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Woman dies in fight with Tim Hortons employee in Indiana

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Police in Indiana are investigating after an elderly woman died after an argument over an order at a Tim Hortons store.

Last week, officers responded to a report of an alleged assault involving a 75-year-old woman, later identified as Anita Grayson, and a 20-year-old Tim Hortons employee, according to a Fort Wayne Police Department news release. Police have not released the names of the Tim Hortons employees involved in the incident.

Police said detectives learned that Grayson entered the Tim Hortons store to “address an issue with an order he received at the drive-thru.” Once inside the store, Grayson allegedly began “beating a 17-year-old female employee.”

Police said the 20-year-old shift leader intervened and asked Grayson to leave the store, and that the shift leader made a move on Grayson to prevent him from approaching the 17-year-old employee.

Police said Grayson allegedly shoved the shift lead and punched him in the face, and security footage of the incident was also released. The video shows an altercation between Grayson and a shift worker on the floor of the Tim Hortons.

The incident escalated into a fight, and the woman’s death is under investigation.

Police said the shift lead had both wounds and a “clump of hair” had also been removed from her head. After the fight, Grayson sat down at a table and then picked up “the shift leader’s hair from the floor” and placed it on top of her bag, police said.

Shortly afterward, police said Grayson was lying on the floor and a shift leader checked on her and brought her a cup of water. When officers arrived, Grayson was found unresponsive and taken to a local hospital, where he was pronounced dead.

“The Fort Wayne Police Department recognizes that any loss of life is tragic. When the circumstances of a death are not immediately apparent, the circumstances must be thoroughly and professionally investigated,” police said.

Police said no arrests have been made in connection with the death and the cause of Grayson’s death has not been determined.

In an emailed statement to USA TODAY, Tim Hortons said local franchisees where the incident occurred are “fully cooperating with police.”

“We are deeply saddened to learn of this incident. Our hearts go out to Anita Grayson’s loved ones,” Tim Hortons said in a statement.

Fernando Cervantes Jr. is a trending news reporter for USA TODAY. Contact us at fernando.cervantes@usatodayco.com and follow us at X @fern_cerv_.

Stephon Castle makes a highlight dunk over Isaiah Hartenstein

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During Game 2 of the Western Conference Finals on May 20, we witnessed one of the greatest slams in postseason history when San Antonio Spurs guard Stephon Castle stood up and put Oklahoma City Thunder center Isaiah Hartenstein on a poster.

Castle’s goal with 8:19 left in the second quarter gave the Spurs a 43-39 lead as they looked to rally from behind.

The lane is now open. Castle departed before he could poster Hartenstein.

Here is another angle of the poster.

That’s the reaction from teammate Victor Wembaneyama and Basketball Hall of Famer Reggie Miller, who appears on NBC’s live broadcast.

The dunk looks even more brutal when viewed from this angle in slow motion.

Don’t forget about screensavers either. The poster itself. If you turn it into a fat head, it becomes a wallpaper material.

Despite the momentum-changing score, the Spurs still trailed through most of the second quarter.

But Hartenstein and Sander had the last laugh. In Game 2 on May 20, Oklahoma City won 122-113 behind back-to-back MVP Shai Gilgeous-Alexander’s game-high 30 points. Hartenstein contributed a double-double with 10 points and 13 rebounds.

Castle scored 25 points on 10-of-17 shooting. He added five rebounds and eight assists. In Game 2, he struggled with the ball and shooting from deep, making just 1 of 6 3-pointers and committing nine turnovers.

Their series is 1 win and 1 loss. The series returns to San Antonio for Game 3 on Friday, May 22nd at 8:30pm ET.

Ahead of the May 20th drawing, the Powerball jackpot will reach $113 million. Please check your number

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The Powerball jackpot has increased to $113 million with a cash value of $49.6 million ahead of the drawing on Wednesday, May 20th.

According to Powerball, the jackpot has been won nearly 200 times since the lottery began in 1992. Of all the winners, the five states with the most winners are Indiana, Missouri, Minnesota, Pennsylvania, and Wisconsin.

The most recent Powerball jackpot was won on May 2, when two players, one from Texas and one from Florida, split the $20 million prize. These two players bring the total number of Powerball winners in 2026 to seven, matching the number of winners in 2025.

Here’s what you need to know about Wednesday night’s Powerball drawing.

What are the winning Powerball numbers for May 20th?

The winning numbers for Wednesday, May 20th’s Powerball drawing are 10, 28, 30, 46, 57 and Powerball is 25. The “power play” multiplier is 3x.

Do I need to be a US citizen or resident to play Powerball?

The short answer is “no.”

You do not need to be a US citizen or resident to play Powerball. Anyone visiting any of the 45 states, the District of Columbia, Puerto Rico, or the U.S. Virgin Islands may purchase lottery tickets from authorized and licensed retailers, regardless of nationality, as long as they meet the legal age requirements (usually 18 years old) at the time of purchase.

Top 10 Powerball Jackpots

  • $2.04 billion in California on November 7, 2022
  • December 24, 2025, $1.817 billion in Arkansas.
  • $1.787 billion in Missouri and Texas on September 6, 2025
  • $1.765 billion in California on October 11, 2023
  • January 13, 2016, $1.586 billion in California, Florida, and Tennessee
  • April 6, 2024, $1.326 billion in Oregon.
  • $1.08 billion in California on July 19, 2023
  • January 1, 2024, $842.4 million in Michigan.
  • March 27, 2019, $768.4 million in Wisconsin
  • August 23, 2017, $758.7 million in Massachusetts

How to play Powerball

Powerball tickets cost $2 per play and are sold in 45 states, the District of Columbia, Puerto Rico, and the U.S. Virgin Islands. This can be done at a variety of locations, including local convenience stores, gas stations, and grocery stores. In some states, you can buy Powerball tickets online depending on your local government.

Once you have your ticket, you have to choose six numbers. Five of them are white balls numbered from 1 to 69. The red Powerball range is 1-26. You can also add a “Power Play” for $1, which increases your winnings on all non-jackpot prizes.

“Power Play” multipliers can increase your winnings by 2x, 3x, 4x, 5x, or 10x.

A “Quick Pick” option is also available if you want the computer to select the numbers for you. To win the jackpot, players must match all five white balls with the red Powerball in any order.

Powerball drawings are held on Monday, Wednesday, and Saturday nights. If no one wins the jackpot, the prize increases.

Fernando Cervantes Jr. is a trending news reporter for USA TODAY. Contact us at fernando.cervantes@usatodayco.com and follow us at X @fern_cerv_.

Vanessa Trump reveals breast cancer diagnosis on Instagram

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Vanessa Trump shared a personal update on Instagram on Wednesday, May 20, announcing that she had been diagnosed with breast cancer, saying she had recently undergone surgery and is currently working on a treatment plan with doctors.

“I remain focused and hopeful, surrounded by the love and support of my family, children, and those closest to me,” she wrote.

Trump, 48, a former model and ex-wife of Donald Trump Jr., were married for more than a decade before divorcing in 2018. The couple have five children, and while she has recently been in the spotlight for her relationship with golfer Tiger Woods, she remains close to the Trump family.

President Trump said he recently underwent surgery and thanked the doctors as he began treatment. “This is not the news anyone expected, but I am working closely with my medical team to develop a treatment plan,” she said. “I would like to thank the doctors who performed the surgery earlier this week.”

Trump’s former sister-in-law, Ivanka Trump, responded to the announcement, saying, “I wish you continued strength and a speedy recovery. I love you mom.”

Who is Vanessa Trump?

Vanessa grew up on Manhattan’s Upper East Side and became a model early in life, The New York Times reported in 2006. She met Trump Jr. at a party and the two were introduced by Trump himself, who reportedly approached her and introduced himself and his son to her.

“I’m at this fashion show,” Vanessa told the Times about meeting Trump Jr. in 2003. “Donald Trump came up to me with his son and said, ‘Hello, I’m Donald Trump. I wanted to introduce you to my son, Donald Trump Jr.,'” he said.

The two eventually married in November 2005 at President Trump’s Mar-a-Lago.

Even after their divorce in 2018, Trump remained involved with her ex-husband’s family, and even attended President Trump’s inauguration in January 2025. Additionally, Trump has been dating golfer Tiger Woods since March 2025.

Vanessa Trump’s children

Vanessa has five children with Trump Jr.

  • Kai Trump, 19 years old
  • Donald John Trump III, 17 years old
  • Tristan Milos Trump, 14 years old
  • Spencer Frederick Trump, 13 years old
  • Chloe Sophia Trump, 11 years old

USA TODAY’s Saman Shafiq contributed to this report.

Fernando Cervantes Jr. is a trending news reporter for USA TODAY. Contact us at fernando.cervantes@usatodayco.com and follow us at X @fern_cerv_.

Barnes & Noble CEO won’t rule out selling books written by AI

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Barnes & Noble may soon be stocking books that aren’t written by humans.

In other words, you can add books written by artificial intelligence to your bookshelf. In an interview with TODAY’s Jenna Bush Hager on May 18, CEO James Daunt said he would have “no problem” selling AI-written books in the chain’s more than 800 stores nationwide, but on the condition that it be transparent.

“Yes, in fact, I have no problem selling any book, as long as it’s not pretending or pretending to be something it’s not, and as long as it has some essential quality and that’s what the customer, the reader, wants,” Daunt said. The key, he said, is “to be clear” who the authors are and whether they are real people.

“So as long as the AI-written books are not claiming to be AI-written and pretending to be something else or plagiarizing others, as long as it’s clearly stated and customers want to buy them, we’ll stock them,” he added.

AI-related books may already be on Barnes & Noble shelves

Daunt, who took over as CEO in 2019, also told TODAY that he is optimistic about the future of the industry. The rise of AI doesn’t scare him, as he has withstood the challenges of technological change before. Especially, he noted, because, at least for now, people don’t necessarily seem to be going out of their way to get their hands on robot-written works.

“At this point, it seems unlikely that these AI-generated books will gain much commercial traction,” he said. “So I think this is something that should be treated with common sense and acceptance, but not allowed to be disguised as something.”

And with so many books on sale, Daunt said, there’s no guarantee that non-human authors haven’t already slipped into the fray.

“We have 300,000 titles across all our stores. Do you think some of them could have AI in them? It could be AI, but we’re not really aware of AI,” he said.

The fight against AI in art

Since the proliferation of newer, more advanced models for creating a variety of content, artists and writers in the music, art, book, film, and television industries have been scrambling to protect and compete with their work from generative AI.

In March, a horror novel called “Shy Girl” became a hot topic when its publication was suspended due to suspicions that it was written with extensive use of AI. Publisher Hachette Book Group has discontinued production of the book, which was originally published in the UK in November 2025, and its US release has been canceled entirely.

Meanwhile, celebrities like Taylor Swift are taking action to protect themselves and their art from AI. In a series of trademark applications filed in April, her team sought to protect not only her likeness but also her spoken words, such as “Hey, I’m Taylor.” This could help Swift challenge the unauthorized use of her voice in AI-generated clips and online.

Ashley St. Clair talks about having baby with ex Elon Musk

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Elon Musk’s former partner Ashley St. Clair is opening up about the challenges of being a single mother and being called Musk’s “baby mama.”

The former MAGA influencer, who shares a one-year-old son, Romulus (born September 2024) with the Tesla CEO, opened up about her relationship with Musk and being in “Elon’s orbit” in a series of TikTok videos. In addition to Romulus, St. Clare also has a son from a previous relationship.

St. Clair, 27, said she first met Musk while working as a MAGA influencer and was caught up in “Elon’s orbit” when she was 23.

“At that point in my life, I was involved in MAGA and the right wing, and I was already a single mom, so I believed that the possibility of marriage, white picket fences, white dresses were out of the question for me because I was already ‘tainted’ as a single mom,” St. Clair said in a nearly 20-minute video uploaded on May 15.

Mr. Musk encouraged more children

St. Clair said Musk encouraged her to have more children and that “the prospect of being able to be with someone who wanted to have more children” without having to worry about “anything” was very appealing to her.

“Being a single mom is tough,” St. Clair said. “It’s hard to work and I’m worried about whether I’ll be able to pay my children’s school fees next month.”

“Economics is a deciding factor when someone is having children with someone else,” Professor St Clair said, noting that most people with “more than one brain cell” take their economic status into account when planning a family.

“So when Elon was saying, ‘I might as well have kids, my only limited resource is time,’ it’s appealing, of course, to be able to do what I’ve always wanted to be a mother and not have to worry about the (expletive) stuff that’s going on in this economy,” she said. “I don’t think that’s a strange position, and I don’t think it’s strange reasoning.”

The influencer insisted she never set out to “make it big,” referring to expensive designer handbags and saying, “This is my ticket to a Birkin.”

“No, if anything, my children will always be taken care of,” St. Clair said, adding that if she had wanted to “marry for money,” she would have done it a long time ago.

St. Clair says things got “weird” when she became pregnant.

But things reportedly got “strange” between St. Clair and Musk shortly after she became pregnant, with St. Clair claiming she was misled about things including the tech billionaire’s relationships with other women with whom he has fathered children.

“No one will believe me, but I swear he was more normal before I got pregnant,” she said. “His behavior was normal. I know he’s going to get criticized for this, but in private he was funny.”

St. Clair revealed in February 2025, several months after giving birth, that she was the mother of Musk’s child.

“Five months ago, I welcomed a new baby into the world. Elon Musk is the father,” St. Clair wrote in an X post at the time. “I have not previously disclosed this to protect my children’s privacy and safety, but it has recently become clear that the tabloid media intends to do so regardless of the harm it causes.”

Musk did not comment on St. Clair’s claims until at least March 2025, when he responded to a video in which he claimed St. Clair had cut his son’s child support by 60%.

In a post on X on March 31, 2025, Musk said, “I don’t know if the child is mine, but I’m not opposed to finding out. I don’t need a court order. I don’t know for sure, but I gave Ashley $2.5 million and send her $500,000 a year.”

The city of St. Clair later said the billionaire refused a paternity test and withdrew most of his child support payments as punishment for “disobedience.”

Musk seeks custody of Romulus

Musk announced in January that he was seeking custody of Romulus after St. Clair’s social media posts supporting the transgender community. In a since-deleted post about X, the tech CEO said: “I intend to file for full custody of my 1-year-old boy in light of her comments hinting at the possibility of gender reassignment.”

In the video, St. Clair claimed that everything she did was “like being watched by eight lawyers, four different law firms.”

“I’ve been in three different courtrooms,” St. Clair said. “I’m so tired of being portrayed as a belligerent, chaotic person when I’m on three different courts and people are chasing me all the time.”

The conservative influencer added that she is sharing the details now because she wants to move on and not be known as just “Elon Musk’s baby mama.”

Elon Musk is the father of at least 13 children

In addition to Romulus, Musk is the father of at least 12 publicly known and acknowledged children and shares them with multiple women. He has three children with musician Grimes, three children with Neuralink executive Sivon Gillis, and six children with his ex-wife, Canadian author Justin Wilson. Musk and Wilson’s eldest son died in 2002 at 10 weeks old.

Musk’s son XÆA-12 recently traveled to China with Musk, while the SpaceX founder was part of a delegation visiting the country with President Donald Trump.

Contributor: Kate Perez, USA TODAY

Saman Shafiq is a trending news reporter for USA TODAY. Contact her at sshafiq@usatodayco.com and follow X and Instagram @saman_shafiq7.

IKEA returns to inflatable chair business after 13 years

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If you are not successful at first, try again. That’s a lesson IKEA apparently learned after a lackluster launch with its inflatable furniture line in the mid-’90s.

Released as part of its semi-regular PS collection, IKEA has introduced the 2026 PS Easy Chair, which features a tubular frame seat and back with an inflatable cushion. The chair was released to the general public on May 13th and is currently being sold online for $199.99.

According to the official product description, the seat “features two individually inflatable air chambers, one in the center and one around it, allowing you to create your desired firmness and comfort.” It also comes with a fabric cover that can be removed and machine-washed “when you need a refreshment.”

Here’s how the new version compares to IKEA’s previous forays into inflatable furniture.

What are people saying?

Although the design captures IKEA’s iconic mid-century modern aesthetic, the 2026 PS Easy Chair has been met with equal parts enthusiasm and skepticism.

Those who remember the shortcomings when IKEA first exploited the inflatable furniture ecosystem, or those who simply don’t trust inflatable sofas and chairs, have some concerns.

“It would take my cat exactly 0.2 nanoseconds to pop that damn thing out. No way,” one commenter wrote on an Instagram post featuring the chair.

“No way. I want the pink plastic inflatable chair from 1998,” wrote another, overcome with nostalgia.

“No, no, no. If the soles of my feet don’t peel off the chair like wet fish out of water, I don’t want it,” wrote another, recalling the heyday of questionable inflatable furniture materials.

Still, some companies either give IKEA a profit or sell the product completely as-is.

“Oh, I just wonder what happens when the air leaks easily over time, but IKEA must have figured this out,” one person wrote. “This is a bold step for the furniture industry. Let’s see what happens next.”

“I started watching this video wondering why anyone would want this, but after about 10 seconds…I want this because it’s so cute,” another user concluded.

Some give a more factual assessment, rating it as an “absolute vibe.”

IKEA’s first inflatable rodeo

IKEA first launched a complete inflatable furniture line called the “Air” collection in its 2000 catalog. As detailed by WIRED journalist Jeremy White, the car was officially retired in 2013, but suffered from a myriad of issues over its lifespan.

Among them were concerns that a member of the cat family would turn it into a scratching post, and that the sweat caused by the plastic would often build up on people’s feet, causing the material to stick to their feet.

Additionally, consumers were using hair dryers to blow up the product. Unfortunately, when you blow hot air into your furniture, the molecules shrink in size as it cools, causing the furniture to deflate.

But the worst problem, White said, was that the product’s valve leaked, causing a “low-key fart sound” after a person sat on it.

12 years in development

More than 10 years later, IKEA is confident that the 2026 PS Easy Chair is the perfect addition to its time.

First, the new chairs come with a pump so customers won’t accidentally inject hot air into them. Similarly, the plastic that would have been sweaty is hidden beneath the fabric layer.

However, some of the other problems were not easy to solve.

Designer Mikael Axelsson spent 12 years refining the prototype. Development took a very long time, and one issue that particularly bothered Axelsson – making the chair feel more like bubbles than a “beach ball” – arose from unexpected sources.

“I remember when Michael met a guy who repaired tractor tires. He came in with a tractor inner tube,” IKEA global design manager Johan Edgidemo told White. The reveal of the inner tube led to the 2026 PS Easy Chair’s “dual chamber seat,” as White explains.

“There’s one outer air section and then one middle air section,” Ejidemo told him. “And you can adjust the comfort yourself depending on how much you pump.”

Lastly, and perhaps most importantly for people with furry children at home, Igedemo told White that the chair has actually been tested on cats and has withstood intense scrutiny.

All in all, White came to the triumphant conclusion that the 2026 PS Easychair is “phenomenal”, echoing the response Ejdemo and the wider IKEA team are getting.

“A lot of people sit in this chair and don’t really think about it being an inflatable product,” Egidemo said. “So I think we were successful.”

Drew Pittock covers trending news from around the country for USA TODAY. He can be reached at DPittock@usatodayco.com.

President Trump calls gas price pain ‘peanuts’ due to rising costs

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As average U.S. gasoline prices continue to rise, President Donald Trump is asking Americans for patience, even as analysts predict prices could reach even higher levels.

In comments to reporters outside the White House on May 19, President Trump said Americans’ economic problems were “peanuts” compared to the possibility of Iran acquiring a nuclear weapon, adding that rising prices would not last “for very long.”

“We have to do something about Iran. We can’t let Iran have nuclear weapons,” President Trump said. “You want to see the world explode? You want to see trouble? This is peanuts.”

Trump’s comments came just a week after the president shared similar sentiments and said he was less concerned about the economic hardship of Americans than Iran’s possible nuclear program.

President Trump said on May 12: “I don’t care about the economic situation of Americans. I don’t care about anyone else. I only care about one thing: We can’t give Iran a nuclear weapon. That’s it.”

Patience required as gas prices soar

On May 20, the average price of a gallon of gasoline in the United States reached a staggering $4.55 per gallon, according to the AAA Auto Club.

This price is up from an average of $4.04 a month earlier on April 20th, and significantly higher than the $2.98 per gallon average on February 28th, when the United States and Israel launched military strikes against Iran.

But Patrick de Haan, head of oil analysis at GasBuddy, says the price increases the U.S. has experienced may be just the beginning.

“Breaking news: GasBuddy predicts the most expensive summer at the pump in years amid Straits closures…likely to reach $5 per gallon, setting a new record with an average of $4.80 and surpassing the summer 2022 average of $4.43 if the Straits remain closed,” De Haan said in a post on X.

USA TODAY’s Keith Laing and Joey Garrison contributed to this report.

Fernando Cervantes Jr. is a trending news reporter for USA TODAY. Contact us at fernando.cervantes@usatodayco.com and follow us at X @fern_cerv_.

Jeff Bezos denies claims that ‘Melania’ dossier was meant to curry favor with President Trump

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Jeff Bezos is refuting allegations that Amazon’s MGM Studios acquired and released the documentary “Melania” as a way to curry favor with President Donald Trump.

On May 20, on CNBC’s “Squawk Box,” the Amazon founder called the theory a “persistent falsehood” and said he had no role in the decision to buy the film, which centers on first lady Melania Trump.

“I had nothing to do with it,” Bezos said, acknowledging that he understands why critics question the timing and size of the investment, but added that claims that there was a political motive behind the deal are “simply untrue.”

The documentary was directed by Brett Ratner, who was acquired in a reported $40 million deal. Variety and The Hollywood Reporter reported that Amazon MGM spent an additional $35 million on marketing, bringing the total cost to around $75 million.

Political surveillance and ethical issues

The investment has drawn criticism from Democratic lawmakers, including Sen. Elizabeth Warren of Massachusetts and Rep. Hank Johnson of Georgia, who question whether the deal complies with federal anti-bribery laws.

Lawmakers expressed concern that Amazon MGM’s reported bid exceeded competing offers, including from Walt Disney Co., and suggested the size of the deal raised questions about its potential political influence.

Amazon has denied any wrongdoing and said the project was selected through a competitive process based on content and audience appeal.

Bezos talks about business decisions and media criticism

Bezos reiterated that Amazon’s entertainment decisions are made without political considerations and argued that claims of “influence buying” do not reflect the way the company is run.

He highlighted strong audience interest as justification for the acquisition, saying the subject continues to generate significant engagement in theaters and across streaming platforms.

“Melania” grossed approximately $8 million at the box office, with worldwide box office revenue of approximately $16.6 million. After being released on Prime Video on March 9, the film briefly topped Amazon’s streaming charts. It ranked No. 7 on Nielsen’s weekly movie streaming list, with 230 million minutes watched in its first week.

Critical and audience reactions were very mixed, with the documentary receiving a 10% critic score and a 98% audience rating on Rotten Tomatoes.

Reporter Anthony Thompson can be reached at ajthompson@usatodayco.com or on Twitter @athompsonUSAT.

Ebola outbreak requires screening of these flyers at Dulles Airport

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Enhanced screening at Washington Dulles International Airport applies to recent travelers to three African countries.

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Travelers returning to the United States from parts of Central and East Africa may have to make an unexpected stop at Washington Dulles International Airport.

All flights carrying passengers who have recently been to the Democratic Republic of Congo, Uganda or South Sudan will be required to land in Dulles, as federal officials focus on ramping up public health testing in response to the Ebola outbreak in the region, according to a Department of Homeland Security document scheduled to be published in the Federal Register.

The restrictions apply to flights departing after 11:59 p.m. EDT on May 20 and will continue until further notice, DHS said.

The move comes after health authorities confirmed an outbreak of Ebola caused by the Bundibugyo virus in northeastern Congo on May 15.

According to a document published on May 21, Congo had reported 12 confirmed cases, 336 suspected cases, and 88 deaths as of May 17. Uganda has also reported imported cases, and South Sudan is considered to be at higher risk due to its proximity to affected areas and limited health infrastructure.

The Centers for Disease Control and Prevention (CDC) said there were no confirmed cases of Ebola in the United States as of May 19, and the overall risk to the American public “remains low.”

Why do tourists flock to The Dulles?

DHS said directing all affected passengers to a single airport will allow the U.S. government to concentrate medical and public health resources in one location.

In Dulles, near Washington, D.C., DHS and CDC officials are conducting enhanced screening and monitoring to help prevent the disease from entering the United States.

Who needs to stop by Dulles?

This rule applies to anyone, regardless of nationality, who leaves Congo, Uganda, or South Sudan within 21 days of entering or attempting to enter the United States, or who is physically present in the United States. This includes American citizens returning home.

Crew and cargo-only flights are exempt.

AI financial tools for complex money

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Managing your money gets even more complicated when you juggle multiple bank accounts, credit cards, investments, and subscriptions. Budgeting apps can simplify the process by automatically tracking your spending and organizing your finances in one place, but some apps go far beyond basic budgeting.

Origin is an AI-powered personal finance app that combines budgeting, investing, and financial planning tools into one platform. In addition to expense and net worth tracking, Origin offers AI-generated financial guidance, investment management, tax filing, and wealth planning features not included in regular budgeting apps.

We put Origin to the test to find out how it works, how much it costs, what features stand out, and whether it’s worth the price based on your financial goals.

Origin at a glance

  • Perfect for: Investors and complex finance
  • Free version? No (usually free trial available)
  • Pricing: $99/year or $12.99/month
  • Main features: AI-powered financial insights across budgeting, investing, and net worth tracking

Origin combines budgeting, investing, and AI-powered financial planning in one app

Origin is a personal finance app that connects your bank accounts, credit cards, investment accounts, and retirement accounts to give you a real-time overview of your finances in one place. In addition to budgeting and tracking your spending, you can ask Origin’s AI advisor questions about saving, investing, paying off debt, and other financial goals. Users can also pay an additional fee to work with a human financial advisor.

Origin uses AI to automatically categorize transactions, but you can always manually adjust the categories if needed. The app also stands out by offering features that go beyond traditional budgeting, including built-in investing, tax reporting, and estate planning tools.

Origin is perfect for complex financial management, not beginner budgeting

Origin is perfect for people who manage multiple bank accounts, credit cards, investment accounts, and retirement accounts and want to see everything in one place. Many user reviews specifically praise the app’s ability to connect to a wide range of accounts without the limitations found in competing budgeting apps. Investment tools integrated with AI advisors will also appeal to users looking for more personalized financial insights beyond simple expense tracking.

However, for beginners or those looking for a basic budgeting app with a minimalist interface, Origin may be overkill. It’s more expensive than many of its competitors, and much of its value comes from features like investment tools, AI guidance, and financial planning. If you primarily want an easy way to track and budget your spending, a simpler, cheaper app may make more sense.

Main features of Origin

Origin goes beyond traditional budgeting by integrating spending tracking, investment tools, and AI-powered financial planning into one platform. While many budgeting apps focus primarily on spending, Origin is designed to give users a broader, real-time view of their overall financial health.

Financial dashboard and net worth tracking

Origin’s financial dashboard tracks spending, balances, and account activity across linked bank accounts, credit cards, investments, and retirement accounts in real time. The app’s AI identifies spending trends, highlights areas where you may be overspending, and provides personalized recommendations tied to your financial goals.

Its money visualization tools are especially useful for users who want a bird’s-eye view of their financial situation, including income, debt, investments, and net worth. Origin also tracks how market changes affect your portfolio and whether your current financial habits align with your long-term goals and risk tolerance.

Many customer reviews praise the app’s comprehensive account syncing and detailed net worth tracking. Some users specifically note that they appreciate features such as Zillow’s Home Value Sync for estimating real-time real estate asset values.

Budgeting and expense tracking

Origin’s AI budget builder analyzes your spending history to create personalized budget recommendations. This helps users who are overwhelmed with building a budget from scratch. You can also customize the suggested budget or create it manually.

The app automatically categorizes transactions across linked accounts and alerts users about upcoming bills, subscription fees, and credit card payments. Customer reviews frequently praise Origin’s tracking accuracy compared to competing budgeting apps, but some users report occasional issues with incorrect transaction classification.

One notable limitation is that Origin does not currently offer built-in subscription cancellation or bill negotiation tools that are available in some competing budgeting apps.

Investment tracking and tools

Origin includes a real-time investment dashboard that aggregates your portfolio across multiple accounts. Users can monitor portfolio performance, see stock holdings, and ask AI advisors questions about investments and market conditions.

The app’s ‘Instant Insights’ feature highlights recent portfolio changes and explains potential reasons behind changes in performance. The Holdings tab also provides a more detailed breakdown of individual investments, including number of shares, total amount, and both dollar and percentage returns.

financial planning tools

Origin’s predictive tools model how major life events will impact your long-term finances and net worth. Users can enter goals and simulate scenarios such as:

  • buy a house
  • retirement
  • have a child
  • move
  • marriage
  • job change

The app then estimates how these decisions will impact your future savings, retirement schedule, and overall financial goals. During my testing, this stood out as one of Origin’s more distinctive features, as it combines personalized forecasting with interactive life planning tools in a way that many budgeting apps can’t.

Automation and insights

Origin provides a daily overview of your finances, spending habits, and portfolio activity, so users stay informed without having to manually check multiple accounts. The app alerts you to unusual spending, highlights budget changes, and provides suggestions to help users stay on track financially.

We also provide personalized financial news and market insights tied to your portfolio and goals. This may be particularly valuable for active investors or users managing more complex finances.

Origin charges a premium price for its all-in-one financial platform

Origin uses a subscription-only model, so no version is free forever. However, the app includes a fairly wide range of tools beyond budgeting, including investing, financial planning, and tax-related features.

Free version

Origin doesn’t offer a free plan, but new users can usually access a 7-day free trial to test the app before subscribing.

premium version

Origin’s premium membership costs $99 per year or $12.99 per month. The company also frequently runs promotional offers for new users, such as $1 for a first-year contract for new customers.

additional cost

Some features and services have additional charges beyond the standard subscription. These optional add-ons include access to a certified financial planner, upgraded tax preparation assistance, and discounted estate planning services.

As a hint: Annual subscribers receive 30% off premium add-on services within the Origin app.

Pros and cons of origins

Strong Points

  • AI provides detailed, personalized budget recommendations and net worth predictions
  • There is no additional charge to add partners to the app
  • AI Budget Builder generates curated budgets based on your spending patterns

Cons

  • No free quota
  • Additional charges apply for some asset management services
  • Setup can be a pain, especially if you have many accounts

Comparing Origin to other budgeting apps

So how does Origin compare to other popular budgeting apps? Check out the table below for a quick overview of who each app is best for, costs, security measures, and more.

Bottom line: Is Origin worth it?

Origin is perfect for users who want a real-time, central view of their finances, including spending, investments, bills, net worth, and more. Access to AI-powered insights, investment tracking, and financial planning tools make it a strong choice for anyone managing more complex finances or looking for a budgeting app that does more than basic spending tracking. Customer reviews also frequently praise the app’s quick customer support and wide range of financial tools, including estate planning and investment features.

However, Origin may not be the best choice for beginners or those who simply want a low-cost budgeting app. The platform is more expensive and more feature-rich than many of its competitors, and some users report that the interface can feel overwhelming at first. If your primary goal is simple budgeting and expense tracking, a more streamlined app may offer better value.

FAQ

Is Origin a household accounting app?

Yes, Origin is a budgeting app, but it goes beyond basic expense tracking. In addition to budgeting tools, the app includes an AI advisor that provides personalized insights related to your spending habits, savings goals, investments, and long-term financial planning.

Is Origin free?

No, Origin does not offer a free plan. However, the app typically includes a 7-day free trial for new users, although promotional offers may vary.

Can Origin manage my investments?

Yes, Origin can manage your investments. See your entire portfolio on one screen with real-time performance updates, analyst commentary, and market alerts tailored to your portfolio. AI advisors can also help you predict major life events, how to reach your investment goals, and consider carefully selected stock bundles. You can also meet one-on-one with a certified financial planner for investment advice.

Is Origin better than Monarch Money?

Origin is generally suitable for users focused on investing, long-term financial planning, and AI-powered financial insights. It also includes features like estate planning and tax filing, which Monarch Money doesn’t focus on very much. However, Monarch Money is often considered simpler, more beginner-friendly, and cheaper, making it a strong choice primarily for users who need a budgeting and spending tracking tool.

Is Origin safe?

Yes, Origin is considered a safe app. This is SOC-2 compliant, meaning that an independent auditor has evaluated Origin’s security controls against criteria such as security, privacy, and confidentiality. The company even says it will never sell users’ data and only partners with trusted providers like Finicity and Plaid for secure connections.

Supreme Court decision season could bring important rulings on President Trump’s power

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WASHINGTON – The Supreme Court will continue rolling out its rulings on May 21 as the justices rule over the next six weeks on issues ranging from presidential power to the culture wars over guns and transgender athletes.

The justices have only issued their opinions on about half of the 60 cases they have heard.

Courts do not announce in advance what decisions they will make and often drop blockbusters in the final days before summer recess.

Here’s a look at the biggest open cases.

birthright citizenship

After the Supreme Court ruled against President Donald Trump’s tariffs in January, the president predicted that the justices would also strike down his efforts to sharply limit who can automatically become a U.S. citizen.

On the first day of his second term, President Trump signed an executive order directing federal authorities to deny citizenship to infants born in the United States if neither parent is a citizen or lawful permanent resident.

The order is widely seen as a significant legal challenge, and judges have multiple ways to block it.

They could rule that the order violates the Fourteenth Amendment’s citizenship guarantee to “all persons born or naturalized in the United States and subject to the jurisdiction of the United States.” The court could also rule more narrowly against President Trump by finding that his executive order violates the 1952 Immigration Act.

Federal Reserve System and other independent institutions

The justices also appear unlikely to allow the president to remove Lisa Cook from the Federal Reserve Board.

But in other cases, a majority of the justices appeared willing to side with Mr. Trump on the question of the president’s control over other independent bodies. Such a historic decision could shift power from Congress to the White House and redefine how more than a dozen government agencies operate.

Other entry restrictions

In yet another dispute over presidential power, President Trump argued that courts had no say in his decision to end deportation protections for Syrians and Haitians. Cutting humanitarian programs for hundreds of thousands of immigrants is a key part of President Trump’s efforts to restrict immigration.

Immigrant rights advocates have challenged the firings, arguing that the administration has reached predetermined conclusions about whether Syria and Haiti are safe places for migrants to return. But the government counters that the law creating the Temporary Protected Status Program prohibits judicial review of which immigrants can live and work in the United States.

The administration is also seeking options to reinstate immigration control practices to limit the number of asylum seekers at the U.S.-Mexico border.

The practice involves federal agents standing at the border to prevent illegal immigrants from physically setting foot on U.S. soil, at which point they would have the right to seek asylum under U.S. law.

The Justice Department asked the Supreme Court to overturn a ruling that required the government to process claims from people arriving at ports of entry.

Mail-in voting and campaign spending

In one of this term’s biggest cases, the Supreme Court has already shaken up this year’s election.

An ideologically divided court on April 29 sharply limited the scope of the landmark Voting Rights Act, making it harder for racial minorities to challenge electoral maps as discriminatory. The ruling set off a fight among some Republican-controlled states to impose new maps that favor Republicans.

Republicans also asked the court to deny some states a grace period for late-arriving mail-in ballots. The case tests a Mississippi law that says absentee ballots mailed by Election Day can be counted if they are received within five days.

Republican lawmakers, including Vice President J.D. Vance, also hope the court will remove federal limits on how much each political party can spend to coordinate with candidates.

The cap, intended to prevent wealthy donors from circumventing restrictions they can place on federal candidates by funneling money through political parties, was passed in 1974 as part of Congress’ response to Watergate and upheld by the Supreme Court in 2001.

trans athlete

Courts have delivered several setbacks for the LGBTQ+ community over the past year, including a March ruling rejecting Colorado’s ban on “conversion therapy” for young people. The court said the ban violated Christian counselors’ right to free speech.

The justices are also expected to support efforts in more than half of states to prevent transgender women and girls from participating in women’s sports teams. But courts could leave open whether states must impose such bans, rather than simply permitting them.

gun rights

Four years after the court expanded gun rights by creating a new “historical tradition” test in firearms regulations, justices continue to wrestle with how to apply that test to various laws.

In a January case, the justices said they would likely strike down a Hawaii law that requires gun owners to obtain permits before taking firearms into stores or private property open to the public.

Property owners have always been able to restrict weapons. But Hawaii and several other Democratic-led states have reversed the default, banning people from owning guns unless the owner explicitly authorizes them, instead of allowing people to own guns unless explicitly prohibited.

In another gun rights case, a judge could weaken a federal law aimed at keeping firearms out of the hands of dangerous or irresponsible people.

During oral arguments in March, the court debated whether a Texas man’s regular use of marijuana was sufficient reason to bring him criminally charged with gun possession. The Gun Control Act of 1968 makes it a felony for an “unlawful user or addict of a controlled substance” to possess a firearm.

Comprehensive cancer claims

The ongoing battle over whether the popular herbicide Roundup causes cancer could diminish or intensify depending on whether a judge rules against the manufacturer for failing to warn of cancer risks from its active ingredient glyphosate.

Bayer, which acquired Roundup maker Monsanto in 2018, faces a potential liability of billions of dollars. The company has said it may have to stop selling glyphosate to U.S. farmers if the lawsuit continues, a scenario that major agricultural groups say poses a “catastrophic risk to the U.S. food supply.”

President Trump has supported Bayer, and the move has alarmed some supporters of Trump’s “Make America Healthy Again” initiative.

The justices are deciding whether federal laws regulating the pesticide prevent Roundup users from suing Bayer in state court. A Missouri jury has awarded $1.25 million in damages to one successful litigant who claimed he developed non-Hodgkin’s lymphoma after years of exposure to glyphosate.

WalletHub rankings show which cities are paying off household debt

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A new analysis from WalletHub identifies the cities across the country that are currently repaying the most household debt, amounting to $18.79 trillion.

According to WalletHub, “While mortgages account for the majority of this debt, other sources such as student loans, auto loans, credit cards, and personal loans also contribute significantly to the national total.”

WalletHub reported that in the first quarter of 2026, household debt nationwide decreased by an inflation-adjusted $339 billion. This trend was also seen in the 182 cities analyzed by WalletHub to determine which cities are paying off the most household debt.

“It’s a great sign that the average city resident’s debt has fallen significantly. It shows that people are not only continuing to pay their bills, but also borrowing less,” Chip Lupo, an analyst at WalletHub, said in a news release.

Which states dominated the top 10 rankings?

Three California cities, Santa Clarita, Fremont, and San Jose, saw the largest declines in household debt. Four more California cities made the top 10, bringing the total for the Golden State to seven.

“When it comes to Santa Clarita, Fremont and San Jose… their residents are fairly affluent and credit responsible, so it’s not really surprising that they’re seeing a lot of debt go down,” Lupo said.

However, WalletHub found in its overall analysis that “debt decline rates vary widely by city.”

Here’s WalletHub’s methodology and what the report found about the cities with the most and least household debt.

WalletHub methodology

WalletHub evaluated 182 cities using consumer credit data from TransUnion and the Federal Reserve Board to determine which cities had the greatest and least decreases in household debt from Q4 2025 to Q1 2026.

Cities where household debt decreased the most

Below are the cities with the greatest decline in household debt as reported by WalletHub, along with their ranking, household debt, and household debt decline.

  • Santa Clarita, California (1): $495,675 | -$9,237
  • Fremont, California (2): $392,495 | -$7,314
  • San Jose, California (3): $334,349 | -$6,230
  • Gilbert, Arizona (4): $295,093 | -$5,499
  • Irvine, California (5): $294,075 | -$5,480
  • Rancho Cucamonga, California (6): $288,540 | -$5,377
  • Huntington Beach, California (7): $286,988 | -$5,348
  • Chula Vista, California (8): $286,834 | -$5,345
  • Scottsdale, Arizona (9): $283,087 | -$5,275
  • Pearl City, Hawaii (10): $278,638 | -$5,192

Cities with the least decline in household debt

Below are the cities with the least decline in household debt as reported by WalletHub, along with their ranking, household debt, and household debt decline.

  • Des Moines, Iowa (182): $2,738 | -$51
  • Detroit, Michigan (181): $42,657 | -$795
  • Cleveland, Ohio (180): $54,258 | -$1,011
  • Toledo, Ohio (179): $60,356 | -$1,125
  • Newark, New Jersey (178): $63,019 | -$1,174
  • Jackson, Mississippi (177): $68,551 | -$1,277
  • Memphis, Tennessee (176): $70,589 | -$1,315
  • New Haven, CT (175): $72,599 | -$1,353
  • Akron, Ohio (174): $73,572 | -$1,371
  • Buffalo, New York (173): $73,757 | -$1,374

Trump prosecutor charged with smuggling classified files

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A federal prosecutor who worked on Special Counsel Jack Smith’s investigation into President Donald Trump was indicted on May 20 on charges of smuggling confidential office documents, some of which were allegedly disguised as PDFs containing cake recipes.

Prosecutors have charged Carmen Mercedes Lineberger, 62, of Port St. Lucie, Fla., with four felonies, including “destruction, falsification, or falsification of records in a federal investigation,” as well as charges of “concealing, deleting, or mutilating public documents” and “theft of government property,” which could carry up to 20 years in prison.

A Florida prosecutor allegedly emailed a confidential document labeled “For Internal Department of Justice Use Only” to her personal email address. She retitles the files to “Chocolate_cake_recipe.pdf” and “Bundt_Cake_recipe.pdf.”

The document was a copy of the second volume of Jack Smith’s findings in the classified document investigation into Trump. The summary has not been made public, and a federal judge permanently blocked its release in early 2026. The first volume of the findings has been published.

Reinberg worked as a chief assistant to the U.S. attorney in the Fort Pierce office of the Southern District of Florida. She was arraigned May 20 in West Palm Beach and entered a not guilty plea. A special prosecutor in the Northern District of Florida is handling the case.

FBI Director Kash Patel announced the charges, writing on social media: “The FBI will not hesitate to hold accountable those who violated the trust of the American people in an investigation that should never have been brought in the first place.”

4 Advantages and Disadvantages of Renting a Car When Car and Gas Prices Are High

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Rising car and gas prices are causing some Americans to consider renting cars instead of driving their own cars for summer road trips.

Car Rental Gateway, an online car rental platform headquartered in London with operations in the United States, reported processing approximately 3,000 car rental availability searches per second during peak travel times. The website also reported that rentals of electric and hybrid vehicles increased by 16% in March as gasoline prices began to rise after the start of the Iran war.

Additionally, Hertz Rental Car said its research shows that 64% of Americans are planning at least one road trip this summer. The company said it expects rental pickups to peak just before the holidays, with Thursday, May 21st and Friday, May 22nd likely to be the busiest.

Even before gas prices started rising, Car Rental Gateway said it was seeing a trend among some Americans, preferring to use cars when needed through traditional rentals or on-demand car-sharing companies like ZipCar, rather than only driving their own cars.

“For decades, owning a car has been seen as a symbol of independence, economic success, and social status,” the website said in a September 2025 blog post. “But today, changing consumer priorities and technological innovations are changing the way people view mobility.”

“The concept of ‘access over ownership’ is gaining traction, especially in the rental car and subscription markets, where flexibility and convenience often outweigh the burdens of long-term ownership,” the website continued.

The findings were released as gas prices rose to an average of $4.55 per gallon on May 20, according to AAA. This is an increase from the national average price of gasoline of $2.98 on February 28, the day the United States launched its first military strike against Iran. Additionally, the average price of a new car in April 2026 was $49,461, according to Cox Automotive’s Kelley Blue Book.

The USA TODAY Cars team weighed the pros and cons of renting a car for your summer road trip.

What are the benefits of renting a car for a summer road trip?

Here are four benefits of renting a car for your next road trip.

  • Gas cost savings: According to the website CarRentalLab.com, drivers who choose to rent for a summer trip can choose a model that is more fuel efficient than a regular car. “If your daily driver is a 17mpg GMC Yukon, consider leaving your car parked and renting a gas station for your road trip,” the website says. “If you rent a new Toyota Prius instead, you’ll get an average of 57 mpg combined, meaning you’ll go more than three times as far on every gallon of gas.”
  • Reduced maintenance costs: According to the website, drivers can use the mileage for long-distance trips in someone else’s car instead of their own. “Long-distance road trips can cause significant damage to your vehicle, even if you don’t notice it right away,” the website says. “Every mile you drive puts some wear and tear on the engine, tires, and other moving parts.”
  • Access to new technology: According to the National Highway Traffic Safety Administration, the average age of vehicles regularly on U.S. roads in 2025 was 12.8 years old. Most rental cars are less than five years old, so drivers who rent them have access to newer technology than they routinely use in older cars.
  • More cargo space: AAA said drivers who choose to rent for a road trip can get a car with more cargo room. “Your compact, fuel-efficient car is great for commuting, but it may not be the best choice for long road trips,” the website says. “Take a close look at your storage space needs. Are any of you going on this trip seriously overpacking?”

What are the disadvantages of renting a car for your next road trip?

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Technology for travel: Help you find a rental car or campsite

Do you have any plans for summer vacation? These apps and sites can help you find information about car and RV rentals, available campgrounds, and mask rules for your destination.

Jennifer Jolie, USA TODAY Special

Here are four potential disadvantages of renting a car for your next road trip.

  • Rental fee will be added to the trip price: “Depending on your location and car type, rental prices can quickly add up,” Car Rental Lab’s website states. “For example, in a tourist-heavy area like Miami, renting a car during the peak season can be significantly more expensive than during the off-season.”
  • Additional premiums and fees may apply: “Selecting insurance options can be confusing. Some companies offer basic insurance, while others pressure you to purchase additional coverage. This can lead to unexpected expenses,” the website states.
  • Parking can be difficult, especially if you have a car you’re not used to.: “Finding parking in urban areas can be a hassle and often incurs a fee,” the website states. “Cities like New York and San Francisco have limited on-street parking and expensive garages, which can negate the benefits of owning a rental car.”
  • Young drivers may not be able to rent a car. Most rental companies either require drivers to be at least 25 years old or charge an additional fee for drivers under 25. “Many rental companies, including Enterprise and Hertz, charge a ‘young driver surcharge’ for drivers under the age of 25,” the website states. “This may result in an additional daily fee being added to your rental price.”

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5月20日水曜日に発表されたこの世論調査では、共和党員の約63%がトランプ大統領の経済政策への対応を支持していることが示された。 This number is a significant drop from a similar Associated Press-NORC poll (78% Republican support) before the start of the Iran war.

Trump’s 78% approval rating is a far cry from the rest of the country. Polls show that only 33% of Americans approve of President Trump’s economic policies.

The national opinion poll was conducted from May 14th to May 18th, and a total of 1,117 adults were interviewed. AP-NORC said the poll had a margin of error of plus or minus 3.8 percentage points.

AP-NORCの最新世論調査は、米国のガソリン1ガロンの平均価格が水曜日に1ガロン当たり4.55ドルという驚異的な水準に達したことを受けて発表された。 One month ago, on April 20, the average price was $4.04, according to AAA Auto Club.

全体として、トランプ大統領のパフォーマンスを支持するアメリカ人はわずか 37% であり、最新の調査ではトランプ大統領の評価は低迷している。 His approval ratings have been net negative for about a year, and have trended even further in recent months.

USA TODAY’s Kinsey Crowley and Keith Laing contributed to this report.

Fernando Cervantes Jr. is a trending news reporter for USA TODAY. Contact us at fernando.cervantes@usatodayco.com and follow us at X @fern_cerv_.

Phil Collins and Rod Stewart attend King’s Trust party amid health issues

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Phil Collins attended the King’s Trust anniversary party on crutches despite a number of health problems.

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Phil Collins has made rare public appearances amid ongoing health issues.

The legendary Genesis drummer, 75, recently stepped out at Buckingham Palace for the 50th anniversary party of King Charles III’s non-profit organization The Kings Trust, which has special meaning for the musician as Collins is a former trustee and its first official ambassador, Collins’ wife Jill wrote on Instagram on Friday, May 15.

Jill Collins shared a photo of her singer husband, Rod Stewart and Penny Lancaster on crutches in the Royal Tea Tent, calling it a “truly memorable afternoon”. She wrote that in addition to being happy to see an “old” friend, the couple were “very proud and honored to be there and spend some private time with King Charles, who seemed genuinely happy to meet Phil.”

She added that the couple plans to host an auction of their personal archives in London this autumn to benefit the King’s charities.

The “In the Air Tonight” singer opened up in January about hiring a 24-hour live-in nurse as his medical issues, including complications from a 2007 upper neck spinal cord injury and subsequent nerve damage, are “coming to an end”. He has also had five knee surgeries and has “ruined” his kidneys due to years of heavy drinking and a COVID-19 infection during his hospitalization.

“I think I drank too much. I passed out a few times, but I was never drunk. But it was just one of the things that happened. Everything caught up with me and I spent many months in the hospital,” the British singer said on the BBC podcast series “Eras”. “The last few years have been difficult, interesting, and frustrating. But I’m okay now.”

Contributor: Anthony Robredo, USA TODAY

Dodd-Frank tried to protect the financial system. Did it work?

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6 million foreclosures and 10% unemployment. Stock prices fell 50%, major banks went bankrupt, and lending conditions froze.

The 2008 financial crisis was brutal, but most experts believe it was largely avoidable. In response, Congress set out to prevent something of this scale from happening again. Former Massachusetts representative Barney Frank, who died on May 19, was one of the key leaders of these efforts.

The Dodd-Frank Wall Street Reform and Consumer Protection Act (later known simply as “Dodd-Frank”) took more than a year to draft and was finally signed into law in July 2010. The law was intended to strengthen banks from having to seek government bailouts and protect consumers of financial products and services. To a lesser extent, the law also placed some guardrails around financial markets to protect investors.

What has Dodd-Frank done for consumers?

“What we saw in the 2008 crash, leading up to the passage of Dodd-Frank, was that people could be taken advantage of in financial services and products,” said Pamela Fouhey, a professor at the University of Georgia School of Law who specializes in bankruptcy and consumer finance.

The primary way Dodd-Frank addressed this problem was by creating the Consumer Financial Protection Bureau to fill gaps in the regulatory landscape.

“While some federal agencies had so-called light regulatory authority over things that could have a significant impact on people’s lives, none of them were designed to think about the financial products that people use on a daily basis and the possibility that those financial service providers may not have consumers’ best interests in mind,” Foohey told USA TODAY.

Fouhey believes the CFPB is designed to facilitate interaction between consumers and financial service providers, not to act as a disciplinarian. One of the most notable ways is through a complaint portal where consumers can file complaints, which authorities then forward to the target party for response.

As an example, the CFPB reports that in 2025, it “received more than 6.6 million complaints and sent more than 5.9 million to businesses for review and response. Of the complaints received against businesses, the Bureau transmitted 97% of complaints to businesses within one day. Businesses responded in a timely manner to more than 99% of complaints sent for review and response.”

Fuhey believes the CFPB has been successful, even though it has had to fight to stay open since its inception, especially under the current Trump administration, which has seen significant staff reductions and restrictions on operations.

The bureau has “made significant strides and strides in identifying overlooked practices in consumer finance that are not helping people succeed,” Fouhey said. These practices included predatory mortgage lending, junk fees, confusing terminology to describe financial products, payday loans, and more.

But the CFPB is hated by businesses, financial institutions and many Republican politicians.

President Trump told reporters in February 2025 that his administration was “trying to eliminate waste, fraud and abuse” and wanted to dismantle government agencies. The American Bankers Association also previously told USA TODAY that it appreciated “the efforts of the Trump administration’s regulators, including the CFPB, to correct some of the overreaches of the previous administration.”

What did Dodd-Frank do to banks?

Mr. Dodd-Frank also sought to address the problems that have brought some of the world’s largest banks to their knees as financial markets wrung out. One of the key mechanisms is to require them to hold more capital, which Dennis Kelleher, co-founder and CEO of watchdog group Better Markets, argues is an important step.

“Bank equity serves the same role as a down payment on a home,” Kelleher told USA TODAY. “When banks suffer losses, they should have enough capital to absorb their own losses instead of failing. That’s what happened in 2008, and that’s the reason for bank bailouts. But bailouts are really taxpayers providing capital to failing banks.”

Dodd-Frank policy has been less successful in this regard. In 2023, three mid-sized banks will go bankrupt. Kelleher says that’s one of the law’s major failings. That’s because it left the power to create and implement as many as 400 rules to various regulators.

“When they couldn’t defeat Dodd-Frank in Congress, the financial industry threw an army of lawyers and lobbyists into the regulatory arena to try to defeat what they couldn’t defeat in the legislative arena,” he said.

What was left behind was a much weaker law that faces further erosion as the Trump administration takes further steps toward deregulation. The Securities and Exchange Commission, for example, has been disdainful toward crypto companies and recently moved to allow publicly traded companies to report their financial results twice a year instead of four.

“The market is becoming significantly more deregulated,” Kelleher said. “They shut down law enforcement, so financial criminals have less information to provide to investors and are able to defraud investors more often.”

Foohey believes that many rollbacks are self-defeating. “The purpose of Dodd-Frank, and I don’t want to get sidetracked, is to help the economy and the people in it, so there’s going to be more money for everyone.”

President Trump: ‘I might run for Prime Minister of Israel’

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President Donald Trump has said he could become Israel’s next prime minister.

Speaking to reporters ahead of the U.S. Coast Guard Academy graduation ceremony on Wednesday, May 20, the president said he “may run for prime minister” in Israel, where he is very popular.

“So maybe after I do this, I’ll go to Israel and run for prime minister,” Trump said. “There was a poll this morning. It was 99%, so that was good.”

It’s not clear what polls Trump was referring to, and the White House did not immediately respond to USA TODAY’s request for comment.

Benjamin Netanyahu is the current Prime Minister of Israel, having served multiple terms since 1996. Mr. Trump is an ardent supporter of Mr. Netanyahu, as the United States and Israel are allies in the ongoing war against Iran.

President Trump, Prime Minister Netanyahu: “I’ll do whatever I want”

Asked whether he had discussed the current state of the Iran war with Netanyahu, Trump said: “He’s fine. He’s a very, very good man. He’ll do anything I want. And he’s a great man. To me, he’s a great man.”

The May 20 remarks came a day after the president said he was considering “another major blow against Iran” and two days after he said he was postponing a potential attack following progress in a deal to end the conflict.

“Remember,[Prime Minister Netanyahu]was a wartime prime minister. In my opinion, he is not treated well in Israel…But no, he is a wartime prime minister and I don’t think they treat him well,” Trump added.

Contributors: USA TODAY’s Christopher Cann, Andrea Riquier, Joey Garrison and Michael Loria

Claire’s expands into major retail stores after bankruptcy proceedings

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After months of back-and-forth store closures due to bankruptcy, Claire’s is once again expanding its store footprint.

Claire’s and global lifestyle brand Centric Brands announced on May 18 that they will expand Claire’s to more than 7,000 new “touchpoints” in the U.S. and Canada. The expansion includes selling Claire’s products at other retailers such as Walmart, Kohl’s and CVS, rather than stand-alone stores, according to a news release.

Claire’s, known for ear piercings and products popular among teenagers, will offer cosmetics, jewelry, hair accessories, stationery, bags and novelty items at these retailers.

Centric Brands partners with countless popular brands including Gap, Calvin Klein, Tommy Hilfiger, Coach, Marvel, Nickelodeon, and more.

USA TODAY has reached out to Claire’s for more information about the expansion.

Why did Claire’s file for bankruptcy?

Claire’s filed for Chapter 11 bankruptcy in August 2025, marking its second bankruptcy in seven years. The chain cited the rise of fast fashion websites such as Shein and Temu as eating into Claire’s sales. Rising interest rates, inflation and tariffs on products from China also had a direct impact.

A month after the replenishment, private equity firm Ames Watson acquired Claire’s for $140 million, allowing the tween merchandise chain to keep its more than 900 stores open.

Greta Cross is USA TODAY’s national trends reporter. Story ideas? Email her at gcross@usatoday.com.