors who want greater security than home storage and are satisfied with limited access and minimal insurance protection.

Professional bullion storage

A professional bullion vault, also known as a vault, is a facility dedicated to safely storing precious metals. They are popular for storing larger metal holdings because they offer a high degree of security, insurance coverage, and formal record-keeping.

When compared to home storage or bank safe deposit boxes, safe deposit boxes offer the highest level of security and built-in insurance, but they come at a higher cost and less immediate access. Well-known providers include Brink’s, Loomis, and Delaware Depository.

Advantages and disadvantages

advantage:

  • Institutional-grade security greatly reduces the risk of theft
  • Storage fees often include comprehensive insurance
  • Arched metal is easier to sell as it does not require certification or physical transportation.

risk:

  • Fees are usually calculated as a percentage of the assets held. This means that as the value of the metal increases, so will the amount you pay.
  • Withdrawals may require advance notice and additional fees
  • Contracts and storage periods can be complicated for novice investors

Perfect for: Investors with larger portfolios who prioritize maximum security, insurance coverage, and ease of resale over cost and immediate access.

Store gold and silver in a precious metals IRA

A precious metals IRA allows you to hold physical gold and silver in a tax-advantaged retirement account. These self-directed IRAs are often used to diversify portfolios and hedge against market volatility.

However, you cannot store IRA metals at home. Under Internal Revenue Service (IRS) regulations, all precious metals must be held by an approved custodian and stored in a qualified storage location.

A custodian (usually a bank or professional financial institution) manages the account, processes transactions, and ensures that the IRA complies with federal regulations. In most cases, metals are stored in third-party vaults that meet strict security and reporting standards.

Precious metals dealers like American Hartford Gold and Goldco specialize in precious metals IRAs. These can help investors avoid IRS regulations and incorporate metals into their retirement plans.

Perfect for: Long-term investors who want to include physical metals in their retirement portfolio while maintaining tax benefits and regulatory compliance.

Home storage vs safe storage vs safe storage

Each storage method involves tradeoffs in security, access, and cost. Many investors take a combination approach, storing a small portion of the metal at home for immediate access and the bulk in a more secure off-site location.

For example, a limited amount of gold can be kept in a home safe for emergencies, and more gold can be kept in a specialized safe to reduce the risk of theft or damage.

Here’s a comparison of the main storage options:

How to save safety accessibility Fee Ideal for these people
home safe Moderate: Depends on safe quality and home security Instant: Access metals on demand Low: One-time purchase of security systems and safes. Small personal holdings
bank safe deposit box High: Secured within banking facilities Restricted: Accessible only during bank business hours Low to Medium: Annual rental fee Medium-sized holdings requiring secure off-site storage
professional safes Very High: Institutional Level Security and Insurance Limited: Metals can be bought and sold online, although scheduling may be required High: Ongoing fees based on asset value Large quantities or long-term storage
precious metals IRA Very expensive: Custodian-managed storage in insured storage Very limited: no direct access. Withdrawals subject to retirement provisions High: Custodian fees, custody fees, and potential account minimums. Long-term retiree investors seeking tax benefits and maximum security

Insurance considerations

Storing gold and silver often requires additional insurance on top of standard insurance. For example, many homeowners insurance plans limit precious metals coverage to about $2,500, leaving a large gap for investors with larger assets.

If you are using a bank safe deposit box, it is important to understand that the contents are not insured by the FDIC. If coverage is available, a separate private insurance policy is usually required.

Professional storage facilities, on the other hand, usually include insurance as part of the annual fee. This combination of built-in coverage and institutional-grade security is one reason why vault storage is considered the most comprehensive option.

The same is generally true for precious metals IRAs. Metals held by an IRA must be stored in a qualified vault with an approved custodian under IRS regulations and are therefore typically covered by vault insurance. These policies often protect against theft, loss, or damage, but coverage details may vary by provider.

No matter where you store your metals, be sure to carefully review your insurance policy’s limitations, documentation requirements, and exclusions to ensure your investment is fully protected.

Where investors buy gold and silver

Investors have several options when purchasing gold and other precious metals.

  • Precious metal dealer: Companies like Priority Gold and Thor Metals sell gold coins, silver coins, and bullion. We also offer guidance, including assistance setting up an IRA, ideal for investors seeking expertise.
  • Online bullion retailers: These e-commerce platforms sell precious metals directly to investors. They offer easy self-service options and home delivery services, but less personalized expertise.
  • local coin shop: While brick-and-mortar stores offer quick access to metals and avoid shipping risks, prices can be higher than online retailers.

conclusion

Proper storage is key to owning physical gold or silver. The option you choose affects not only your security, but also the speed with which you can access and sell your holdings.

Home storage, bank safe deposit boxes, and professional safes each have different trade-offs in terms of cost, protection, and convenience. For long-term investors, precious metals IRAs can provide a highly secure, fully managed storage solution with built-in insurance, albeit with stricter rules and limited access.

“Small holdings make sense to keep at home with appropriate security and insurance, but as they increase in value it’s worth considering insured safe storage,” says Linda Jensen.

Often, a combination approach of keeping small amounts accessible while storing large portions in secure, insured facilities can balance flexibility and protection.

FAQ: How to safely store gold and silver

What is the safest way to store gold and silver?

Professional bullion vaults are generally considered to be one of the safest ways to store your gold and silver, as they offer institutional-grade security and insurance. Precious metals IRAs offer a similar level of protection because the metals must be stored in an insured, regulated vault.

Can I safely store gold at home?

Yes, gold can be safely stored at home with a high-quality safe and proper security measures. However, it usually involves higher risks than off-site storage, especially for large holdings.

Are bank safe deposit boxes suitable for storing gold?

Bank safe deposit boxes are a good choice for storing your gold because they are physically protected from break-ins and theft. However, the contents of your bank piggy bank are typically not covered by FDIC insurance.

Should gold be kept in a safe?

Vault storage is often recommended for investors with large holdings or those seeking maximum security and insurance coverage. This is one of the most comprehensive storage options available.

Can I keep my money in an IRA at home?

No, IRS rules require that gold held in a precious metals IRA be held in a qualified custodian by a certified custodian. If you keep it at home, you may be subject to taxes and penalties.

Where do investors typically store their precious metals?

Most investors use a combination of home storage, bank safe deposit boxes, or professional safes. Long-term investors can also use a precious metals IRA to store metals within a retirement account.

FBI Director Patel says arrests for 2020 election fraud will be ‘soon’

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President Donald Trump has long made repeated debunked claims that the 2020 election he lost was “rigged.” Patel says FBI has ‘information’ corroborating Trump

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WASHINGTON – Embattled FBI Director Kash Patel says the bureau is gathering “information” that supports President Donald Trump’s long-debunked claim that the 2020 election was “rigged” against him, and arrests are expected soon.

“I want you to stay tuned this week. We might find one or two things,” Patel said on Fox News’ “Sunday Morning Futures with Maria Bartiromo” on April 19.

President Trump has for years repeated claims that American elections are rigged and that the 2020 election he lost to Democrat Joe Biden was essentially stolen from him due to voter fraud and other electoral problems.

These claims were investigated and rejected by courts and election authorities. Trump lost 61 of 62 cases in court before his supporters stormed the U.S. Capitol on January 6, 2021, to disrupt the election counting process.

Investigation into President Trump’s claims of voter fraud: ‘Did he do anything?’

Bartiromo, a longtime friend of the president, asked Patel what the FBI was doing to investigate the election he lost to Biden. “Because every time I meet President Trump, he repeatedly says there was fraud in the 2020 election.”

“I mean, he says that all the time,” Bartiromo said. “You’ve been with the FBI for 14 months. Have you done anything about it? Is there anything you’d like to tell us about it?”

“That’s right, Maria,” Patel said, explaining that she “has been with the president almost from day one” on Democrats’ claims that voter fraud amounted to organized election theft.

“They tried to interfere with our elections and rig the entire system,” Patel told Bartiromo. “And…that’s not acceptable on my watch.”

“You keep hitting the target.”

Patel commented on the impending arrest in a wide-ranging interview. It also highlighted a bombshell report in The Atlantic alleging that excessive drinking and erratic behavior were undermining his ability to lead America’s top federal law enforcement agency.

Mr. Patel told Mr. Bartiromo that he intended to sue The Atlantic for defamation over falsehoods in the article, and filed suit on April 20, filing a $250 million lawsuit against the magazine and reporter Sarah Fitzpatrick. The Atlantic said it stands by its reporting.

The FBI director linked the two issues, suggesting that the Atlantic Report and other years of negative media coverage were a hit in response to his investigation into alleged anti-Trump conduct by Biden and Obama administration officials.

Patel also played a role in investigating such actions by Democrats, first as a Congressional staffer and then as a national security official in the first Trump administration, including the investigation into Russian interference in the 2016 election.

“It shows that even if you cross the mark, you continue to attack the target because the media is going to attack you,” Patel told Bartiromo. “We’re not going to accept this and we’re not going to back out of this.”

“We’re going to be arrested…soon.”

Bartiromo has been a vocal supporter of President Trump’s claims of election fraud, even after investigations and trials revealed fraud. On Sunday’s talk show, she continued to press Patel for details, saying, “Viewers want to know why there is no accountability.”

“I can announce on the show that we have all the information we need. We are working with prosecutors at the Department of Justice under Attorney General Todd Blanche,” Patel said. “And we’re going to make an arrest. And it’s going to be soon. And I promise you, it’s going to be soon.”

Patel said the Trump administration is “weaving the investigation into allegations of election fraud in 2020 into our overall conspiracy case,” and we will let prosecutors speak for them. However, we have information that supports President Trump’s claims. “But because this is an ongoing prosecution and investigation, we cannot get ahead of the Department of Justice and the president.”

Patel appears to be referring to the massive Justice Department investigation based in Miami and the U.S. Attorney’s Office for the Southern District of Florida.

USA TODAY reported on November 7, 2025 that the Justice Department in the case is preparing a grand jury subpoena seeking documents from Obama administration officials that President Trump believes tried to improperly implicate him in the investigation of Russian interference in the 2016 presidential election.

The Florida investigation, which focused heavily on former Obama CIA Director John Brennan, has reportedly been expanded to possibly investigate President Trump’s claims of voter fraud in the 2020 election.

On Monday, former Justice Department official Joseph diGenova, an ardent Republican who represented the Trump campaign during its challenge to the 2020 election results, was hired as attorney general’s adviser, his wife and fellow attorney Victoria Tensing confirmed to X.

DiGenova will oversee the investigation from the Southern District of Florida, and will join the team days after Justice Department official Maria Medetis Long was removed from the case, CBS News reported. A person familiar with the matter told CBS News that Medetis Long was removed from the case after she expressed concerns about the strength of the evidence.

A Justice Department spokesperson told CBS News that it is “healthy and normal” to make personnel changes in such cases, but did not provide further details.

In a brief interview with USA TODAY, diGenova said he could not comment on the incident or his role in it.

“I have never spoken to anyone in the press and today is not the first day I have spoken to them,” diGenova said. “I have nothing to say.”

Christina Applegate breaks her silence following reports of hospitalization

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Christina Applegate is reassuring fans after reports of her hospitalization began circulating on April 16th.

“Thank you for the outpouring of love and blessings. Health issues are common for me, but I’m a strong chick and getting stronger and better each day,” the “Marry…and Kids” alum wrote in the caption of an April 20 Instagram post. “I’m taking some time to focus on my health, but I want to talk to you again soon.”

The message included a photo of a coffee mug resting on top of her memoir, “You with Sad Eyes,” on a balcony railing with lush trees in the background.

In an April 17 interview with USA TODAY, which was reported by TMZ, Applegate’s representative Ame Van Luden declined to comment on whether Applegate was hospitalized.

“As evidenced in her memoir and podcast, she has been refreshingly open about her long and complex medical history,” VanLurden told USA TODAY.

Applegate’s podcast MeSsy, which she co-hosts with fellow actress Jamie Lynn Sigler, who also has multiple sclerosis, went on a brief hiatus at the end of March. They announced that the podcast would be on a “short hiatus for the next few weeks” while Sigler and Applegate promote their book.

Christina Applegate’s multiple sclerosis symptoms

Applegate, who revealed her multiple sclerosis diagnosis in 2021, spoke about the impact the autoimmune disease has had on her health in recent years.

She revealed in a 2025 podcast episode that she has been hospitalized “over 30 times” since being diagnosed with MS. And symptoms such as mobility and balance issues, numbness and vision problems have made it difficult for her to appear in public.

“In January 2021, I was hiking and running and playing tennis. By June 2021, I couldn’t even walk anymore,” she told USA TODAY while promoting her 2026 memoir. In her book, she describes the symptoms as follows: “It’s like I have a brick stuck to my knee, it’s heavy and it hurts. My skin feels like I have third-, fourth-, and fifth-degree burns. There’s always something stuck in my ankle. I wake up and it feels like the floor is made of needles, but I can’t feel it because my leg is completely numb. Somehow I can do both at the same time.”

This chronic neurological disorder is characterized by the immune system attacking the myelin sheath, a “substance that surrounds and protects nerve cells,” causing damage that “slows or blocks messages between the brain and the body,” according to the National Library of Medicine.

Patients report vision problems. Muscle weakness in the limbs. Tingling, numbness, or pain in your arms, legs, torso, or face. Cognitive changes. Mental or physical fatigue, according to the National Institute of Neurological Disorders and Stroke. There is no known cause or cure.

Contributor: Erin Jensen, USA TODAY

Explaining the controversy surrounding Nike’s Boston Marathon ad

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“What’s important is movement.”

An ad in a Nike store in Boston now reads: “Runners welcome, walkers tolerated” after the sports brand replaced the sign following backlash over its original message. The ad ran in the athletic brand’s Newbury Street Shop in the run-up to the 2026 Boston Marathon. The brand removed the sign on Friday, April 17, after a response on social media that the term was not inclusive.

“We listen to our athletes,” Nike said in an emailed statement to USA TODAY on April 20.

Here’s the latest news and why running adaptive sports proponents are concerned.

Backlash against Nike’s ad

A red-on-black sign appeared on a popular Boston street corner last week, reading, “Runners welcome. Pedestrians welcome.”

The ad was released in the run-up to the 2026 Boston Marathon, known as one of the most prestigious annual endurance events in the United States. An estimated 30,000 racers were expected to take to the streets for the 130th edition of the world’s oldest continuously held marathon. Runners have to hit a certain time to get an entry bib, which means they need a certain level of fitness to participate, but some have debated on social media whether the word on walking is motivating or exclusive.

Some say Nike’s ads could be aspirational for the race’s elite runners. “This is primarily a race for time and has a unique performance culture. From that perspective, this is very targeted, even strategic, marketing,” @irondoctorhaz wrote in an April 16 Instagram caption, adding that the ad could also perpetuate the idea that “does movement only ‘count’ if it looks a certain way?”

Others pointed out that completing a marathon often requires walking, especially for people with disabilities or those who don’t fit the mold of the typical elite runner.

“Are you kidding me?” adaptive athlete Robin Michaud wrote in an Instagram post. “Due to my spinal cord injury, I have to take breaks from walking. Despite having a cyst in my spinal cord, I still take regular 5-hour breaks in Boston and will be taking another break this weekend. Thank you for your patience, @nike.”

What adaptive sports advocates say

Nike has since amended its policy, replacing the in-store message with a new ad that reads, “Boston is a constant reminder that movement matters.”

But advocates for adaptive athletes say the initial message was still a blow to the diverse community of marathon participants. They were particularly concerned about the word “acceptable”, which implied that any deviation from running during the race was a failure or shameful. This is especially true since not all participants are ambulatory. On Monday, 50 wheelchair participants were scheduled to take on the trails, and although they weren’t walking or running through the streets of Boston, they had the same level of intense competition.

“I was very disappointed to see the word ‘acceptable’ used in a major advertising campaign related to the Boston Marathon,” said Emily Glasser, president and CEO of Achilles International, an adaptive running nonprofit that provides guidance, training and community for people with disabilities.

“Every athlete on the starting line shows grit and determination,” Glasser said in an April 20 email to USA TODAY.

And perhaps no race tests American runners more than Boston’s difficult marathon course. The 42.2-mile course includes “Heartbreak Hill,” an uphill section between miles 20 and 21 near the Boston University campus. The hills, the most famous part of the course, are considered an important part of the race, as participants’ energy is often depleted by “hitting the wall”.

Inevitably, some athletes may need to walk a certain amount of time to complete the course. But the will to follow through and listening to your body are the biggest indicators of strength, Glasser says.

“Grit has no pace, and progress is determined by participation, not speed.”

Sen. Mark Warner’s daughter dies after battle with diabetes

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Virginia Sen. Mark Warner announced that his daughter Madison Warner passed away at age 36 after a “decade-long battle” with juvenile diabetes.

“She filled our lives with love and laughter, and her absence leaves an immeasurable void,” Warner said in a statement posted on social media on April 20.

Warner and his wife, Lisa Collis, asked for privacy in a statement as they “work through this significant loss.” The couple is survived by two children, Jillian and Eliza.

Mr. Warner is an advocate for insulin affordability, expanded access to diabetes care, and diabetes research in the Senate and has served as a representative from Virginia since 2009.

The American Diabetes Association estimates that more than 2 million people live with type 1 diabetes in the United States, including approximately 314,000 children and adolescents.

Warner expresses bipartisan condolences after daughter’s death

Warner, a Democrat, received condolences from members of both parties after announcing his daughter’s death.

“My prayers are with Senator Warner, his daughter, and their entire family. What a terrible loss at such a young age. May God comfort them,” Vice President J.D. Vance said in a statement posted on social media.

Virginia’s Democratic governor, Abigail Spanberger, said in a statement that her “deepest condolences go out to the Warner family,” while her Republican predecessor, Glenn Youngkin, said on social media that “our prayers are with the family on this most difficult day yet.”

Families of Louisiana shooting victims ask for prayers

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If you or a loved one is experiencing domestic violence, call the National Domestic Violence Hotline at 1-800-799-SAFE or visit www.thehotline.org. Callers can remain anonymous. This article discusses suicide and suicidal ideation. If you or someone you know is in trouble or in crisis, help is available. Call or text 988 or chat at 988lifeline.org.

Eight children were killed in the nation’s worst mass shooting since January 2024 in northwestern Louisiana, leaving their relatives, classmates and local residents reeling.

The victims attended church regularly, were doing well in school and appeared to be doing well before the horrific attack on the morning of April 19 in their Shreveport neighborhood, a city less than 32 miles east of the Texas border, said family members and others who knew the victims.

“It’s just unbelievable. (They’re) a gospel-believing, church-going family. A singing family,” Francine Monro Brown, the victim’s cousin, told USA TODAY on April 20.

Shreveport police said Shamar Elkins opened fire, killing seven of his children and injuring his wife and another woman. The coroner’s office identified the boys who died in the shooting as Jayla Elkins (3 years old), Sheila Elkins (5 years old), Kayla Pugh (6 years old), Layla Pugh (7 years old), Markedon Pugh (10 years old), Sariah Snow (11 years old), Kedarion Snow (6 years old), and Braylon Snow (5 years old).

Brown, a cousin of Elkin’s wife, said the family was still in disbelief after the horrific shooting and the children’s mother remained hospitalized Monday.

“She doesn’t know yet. We’re hiding it from her (for now),” Brown told USA TODAY, adding that her family is worried about broken heart syndrome. According to the Mayo Clinic, this condition can be caused by stressful situations or extreme emotions.

Brown, who lives in the same Eden Gardens neighborhood where the victims lived, said her cousin was still married to Shamar Elkins at the time of the shooting, and they had married several years earlier. According to court records, Shamar Elkins was married in 2024.

Brown said the family continues to wonder what led to the deadly attack, as there has been no apparent familial tension between them in recent days.

“We don’t know what happened. We’re asking the public for prayers,” Brown said. “For the children and the Elkins family.”

Funeral arrangements for the children are pending, Brown said.

The victim, 6 years old, was recently praised by school leaders.

More information about the victims is gradually emerging. Caddo Parish Public Schools Superintendent Keith S. Burton said one school’s principal told him that one of the 6-year-olds killed in the attack was praised for meeting a literacy test goal.

“When he was first tested earlier this year, he was well below basic level,” the principal said, Barton said. “And just last week, I had the opportunity to congratulate him because he achieved a benchmark goal.”

Mr Barton said during a visit to the school where the young victims attended, he witnessed at least one student crying silently.

The Rev. Stephen J. Newton Sr. said the grief has rippled through the community, impacting not only students who have to return to classrooms without their peers, but also neighbors who have to walk the streets near the shooting scene.

Newton said members of his church, Kingdom Center Shreveport/Bossier, sprung into action, collecting food and other items to donate to families gathered at the scene.

The last time he spoke to his family was around midnight. They struggle to process their grief and find a way to move forward. Still, he said, it’s been “amazing” to see them take refuge in their faith.

“Their spirit is very strong,” he said.

Shreveport City Councilman Rev. James Green said at a news conference that a vigil was set for April 20 at 6 p.m. local time near Linwood Avenue and West 79th Street.

Another vigil is scheduled for April 22 at the same location, Green said.

The motive for the attack is still under investigation

Shreveport Police Chief Wayne Smith said at a news conference that several key details of the attack are still under investigation, including how Elkins died.

He said Louisiana State Police are investigating whether Elkins died by suicide or was killed by police in a shootout. Smith said the Bureau of Alcohol, Tobacco, Firearms and Explosives is also investigating how Elkins obtained the gun used in the shooting.

Elkins served in the Louisiana Army National Guard from 2013 to 2020 as a signals systems specialist and fire support specialist, Army officials told USA TODAY. Elkins never deployed, left the Army as a private, and was working for United Parcel Service at the time of his death, the company confirmed on April 20.