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Climbed Kilimanjaro at the age of 90. The secret to aging healthily

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What mountain are you trying to climb in life?

For many people, this question will probably sound figurative. For Dr. Art Urine, it’s also literal.

This month, Uren, a former obstetrician and gynecologist, made history by becoming the oldest person to climb Mount Kilimanjaro, Africa’s highest mountain and the world’s highest free-standing mountain at 19,000 feet. He reached the summit on July 13, his 90th birthday, embarking on a 15-day trek in partnership with CareScout, a company that helps seniors and their families overcome aging.

Uren says his motivation for climbing Kilimanjaro was two-fold. On the one hand, he wanted to do it for himself. But I also wanted to show people that even at the end of life, there is still potential.

“People ask, ‘So why are you doing this?’ And for me, mountains have become a metaphor for life. Mountains have peaks and valleys. So does life. There are ups and downs,” he says. “If you’re not willing to climb mountains, you’re missing out on a lot of your potential.”

How a 90-year-old man climbed Kilimanjaro

Uren previously climbed Kilimanjaro with his wife when he was 75 and she 72. This time they climbed in a group and took special care considering their advanced age. All in all, the journey took 15 days. It took 11 and a half days to go up and 4 days to come down.

“Frankly, my legs weren’t going any faster, so I had to slow down,” Uren says. “We brought in a chair, and they pulled it out for me every hour. I sat down and spent five to 10 minutes just recovering.”

No matter how difficult the climb became, Uren says he kept reminding himself that all he had to do was keep putting one foot in front of the other. That’s how he overcame many obstacles in his life.

“People ask me, ‘How do you climb Kilimanjaro?’ The answer is one step at a time,” he says. “Put your left foot in front of you, then your right foot in front of your left. Repeat this about 50,000 times.”

Kilimanjaro is not an easy walk. Contains rugged and rocky terrain. Uren says the most difficult part was when he had to lift himself up on a large rock.

It was also difficult to get down the mountain. This was because I had to descend the mountain in a controlled manner to avoid falling.

But what awaited him at the top was a birthday he’ll never forget.

“I collapsed at the top,” he says. “We had a birthday party at the top. We ate cake with icing on it. We sang and danced.”

What his Kilimanjaro climb really means

So, what will Uren do next after climbing Kilimanjaro at the age of 90? Well, he now wants to focus on going under Mountains, especially skiing. He has already purchased a season ski pass to Deer Valley, Utah, and plans to take lessons from an 80-year-old instructor.

He also wants to continue to inspire people to live the best they can, no matter their age.

“To be clear, I’m not saying all older people should climb Mount Kilimanjaro,” he says. “What I tell them is, find your mountain. Maybe it’s something in life that’s holding you back. Maybe it’s something on your bucket list, something you’ve always had to do. Give it a try.”

It is the spirit that led Uren to the top of Kilimanjaro and will guide him for the rest of his days.

“I want to be in perfect health until I die,” he says. “When I die, I want people to say, ‘Why did he die? Yesterday was so wonderful!'”

Here are the 6 biggest misconceptions about retirement

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Myths about retirement abound.

Many Americans have basic misconceptions about Social Security, Medicare, and other pillars of retirement.

Here are the six biggest misconceptions about retirement planning. Our story is based on a June report from the Boston University Retirement Research Center.

Social Security disappears when you retire.

Anyone who follows Social Security news knows that retirement trust funds are facing a fiscal cliff.

There is more money going out of a trust fund than coming in. Unless Congress acts, federal programs will be underfunded by 2032.

News reports warn that Social Security is underfunded and in bankruptcy. Although the term is figurative and imprecise, many Americans take it literally.

Almost two-thirds of us believe that benefit payments will stop if a shortfall occurs. The findings come from a paper by researchers at UCLA and Cornell University.

In fact, AARP estimates that if no action is taken, federal agencies will have enough money to pay about 83% of all benefits if reserves are depleted.

There’s a big difference between 83% and zero, but many Americans don’t realize it.

“It seems like people are jumping to the conclusion that it’s going to go away,” said Luke Delorme, a certified financial planner in Great Barrington, Mass., and contributor to the Center for Retirement Research.

These across-the-board reductions will only occur if we do nothing. Policy experts widely believe Congress will intervene to rescue the program.

Many potential solutions include collecting more payroll taxes from the wealthy or capping benefits for the wealthy. In any case, experts say current retirees or those nearing retirement are unlikely to see significant benefit cuts.

No longer requires long-term care

The long-term care industry serves people who are unable to perform daily activities such as dressing and eating without assistance. And more than 80% of Americans will need that help at some point, according to research from the Center for Retirement Research.

But most Americans seem to think they don’t need long-term care. A 2024 survey of affluent older Americans conducted by researchers at Boston University found that long-term care ranked fifth among concerns about retirement finances, behind concerns such as stock market turmoil and Social Security cuts.

“People don’t want to think about it,” says Keith Singer, a certified financial planner in Boca Raton, Florida. “It’s hard to imagine not being able to take care of yourself.”

Retirees ignore long-term care at their peril. According to CareScout, assisted living communities cost an average of $6,200 per month. Delorme reports that a home health aide costs about $75,000 a year.

Medicare covers long-term care

Another common misconception about long-term care is that Medicare pays for it.

A 2025 survey by Nationwide found that 58% of U.S. adults incorrectly believe that Medicare covers long-term care.

Some confusion is natural. Federal health insurance programs for seniors cover some short-term stays in nursing homes.

However, Medicare typically does not cover long-term stays. Why: Most long-term care is not considered medical care.

“Imagine what you’re going to the hospital for,” Singer says. “That’s what Medicare covers.”

I need $1 million to retire

Americans love reading articles that estimate retirement “magic numbers,” or savings goals that will guarantee a comfortable retirement.

A recent study from Schroders says the magic number is $1.2 million. According to research by Northwestern Mutual, the amount was $1.46 million.

“Clients are always looking for a silver bullet: hit $1 million and retire,” said Dinon Hughes, a certified financial planner in Portsmouth, New Hampshire.

In an era when American workers are being asked to save for their retirement, the magic number could be a useful guide.

But retirement experts warn that every retirement plan is different.

Most retirees have less than $1 million in savings. Millions of Americans retire comfortably on Social Security income alone.

No need for stocks after retirement

Retirees often think they no longer need long-term investments such as stocks, Delorme writes.

This misconception is related to another misconception. The idea is that retirement won’t last that long.

Retirees commonly underestimate their longevity. For example, a 65-year-old woman has the potential to live another 22 years.

Retirement planners often envision longer retirement periods to cover the scenario of living to age 90 or 100.

That means newly retired people may still be spending money 20 or 30 years from now. Given that period, it makes sense to stay in the stock market, experts say.

“Most clients have a 20-year time span, whether they’re 60, 65 or even 70, which is plenty of time to invest in the stock market,” Hughes said.

Taxes will be much lower after retirement

In general, Americans can expect lower tax rates in retirement. Usually, your income will be reduced. Retirees tend to spend less. Not all Social Security income is taxable.

But retirees may be surprised at how much taxes they pay.

Withdrawals from traditional 401(k) and IRA accounts are taxed as income. “Some retirees are earning more than they expected,” Delhomme wrote, when Social Security, pensions and other income are taken into account.

Experts say large IRA balances displayed on computer screens can give retirees false expectations because they haven’t been taxed yet.

“The tax burden in retirement increases tenfold because you don’t have the income,” Hughes says. “It’s coming out of an account that is your life’s savings, and it should last for the rest of your life.”

Mamdani says New York City can’t arrest Netanyahu, but federal authorities should

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New York City Mayor Zoran Mamdani called on federal authorities to arrest Prime Minister Benjamin Netanyahu, who called the Israeli prime minister a “war criminal.”

In a statement posted on the mayor’s social media platforms Tuesday night, Mamdani said New York City would not be able to arrest him because Netanyahu had instructed city officials to consider legal means of detaining him if he visited.

Despite the president posting earlier this week that “Prime Minister Benjamin Netanyahu will not be arrested in any capacity while in the United States,” he instead called on the federal government to arrest him.

“Everyone should see with their own eyes, their hearts and their conscience the devastation he caused and understand that he deserves to be brought to justice,” Mamdani said.

“As I have said, I agree with the[International Criminal Court]that Prime Minister Benjamin Netanyahu, like the others indicted by the ICC, should be arrested and tried for his crimes.”

Mamdani told the New York Times last week that the city’s legal department was considering options for arresting Netanyahu in New York City ahead of his possible appearance at the United Nations General Assembly in September.

The ICC warrant, issued in November 2024, charges Netanyahu with war crimes and crimes against humanity as a result of Israel’s military actions in Gaza. But the United States does not recognize the court, and protections are in place for leaders who visit the United Nations headquarters in New York City.

“My administration has considered all avenues available under applicable law to determine whether New York City could execute the International Criminal Court’s arrest warrant if Prime Minister Benjamin Netanyahu were to come here,” Mamdani said.

“It’s clear that we don’t have independent legal authority to enforce this warrant. But the federal government does.”

Mamdani then called on federal authorities to execute the ICC warrant. Netanyahu’s ally, President Donald Trump, wrote earlier this week that Netanyahu would not be arrested during his visit to the United States.

“Prime Minister Benjamin Netanyahu is not welcome in New York City, and neither are other war criminals,” Mamdani said.

“We cannot end genocide on our own, but we can decide whether our silence becomes the new weapon.”

Prince George is a teenager! Let’s see what’s in store for the future king’s life

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LONDON – Prince George is officially a teenager.

Prince William and Duchess Kate’s eldest child celebrated his 13th birthday on July 22nd. According to recent photos, the prince is about the same height as his mother, who stands at 5 feet 9 inches.

For George, adulthood will come with more responsibilities than the average teenager. After all, he too is carefully preparing for kingship. As a child enters adolescence, there are many things to consider, including education, military service, philanthropy, and involvement with the royal family.

There are already signs that George, second in line to the British throne, will mirror some of his father’s life choices. However, he is on the path to becoming a modern monarch, which may mean a break from long-standing tradition.

Let’s see how the life of a teenage prince begins to change.

Prince William and Duchess Kate are taking a softer approach to George, despite the decline in the number of working royals

Prince William and Duchess Kate have worked hard to give George as normal a childhood as possible, despite the pressures of being in the spotlight of the royal family and the ever-watching British tabloids.

“Prince William and Duchess Kate are loving and caring parents. If one of their children doesn’t want to take on royal duties, they won’t be forced to do so, as has happened in the past,” royal expert Richard Fitzwilliams told USA TODAY, adding that he doesn’t believe George will suddenly “become more involved” the moment he turns 13. “Of course not yet,” he says.

Fitzwilliams said that while George may not feel the pressure immediately, there are “serious problems” with the current structure of the British royal family.

“There are only two living royals under the age of 60,” he said, adding that apart from George and his siblings, Princess Charlotte and Prince Louis, there are currently no prospects for any other working royals, which could put pressure on Wales’ children as they age.

“Prince William and Duchess Kate are reportedly in favor of giving them as much choice as possible, but educational institutions need them and there will be huge pressure to conform to them,” Fitzwilliams said.

Prince George heads to new school with family ties

In September, George plans to enroll at the prestigious Eton College in Berkshire, England. William also attended Eton, joining in 1995, and speaks fondly of his time there.

The boys’ boarding school is a short drive from George’s family home, Forest Lodge.

Prince George’s estranged uncle, Prince Harry, also attended Eton School, founded by Henry VI in the 15th century. Princess Diana’s younger brother, Earl Spencer, also studied here, as have 20 British Prime Ministers, including Boris Johnson.

The school, which provides education for children aged 13 to 18, costs £63,000 (about $84,400) a year, with fees to be paid by families.

Will Prince George uphold the royal tradition of military service?

Military service has long been central to the British royal family, with the king serving as ceremonial commander of the military. Traditionally, senior royals are encouraged to train and serve in the British military.

During World War II, Queen Elizabeth II (then Princess Elizabeth) joined the Auxiliary Territorial Service and trained as a mechanic and driver. This makes her the first female full-time working member of the royal family.

Prince George’s grandfather King Charles served in the Royal Navy and trained in the Royal Air Force, while his father Prince William completed more than seven and a half years of full-time military service in the Royal Air Force and Royal Navy.

Unlike Prince Harry, Prince William was not allowed to participate in combat due to his line of succession to the throne.

Harry spent 10 years in the British Army as a forward air traffic controller and Apache helicopter pilot. Prince Harry completed two tours of duty in Afghanistan before ending his military career in 2015. In his memoir Spare, Prince Harry wrote that he killed 25 Taliban soldiers while serving in the country’s Helmand region, and has since spoken out about his experience to prevent suicide among veterans.

It’s too early to know whether George will undergo military training or serve in the military, but Fitzwilliams told USA TODAY that George “is expected to follow his father into military service.”

Prince George embraces charity work started by Princess Diana and Prince William

As George grows up, his philanthropy also begins to take off.

In December 2025, William took George for the first time to volunteer with Passage, a homeless charity in London that is dear to George’s heart. William, a royal patron of the charity, was taken into care by his mother Princess Diana at the age of 11.

George and William donned aprons and prepared vegetables for their annual Christmas lunch to feed 150 people. While there, George signed the visitor’s register on the same page that his father and grandmother Diana signed during their visit in 1993.

For William, who is next in line to the British throne, the prospect of George becoming king one day will give his family a lot to think about. Top of the list is to bring about “change” within the royal family and beyond, he said in a 2025 episode of “The Reluctant Traveler” starring Eugene Levy.

Prince William said he was focused on creating the environment and influential role the young prince would inherit when he became monarch.

“I want to create a world where my son can be proud of the work we do and the work that has a real impact on making people’s lives better,” William said.

Trump discusses his account at a Georgia high school. watch it live

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President Donald Trump will speak Wednesday at Wheeler High School in the Atlanta suburb of Marietta, Georgia, to discuss the Trump account and appear with Georgia Republican lawmakers ahead of the midterm elections.

The school is located in a county that President Trump lost in 2016, 2020 and 2024, has a diverse student body, and is part of the second largest school district in the state.

Trump is expected to be joined by gubernatorial candidate Rick Jackson and Senate candidate Mike Collins during the event, but the White House did not say whether they would speak or whether Trump would talk about the campaign.

When will President Trump speak?

President Trump will visit Georgia on Wednesday, July 22nd.

Trump is scheduled to speak at Wheeler High School in Marietta. The school is located at 375 Holt Road, Marietta, Georgia, 30068. The school is approximately 40 miles northwest of downtown Atlanta.

The event is scheduled to start at 2 p.m.

Those wishing to attend the event in person can request tickets through the White House website.

Local groups are organizing protests before, during and after the speech, which could affect traffic in the area.

How to watch President Trump’s speech in Georgia

The president’s remarks will be streamed live on YouTube by USA TODAY.

The video will also be posted on the White House website.

What is Mr. Trump expected to say?

Cobb County is Georgia’s second largest public school district, serving more than 105,000 students. It is also the 23rd largest school district in the United States. The district says its students rank No. 1 in metro Atlanta on the Georgia Milestones test and regularly outperform state and national ACT and SAT averages.

“We look forward to welcoming the president and introducing him to the high-quality academic options that make Cobb a great place to raise a family,” Chief Strategic Officer John Floresta said in a statement.

The school setting will likely reinforce Trump’s expected comments about the future of America’s youth, including his recent launch of the Trump account.

“Through the Trump Account, President Trump is giving every American child a head start in life, a nest egg to grow up with, and a real bet on their future,” White House press secretary Liz Houston said in a statement.

The program, which launched on July 4, will provide $1,000 to children born between 2025 and 2028, acting as a type of IRA for children. Children under the age of 18 can start a Trump Account (through a parent or legal guardian) but will not receive the $1,000 federal contribution.

Eileen Wright covers Georgia politics as an Atlanta Connect reporter for USA TODAY’s Deep South Connect team. X Find her at @IreneEWright or email her at ismith@usatodayco.com.

Federal authorities seize hundreds of drones and prosecute pilots over World Cup flights

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Federal authorities have seized more than 700 drones flying over or near World Cup venues, many of them using high-tech jamming devices to force pilots to backtrack.

More than 350 pilots have been fined or prosecuted for violating strict federal flight restrictions, the FBI and Department of Transportation told USA TODAY.

The effort to secure the World Cup was the largest private anti-drone effort in U.S. history, and the software used to manage the effort at 11 venues cost taxpayers about $500 million, federal officials said.

Inexpensive consumer drones are often used for reporting and photography, but are also sometimes deployed for attacks. The U.S. military is investing billions of dollars in new anti-drone technology amid the war in Ukraine, where fighter jets are blasting tanks, people and infrastructure with cheap, explosive-laden drones.

Officials said many of the drones intercepted near World Cup venues were flown by people who did not understand the regulations or operational requirements and simply wanted to watch the games. Some people intentionally try to push the boundaries. Homeland Security officials said they detected more than 1,500 drones during the crackdown, including hundreds that were spotted before they took off.

“We don’t have the luxury of taking a chance and saying, ‘Well, this is not a criminal purpose, it’s probably for a slightly more nefarious purpose,'” FBI Director Kash Patel said in a statement. “If you’re in that space, we’ll take you down.”

Drone operators who violate the restrictions face fines of up to $10,000 and possible criminal prosecution. The Department of Homeland Security, FBI, and Federal Aviation Administration jointly intercepted a drone at the World Cup event, which drew an estimated 6.8 million fans.

Federal officials say the areas with the most World Cup-related drone crackdowns are Miami, Houston, Atlanta and Dallas. Some drone operators are facing criminal charges, and all 357 operators arrested by federal authorities have been fined, according to the FBI.

In late June, four Texans were charged with flying drones in areas subject to Houston’s temporary drone flight restrictions. In late June, the FBI announced that a Mexican man who flew a small drone near AT&T Stadium in Dallas during a qualifying game could face up to three years in prison.

Multiple counter-drone technologies were deployed at the World Cup sites, from radar and camera systems scanning the sky to systems made by Utah-based Fortem Technologies. The company’s autonomous drones shoot webs at intruding drones. Most of the flying drones intercepted at World Cup events were backtracked by federal agents who first intercepted the drones and then dispatched teams following signals to the operators, officials said.

His agency, Transport Secretary Sean Duffy, said in a statement: “We are proud to help FIFA fans get to games safely and on time.”

LEGO “X-Files” set revealed: price, release date, details

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The truth is out there and it will be on toy shelves soon. LEGO is putting ‘The X-Files’ back in the spotlight with a new 1,478-piece set that lets fans build Fox Mulder’s office, investigate UFO sightings and revisit one of TV’s most iconic sci-fi dramas.

Part of LEGO’s Fan-Powered Ideas line, this collectible set recreates memorable scenes from the hit ’90s series and includes 8 minifigures, including Mulder, Dana Scully and the Gray Alien. The set, released with help from “The X-Files” star Gillian Anderson, will arrive in August and is sure to evoke nostalgia among longtime fans.

Brisbane-based 3D artist Brent Waller submitted an original concept through LEGO Ideas that could turn fan creations into official sets if there is enough support from the community.

“We wanted to combine nostalgia, detail, and storytelling to capture the feel of the show, from Mulder’s office to the woods to the UFO encounters,” Waller told LEGO in an interview.

Here’s what you need to know about the new set.

What does the LEGO X-Files set include?

Lego says the set recreates several iconic moments from the long-running sci-fi series, with a focus on detailed versions of Mulder’s office, a forest clearing, and a hovering UFO.

Set includes 8 minifigures.

  • fox mulder
  • Dana Scully
  • walter skinner
  • Mr. X
  • alex krycek
  • carl busch
  • flukeman
  • gray alien

“The LEGO Ideas ‘X-Files’ set recreates iconic moments from the series, centering around detailed construction of Fox Mulder’s office combined with forest clearing scenes and a hovering UFO,” LEGO said in a news release.

Gillian Anderson helps unveil the set

Anderson, who played FBI agent Dana Scully throughout the series, called the production a celebration of the show and its enduring fan base.

“I never expected to follow in Scully’s footsteps and investigate LEGO sets…It was so much fun revisiting that world after so many years,” Anderson said in a statement.

When will the LEGO X-Files sets be released?

LEGO Ideas “X-Files” sets are now available:

  • August 1st For LEGO Insiders members
  • August 4th General public

This set retails for $199.99.

Fans who purchase this set between August 1st and August 10th will also receive a set purchase bonus called “The X-Files: Scully’s Laboratory.”

Fernando Cervantes Jr. is a trending news reporter for USA TODAY. Contact us at fernando.cervantes@usatodayco.com and follow us at X @fern_cerv_.

See Arizona House of Representatives, gubernatorial primary election results

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This year’s gubernatorial and House of Representatives elections in Arizona are closely related.

When U.S. Rep. David Schweikert retired from Congress to run for governor, a spot opened in the state’s 1st Congressional District. This opens the door for Jay Feeley, a former NFL player and candidate backed by President Donald Trump, to win the Republican nomination for the same seat in Arizona’s July 21 primary. But Schweikert couldn’t score. He lost to U.S. Rep. Andy Biggs, who also won on a pro-Trump platform.

And if Republicans want to maintain their slim House majority, that means defending many seats in battleground states, while three in Arizona are targeted by Democrats.

According to the Associated Press and CNN, the results of the Arizona primary are as follows:

Arizona House Key Results

Voters in all nine of Arizona’s congressional districts selected candidates for the November election. Click here for the results by district.

District 1

  • Republican: Jay Feely (49.7% of the vote) defeated Joseph Czaplik (35.3%) with an estimated 76% of votes counted.
  • Democratic Party: This race has not yet been called. Amish Shah (41.6% of the vote) leads Marlene Galan-Woods (32.7%) with an estimated 77% of votes counted.

district 2

  • Republican: Incumbent Congressman Eli Crane won by a landslide.
  • Democratic Party: Jonathan Nez won the race uncontested.

district 3

  • Republican: Write-in Nicholas Glenn won the race uncontested.
  • Democratic Party: Incumbent Congressman Yasamin Ansari won an uncontested victory.

District 4

  • Republican: Zudi Jasser won uncontested.
  • Democratic Party: Incumbent Rep. Greg Stanton (66.6% of the vote) defeated Kai Newkirk (33.4%) with an estimated 77% of votes counted.

5th ward

  • Republican: Mark Lamb (59% of the vote) defeated Daniel Keenan (41%) with an estimated vote count of 74%.
  • Democratic Party: Elizabeth Lee (64.7% of the vote) defeated Chris James (22%) with an estimated vote count of 76%.

district 6

  • Republican: Incumbent Congressman Juan Siscomani won in a landslide.
  • Democratic Party: Joanna Mendoza won uncontested.

district 7

  • Republican: Daniel Francis Butilles won uncontested.
  • Democratic Party: Incumbent Congresswoman Adelita Grijalva won uncontested.

District 8

  • Republican: Incumbent lawmaker Abe Hamade won without a vote.
  • Democratic Party: Bernadette Green-Plasencia (64.8% of the vote) defeated Ray Keeler (35.2%) with an estimated 75% of votes counted.

district 9

  • Republican: Incumbent Congressman Paul Gosar won an uncontested victory.
  • Democratic Party: Dani Starbinksy won the race uncontested.

Arizona gubernatorial primary election results

  • Republican: Andy Biggs (72.7% of the vote) defeated David Schweikert (15%) with an estimated 77% of votes counted.
  • Democratic Party: Incumbent Governor Katie Hobbs won an uncontested election.

Mega Millions winning numbers for July 21 drawing: $707 million jackpot

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The Mega Millions jackpot has increased ahead of the drawing on Tuesday, July 21, reaching $707 million with a cash value of $307.7 million. This currently ranks as the 10th largest jackpot in gaming history.

If someone is lucky enough to win the jackpot, they have two options. Take home one-time cash or get paid instantly, then receive a check each year that’s 5% larger than the previous year.

The last time someone won a Mega Millions jackpot was more than three months ago, when an Ohio man took home $60 million on St. Patrick’s Day.

Here’s what you need to know about Tuesday’s Mega Millions drawing.

What are the winning Mega Millions numbers for July 21, 2026?

Here are the winning numbers for Tuesday’s Mega Millions lottery drawing. 25, 37, 59, 68, 70, and the mega ball 10.

Has anyone won the Mega Millions jackpot?

No one won the Mega Millions jackpot, but two lucky people won the Match 5 prize. One person from California won a $2 million prize, and another from Arizona won a $3 million prize.

Since no one won the Mega Millions jackpot, the prize has since risen to an estimated $743 million, with a cash value of $323.4 million.

When is the next Mega Millions drawing?

The next Mega Millions drawing is scheduled for Friday, July 24th at 11:00 PM ET.

Top 10 Mega Millions Jackpots

  • $1.602 billion in Florida on August 8, 2023
  • $1.537 billion in South Carolina on October 23, 2018
  • $1.348 billion on January 1, 2023 in Maine
  • July 29, 2022, $1.337 billion in Illinois
  • December 27, 2024, $1.269 billion in California
  • $1.128 billion in New Jersey on March 26, 2024
  • $1.05 billion in Michigan on January 22, 2021
  • $983 million in Georgia on November 14, 2025
  • $810 million in Texas on September 10, 2024
  • $743 million, current jackpot – winner to be determined

What is Mega Millions?

Mega Millions is a lottery that is played in 45 states, the District of Columbia, and the U.S. Virgin Islands.

Each ticket costs $5, and players can choose six numbers from two different number pools: five different numbers from 1 to 70 (white balls) and one number from 1 to 24 (gold mega ball), or choose Easy Pick/Quick Pick.

If you match all six winning numbers in the drawing, you win the jackpot. If there are multiple jackpot winners, the jackpot prize will be shared.

How to play Mega Millions

To play Mega Millions, you must purchase a ticket. This can be done at several locations, including local convenience stores, gas stations, and grocery stores.

In some states, you can purchase Mega Millions tickets online.

Once you have your ticket, you have to choose six numbers. Five of them are white balls numbered from 1 to 70. Gold Mega Balls range from 1 to 24.

If you’re feeling particularly unlucky or don’t want to go through the hassle of picking, you can request a “quick pick” or “easy pick.” When you use these options, your computer randomly generates numbers.

Mega Millions tickets have built-in multipliers that increase your non-jackpot prize by 2, 3, 4, 5, or 10 times. Previously, players had to pay an extra dollar to add a “Megaplier”.

Fernando Cervantes Jr. is a trending news reporter for USA TODAY. Contact us at fernando.cervantes@usatodayco.com and follow us at X @fern_cerv_.

Officials said the five victims included a Honduran couple

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Two Honduran couples were among the five people who drowned in an Ohio river, Honduran authorities announced on July 21, and authorities are working to identify the remaining victims and arrange for the return of their bodies.

Flavia Zamora, head of consular affairs at the Honduran Ministry of Foreign Affairs, identified two of the victims as Jose Mario Pineda Díaz, 33, and his wife, Marina Suyapa Regalado Miranda, 29. A second couple from Honduras also died in the incident, but authorities are awaiting official confirmation of their identities.

The fifth victim was a Salvadoran national, Zamora said at a July 21 press conference.

The five victims drowned on July 19 along O’Shaughnessy Reservoir in the Scioto River, according to the Delaware County Sheriff’s Office. They were part of a group that had gathered in the area to fish and “enjoy a summer night,” said Delaware County Sheriff Jeffrey Balzer.

Investigators believe one person went into the water to swim and began struggling, the sheriff said. Two others entered the river to help, but they too “started struggling in the river,” Balzer added. Two more people then entered the water, apparently in a rescue operation.

“That’s when the tragedy started to happen. Up to five people may have entered the river,” Balzer said at a July 20 press conference.

The Scioto River is a river that flows through south central Ohio. O’Shaughnessy Reservoir Area is located in Powell, a suburb of the state capital, Columbus.

Distraught child in Ohio river warns driver to warn family

Balzer said a preliminary investigation revealed the group may have consisted of two sets of parents, two children and at least one additional person.

Zamora confirmed that the group was in the river on the afternoon of July 19 and that two men went into the river to help someone who was struggling to swim. The wives then went into the river to help, but all five drowned.

Balzer previously said that just after 9 p.m. local time on July 19, a motorist spotted a distraught child running on State Route 257 near O’Shaughnessy Reservoir and called 911. The child told the driver that his family was in the river.

First responders rushed to the scene and pulled the two women from the water, Balzer said. They were transported to an area hospital where they were pronounced dead. Recovery teams resumed the search on July 20, and later discovered the bodies of three men.

The children on the beach were under the age of 10, and a language barrier made it difficult for authorities to get information from most of them, the sheriff said. The children were placed in the custody of Delaware County Employment and Family Services.

Honduran officials: repatriation efforts underway

Zamora said Honduran authorities have contacted the victims’ relatives and are working with U.S. authorities to repatriate the victims’ bodies. The deportation process could take at least a month.

“We are already in contact with their relatives and explaining the process they have to follow for repatriation procedures,” she said at a press conference.

Diaz’s relatives in the United States are helping with arrangements, Zamora said.

Brenda Raya, who identified herself as a relative of the victim, started a GoFundMe campaign to cover funeral and transportation costs and support two children orphaned in the tragedy, the Associated Press reported. Raya said her children are 8 and 10 years old, according to the Associated Press.

Contributor: Bailey Galion, USA TODAY Network

What is zero-based budgeting and how can budgeting apps help you?

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Do you feel like your paychecks are gone as soon as they hit your account? Or do you have financial goals, like paying off debt or saving for an emergency fund, but no clear plan of action? If so, zero-based budgeting may help. This method allows you to analyze exactly where your money is going each month, so you can turn your goals into tangible progress.

Zero-based budgeters pre-determine exactly how each dollar of their income will be spent before it is spent. Total income minus expenses, savings, and debt equals zero, so there is no money left unspent.

“This method turns vague money worries into concrete decisions,” says Thomas Doleman, Ph.D., professor of finance at Saint Louis University’s Richard A. Chaifetz School of Business and senior wealth advisor at Elemental Wealth Group. “By clarifying where each dollar goes, it gives people a sense of control that a lump sum paycheck can’t provide.”

But is a zero-based method the best budgeting option? Here’s what you need to know about this popular approach to personal finance.

What is zero-based budgeting?

Zero-based budgeting assigns a purpose to every dollar you earn, including bills, groceries, savings, debt payments, and entertainment spending. In this way, income minus total planned expenditures equals zero.

“It forces people to make intentional choices with each dollar, rather than deciding what to do with the extra money later,” said Beth Stenz, CFP, a financial advisor at Edward Jones.

What is the purpose of zero-based budgeting?

Zero-based budgeting helps you make conscious decisions about where your money goes.

According to Dr. Dolman, zero-based budgeting is more proactive than traditional budgeting because you decide where each dollar will go before you spend it, rather than setting limits on certain spending categories and checking later to see if you’re within that range.

“This is not an accident, but an intentional play on mental accounting, our habit of treating money differently depending on the label we give it,” Dr. Dolman says. “Dollars already allocated to an emergency fund feel represented, making you less likely to spend money impulsively and making any trade-offs clearer.”

How to create a zero-based budget

When creating a zero-based budget, you need to allocate every dollar of your income to different spending or saving categories and track where your money goes throughout the month. Here’s how to get started:

  1. Calculate your monthly income. Start with your expected total income for the month, including regular paychecks, side jobs, and other sources. If your income fluctuates, use your best estimate.
  2. Make a list of all your necessary living expenses. These include fixed costs, such as rent and car payments, and variable costs, such as groceries and transportation. Assign each category the amount you want to spend that month.
  3. Allocate your money to savings and debt. List all your debt repayment obligations and savings goals and how much you want to spend on each. Make sure to cover the minimum monthly repayments and any additional contributions.
  4. Allocate remaining dollars to other categories. Then allocate the remaining money to any category you like, such as dining out, entertainment, shopping, etc. It can be helpful to create an all-encompassing miscellaneous category to cover unexpected expenses. If you have a variable income, this also gives you more flexibility.
  5. Track your spending. Track your spending throughout the month. Many budgeting apps automatically sync your bank transactions and can also categorize them. This helps you see when you hit your spending limits within a category and see exactly where your money is going throughout the month.

Zero-based budget example

Imagine your monthly income is $4,500. A zero-based budget would look like this:

Living expenses:

  • Housing: $1,400
  • Utilities: $250
  • Groceries: $500
  • Transportation fee: $350

Savings and debt payments:

  • Student loan payment: $250
  • Credit card payment: $300
  • Emergency fund: $500

Discretionary spending:

  • Entertainment and dining out: $300
  • Streaming service: $50
  • Others: $600

Total = $4,500

Be careful how Every dollar of your $4,500 income is assigned a role. The money left over after paying for basic necessities is allocated to discretionary spending, such as entertainment and eating out, or to savings, such as an emergency fund.

Advantages and disadvantages of zero-based budgeting

Strong Points

Zero-based budgeting is suitable for people who need a hands-on approach to managing their money or who need help staying focused on their priorities.

  • Make it easy to track your progress toward your financial goals, like paying down debt or building savings.
  • Planning your spending in advance can prevent you from overspending
  • Gives you a detailed view of where your money goes each month
  • Particularly useful for households with fixed or predictable incomes

Disadvantages

However, zero-based budgeting requires more effort than simpler budgeting methods.

  • Tracking all your spending can be time consuming
  • Requires regular adjustments and ongoing attention
  • May feel restrictive to some budgeters who prefer a less structured approach
  • Unexpected expenses may require rework in multiple categories
  • Most effective when income is relatively predictable

Is zero-based budgeting appropriate?

Zero-based budgeting involves tracking all your spending. This provides valuable insight into your finances, but is not suitable for everyone.

Who is zero-based budgeting most effective for?

This detailed method is typically best suited for people who:

  • have regular income
  • I want to know exactly where my money is going each month.
  • Prioritize debt repayment or savings

For whom zero-based budgeting is not ideal

A simpler or more flexible budgeting method may be suitable for people who:

  • People with highly variable incomes, such as freelancers and commission employees
  • I don’t want to spend time budgeting on a regular basis.
  • You’re already saving money and automating your finances on an ongoing basis

That said, there are ways to tailor zero-based budgeting to your needs. For example, you can use automatic tracking in your budgeting app and include different spending categories to make your method more flexible and efficient.

Conclusion: Zero-based budgeting

Zero-based budgeting is a detailed and proactive approach to spending. It helps you set clear goals and plan how you spend your money each month. This allows some people to increase their savings or pay off debt faster.

“The main benefits of zero-based budgeting are awareness and control. By allocating all of their money to work, savers can better align their spending with their priorities and identify opportunities to direct more funds toward their most important goals,” said Sabino Vargas, CFP, senior financial advisor at Vanguard.

However, it requires careful monitoring and tracking of transactions, so it may not suit everyone’s needs. Budgeting apps can help automate some of the tedious tracking required for zero-based budgeting. Quicken Simplifi is one popular budgeting app that supports this method.

FAQ

What is zero-based budgeting?

Zero-based budgeting allocates all of your monthly income to a specific purpose. “Essentially, your total revenue minus your total expenses equals zero,” Stenz said.

What are the pros and cons of zero-based budgeting?

Zero-based budgeting allows you to create a concrete income plan that will help you reach your financial goals. It’s popular because it encourages you to be more intentional about how you spend your money. However, this method requires ongoing work to update and can be more rigorous than other budgeting methods.

70/20/10 What is the money rule?

The 70/20/10 Money Rule is a simple budget split that allocates 70% of your income to living expenses, 20% to savings, and 10% to debt payments. This is more flexible than the traditional 50/30/20 rule, which allocates 50% of your income to needs, 30% to wants, and 20% to savings, because it doesn’t make a strict distinction between “needs” and “wants.”

Can you create a zero-based budget if you have irregular income?

If your income is irregular, you can try zero-based budgeting, but you may need to be more flexible with your methods. For example, you can update the amount you allocate to savings and discretionary spending each month based on your actual income, or create a larger “Other” category to accommodate fluctuations.

Widow sues ‘Cosby Show’ star’s mother

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Malcolm-Jamal Warner’s widow Tenisha Warner is speaking out about her legal battle with the late actor’s mother over his estate.

The Emmy-nominated actor, best known for his role as Theodore Huxtable on The Cosby Show, passed away on July 20, 2025 at the age of 54 from an accidental drowning off the coast of Costa Rica. He is survived by his wife Tenisha, 9-year-old daughter Mackenzie Warner, and mother Pamela Warner.

Under the Warner Family Trust, created in 1996, 70% of Malcolm-Jamal Warner’s assets were left to Pamela Warner, 15% to his late father Robert Warner Jr., and 15% to his half-sister Collage, according to a legal petition filed by Tenisha Warner. The widow stated that the fund was established before the actor met her and completely precluded adequate financial support for her and her daughter, adding: “This was never Malcolm’s intention.”

“Malcolm intended to support my 9-year-old daughter and me,” she said in a statement shared with USA TODAY on July 21. “Malcolm was attempting to finalize a new estate plan to replace the old plan he had created in 1996, when he was 26 years old, 20 years before we met and long before we gave birth to our beautiful daughter. Unfortunately, he was unable to do so before we lost him.”

Tenisha Warner said she has spent the past year trying to “resolve my beloved husband’s complicated estate privately and honor his final wishes.”

“As a single mother and now her sole caregiver, I have struggled to care for my daughter. Legally, I had no choice but to take action to protect our rights before the statute of limitations could run out,” she continued.

USA TODAY has reached out to Pamela Warner for comment.

Widow: Malcolm-Jamal Warner’s intentions thwarted by ‘outdated revocable trust’

The legal petition states that Tenisha Warner and Malcolm Jamal Warner have agreed to quit their jobs as Mackenzie’s primary caregiver while Mackenzie contributes as a breadwinner with her acting and music career.

She said Malcolm-Jamal Warner’s intentions were thwarted by an “outdated revocable trust” when he was 26, unmarried and without children.

The “Malcolm & Eddie” alum and Tenisha Warner met in 2015, married in 2017, and welcomed Mackenzie the same year.

Tenisha Warner also accused Pamela Warner of using her power as trustee of Malcolm’s 1996 trust to sell the first family home in Studio City, California, despite her objections. “This was Mackenzie’s first home and the home where she developed her first core memories with her father,” she wrote.

The petition also references the couple’s 2022 prenuptial agreement, which required Malcolm-Jamal Warner to maintain a $1 million life insurance policy on his and Tenisha Warner’s lives each, and to pay his wife $16,000 (equivalent to at least $50,500) on each wedding anniversary.

The contract also requires the actor to fund a Roth IRA for Tenisha Warner and to pay Tenisha a monthly salary of “$5,000 per month for 39 months, totaling at least $195,000,” the petition states.

What does Malcolm-Jamal Warner’s mother say?

The actor’s mother has not publicly commented on the legal battle. She shared a tribute on Instagram honoring her son on the first anniversary of his death on July 20th.

Pamela Warner wrote: “Today has flown by so quickly. It’s amazing that a year of pain, hurt, loss, emotional instability, and most importantly, growth, is here now sitting in front of me.” “It was a whirlwind of experiences, insights, discoveries, and the realization that life can bring the unimaginable to your doorstep.”

After her son’s death, Pamela Warner said, “I realized how cruel, evil and greedy humans can be.” She also said she discovered “how much love, compassion, care and support humans are capable of.”

“I’ve embraced it all. The good, the bad and the ugly. Those are obviously lessons I need to take on my journey,” she continued. “If possible, put away all the beef you’ve eaten with your loved ones. Cleanse your negative spirit. We all have a use-by date. Never leave or let someone you love leave you without knowing that they are loved and cherished. That knowledge and ‘clean plates’ helped me survive.” ”

How to finance a new HVAC system replacement

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If you’re like 47% of Americans, even a $1,000 emergency expense can add up to a lot of money. Fortunately, many HVAC providers offer promotional financing or have connections with third-party lenders to help pay for HVAC repairs. Each has advantages and disadvantages, and one may be better than the other in some situations.

According to Justin Livesay, director of credit and collections for American Residential Services, LLC (ARS), a national HVAC installer, “0% sounds great, but when you’re talking about a $10,000 system…” It might not be what you think. Personal loans and credit cards are also options, but each has its drawbacks.

USA TODAY breaks it down and shows you what you need to know about HVAC financing.

Signs that it’s time to replace your HVAC system

As your HVAC system ages, it will show signs that it’s time to replace it, but the most common signs are:

  • System age: If your system is more than 10 years old, we recommend replacing it before it breaks down. “Typically, I think HVAC has a 10-year lifespan,” Livesay says. “It’s probably a little over 10 years old. But if it was 10 years ago, you’d be concerned that the unit would break down quickly.”
  • Rising utility costs: “If your utility bills have increased over the past five years, much of that may be related to the system itself becoming unmaintainable due to age and wear and tear,” Livesay says.
  • System struggles in extreme heat: If your AC unit can’t handle the heat, it could mean it’s nearing replacement. “It’s clear that modern systems can handle today’s heat better than older systems.”

How much does a new HVAC system cost?

The average cost to replace an HVAC unit is approximately $12,000, but the average cost ranges from $7,500 to $14,500. It’s not uncommon for bills to reach $30,000 for an entire HVAC system.

Common HVAC financing options

80% of HVAC projects in the United States are funded in several ways.

Contractor Financing / 0% Financing

  • Strong Points: No interest during promotional period, often no down payment, fast approval
  • Cons: Deferred interest rates may be higher and higher monthly payments may be required to pay off before promotion ends

One of the easiest ways to pay for a new HVAC system is through a lender that your HVAC contractor works with. Applying is usually simple, doesn’t require anything else, and allows contractors to charge the project directly to the loan.

Interest-free loans are best because you may not have to pay more than the cost of replacing your HVAC. If you can pay it off within the promotional period (often 12 to 18 months), you won’t have to pay any more. However, a shorter term means higher monthly payments. “0% sounds great, but if you’re talking about a $10,000 system and that 0% plan is for two or three years, that’s a significant amount of money you have to make every month,” Livesay says.

Another big drawback is that after that period, interest rates can skyrocket and cause serious problems. Interest rates of 20% to 30% are not uncommon, but this can extend the life of your loan and increase your payments.

Home Equity Line of Credit (HELOC)

  • Strong Points: Interest may be tax deductible, lower interest rates are available, and you have the flexibility to borrow only as much as you need.
  • Cons: Your home will be used as collateral so the process may take some time

Home equity can be used to pay for air conditioning. Home equity lines of credit (HELOCs) offer lower interest rates than other types of loans, and the interest you pay may be tax deductible.

The home equity line is not free money, so you have to pay back the loan. Because a HELOC uses your home as collateral, your home can be at risk of foreclosure if you miss payments. It also takes longer to process and may incur additional fees, such as appraisal fees and closing costs.

personal loan

  • Strong Points: Choose your loan servicer and get same-day, predictable payments
  • Cons: Favorable interest rates depend on your credit score and often have higher interest rates

Instead of finalizing through an HVAC contractor, you can also choose a personal loan through your provider of choice. This can be done through almost all major banks and can provide quick, sometimes same-day funding.

However, your credit score can affect the amount and interest rate you receive. This could mean higher interest rates or not having enough money to cover the entire project.

credit card

  • Strong Points: Get your money fast with a sign-up bonus and a low introductory APR of 0%
  • Cons: Post-introduction APR will be higher and may affect your credit score

If you don’t want to take out a loan, you can pay for your HVAC replacement with a credit card. Get a sign-on bonus and 0% interest when you open a new card. But like any personal loan, it can cause headaches if you don’t pay off the card quickly.

“Credit cards offer a flexible credit limit that you can use over a period of time, but they often come with much higher interest rates,” says Livesay. If you don’t pay off your HVAC project during the promotional period, high interest rates can make it difficult to pay off your card.

How to choose the right financing option

The right financing option will be different for each household, so choose based on what makes sense. Factors that can be considered include:

  • Compare monthly affordability: The loan amount and interest rate all affect your monthly costs. Lower interest rates mean lower monthly payments. Compare interest rates on different loans and the one with the lowest interest rate may be your best option.
  • Don’t just focus on interest rates. Don’t ignore interest rates. However, don’t let the interest rate be the only factor influencing your choice. Promotional periods, loan terms, and down payments must also be considered. For example, “traditional installment loans over a seven- or 10-year span are a little more flexible than some 0% loans,” Livesay says.
  • Understand the finer details: HVAC loans that claim zero down payment and no interest for a year may seem appealing, but they can be misleading. Once the year is over, your APR can skyrocket. “You need to understand that this is deferred interest and there may be promotional periods that only apply to 0%,” Livesay says.

Mistakes to avoid when financing your HVAC system

“One of the biggest mistakes they make is not reading the loan documents and understanding what they will be paying for if they choose the loan,” Livesay says. You’ll need to know the length of your loan, interest rate, promotional period details, and who your loan servicer is.

Some common mistakes people make when financing a new HVAC system include:

  • If you haven’t read the loan documents: Be sure to read the loan terms and understand the fine print.
  • Not understanding the total loan amount: With interest, the loan costs more than the bill. Every month, you pay back interest and a portion of the amount you borrowed.
  • Pay only the bare minimum: If you can pay a little bit each month, you’ll end up saving more. “I encourage everyone to pay a little more,” Livesey said.

FAQ

Are 0% HVAC financing transactions really free?

No, a 0% HVAC financing deal is not a free loan. Most companies offer deferred interest. This means you get a promotional period with no interest accruing. If you pay off the loan before interest accrues, you won’t have to pay more than the total cost of the HVAC installation.

Is the contractor financing fast?

Contractor financing is quick, and many “can get same-day financing and even have equipment installed the same day,” Livesay says. Personal loans can be as fast as same-day payments, but they can also take up to 5 days.

Should you replace your HVAC system before it breaks?

If you want to avoid HVAC emergencies, it’s best to replace it before it breaks down. Once your system is 10 years old, you should probably consider a new system.

Fifth person dies in New York City Legionnaires outbreak, health officials say

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Health officials reported on July 21 a fifth death linked to a cluster of Legionnaires’ disease in New York City.

The New York City Department of Health announced in a news release that at least 82 people have been confirmed to have been infected with the virus, which originated on Manhattan’s Upper East Side. Eight people remain hospitalized and 56 have been discharged.

The agency pointed to cooling towers found in buildings in the tony area as the source, saying 34 cooling towers in 33 buildings tested positive for live Legionella bacteria, the organism that causes the disease. The tower and all buildings, dead or alive, that tested positive for the bacteria have been cleaned, the release said.

Results for the remaining 140 cooling towers tested are expected back “within the next week,” according to the release.

“We responded quickly and aggressively to this outbreak of legionnaires on the Upper East Side,” New York City Health Commissioner Dr. Alistair F. Martin said in a statement. “Through our aggressive test and remediation strategy, we believe we have eliminated the source of the infection.”

There have been no new cases confirmed in six days, and no one has reported new symptoms for more than 10 days, the statement said.

What are the symptoms of Legionnaires’ disease?

Legionnaires’ disease is a serious form of pneumonia caused by the Legionella bacterium, which thrives in warm water systems. People commonly become infected by breathing in small droplets of contaminated water from things like cooling towers, hot tubs, and decorative fountains.

The incidence of the disease has been increasing since 2000 and peaked in 2018, according to the Centers for Disease Control and Prevention. The bacterium cannot be transmitted from person to person, but it can be inhaled if it enters a building’s water supply, according to the CDC.

Anyone who has been in the area is advised to be on the lookout for flu-like symptoms. According to the Mayo Clinic, Legionnaires’ disease can occur in the following ways:

  • headache and muscle pain
  • heat
  • cough and shortness of breath
  • chest pain
  • nausea
  • confusion

Contributors: Anthony Thompson, Amethyst Martinezamerica today

People can’t stop talking about this toilet “shoe”

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A gut health brand is making waves because it wants to help people “relax” when they go to the bathroom.

Gut health brand Let Loose announced the launch of the Sh-t shoe on July 8th, and its promotional materials quickly drew praise. This “shoe” is a toilet stool (think Squatty Potty) designed to improve posture during defecation. The 7-inch-tall stool looks like a pair of 1970s disco pumps.

“Every generation is defined by its innovations. The wheel, the light bulb, the internet, man reached the moon. And yet, somehow, we abandoned the squat,” the promotional video for “Shoes” proclaims. “For more than a century, we’ve been solving the wrong problems. Until now. Years of development, countless prototypes, and precious engineering to raise the knees 7 inches to optimize colon position.”

Perhaps it’s their absurdity, or their timing, during a nationwide outbreak of cyclosporiasis, an intestinal disease that causes explosive diarrhea. Nevertheless, Sh-t Shoes have been popular online since their launch, with one size sold out within a week of their release, according to the Let Loose website.

“It makes squatting sexy again,” one Instagram user commented on Rhett Ruth’s post promoting the shoes. Another user wrote, “Ah, finally a solution to not having ugly poop in the toilet!! Thanks for thinking of this!”

Founded by Alexandra Houx Grounds, Let Loose is a gut health brand offering nutritional supplements, constipation drink mixes, flushable toilet wipes, koji digestive enzymes (a Japanese fermented grain that acts as a natural digestive aid), prebiotics, probiotics, and postbiotics.

How much do Sh-t shoes cost?

Sh-t Shoes are priced at $69 per pair.

How to buy Sh-t shoes

Sh-t Shoes are available for purchase on the Let Loose website.

What sizes do Sh-t Shoes come in?

The shoes are available in two sizes: small (women’s 5-8, men’s 3.5-6.5) and large (women’s 8.5-14, men’s 7-12.5). As of July 21st, the large size “shoes” are sold out.

This story has been updated with new information.

Greta Cross is USA TODAY’s national trends reporter. Story ideas? Email her at gcross@usatoday.com.

Will Bertha become a hurricane? Uneven storm faces severe conditions

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Tropical Storm Vata remains a dangerous storm, but powerful forces are preventing the storm from strengthening any further. Here’s why it’s important:

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Residents along the U.S. Gulf Coast should be wary of wind, rain and storm surge as Tropical Storm Vata moves along the coast, but some scientific clues suggest it is unlikely to follow in the footsteps of past large storms in the region.

Satellite images give Bertha a distinctly lopsided appearance, which may be a good thing for people in hurricane-prone areas. The nascent storm is being affected by shear winds that are expected to prevent it from developing into the type of hurricane that can sometimes develop quickly just off the Gulf coast.

On the afternoon of July 21, National Hurricane Center Deputy Director Jamie Rome said that Bertha’s damage was likely at its maximum.

Wind shear is expected to increase from the night of July 21 into July 22, according to the National Weather Service office in New Orleans. Those winds could weaken Bertha and bring the heaviest rain to the south and southwest of the New Orleans area, the weather service said.

However, storm forecasts are rarely certain, and Vata Island is no exception, as evidenced by an even stronger storm on the morning of July 21st. Its course also moved slightly north during the night. Meteorologists said the potential for winds and inland flooding was decreasing, although onshore impacts remained possible to strengthen or worsen if the path or intensity changed.

What are Bertha’s predictions?

The general forecast as of July 21 is as follows, but the Bureau of Meteorology warns the storm could weaken sooner than expected.

  • Minor to moderate coastal flooding will occur between the Mississippi-Alabama border and the mouth of the Mississippi River, with peak levels potentially reaching up to 4 feet above ground level.
  • Isolated areas of flash flooding are possible along the Gulf Coast from the western Florida Panhandle to southern Louisiana and the Texas Upper Coast until July 24.
  • Sustained winds reached 45 mph as it approached the coast on July 23 and 30 mph as it moved inland on July 24.

Tough situation surrounding Bertha

Andy Hazelton, an associate scientist at the University of Miami, said the type of winds that could push Bertha’s storm south have been seen before. “This is a typical pattern for July, these larger upper-level ridges,” Hazelton said. Since shear rain is out in the north, most of the heavy rain or “dirty side” of the storm is above the water.

Bata’s structure is determined by the extent to which it interacts with the coast in the face of increasingly harsh conditions.

Hazelton said the battered Bertha resembles Hurricane Barry in July 2019, which was in poor shape.

Like Bertha, Barry also occurred during the early stages of El Niño, but it was a weaker El Niño, Hazelton said. El Niño is known to cause shear winds that inhibit hurricane development in the Atlantic Ocean.

Brian McNoldy, a hurricane scientist at the University of Miami, said Bertha was likely affected by above-average sea surface temperatures in the Gulf, but faced “very strong vertical wind shear.”

“Overall, it’s a marginal storm in a marginal situation,” McNoldy said.

Hurricane Hunter flights were scheduled for the afternoon of July 21st and the 22nd.

As of July 21, there remains a “slim chance” that Bertha can do a little better, but Hazelton said the wind shear will probably be a little worse.

Bertha’s predecessor

The name Bertha has been used for decades to refer to a storm in the Atlantic Ocean. Like many previous storms, Bertha likely won’t be one to remember, but previous storms also highlight points that meteorologists often make. Even weak tropical cyclones can have deadly effects.

Dinah Boyles Pulver, a national correspondent for USA TODAY, writes about violent weather, climate change and other news. Contact dpulver@usatoday.com or @dinahvp on Bluesky or dinahvp.77 on X or Signal.

Gold IRA fees, valuations, and more

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Precious metals investors looking to diversify their retirement accounts often turn to companies like Advantage Gold, which specializes in gold IRA rollovers. The company caters to those who need physical gold, silver, platinum, or palladium in their portfolio and prefer hands-on guidance through the setup process.

Below, we’ll explain what Advantage Gold offers, how much it costs, and how it compares to other dealers.

Advantage Gold Overview

Advantage Gold offers precious metals for direct ownership and holding in retirement accounts.

As a dealer, we do not store money or store bullion (metal bars or coins whose value is determined by weight and purity). These jobs are divided into custodians, who manage the paperwork for retirement accounts, and custodians, who keep metals safe. Advantage Gold combines both.

This setup is standard across the Gold IRA industry. Advantage Gold’s focus on education and one-on-one support makes it a natural fit for retirement savers and first-time buyers.

Dealer Review Snapshot

Advantage Gold Products and Services

Advantage Gold sells gold, silver, platinum, and palladium coins and bullion for direct delivery or storage in a self-directed IRA.

Metals purchased directly are shipped directly to you with no storage required. IRA-eligible metals must meet IRS purity standards (99.5% gold, 99.9% silver, 99.95% platinum and palladium) and be stored in an approved repository.

If you choose the IRA route, our experts will help you open the account, transfer money, and choose IRS-approved metals.

How the Advantage Gold Process Works

Setting up an IRA using Advantage Gold involves three steps:

  1. Fill out an application online to open a self-directed IRA with an approved custodian.
  2. You can roll over funds from an IRA or 401(k) you already have, or make new contributions within IRS limits.
  3. Direct your funds to IRS-approved gold, silver, platinum, or palladium with the help of an expert.

From there, Advantage Gold will arrange for the metal to be delivered to an approved storage location. When you’re ready to cash out, you can sell it back at market price using Advantage Gold’s buyback program. If you would like to purchase directly outside of your IRA, you can purchase online or order by phone.

Advantage Gold fees and pricing considerations

Dealers, including Advantage Gold, do not sell precious metals at spot prices (actual market prices for raw metals). It incorporates manufacturing, shipping, and margin increases. Advantage Gold publishes most of its product prices online, so you can check prices before you call.

IRA customers should expect additional costs from custodians and custodians.

  • One-time setup fee
  • Annual maintenance ($75-$300 per year)
  • Annual storage ($175 to $225 per year)
  • There is a small wire transfer fee when using wire transfer

Hint: Get the spot price, final price, fees, and repurchase terms in writing before you buy. Documenting the breakdown is the easiest way to get the dealer to honor the quote you are given.

Advantage Gold reputation and customer experience

Advantage Gold has an A+ rating from the Better Business Bureau (BBB) ​​and is rated 4.8 out of 5 stars by Trustpilot reviewers based on over 1,900 ratings.

Customers frequently praise the education they receive along the way from a representative who explains the IRA rollover process and supports them from start to finish.

Our research shows that this process involves a lot of phone communication rather than self-service. We didn’t necessarily see this as a downside, but it’s not at the pace some investors might expect.

However, some Advantage Gold customer reviews reflect that opinion as a drawback. They say the full cost of setting up an IRA wasn’t clear until they called a representative, or that support was slow once the purchase was complete.

*BBB ratings and Trustpilot scores are from July 2026 and are subject to change.

Advantage Gold Advantages and Disadvantages

No dealer is perfect for everyone. Here’s what Advantage Gold does well and what it doesn’t.

Strong Points:

  • Friendly and personalized phone support
  • We have a wide variety of metals available
  • List most direct purchase prices online with self-checkout

Cons:

  • IRA setup costs must be confirmed by phone
  • IRA minimum investment amount is not published on the website
  • Follow-up calls come quickly (within 24 hours of the first call, which can be overwhelming if you need time to think)

Advantage Gold vs. Competitors

Precious metals dealers sell similar products and offer comparable IRA support. The difference is mainly in pricing transparency and lowest prices.

Here’s how Advantage Gold compares to two other top dealers.

Hint: The dealer sells the metal, the custodian manages the account, and the depository stores the metal. Compare several options before moving your retirement funds.

conclusion

After researching, we decided that Advantage Gold is a solid choice for people who want a real person to explain their Gold IRA to them.

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Arizona Republican Party nominates MAGA heavyweights including Biggs: 5 main points

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Arizona is one of the battleground states where candidates aligned with Trump are under intense scrutiny.

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Congressman Andy Biggs entered the race for the Republican nomination for Arizona governor on July 21, further cementing President Donald Trump’s near-perfect performance in the 2026 Republican primary.

Now comes a tougher challenge for the five-term conservative firebrand who sought to defeat Democratic Gov. Katie Hobbs. It’s about convincing the independents he needs without moving too far from the White House.

Arizona is one of the nation’s most competitive battleground states, but experts in several Republican primaries this year have warned that candidates backed by President Trump will face an even tougher fight in the general election.

Some of Mr. Biggs’ fellow Republicans believe the former House Freedom Caucus chairman is too extreme to defeat Mr. Hobbs.

The gubernatorial race was described by experts as a “hugely close race,” but given Biggs’ polarizing views, including skepticism that President Joe Biden could not have won the 2020 election, the race is tilted in Hobbs’ favor.

The Grand Canyon State also provides a roadmap for control of the U.S. House of Representatives, where Democrats are targeting at least three Republican-held seats.

Scottsdale state Rep. Alex Kolodin has won the Republican nomination for Secretary of State. He has garnered widespread attention for his claims that U.S. elections, including those in Arizona, are unfair and “rigged.”

And in a sign of the Trump administration’s desire to focus on concerns about voter integrity in key battleground states this fall, the Justice Department sent federal observers to the state on July 21.

Here are the key takeaways from Tuesday’s contest:

Biggs changes policy ahead of high-profile gubernatorial race

Like many of this year’s Republican primary winners, Mr. Biggs benefited from having one of the most conservative voting records on Capitol Hill as well as being close to Mr. Trump.

“I don’t want to lose him from Congress. You know, I’m torn about it,” Trump said at a Turning Point USA rally in Phoenix in April. “We don’t want to lose him, but he’s going to be a great governor.”

That loyalty extended to the five-term lawmaker, who voted against certifying the 2020 election results, but began shifting gears several weeks ago to win over independents and skeptical Republicans after polls showed Biggs easily won the primary.

In an interview ahead of the July 21 contest, Biggs emphasized that he is working with the late Sen. John McCain to close loopholes in the Amber Alert system for Native American tribes. He also pointed to another 2018 proposal he co-sponsored with Rep. Hakeem Jeffries (D-N.Y.), now the Democratic minority leader, that would have required more reporting from lobbyists.

“I have a record of working with people across the aisle to accomplish important things,” Biggs told USA TODAY.

Hobbs and Democrats plan anti-Trump avalanche for November

Biggs’ campaign said in a strategic memo that it believes Hobbs is “particularly vulnerable” given his narrow election in 2022.

But while the president and his allies hope to unseat Democratic governors in battleground states, forecasters have changed their predictions from “predict” to “leaning toward Democrats.”

Mr. Biggs’ role as a key figure in the 2020 election sham plot is likely to be re-litigated during this election, which is set to be a major referendum on the president, and Mr. Biggs has supported unpopular initiatives such as starting a war with Iran that sent gas prices soaring.

“Arizona is a battleground state, so we know this race is going to be close no matter what,” Hobbs, who won by less than 1 percentage point in 2022, told USA TODAY. “I’m going to win every vote by showing Arizonans how I prioritize what’s best for our state over partisan politics, including lowering costs, securing our borders, and bringing good-paying jobs here. That’s how I can win this election.”

Department of Justice dispatches federal election observers

As Arizona voters rush to the ballot box, the Trump administration announced it will send election “monitors” to polling places in three counties to monitor for election fraud.

In a July 21 post on X, Assistant Attorney General for Civil Rights Harmeet Dhillon said, “Every citizen, and only the citizen, should go out and vote in a federal election today, confident that the government will help.”

Christopher Webber, director of the University of Arizona Voter Project, said the Justice Department’s decision to send election observers to the state during the primary election is “highly unusual.”

But Bill Gates, executive director of the Institute for Democratic Dynamics at Arizona State University, said the practice is “nothing new.”

“Their presence is a routine part of elections under bipartisan administrations and is intended to ensure compliance with federal voting rights laws,” he said.

The Justice Department’s decision mirrors one made during the Biden administration, which sent observers to four counties during the 2024 presidential election. Arizona election officials told the USA TODAY Network shortly before voting ended that the election was “business as usual” and there were no reports of anything unusual.

But the move comes as Democrats and their allies become increasingly nervous about President Trump’s demands for an overhaul of the U.S. election before the midterm elections and his continued false claims of widespread election fraud.

In a prime-time address this month, the president made broad and inaccurate claims about widespread vulnerabilities in the voting system. Although President Trump exaggerated the level of Chinese interference in the 2020 election, he used the main part of his speech as a rallying cry for Congress to pass the SAVE America Act, a strong voting bill that requires proof of citizenship when registering to vote.

Arizona is the only state to require proof of citizenship for voter registration in local and statewide elections, which was introduced through a ballot initiative in 2004. But in a July 7 letter to Arizona’s secretary of state, Dillon threatened to prosecute election officials who “knowingly register non-citizens” on the state’s voter rolls.

Democrats flip Congress and pass Arizona

The president’s approval ratings seem to be dropping every week, with a new Economist/YouGov poll released this week showing just 36% of Americans approve of the president’s job performance.

But that doesn’t guarantee Democrats good luck this fall. A Washington Post-Ipsos poll from July found that when it comes to which party voters will support in the next Congressional election, they favor Republicans 48% to 45%.

If Republicans want to maintain their slim House majority, it means defending a number of seats in battleground districts, with three seats in Arizona targeted by Democrats. The biggest factor is the race to replace Republican David Schweikert, who lost to Biggs in Tuesday’s gubernatorial primary, in Arizona’s 1st Congressional District.

Trump won the district, which includes northeast Maricopa County, by 3 points in 2024, but Biden won it by 1.5 points in 2020.

The president’s choice is Republican Jay Feeley, a former NFL Pro Bowl kicker who is looking to use his name recognition to help defeat former state Rep. Joe Czaplik and businessman John Trobaugh.

Democrats are considering between former state Rep. Amish Shah and former TV news anchor Marlene Galan-Woods, who has been endorsed by the Democratic Congressional Campaign Committee, the political arm of House Democrats. But Mr. Shah leads Mr. Galan-Woods by about 10 points in about 76% of the precincts.

The DCCC has also listed Arizona’s 6th Congressional District as a possible candidate, hoping to unseat Republican Rep. Juan Siscomani, who won the district by less than 1 percentage point in 2024. Joanna Mendoza, a Marine Corps veteran, ran unopposed in the Democratic primary for the district.

Arizona’s 2nd Congressional District, currently represented by Republican Rep. Eli Crane, is also a target for Democrats. Experts are less optimistic about President Trump’s chances in the region, given that he won the region by a 15 percentage point margin two years ago. However, political observers note that Democrat Jonathan Nez, a former Navajo Nation president, outperformed former Vice President Kamala Harris in this race.

It’s also notable that four-term Rep. Greg Stanton defeated his opponent, data center-leaning activist Kai Newkirk, drawing the ire of big-money AI groups, in a growing trend of more progressive Democrats defeating longtime incumbents.

2020 election conspiracy resurfaces in Arizona Secretary of State race

Arizona’s secretary of state is the chief executive responsible for maintaining voter registration databases and overseeing elections, a key position in the 2028 presidential election.

That fall’s election will once again be a proxy battle over the 2020 election, as Republicans have selected state Rep. Alex Kolodin, a Scottsdale lawyer, as their candidate.

Kolodin was part of the legal team that tried to eliminate mail-in voting and prevent Arizona’s 11 electors from voting for Biden. He was sanctioned by a state court in 2023 for his role in these cases. As a state legislator, he has proposed stricter voting rules, including eliminating the state’s early voter list.

In 2022, Democratic incumbent Secretary of State Adrian Fontes defeated Republican Mark Finchem, a prominent supporter of Trump and who denied Biden’s victory, by more than 4 points.

During that campaign, Fontes ran as an outspoken “defender of democracy,” criticizing President Trump’s continued fixation on the election six years ago while resisting the administration’s repeated efforts to obtain Arizona’s voter rolls.

Contributors: Josh Meyer, Ronald J. Hansen, Drew Pittock

President Trump’s 50% tariffs on Canada target some products. What could cost more?

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The Trump administration announced on July 20 that it would impose 50% tariffs on many Canadian imports, but economists say the exemptions will likely limit the hit to most Americans’ household finances unless they buy items affected by the new tariffs.

President Donald Trump said his administration is using Section 338 of the Tariff Act of 1930 to impose tariffs in response to what it calls Canada’s discriminatory trade practices against the United States, particularly the auto industry. The tariffs are scheduled to take effect on August 19, but the final rate and range could still change as Canadian Prime Minister Mark Carney has indicated he is open to negotiations.

The tariffs primarily affect goods entering the United States from Canada’s auto, alcohol and dairy industries. Oil, natural gas, critical minerals and other Canadian products are exempt.

Canada is the U.S.’s second-largest trading partner, but these exemptions will limit the impact of the tariffs to about 5% of the $382 billion in recorded imports from Canada to the U.S. in 2025, said Brian Therrien, senior analyst at Edward Jones.

Despite facing some legal challenges, tariffs have become a hallmark of President Trump’s economic policy in his second term. The Supreme Court has invalidated many of the sweeping tariffs President Trump announced on April 2, 2025, forcing some to be returned, but the administration continues to look for ways to introduce similar import taxes.

Will new tariffs increase U.S. consumer prices?

In tandem with President Trump’s declaration, the White House released an 18-page list of hundreds of Canadian imports affected by the new 50% tariff. The list ranges from honey and flowers to plywood and clothing.

Tariffs are taxes levied on goods imported into the United States. U.S.-based importers often pay a price before selling the product to a retailer, who then sells it to a consumer. In the process, tariff increases may be absorbed or passed on.

Shikha Jain, partner and North American consumer sector leader at Simon Kuchar, said she expects most retailers to pass on the increased costs to consumers over the next three to four months once new tariffs on Canadian imports go into effect on Aug. 19.

“But the flip side of that is that if there is a very severe price increase or at least a 20% increase in discretionary prices, we know that about 20% of consumers will stop buying all together,” Jain said, adding that companies would think carefully about raising prices. This is because if the price increase is too high, the product may not be able to be moved.

Additionally, much of the U.S. home building materials have historically come from Canada, so a 50% tariff could raise the cost of some key raw materials and make the already difficult process of building new homes in the U.S. even more expensive, said James Knightley, chief international economist at Dutch bank ING.

“It’s putting more pressure on the home builders themselves,” Mr Knightley said. “It just tightens their margins a little bit more.”

His advice for consumers who want to avoid rising customs costs is simple. “Buy American.”

Did tariffs increase inflation?

When President Trump announced that he would impose tariffs on imports from many countries around the world in April 2025, economists worried that it would result in meaningful price increases for U.S. consumers.

“Of course, that’s when we were talking about 30% to 50% tariffs,” Knightley said, adding that the effective U.S. tariff rate before Trump returned to office in 2025 was about 2.5%. “But as we’ve seen, the administration quickly changed tariff rates, and the average tariffs settled at about 16% or 17%, but the actual tariffs were lower than expected.”

About a year later, researchers at the Dallas Fed found the answer. They estimated that without the tariffs, core consumer spending, a measure of inflation, would have grown 2.3% in March this year. Instead, it was 3.2%.

“We estimate that about 25% of inflation is due to tariffs,” Jain said, adding that typical year-over-year inflation and price increases associated with the Iran war accounted for much of the rest. “Many other companies are using tariffs as a reason or an excuse to raise prices, and it’s easy to think that consumers are somehow to blame.”

So, are tariffs inflationary?

“The short answer is yes. Tariffs cause inflation. Tariffs are inherently inflationary,” said Par Hong, partner and global lead at Kearney Foresight, a think tank within management consulting firm Kearney.

He added that supply chains are also “adapting to manage and mitigate that impact.”

Where will tariffs and prices go?

A 30-day grace period has begun before new tariffs on Canadian imports go into effect. Carney said in a July 20 statement that Canada is “ready to work intensively” with U.S. negotiators at this time to reach an agreement “in the mutual benefit of our people.”

Knightley said the lawsuits are unlikely to stop the Trump administration from imposing tariffs, as tariffs are typically challenged in court after they go into effect.

“Rather, what matters is whether we can get enough concessions to moderate the situation,” he said. “My view is that it is unlikely that we will see any meaningful reductions.”

The Trump administration is also working to implement tariffs in several other ways under various authorities. Drew DeLong, director of corporate policy at Kearney Foresight, said he would be surprised if the effective U.S. tariff rate at the end of 2026 is not higher than at the end of 2025.

Jain said the average U.S. consumer should expect prices to continue rising, whether due to tariffs, oil supply constraints due to the Iran war, or other reasons.

“It’s hard to see a world where prices stabilize over the next three or four years,” he said.

Contact Rachel Barber rbarber@usatoday.comFollow her on X @rachelbarber_and subscribe to her newsletter Making More of Your Money here.

New filing details sexual assault allegations against Andrew Tate and Tristan Tate

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Newly released court documents reveal violent charges against Andrew and Tristan Tate, who have been at loggerheads over the internet, for raping, strangling and punching a woman.

The social media influencers remain detained in Florida after contesting an extradition request from the United Kingdom. In the UK, the brothers have been accused of sexual and physical abuse, including rape and sex trafficking. They have denied all charges, and their lawyers have claimed, without providing supporting details, that the arrests were politically motivated.

A federal filing released late July 20 details complaints made by three women to British authorities against both brothers. Two women who met Andrew Tate, 39, one through his webcam business and the other on a dating app, have accused him of rape and assault in incidents in the UK dating back to 2014 and 2015. Another woman accused Tristan Tate, 38, of rape and assault during a long-term relationship that began in 2012. The women claim that the brothers frequently choked them and at times nearly knocked them unconscious. I was raped.

One of the alleged victims said she met Andrew Tate on a dating app in 2014 and they had consensual sex. Later, when he visited his girlfriend’s home in Manchester, England, he pinned her down during sex. She claimed she couldn’t breathe and “feared he wouldn’t stop and was going to kill her,” according to the filing.

One woman said Andrew Tate “choke her, made her unable to breathe and she lost consciousness.” Another woman claimed that Tristan Tate strangled her until she was unconscious, then slapped her awake.

The women’s names are not listed in court documents.

U.S. Judge Lauren Lewis has set a hearing for July 27 to consider whether prominent members of the so-called manosphere, who appeared in federal court in Miami on July 20, meet extradition conditions. If so, Secretary of State Marco Rubio has the authority to halt such extradition. They are not eligible for bail.

The State Department did not respond to requests for comment on Rubio’s possible intervention.

Records show Andrew and Tristan Tate were being held at a federal detention center in downtown Miami.

While claiming to respect women, the Tate brothers promote fitness, lifestyle, and get-rich-quick advice along with a toxic mix of misogynistic and anti-feminist rhetoric. Their exhortations to get rich quick, drive fast cars, and actively treat women as property are supported by millions online.

Joseph McBride, a defense attorney representing the Tate brothers, told reporters outside the Miami courthouse that the case “feels political” and vowed to fight the extradition request.

“They’ve never done anything wrong,” McBride said. “They shouldn’t be extradited for a crime they didn’t commit.”

Mr McBride offered no further explanation, insisting that the Tates incident was closely linked to the recent resignation of former British Prime Minister Keir Starmer. He also insisted that his brother’s arrest so soon after meeting with “friends from Washington, D.C.” was no mere coincidence.

Andrew Tate is a vocal supporter of President Donald Trump.

The New York Times reported in December 2025 that the Tates have long cultivated friendships and influence with allies of the president, including his youngest son, Barron Trump, who communicated with Andrew Tate over Zoom. But the Trump administration called the report “fake news” and denied any connection to the Tates.

Lawsuits erupt against Andrew Tate and Tristan Tate

The Tates are the subject of numerous civil lawsuits alleging sexual assault and criminal charges in the UK and Romania, which is investigating the Tates and may soon announce separate indictments.

A Los Angeles model who claims to have dated Andrew Tate for 10 months alleged in a 2025 lawsuit that he threatened and abused her during violent sexual encounters. He denies the charges.

The Tates arrived in Florida on a commercial flight in February 2025 after Romanian prosecutors lifted a travel ban. At the time, Florida Governor Ron DeSantis said Florida was “not a place where that type of conduct is welcome” and that the Florida attorney general was considering in which jurisdiction Florida should “address this issue.”

The new UK charges against Andrew Tate include seven new charges of rape, three charges of inducing or aiding human trafficking for the purpose of sexual exploitation, three charges of assault occasioning actual bodily harm, and 19 additional charges relating to indecent images of children and extreme pornography.

Tristan Tate is charged with one count of sexual assault, two counts of rape, and three counts of inducing or aiding human trafficking for sexual exploitation.

The new charges were announced by the British Crown Prosecution Service on July 18, shortly before federal marshals arrested the brothers. These charges are in addition to 21 previous charges in the UK, following allegations made by four British women against Andrew Tate, a dual US-British national who lived in the UK between 2013 and 2015 and was in the early stages of setting up an adult webcam business.

Tristan Tate is not a defendant in the earlier lawsuit brought by four British women, which includes charges of rape and human trafficking, which Andrew Tate also denies. There are currently 59 charges against both brothers.

In one of the early cases against Andrew Tate, made public in British court documents in April 2025, two women accused him of strangling themselves too often and with too much force, leaving red spots in their eyes indicating capillary bleeding. One of the women, who said she was strangled, also accused him of rape, including being whipped with a belt and having a gun pointed at her face.

“I’m just thinking about whether or not I’m going to rape you,” Andrew Tate told one of the women in the earlier suit, according to court filings. Tate asked as he put his hand around his neck. He then raped her, the filing states. Tate has denied that incident and all other charges, according to court filings.

British prosecutors say they have witness statements, electronic messages and photographs to back up the allegations against the Tates.

In a 2019 YouTube video cited in early filings as evidence of Andrew Tate’s conduct with women, he told viewers, “Strangle her, barely able to breathe. Tell her she’s yours forever. They’ll believe it. You can program them.”

Kim Hjelmgaard is an investigative journalist covering global news for USA TODAY. Nick Penzenstadler is a reporter for the USA TODAY investigative team.

Contributors: Bart Jansen, Will Carless.