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Budgeting app methodology

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Budgeting apps make it easy to track your spending, build savings, and reach your financial goals. However, not all budgeting platforms offer the same experience. Some focus on automation and account syncing, while others focus on customization, financial planning tools, and collaboration features.

To help our readers compare budgeting apps with more confidence, USA TODAY developed a weighted scoring methodology that focuses on functionality, ease of use, security, value, and overall customer experience. Budgeting apps are tools that people interact with on a regular basis, so our methodology focuses most on connectivity, core budgeting features, and ease of use.

Our ratings are based on independent research, publicly available information, app store data, and field evaluations when available. Each budgeting app receives a composite score based on the following categories:

Overview of category weights

category weight
Connectivity and functionality 30%
Main features 30%
Security and support 15%
price and value 15%
Reviews and availability 10%
total 100%

Connectivity and functionality (30%)

Budgeting apps are only as good as the financial information they have access to. Powerful account connections and reliable syncing allow users to see their finances in one place and keep their budgets up to date.

We evaluate:

  • Whether or not bank accounts are synchronized
  • Credit card sync availability
  • Availability of investment account synchronization
  • Sync frequency and reliability

Main features (30%)

The core budgeting and money management tools determine how effectively the app helps users understand their finances and reach their financial goals. Apps that offer a wider range of useful features will receive higher scores.

We evaluate:

  • net worth tracking
  • waste alert
  • goal tracking
  • Custom spending categories
  • bill reminder
  • Track your subscription
  • Shared access or multi-user functionality
  • credit score tracking
  • Spending insights and analysis
  • Income distribution tool

Security and support (15%)

Budgeting apps handle sensitive financial information, making security an important consideration. Platforms with strong security measures and easily accessible customer support will receive higher scores.

We evaluate:

  • Bank-level encryption
  • Read-only account access
  • Customer support availability and responsiveness

Price and value (15%)

Many budgeting apps charge a subscription fee, but some offer free versions or limited free tools. This category evaluates whether users receive meaningful value compared to cost.

We evaluate:

  • Free plan availability
  • Monthly or annual subscription cost

Reviews and availability (10%)

Customer reviews provide insight into real user experiences. Also consider how widely available your app is across devices and platforms.

We evaluate:

  • Average Google Play Store Rating
  • Average Apple App Store rating
  • Available for iOS, Android, and desktop platforms

Methodology notes

Budgeting apps are ranked based on functionality, ease of use, pricing, and customer experience. It does not evaluate the investment performance, financial results, or suitability of any individual user’s investment performance, financial results, or budgeting strategies.

All information is collected from company websites, app stores, public sources, and independent research and is regularly checked for accuracy.

Bobby Pulido supports James Talarico, but doesn’t include some of his past comments

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Tejano star Bobby Pulido, a Democrat seeking to flip Texas’ 15th Congressional District, supports James Talarico, even if he doesn’t agree with everything the Democratic Senate candidate says.

“Look, do I agree with James Talarico 100 percent? Newsflash: No, it’s okay,” Pulido told USA TODAY.

In an interview with USA TODAY, Pulido said he disagreed with Talarico’s comments that referred to God as “nonbinary,” as well as statements made by the Central Texas lawmaker during a Texas House committee discussion of a bill that would require student-athletes to play sports according to the gender on their birth certificate. In his remarks, Talarico said that “modern science” recognizes “more than one biological sex.”

“There are actually six people. Congressman Hefner, I was honestly surprised,” Talarico said.

Talarico, who is running against Attorney General Ken Paxton in the closely watched Texas Senate race, recently said in an interview with CBS News that he regrets past “offensive” comments.

“Do you think God is non-binary? I don’t use that word. I don’t believe in that,” Pulido said. “Do you think there are six genders? I don’t know where that comes from, but I don’t think so. But the question is, do you think he’d be an infinitely better senator than Ken Paxton?” He replies, “Absolutely,” adding an expletive for emphasis.

Mr. Pulido and Mr. Talarico first endorsed each other at a rally in Weslaco, Texas, in December, before either won the primary and became the Democratic nominee in their respective elections.

Mr. Pulido, a native of the Rio Grande Valley, is seeking to unseat Rep. Monica de la Cruz, the region’s two-term Republican representative who helped flip the region from a Democratic stronghold to a Republican one. Due to recent district redistricting, the “Des Verado” singer hopes to win back heavily Latino areas to Democrats.

Pulido, a Latin Grammy Award-winning singer, first began campaigning in September 2025. Dela Cruz’s campaign gained national attention after he began campaigning as a quinceañera after saying, “This election is not about who I want to perform at my niece’s quinceañera.”

Pulido is not the only Texas candidate embroiled in a close race. Talarico will face off against Paxton in a highly anticipated and competitive race. In recent weeks, Republicans, including Paxton and President Donald Trump, have called Democrats out of line and too radical for the Lone Star State, criticizing their comments on religion and LGBTQ rights and false claims that they are vegan.

“I’m my own man. I believe in what I believe in,” Pulido said. “I think Mr. James is probably a little more to the left than I am on a lot of issues, but I still think he’s a very capable member of Congress and I think he’s a good person.”

“I’ve gotten to know him. He’s a good person. I’m willing to support him over someone who isn’t a good person,” Pulido said.

Contributors: Eduardo Cuevas, Joey Garrison

Terry Irwin reveals which animal made Steve Irwin ‘a little nervous’

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Hint: It’s not a reptile.

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From scary snakes to big cats, there wasn’t much that made the late Steve Irwin nervous, but when it came to “naughty parrots,” the wildlife expert got a little nervous, his wife said.

“In case you didn’t know, the only animal that made Steve a little nervous was a naughty parrot!” Irwin’s wife, Teri Irwin, posted on Instagram on May 30, along with a photo of her late husband and a red parrot. “Every parrot immediately tried to bite Steve before he could react!”

Irwin, widely known as the “crocodile hunter” for his ability to capture and bring problem crocodiles to safety, died on September 4, 2006, after being hit in the heart by a stingray while filming the underwater film “Ocean’s Deadliest” in Australia. He was 44 years old. The famous conversationalist leaves behind his wife, Terri Irwin, and two children, Robert Irwin, winner of Dancing with the Stars Season 34, and Bindi Irwin, also a Dancing with the Stars winner.

Terry remembers Steve on couple’s 34th wedding anniversary

Terry also celebrated her marriage to Irwin and their move to Australia in an Instagram post on June 2nd.

“34 years ago, an adventure began…I married Steve, moved to Australia, two beautiful children, and a life dedicated to wildlife conservation,” Terry wrote in the post. “My heart is full. I am truly blessed.”

According to Irwin’s Australia Zoo website, Terry Raines, then a visiting tourist, met Irwin just two days after taking over management of the Queensland Reptile and Zoological Park in October 1991. The couple married on June 4, 1992 in Eugene, Oregon.

Irwins Australia Zoo

The park later became the Australia Zoo, and its website says the couple’s “mission was to make it one of the best in Australia, if not the world.”

“Massive efforts have been made to create habitats for all zoo animals to be exhibited in their natural environment,” the report added.

Although Irwin passed away before his vision was realized, Terry and the couple’s two children are committed to ensuring Irwin’s legacy lives on. Australia Zoo now spans over 700 acres and employs more than 500 staff, continuing Irwin’s mission of ‘conservation through exciting education’.

Saman Shafiq is a trending news reporter for USA TODAY. Contact her at sshafiq@usatodayco.com and follow X and Instagram @saman_shafiq7.

19 Safest SUVs Under $20,000 for Teen Drivers

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If you’re looking for a safe used SUV for your newly licensed teen driver, the Insurance Institute for Highway Safety and Consumer Reports have you covered.

The organization recently released a list of 29 used cars and SUVs that typically cost less than $20,000, perform well in crash tests, and have highly rated headlights and automatic emergency braking systems that can detect pedestrians.

“Driving poses additional risks for teens, which is why we curate this annual list specifically for teens,” IIHS senior researcher Rebecca West said in a statement. “That said, this proposition is suitable for drivers of all ages looking for a balance between affordability and crash protection and avoidance.”

“A first car is a big milestone for a teenager,” Emily Thomas, Consumer Reports’ associate director of auto safety, said in a statement. “Whether you’re buying a car or deciding which car your family should start driving, these lists can help parents make confident choices without sacrificing safety.”

The USA TODAY Cars team has researched the group’s listings and compiled information for consumers about the hottest SUV models.

1.Mazda CX-5

Recommended model year: From 2018 to 2025. Built after March 2018

Median used price: $13,100

What they said: In his review, Edmunds said, “The 2025 Mazda CX-5 is one of our best small SUVs to drive. It’s sporty in the corners, and its turbocharged engine allows for quick acceleration. But the CX-5 isn’t as roomy or practical as some of its top SUV rivals. It’s worth a look, but know that other SUVs are better in most ways.”

2.Mazda CX-3

Recommended model year: 2020-2021

Median used price: $13,600

What they said: “The CX-3 is technically the smallest SUV in Mazda’s lineup, sharing space in the subcompact SUV segment with the slightly larger and slightly more expensive CX-30,” Car and Driver magazine said in its review. Its proximity to the CX-30 doesn’t make the CX-3 completely obsolete; its upscale cabin, fun-to-drive nature, and cheeky exterior styling make it a favorite among other small crossovers.

3.Mazda CX-30

Recommended model year: 2021-2025. Built after September 2020

Median used price: $15,900

What they said: “The 2021 CX-30 is a sleek, sporty entry into the ultracompact SUV class,” Edmunds said in his review. “It has a striking look and plenty of standard features. It’s priced higher than many of its competitors, but you get a lot for the money. It’s comfortable on the road and has plenty of storage space.”

4. Subaru Forester

Recommended model year: 2019-2025

Median used price: $15,900

What they said: MotorTrend said in its review, “In terms of practicality, the Subaru Forester is hard to beat in the compact crossover segment. Its cabin is very spacious, giving its occupants plenty of room to stretch out, not to mention plenty of cargo-carrying capacity. Meanwhile, the Forester is extremely comfortable to ride, with soft-touch surfaces throughout the interior adding a luxurious feel.”

5. Chevrolet Trailblazer

Recommended model year: 2021-2023

Median used price: $16,700

What they said: Kelley Blue Book said in its review, “The Chevrolet Trailblazer name is back in the form of a subcompact crossover SUV, the most affordable entry-level model in Chevrolet’s extensive SUV lineup. The Trailblazer is a strong value choice in this segment with a low starting price, excellent fuel economy, and some great standard features such as an intuitive and modern infotainment system.”

6. Hyundai Ioniq 5

Recommended model year: 2021-2023

Median used price: $16,700

What they said: In its review, Car and Driver said, “Since its debut as a 2022 model, the Hyundai Ioniq 5 has frequently been named to our 10Best, Editor’s Choice, and EV of the Year award lists. It’s appealing in style, packed with value, priced right, and fun to drive. In short, it’s an electric SUV that’s easy to love.”

7. Nissan Rogue

Recommended model year: 2021-2023

Median used price: $17,200

What they said: “The latest 2023 Nissan Rogue is the best version yet,” Edmunds said in his review. “It’s practical, fuel-efficient, and packed with standard features and driver aids. It’s a solid all-rounder. But compared to other small SUVs, the Rogue has a noisy interior, an unrefined ride, and an increasingly outdated infotainment system.”

8. Subaru Solterra

Recommended model year: 2023-2025

Median used price: $17,700

What they said: In its review, Kelley Blue Book said, “The new Subaru Solterra is similar in size to the Toyota RAV4, making it a compact SUV. The reference to Toyota is no coincidence, as the Solterra is part of a joint project that also includes the new Toyota bZ4X all-electric SUV.”

9. Audi Q4 e-tron

Recommended model year: 2022-2025

Median used price: $18,100

What they said: In its review, U.S. News & World Report said, “The 2025 Audi Q4 e-tron is a luxurious, good-looking EV with good driving dynamics and decent power. But competitors match or exceed it in nearly every metric, making it difficult to choose among its many impressive rivals.”

10. Audi Q4 Sportback e-tron

Recommended model year: 2022-2024

Median used price: $18,100

What they said: “If all you want is an ultra-stylish EV, the 2024 Audi Q4 Sportback E-Tron is an attractive option. Its rakeback roof makes it an attractive alternative to the standard Q4 E-Tron’s traditional profile,” MotorTrend said in its review.

11. Ford Bronco Sport

Recommended model year: 2021-2025

Median used price: $18,100

What they said: “If you’re looking for a small SUV with off-road capability, the most appealing choice is the 2025 Ford Bronco Sport,” Car and Driver said in a review.

12. Volkswagen Tiguan

Recommended model year: 2022-2024

Median used price: $18,200

What they said: “The 2024 Tiguan is sharp-looking and one of the few small SUVs with a third-row seat, and it has a comfortable ride and very good outward visibility. However, the third row’s usefulness is questionable and its handling can be distracting, so the Tiguan is not a first choice.”

13. Become EV6

Recommended model year: 2022-2024. Built after August 2022

Median used price: $18,700

What they said: In its review, Kelley Blue Book said, “The 2024 Kia ​​EV6 is one of the most distinctive and visually exciting electric vehicles available, and one of our highest-rated models in its segment. The EV6 is called an SUV, but it somewhat defies classification as it blends aspects of hatchback, sports car, and perhaps otherworldly. And we haven’t even mentioned its innovative, tech-advanced interior.”

14. Hyundai Tucson

Recommended model year: 2022-2025. including hybrid

Median used price: $19,100

What they said: “The Hyundai Tucson improves its value proposition with added technology for 2025,” U.S. News & World Report said in its review. “It’s still a comfortable, spacious and well-equipped compact SUV, but many rivals offer drivers more excitement.”

15.Mazda CX-9

Recommended model year: From 2020 to 2023. Built after December 2019

Median used price: $16,200

What they said: MotorTrend said in its review, “While the CX-9 is attractive compared to other SUVs in this segment, its small third row and limited cargo capacity make it less practical. These are crucial for a three-row SUV, and we hope the CX-90 can do well in this segment without losing what makes it a Mazda in the first place.”

16. Nissan Murano

Recommended model year: 2021-2025

Median used price: $18,000

What they said: In its review, Car and Driver said, “The fourth-generation Murano is more of a significant refresh than an all-new car. Beneath its shapely new sheetmetal, distinctive lighting elements, swooping roofline, and bulging fenders, structural and chassis components are carried over from the outgoing model, and that’s okay. The Murano’s sleek, clean design hides those historical elements.”

17. Ford Explorer

Recommended model year: 2020-2024

Median used price: $18,400

What they said: “The seven-passenger (base trim) 2024 Ford Explorer has an impressive track record of engine power, towing capacity and sporty driving dynamics,” Kelley Blue Book said in its review. “It also boasts safety certifications in the form of the Insurance Institute for Highway Safety’s coveted Top Safety Pick Award and offers Co-Pilot360, Ford’s advanced safety technology bundle. Plus, it looks downright intimidating sitting in a parking lot full of unstylish cars. rivals. ”

18. Mitsubishi Outlander

Recommended model year: 2022-2025. Built after June 2021

Median used price: $18,700

What they said: “For 2025, Mitsubishi’s largest SUV has received some pleasant updates inside and out,” Edmunds said in his review. “Improved technology and a fairly luxurious interior give the 2025 Outlander an advantage over previous models. Unfortunately, a nearly useless third row and an underpowered engine remain.”

19. Acura RDX

Recommended model year: 2019-2025

Median used price: $19,600

What they said: “Fun and practical, the Acura RDX has a lot of potential. Not only is it stylish, sporty and roomy, it has traditionally offered good long-term value. There’s just one big problem with this great SUV: infotainment technology. Acura has updated the 2025 RDX with a focus on exterior design and improved quality of life inside the cabin.”

Scott Pelley and why we can’t ignore the aftermath of ’60 Minutes’

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CBS News has fired Scott Pelley, who worked as a correspondent on “60 Minutes” for more than 20 years.

Anchor’s departure came after a heated staff meeting in which Perry was heard accusing CBS News Editor-in-Chief Bari Weiss of “murdering” the news organization, according to a recording obtained by The New York Times and reported on June 1.

Viewers can’t take their eyes off the interesting details as the same dramatic events are interwoven with their memories of watching the long-running network show. This aroused real emotions in fans, who expressed their disappointment on social media platforms.

“I’m in my 70s and I can’t remember a time when I didn’t watch 60 minutes. Important traditional programming was ruined,” one viewer commented on a YouTube clip breaking the news. “Some young people may not understand the importance of 60 minutes. It’s a big loss.”

USA TODAY has reached out to CBS for comment.

People grew up on “60 Minutes.” Now the show changes

For generations, “60 Minutes” is the show they watch all the time in their living rooms and stuff their DVRs with episodes their parents vowed to watch later.

“This is the news show I used to watch with my parents when I was a kid,” one person wrote on TikTok. “Real news with real legends in our living rooms every Sunday night.”

The June 1 exchange took place during a meeting intended to introduce newly hired “60 Minutes” executive Nick Bilton. Mr. Perry called Mr. Bilton’s qualifications “frivolous” and questioned Weiss’s commitment to making “60 Minutes” a success, the Times reported.

According to the Times and Status, Mr. Perry was reportedly angered by Mr. Bilton’s remark to staff that Mr. Weiss “loves this facility.” Perry interjected, “She doesn’t love this place. She was brought here to kill this place, and that’s exactly what she’s doing.”

He also asked Bilton about the recent mass layoffs at the department on May 28th. Those fired also reportedly include senior, longtime 60 Minutes executives such as executive producer Tanya Simon, executive editor Dragan Mihailovic, and correspondents Sharin Alfonsi and Cecilia Vega. In public statements, Alfonsi and Vega claimed that the dismissal was politically motivated.

Layoffs are hitting the job market hard

Viewers may not only be mourning the loss of “60 Minutes” as we know it, but they may also be empathizing with the mass layoffs occurring across the country due to rising costs and the replacement of workers by artificial intelligence.

When it happens to someone you respect, it not only becomes a familiar problem, but it may also make people who are struggling financially feel less alone. This is sometimes called “parasocial healing” by psychologists, and people feel seen when celebrities share personal struggles that match their own.

More Americans say their living conditions are worse today than at any time in the past 25 years. According to an April 2026 Gallup poll, more than half (55%) said their financial situation has worsened.

The poll also marks the fifth year in a row that Americans say things are getting worse, not better. The only time public mood was so low was during the Great Recession.

Why don’t you turn away from the discussion?

Experts say it’s the irresistible allure of interesting stories that makes it impossible for us to turn away from the discourse. But in Perry’s case, he also means a lot to the people who grew up watching him on TV with their families. This drama evokes feelings of nostalgia and sadness and feels personal to many.

“I was 7 years old when the first episode of 60 Minutes aired, and my dad barely missed an episode,” another viewer of the show wrote on YouTube.

“My family had one, so I grew up watching a lot of television. For me, television has always represented integrity in journalism, but that’s no longer the case,” they continued. “Scott Pelley is one of a long line of outstanding journalists, and he leaves with the greatest integrity.”

And with public trust in the media already at record lows, seeing thoughtful reporting cut short can feel like a punch in the gut.

“A once great news show has collapsed for almost 60 years,” one viewer wrote on Reddit. “This is going to kill me,” another person added to the thread. “It was just a tradition for us to watch ’60 Minutes’ every Sunday with our parents when we were kids. And now… hmm.”

Contributor: Anthony Robredo

Best Budgeting Apps of 2026

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The budgeting app promises to help users take control of their finances by allowing them to keep tabs on their spending habits and transactions. But with so many budgeting tools on the market today, it’s not always clear what makes each platform stand out.

That’s why we ranked the 9 best budgeting apps of 2026 according to a comprehensive methodology. From simple, intuitive apps like Quicken Simplifi to comprehensive ecosystems like Origin, each option has unique strengths that address a variety of financial needs and goals.

table of contents: Best Budgeting Apps | Compare Apps | Free vs. Paid? | Mint Alternatives | How We Rank | Frequently Asked Questions

According to the ranking method of budgeting apps, rocket money received the highest score and the most points overall based on value, reviews, features, and support. Rocket Money is our first choice, but different budgeting apps cater to different financial scenarios. Check out the top rated options:

  • Rocket money: Perfect for subscription management
  • Empower: Ideal for free budget setting
  • Quicken Simplify: Great for predicting expenses
  • pocket guard: Ideal for automatic budgeting
  • BudgetBakers wallet: Perfect for international budgets
  • origin: Perfect for investors and complex finance:
  • Honeydew: Perfect for tracking couples and families
  • Spending on: Ideal for simple budgeting and budgeting for beginners
  • Monarch’s money: Ideal for flexible and customizable budgeting

All the apps on our list offer basic features like bank sync, category-based budgets, spending insights, and goal tracking. That said, each budgeting app has slightly different features to suit different needs.

Compare ratings to see which features of each budgeting platform stand out.

Rocket Money: Perfect for subscription management

Quick fact:

  • Our rating: 4.8 out of 5
  • Monthly fee: $7–$14 (free plan available)
  • Best features: Rocket Money Concierge allows you to cancel your subscription in the app

In addition to standard budgeting features, Rocket Money offers several ways for users to proactively identify and reduce spending. For example, the app’s concierge service can help you identify unwanted subscriptions and cancel them directly within the app. You also have the option of having Rocket Money’s team negotiate your bill on your behalf.

Strong Points:

  • Extensive features such as subscription tracking and cancellation
  • High reviews on Google Play and iOS app store
  • Free and paid plans available

Cons:

  • Additional fees apply for subscription cancellation and bill negotiation
  • Features like net worth tracking and account sharing require a paid plan

Empower: Best for free budgeting

Quick fact:

  • Our rating: 4.4 out of 5
  • Monthly fee: free
  • Best features: Comprehensive dashboard shows all your accounts in one place

Empower’s financial dashboard makes it easy to see all your accounts at once. Sync your checking, savings, investments, and credit card accounts to see your entire finances. From there, you can create and track goals, create a monthly budget, and plan for retirement. Another big advantage? It’s completely free to use.

Strong Points:

  • Budgeting tools and dashboards are completely free
  • Sync your accounts and see your entire finances
  • Includes retirement planning tools and automated insights

Cons:

  • No overspending alerts or credit score tracking provided
  • Reviews on Google Play Store are below average

Quicken Simplifi: Best for predicting spending

Quick fact:

  • Our rating: 4.4 out of 5
  • Monthly fee: $5.99–$8.49
  • Best features: “Watchlist” helps you track spending by category or seller

Similar to Empower, Quicken Simplifi lays out all your finances in one dashboard. It also looks ahead by estimating how much you can safely spend, taking into account your regular bills and savings goals. Also, if you tend to spend too much money in certain areas, you can use the watchlist feature to monitor specific categories or sellers more closely.

Strong Points:

  • Automatically set aside money towards your savings goals
  • Calculate the amount you can spend after deducting expenses
  • Easily upgrade to Quicken Business & Personal for business expenses

Cons:

  • Free trial or free plan not available
  • Does not offer credit score tracking

PocketGuard: Perfect for automatic budgeting

Quick fact:

  • Our rating: 4.4 out of 5
  • Monthly fee: $12.99 (Free plan available)
  • Best features: ‘In My Pocket’ shows available discretionary spending

PocketGuard automatically categorizes your spending and estimates your disposable income. These features help you stay on top of your finances without having to spend a lot of time manually recording information or allocating all the amounts. It also offers features such as a debt repayment planner, so you can quickly see when your repayments are due.

Strong Points:

  • Easy to use
  • Offers a one-time purchase option for lifetime access

Cons:

  • Account connections are limited in the free version
  • Live customer support is not available

BudgetBakers Wallet: Perfect for international budgets

Quick fact:

  • Our rating: 4.3 (out of 5)
  • Monthly fee: $5.99 (Free plan available)
  • Best features: Shared wallet supports multiple currencies

BudgetBakers’ wallet supports multiple currencies and automatically converts your balance according to current exchange rates. This makes the app especially useful for users and clients with accounts in multiple countries.

BudgetBakers’ wallet also has a group sharing feature that allows multiple users to view the same budget. The primary user can also customize what group members can see or change.

Strong Points:

  • simple user interface
  • Premium access costs less than most competitors

Cons:

  • Live customer support is not available
  • Free plan does not support bank sync
  • Category customization is limited

Origin: Perfect for investors and complex finances

Quick fact:

  • Our rating: 4.3 (out of 5)
  • Monthly fee: $12.99
  • Best features: AI advisor tools provide custom recommendations and insights

Like other apps, Origin allows you to view multiple bank, investment, credit card, and retirement accounts in one dashboard. However, it also offers some features that other apps don’t have. This includes in-app tax filing and estate planning, predictive tools to see how major life events will affect your net worth, and an AI advisor that can answer your financial questions.

Strong Points:

  • Offers advanced tools like tax filing and estate planning within the app
  • Connect users to a certified financial planner for an additional fee

Cons:

  • There is no free plan
  • Setup may take longer than other simple apps

Honeydue: Perfect for tracking couples and families

Quick fact:

  • Our rating: 4.1 (out of 5)
  • Monthly fee: free
  • Best features: In-app chat makes it easy for households to communicate about shared household finances

Honeydue is specifically designed for joint users within a household. Honeydue has common features like bill reminders and bank sync, as well as unique features like in-app chat threads and expense splitting for couples who share household finances. While connecting multiple accounts, you can also easily see who each account belongs to.

Strong Points:

  • Completely free to use
  • Customize what your categories and partners see
  • Split costs between users

Cons:

  • Not available on desktop
  • No subscription or credit score tracking

Spending: Great for simple or beginner budgeting

Quick fact:

  • Our rating: 4 out of 5
  • Monthly fee: $1.99 – $5.99 (free plan available)
  • Best features: AI receipt scanning automatically uploads and categorizes your expenses.

Spendee offers a simpler interface than competitors like Origin and Monarch, but still offers users many useful budgeting features. These include custom expense categories, bank sync, and shared wallets. It also offers an AI receipt scanning feature that automatically uploads expenses on your smartphone.

Strong Points:

  • Lower cost than most competitors
  • Easy to use and simple user interface

Cons:

  • Can’t link to investment account
  • Live customer support is not available

Monarch Money: Great for flexible and customizable budgeting

Quick fact:

  • Our rating: 4 out of 5
  • Monthly fee: $14.99
  • Best features: Custom rules help you organize your transactions the way you want

Monarch Money is a highly versatile personal finance app that allows users to customize how their transactions appear on their dashboard. You can add tags to each transaction, link it to a goal, or mark it as recurring. For even more options, you can use custom rules to update, move, and sort your transactions in dozens of ways.

Strong Points:

  • Option to roll over remaining money to next month
  • Easily track your income and expenses with several visuals
  • Custom rules improve classification accuracy

Cons:

  • There is no free plan
  • Live customer support is not available

Of the household accounting apps on our list, empower and honeydew It’s completely free and the only one that doesn’t offer any paid plan options. The other four offer free versions with the option to upgrade to paid plans.

  • rocket money
  • pocket guard
  • BudgetBakers Wallet
  • spender

Features vary, but features are usually limited within the free plan. Free plans often limit automatic classification, customization options, and available insights.

Mint was a free budgeting app owned by Intuit that ended its service in 2024. Like many other budgeting apps, it offered bank syncing, categorizing transactions, and pretty visuals for identifying trends.

Monarch Money positions itself as a powerful Mint alternative with a modern interface, great syncing, and additional features. That said, while Mint was free with ads, Monarch uses a subscription-based model.

If you’re looking for a completely free alternative, Empower is a solid choice. Empower doesn’t offer as many budget customization options as Monarch, but it does have an all-in-one dashboard that shows your spending, investing, and retirement data.

Budgeting platforms handle sensitive financial information, so it’s important that these apps have the necessary security to protect your data.

First, you need to encrypt the data within your app. Reputable apps publish information about their encryption systems. All the apps on our list of top budgeting apps have bank-grade encryption.

Additionally, look for apps with two-factor authentication and allow read-only access to your financial institution. Read-only access means that while you can view your banking information in the app, you cannot move money or perform transactions in the app.

To determine the top 9 best-rated budgeting apps, we ranked 20 platforms across 23 overarching factors. Each element falls into one of the following rating categories:

  • Pricing (15%)
  • Connectivity and functionality (30%)
  • Reviews and availability (10%)
  • Main features (30%)
  • Security and support (15%)

About the editor

Roxanne Downer is an editor and writer with nearly 20 years of experience covering personal finance, consumer services, and investing. She specializes in translating complex topics and thoroughly dissecting industry terminology and sales tactics to provide readers with clear, trustworthy guidance they can use, whether it’s comparing providers, managing debt, or considering new investment strategies.

Read full biography

What is the best free household budget app?

Empower and Honeydue are the best free budgeting apps.

Which household accounting app is the easiest to use?

Quicken Simplifi offers a great balance between feature availability and ease of use. PocketGuard and Spendee are also easy-to-use budgeting platforms.

Are budgeting apps worth it?

Budgeting apps are valuable for keeping track of your household finances and potentially saving you money. Additionally, many popular apps, such as Rocket Money, offer free versions.

Can a household budget app help you save money?

yes. Budgeting apps often help you save money by closely tracking your transactions, identifying spending trends, and providing financial insights.

Greenland is part of Denmark “for now,” Rubio said.

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WASHINGTON – Despite the Iran war and increased attention to Cuba, the Trump administration made clear Wednesday that it is not taking its eyes off Greenland.

During a House Foreign Affairs Committee hearing on June 3, Secretary of State Marco Rubio was asked, “Do you recognize that Greenland is indeed part of Denmark?”

“For now,” Rubio said.

President Donald Trump has repeatedly promised during his second term to acquire Greenland, sparking tensions with European allies and protests in the semi-autonomous Danish territory. Danish Prime Minister Mette Frederiksen and the island’s government have made it clear that Greenland is not for sale.

President Trump’s supporters argue that there is strategic value in making Greenland part of the United States, given its geographic location and riches in oil, uranium and other rare minerals. President Trump has argued that the United States needs control of the world’s largest island to counter threats from Russia and China.

Rubio told lawmakers on June 3 that his administration is in talks with Greenland and Denmark, adding that the talks are “at a good stage.”

“We are actually participating in discussions with Greenland and Denmark about using Greenland for the collective defense of all of us,” he said. “This is an important part of missile defense, and we are currently participating in those negotiations.”

Rubio did not elaborate on the talks, but said: “I think we’ll get some pretty good news at some point.”

Last month, the United States opened a new consulate and sent a special envoy to the Arctic. President Trump also posted an AI-generated image of himself overlooking a mountainous village, captioning the photo, “Hello, Greenland!”

Hundreds of protesters chanted “no means no” and “Greenland belongs to Greenlanders” at the opening of the new consulate in downtown Nuuk, Reuters reported.

Contributors: Kim Hjelmgaard and Phillip M. Bailey, USA TODAY.

Google program releases millions of sterile mosquitoes into Florida

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Google wants to release 32 million germ-treated mosquitoes into Florida.

The plan is part of the company’s Debug Initiative, a 10-year program aimed at reducing diseases spread by the world’s deadliest animals. Google has applied for an experimental use permit to inject mosquitoes with a specific strain of Wolbachia pipientis that prevents them from breeding.

Even when infected males mate with wild female mosquitoes, the eggs they lay do not hatch, leading to a decline in the overall population.

“We use an idea that has been around since the 1950s, called the Sterile Insect Technique (SIT), which is also effective against other types of insects, including fruit flies, screwworms, and codling moths,” Debug’s website states. “The idea is simple: raise sterile males and release them into a population of wild insects. When wild females mate with sterile males, the eggs do not hatch. With each successive generation, the population dwindles.”

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Google wants to release millions of mosquitoes into Florida

Google wants to release millions of germ-infected mosquitoes into Florida as a way to reduce disease-carrying populations.

Debugging has so far focused on the Aedes aegypti mosquito, which transmits viruses such as dengue, Zika, yellow fever, and chikungunya. Eric Caragata, an assistant professor at the University of Florida who specializes in mosquito-microbial interactions, said the new debug request targets a species of Culex mosquito that can transmit West Nile virus and St. Louis encephalitis.

Still, this strategy “has never been effective against mosquitoes on a sufficient scale” and has failed to stop the transmission of mosquito-borne diseases.

“Mosquitoes are fragile and difficult to rear in the required numbers,” the site says. “At Debug, we are developing new technology to make that possible.”

In the first year of the experiment, 16 million sterilized male mosquitoes were released in Florida and California, and another 16 million will be released in the second year, according to the Federal Register. It did not say in which counties or cities the bug would be made public or when testing would occur.

Only female mosquitoes bite, so releasing the males will not increase the number of biting mosquitoes.

What types of mosquitoes does Debug target?

The Florida Keys Mosquito Control District already began releasing Wolbachia-treated Aedes aegypti mosquitoes last year, and the effort has been so successful that it plans to release more mosquitoes this year.

A similar technique was previously used for New World screwworms.

Release of sterile worms into wild populations has previously been shown to be effective in controlling New World screwworms. New World screwworms are a type of fly larva that primarily attack livestock, wildlife, and pets by burrowing into open wounds, “like a screw being driven into a tree.” According to the U.S. Department of Agriculture, infection is often fatal. It has also been successfully used to control the Mediterranean fruit fly.

Isolated outbreaks of the parasite have previously been confirmed in the United States, including an incident in the Florida Keys in 2017.

What diseases can mosquitoes carry?

According to the World Mosquito Program, common mosquito-borne diseases include dengue fever, malaria, West Nile virus, chikungunya, yellow fever, and Zika.

Aedes aegypti can transmit diseases such as dengue, Zika, yellow fever, and chikungunya, and Debug’s latest target, the Culex mosquito, can transmit West Nile virus and St. Louis encephalitis.

I got into the 2026 Mazda3. this is what we liked

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  • The 2026 Mazda3 is available as a sedan or hatchback for a starting price under $25,000.
  • Standard features include a 10.25-inch center display, Apple CarPlay, and Android Auto integration.
  • Sedan models offer 13.2 cubic feet of trunk space and the rear seats can be folded down for more space.

The Mazda 3 is one of the longest-lived nameplates in the Japanese company’s history, having first arrived in U.S. showrooms for the 2004 model year.

Now in its 22nd year, the 2026 version is one of the cheapest cars in America, with a starting price of less than $25,000 for the base model. Available in five trims, Mazda said in a press release when the vehicle was first announced that the Mazda3 “represents an entry point into the Mazda lineup and is generously equipped with a robust suite of standard i-Activsense driver assistance and safety features.”

“Available as a sedan or hatchback, the Mazda3 offers a sleek design, premium features and engaging driving dynamics. Both sedan and hatchback models are scheduled to arrive in dealerships this summer,” Mazda said in a statement. “Buyers can choose between a six-speed automatic transmission with manual shift mode or the available Skyactiv-MT six-speed manual. Front-wheel drive (FWD) is standard, with i-Activ all-wheel drive (AWD) available on select trims.”

Mazda sold 29,266 Mazda3s in 2025, down 24.7% from 38,877 units in 2024.

We spent a week testing the Mazda3’s top trim, Turbo Premium Plus. See for yourself what’s striking about the exterior and interior, and what’s inside and around the Mazda3.

10.25-inch screen and full connectivity

The Mazda3 features a 10.25-inch center display with the Mazda Connect infotainment system, Apple CarPlay, and Android Auto integration. The vehicle is also equipped with push-button start, remote keyless illuminated entry, a rearview camera, two front USB-C inputs, air conditioning, Bluetooth, and a standard eight-speaker Mazda Harmonic acoustic audio system.

Over 13 cubic feet of cargo space

The Mazda3 has a very spacious truck with 13.2 cubic feet of storage space. You can also fold the back seats of your car to create additional storage space.

nice moonroof

The Mazda3 we tested had a nice moonroof that let in lots of sunlight.

According to Mazda, the benefits of the moonroof include allowing fresh air to enter the vehicle without having to open the windows, and using the moonroof to improve ventilation to reduce temperatures on hot days. The company says the moonroof makes the vehicle feel larger and is more effective at deterring theft than a full convertible.

How Trump is reimagining Washington, D.C., from the Arch to the White House ballroom

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Since President Donald Trump began his second term, renovating the White House and parts of Washington, D.C., has been one of his priorities as he prepares for the nation’s 250th anniversary.

Construction projects such as the demolition of the East Wing of the White House and the repainting of the reflecting pool at the Lincoln Memorial have been in the news.

Historic preservationists have denounced the project, citing the need for a formal review of historic buildings and Congressional approval for such changes. Meanwhile, the Trump administration defended them, saying the president wanted to renovate the city ahead of summer celebrations.

Here, we will introduce President Trump’s renovation projects and their status across Washington, DC.

“Arc de Triomphe”

President Donald Trump has proposed building a 250-foot-tall “Arc de Triomphe” near Arlington National Cemetery. Renderings of the proposed structure show it resembles the Arc de Triomphe in Paris.

The memorial will be located on Columbus Island at Memorial Circle between the Lincoln Memorial and Arlington National Cemetery. Axios reported in November that construction of the arch could cost about $100 million.

The funding is expected to come from a combination of public and private funds. The White House told USA TODAY that the Fine Arts Commission approved the project. The project is being considered by the National Capital Planning Commission. The group’s first meeting will be Thursday, June 4th.

In addition, the Interior Department is conducting legally required site investigations, including geotechnical work, the White House said, noting that the investigations are standard practice for testing sites and soil.

Geotechnical and site investigation work is required before a final proposal can be made.

Lincoln Memorial Reflecting Pool

In April, President Trump announced plans to renovate the Lincoln Memorial’s reflecting pool. USA TODAY previously reported that the president had complained about sewage and foundation leaks.

The Biden administration considered replacing the pool’s granite, but the plan was not moved forward because it was estimated to cost $301 million.

Instead of replacing the granite, the Trump administration hired a $1.5 million contractor to resurface the bottom, similar to an industrial pool.

The basin is painted to reflect the blue of the American flag.

On Tuesday, June 2, Interior Secretary Doug Burgum said on the X show that the landmark would be completed by Independence Day.

white house banquet hall

President Trump first announced plans for the White House Ballroom in July 2025. In October, the east wing was demolished to make room for a 90,000-square-foot building.

Since the announcement, the cost of the project has increased from $200 million to $400 million.

Additionally, the Trump administration is facing a lawsuit over the construction.

In December, the National Trust for Historic Preservation sued the administration and several agencies involved in the project, according to previous reporting by USA TODAY. Those groups argued that Trump should have gotten approval from Congress before demolishing it.

Administrative lawyers, meanwhile, argue that the president’s approval was not needed because the project was funded by private donations, not taxpayers.

A federal judge ordered the project halted in March. This was followed on Thursday by an order by the Trump administration blocking surface construction work on the project.

The latest development in construction is a rooftop “drone port” that President Trump revealed in a Truth social post on Sunday, May 31st. The president said the “drone port” is necessary to protect Washington, D.C., from threats.

It remains to be seen whether this project will come to fruition.

The White House told USA TODAY that the project is pending in the U.S. Court of Appeals for the D.C. Circuit. A hearing before a circuit court panel is scheduled for June 5. Construction sites are still in operation.

kennedy center

Last year, the president began renovations to the Kennedy Center. USA TODAY previously reported that the renovations included painting the pillars, refinishing the marble, replacing chairs and renovating the stage.

On Friday, May 29, a federal judge ruled that President Trump illegally added his name to the Kennedy Center. The judge also blocked the administration from closing the venue for renovations.

In a post on Truth Social about the decision, President Trump said that millions of dollars in materials, marble, furniture, steel, air conditioning, heating, and much more have been ordered or will soon be ordered, resulting in a “structure that is no longer in danger of collapsing, rusting, rotting, and potentially infested with rats and insects.”

UFC area

In late May, the White House installed the Ultimate Fighting Championship Arena on the South Lawn. USA TODAY reports that the president is in talks about keeping the stage, albeit temporarily.

“I’m considering it, but we’ll probably never take it down,” President Trump said on TikTok on June 2.

The arena was set up for the game scheduled for June 14, President Trump’s 80th birthday and National Flag Day.

The structure is 90 feet tall and supports lighting, audio and video boards. The arena features an octagonal cage where UFC fighters fight.

It is estimated that the structure can accommodate 5,000 people.

Michelle Del Rey is a trending news reporter for USA TODAY. Please contact mdelrey@usatoday.com.

President Trump says he may keep UFC arena on White House lawn permanently

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WASHINGTON – President Donald Trump said the Ultimate Fighting Championship Arena, which was recently installed on the South Lawn of the White House, may remain as a permanent facility after the fight on the night of June 14 is over.

In a video posted to TikTok on June 2, President Trump likened the towering UFC arena known as “The Crow” to France’s Eiffel Tower, which was supposed to be demolished after the 1889 World’s Fair.

“They never took it down. We’re building something in front of the White House that is very attractive to a lot of people,” Trump said in the video. “There’s a big UFC fight coming up on June 14th, and I’m looking at it, but we’ll probably never beat it.”

Mr. Trump, who quickly finished his remarks with a smile on his face, likely just threw out a suggestion that would raise questions among his critics. Again, Trump has never shied away from breaking White House norms. Hence why we held the UFC event in the first place.

The 90-foot-tall structure will tower above the White House and include lighting, audio and video boards atop the octagonal cage where UFC fighters compete. The device can be seen from most angles of the White House, making the grounds look like a theme park.

President Trump said the arena could hold about 5,000 spectators and promised that night’s fight would be “the largest event ever held at the White House.” The day marks President Trump’s 80th birthday and Flag Day, and is part of a year in which his administration celebrates the nation’s 250th anniversary. The UFC plans to cover the costs of hosting the tournament.

President Trump said an additional 75,000 to 100,000 spectators will be able to watch the UFC event for free on large screens off the White House Ellipse.

The temporary UFC arena was suddenly added to the crowded White House skyline as two construction cranes moved in for President Trump’s massive ballroom work on the east side of the iconic building.

As a result of the UFC’s review, President Trump will be forced to suspend travel to and from the South Lawn on Marine One and instead rely on a motorcade to travel to and from Joint Base Andrews, where the president flies Air Force One.

President Trump was joined at the White House on May 6 by UFC fighters Justin Gaethje and Ilya Topuria, who will compete in the headliner fight, as well as Alex Pereira and Cyril Gane, who will compete in one of the other seven bouts.

X Contact Joey Garrison at @joeygarrison.

Who must follow the new SNAP work rules? What you need to know

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Some of the approximately 42 million low-income Americans who rely on the Supplemental Nutrition Assistance Program (SNAP) are running out of time to prepare for new work requirements.

The nation’s largest nutrition assistance program became a flashpoint during a 43-day government shutdown in 2025, which was eventually ended with funding restored, but not before a series of lawsuits that have brought the program under new scrutiny. SNAP was already broken long before the stalemate. But when President Donald Trump’s One Big Beautiful Bill was passed in July 2025, it outlined tougher regulations and billions of dollars in funding cuts.

New work requirements were added to prevent “fraud and waste,” according to Agriculture Secretary Brooke Rollins, but the U.S. Congressional Research Service said in an April 7, 2025, report that SNAP fraud is “rare,” and that available data and reports show that many overpayments can result from unintentional mistakes.

Critics have warned against the changes, saying they would weaken vital social safety nets. The Center on Budget and Policy Priorities estimates that about 3.5 million people lost benefits between July 2025 and February 2026, and local politicians, including New York City Mayor Zoran Mamdani, are pushing to pass legislation to close the gap.

States were given a grace period to enact these rules before beneficiaries began to see potential reductions in benefits. June 1 is the deadline for work requirements in several populous states, including New York and California, meaning more Americans will be covered by the provision.

Here’s what you need to know about the new SNAP work requirements.

New SNAP work requirements

President Trump’s “One Big Beautiful Bill,” passed in July, aims to cut SNAP funding by an estimated $186 billion by 2034, according to the Congressional Budget Office. It also added new restrictions to the program, including expanded work requirements.

Under the bill, non-disabled adults (referred to in government documents as able-bodied adults without dependents or ABAWD) who wish to receive SNAP benefits for more than three months in a three-year period must meet work requirements if:

  • No documented medical or circumstantial exemption. (physical or mental health, pregnancy, age, assistance from other programs, membership in a designated Indian group).
  • Ages 18-65 (up from the previous maximum age of 55).
  • Do not have any dependents under the age of 14 (previously the dependent age was 18).
  • Veterans, people under the age of 24 who have recently aged out of foster care, or people who are homeless. Previously, these groups were exempt from labor requirements.

To meet the work requirement, non-exempt individuals must:

  • Work at least 20 hours per week/80 hours per month in paid employment or earn at least $217.50 per week before taxes.or
  • Perform at least 80 hours of unpaid work per month (services can be exchanged for non-monetary payments, such as performing building maintenance to reduce rent). Pre-approval and verifiable proof of business hours required. or
  • Participate in an approved education or training program for at least 80 hours per month. This includes college courses, certificate programs, SNAP employment and training programs, local job readiness courses, and similar initiatives. Participating in a drug or alcohol treatment program is also important.or
  • Perform a certain amount of community service or volunteer work based on state-specific guidelines. This may include volunteer and work experience programs with local nonprofits and public service organizations such as food pantries, parks, and libraries. Hours are calculated by dividing your SNAP benefits by your state’s minimum wage. New York State Example: If you receive $300 in SNAP and the state minimum wage in your area is $16, you must complete 18 hours of community service or volunteer work each month. ($300 ÷ $16.00 = 18 hours).

Who receives SNAP benefits?

SNAP, formerly known as food stamps, is offering the card, known as Electronic Benefits Transfer (EBT), to about 12% of Americans for a limited time to help purchase basic groceries. Many of the beneficiaries are the elderly, people with disabilities, and children.

To qualify, households must be below 130% of the poverty line. That means their income is no more than 30% below the federal poverty guidelines ($15,960 per single person in 2026). $27,320 for a three-person household. $38,680 for a five-person household.

In 2025, the monthly cap for a one-person household will be $298, but it could rise to as much as $785 for a three-person household and $1,183 for a five-person household, according to the USDA. There are special additional rules for households with elderly or disabled people.

SNAP benefits are determined by the state and funded by the USDA. To maintain eligibility, recipients must recertify periodically. Benefits are typically only provided for three months out of a 36-month period unless additional work-related requirements apply. Approved recipients will have a limited timeline to access benefits.

Who will Karen Bass run against? L.A. mayoral election updates

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It’s coming Wednesday, June 3, to find out who will join incumbent Los Angeles Mayor Karen Bass in the November runoff. Will she run against her outspoken critic and former reality TV star Spencer Pratt, or progressive Los Angeles City Council member Nitya Raman?

Early results Wednesday morning showed Mr. Bass leading with about 35% of the vote, followed by Mr. Pratt (30%) and Mr. Raman (22%), according to the Los Angeles County Registrar-Recorder and County Clerk.

This is followed by Adam Miller with nearly 4% and Lei Huang with nearly 2.8%. Election officials are expected to continue counting votes and providing updates in the coming days.

In a post to

Paris Barraza is a reporter covering Los Angeles and Southern California for the USA TODAY Network. please contact her pbarraza@usatodayco.com.

Why was Scott Pelley fired? Explaining the ’60 Minutes’ controversy

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Longtime correspondent Scott Pelley has been fired from CBS News after a heated meeting with 60 Minutes’ new executive producer Nick Bilton.

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Scott Pelley is at the center of the CBS outrage.

The longtime correspondent for “60 Minutes” was fired from CBS News after a highly publicized private spat. Anchor’s departure came after a heated staff meeting. The New York Times and Status reported Monday based on leaked audio in which he can be heard accusing network editor-in-chief Bari Weiss of “murdering” the news show and lying to the newly hired executive producer, former technology journalist Nick Bilton.

CBS News fired the “60 Minutes” correspondent of more than 20 years after the exchange was reported by the media, USA TODAY reported. Perry, 68, did not receive any severance or other benefits effective immediately.

In a termination letter obtained by USA TODAY, Mr. Bilton told Mr. Perry that he hoped they could work out a “path forward together” following the “misconduct,” but that “you have made it clear that you are not interested in such a path.”

Perry, who has been with the network for nearly 40 years and appeared on “60 Minutes” for more than 20 years, has since publicly accused the network’s leadership of forcing bias on “60 Minutes,” pandering to politicians and “trying to curry favor with the Trump administration.”

USA TODAY has reached out to CBS for comment. A representative for Mr. Perry could not be reached.

The New York Times and Status reported that the staff meeting was aimed at introducing Mr. Bilton, a former Times technology columnist and investigative journalist, who was chosen to lead “60 Minutes” in late May.

In a tense exchange during the meeting in which the New York Times reported that Mr. Perry called Mr. Bilton’s qualifications “frivolous,” the broadcast journalist questioned Weiss’s commitment to the prosperity of the news program, saying she was “killing ’60 Minutes'” and that she was “brought in to kill it.”

In his termination letter, Bilton criticized Perry, saying the anchor had “hijacked” the meeting by “ambushing” him.

“You hijacked my first meeting with my staff to disrespect me, my qualifications, and my intentions in a manner that was extremely disrespectful and disrespectful,” Mr. Bilton told Mr. Perry in the memo. “Yesterday’s staged display of hostility, which took place in front of your staff rather than in an internal, private conversation, demonstrated that you have no interest in contributing to the future success of the program.”

“60 Minutes” producer Nick Bilton says Scott Pelley’s “antipathy” led to his firing

He said Perry’s “antipathy,” or hostility, toward the show’s future was clear, adding, “And I’m listening to you.”

“I’m here to provide top-notch news programming, not make headlines about newsroom drama, and I want to work with people who share this goal,” Bilton added.

Who is Nick Bilton? Journalist once wrote for ‘The Idol’

Mr. Bilton is a former technology columnist for the New York Times and previously worked in research and features at Vanity Fair. He also hosts a technology podcast, co-hosts “The Nick, Dick and Paul Show,” and is the author of “American Kingpin: The Epic Hunt for the Criminal Mastermind Behind the Silk Road” and “Hatching Twitter: A True Story of Money, Power, Friendship, and Betrayal.”

In addition to his journalism career, Bilton also works as a screenwriter and filmmaker. He wrote and directed the 2021 TV movie “Fake Famous,” a documentary about social media influencers, and was a staff writer on the 2023 drama “The Idol,” starring Sam Levinson.

This journalist has never worked in broadcast journalism or led a newsroom before. But he told the New York Times in a joint interview with Weiss that his nontraditional path could be an asset. “Bringing insiders into the company doesn’t change anything,” he says.

Mr. Bilton’s hiring coincided with mass layoffs at “60 Minutes.” Longtime senior leaders such as executive producer Tanya Simon and executive editor Dragan Mihailovic, as well as correspondents Sharyn Alfonsi and Cecilia Vega, were fired from their roles on the show. In public statements, Alfonsi and Vega claimed that the firings were politically motivated.

Contributors: Greta Cross and Edward Segarra, USA TODAY

State court oral arguments to watch in June

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monthly, state court report Preview upcoming oral arguments in prominent or interesting state court cases.

In June, each state’s highest court will take up a wide range of issues, including an Ohio law that prohibits cities from regulating tobacco products, Delaware’s ban on firearms for adults under 21, and Oklahoma’s effort to eliminate property taxes on homeowners.

Can Oklahoma voters eliminate property taxes on owners’ home bases? — June 2

Brooks vs. ReynoldsOklahoma Supreme Court

The Oklahoma Supreme Court will decide whether a citizen-led proposal to eliminate property taxes for homeowners by 2029 should move forward to collect signatures. The plaintiffs, who include residents on school boards, fire chiefs and local law enforcement, argue that if approved by voters in November, the bill would have a “devastating impact” on Oklahoma by reducing more than $1.5 billion in annual revenue and impacting many government services, especially schools. They argue that the law violates the state constitution, including the tax flat clause that gives incentives to homeowners and certain provisions governing property taxes.

Supporters of the initiative counter that the ballot measure is authorized by another state constitution provision that allows the Legislature to exempt homesteaders from property taxes. They argue that because this article does not explicitly exclude laws enacted through the initiative of the people, it should be interpreted in favor of the initiative of the people, regardless of any ambiguity. The parties also dispute whether subsequent property tax-related reforms invalidate this provision.

See the discussion here.

Can digital tools address California’s court reporter shortage? — June 3

Domestic Violence Appeals Project v. Contra Costa County Superior CourtCalifornia Supreme Court

The California Supreme Court will consider whether a state law that prohibits electronic recording of most types of civil proceedings violates the California Constitution’s due process, equal protection, and separation of powers protections when there are no court-provided reporters to transcribe proceedings and litigants cannot afford to hire private court reporters. The legal aid group’s petition comes amid a widespread shortage of court reporters in the state.

The petitioners, supported by numerous court groups, argue that banning electronic recording in these situations would not only “severely impair” the ability of trial courts to fulfill their obligation to “ensure indigent litigants have full access to the judicial system” recognized in California Superior Court precedent, but also impede the ability of appellate courts to review lower court proceedings. California courts are trying to hire new reporters, and trial courts in Los Angeles, Santa Clara and Contra Costa have directed their clerks to use electronic recordings, regardless of statute, if a judge determines that a hearing involves fundamental rights. But the appellants argue that the law’s broad relief is needed to ensure that low-income litigants have unfettered access to verbatim records in all civil cases, without relying on judges’ discretion.

See the discussion here.

Can Ohio cities regulate vaping? — June 9th

City of Columbus vs. StateSupreme Court of Ohio

The Ohio Supreme Court will consider whether a state law that prohibits cities from regulating tobacco products violates the 1912 Ohio “Home Rule” Amendment, which gives local governments the power to govern so long as their rules do not conflict with “general” state law. Within days of Columbus approving the ban on flavored tobacco sales, the Legislature passed the bill, which ultimately overcame two vetoes from the governor into law. as state court report As covered by , the dispute is part of a trend in states seeking to thwart local efforts to restrict e-cigarette use, especially among young people.

An intermediate court sided with more than 20 Ohio cities challenging the ordinance. The committee determined that because the bill does not contain any affirmative regulations or rules, it is not a “general law” that can block local ordinances under the Home Rule Clause. On appeal, the state argues that the Ohio high court should uphold the 1912 term’s meaning as a law that operates uniformly across the state, like this statute, and abandon the established four-part review of general law used by intermediate courts.

A number of public health groups, including the American Medical Association and the American Cancer Society Cancer Action Network, filed court briefs highlighting the “important role” cities in Ohio and other states have played in protecting against the harms of tobacco.

See the discussion here.

Can Wyoming freeze primary voters’ right to change party? — June 10

malcolm vs grayWyoming Supreme Court

The Wyoming Supreme Court is set to hear a challenge to a law passed in 2023 that would limit so-called “crossover voting.” It prohibits voters from declaring or changing their party affiliation within 96 days of the state’s primary election, a deadline set before candidates can apply to run in the primary. A coalition of voters, former candidates, and retired state legislators is challenging changes based on provisions in the Wyoming Constitution that require “open, free, and equal” elections, protect the “unfettered exercise of suffrage,” and limit the terms of “political rights.”

The parties are asking the high court to resolve what test should be applied to the bill. Plaintiffs argue that the trial court correctly recognized the right to vote as fundamental, but erred in adopting a permissive standard of election image similar to a rational basis test. They argue that the letter and “spirit” of state constitutional provisions require rigorous scrutiny, pointing to the Wyoming Superior Court’s statement in a recent abortion ban decision that states fundamental rights invite rigorous scrutiny unless clear constitutional language says otherwise. The Wyoming Secretary of State countered that a rational basis was appropriate because participation in a political party’s nomination process is different from the fundamental right to vote in a general election. He also argues for another state constitutional provision that requires lawmakers to “ensure the purity of elections” and allows a deadline for new party registration to prevent “party raids.”

Listen to the discussion here.

Can Delaware restrict youth gun ownership? — June 10

Delaware Department of Safety and Homeland Security v. BarneyDelaware Supreme Court

The Delaware Supreme Court will consider whether a state law enacted last year that prohibits adults under 21 from purchasing or possessing firearms and ammunition, with limited exceptions, violates the state’s constitutional right to “keep and bear arms.” The trial court sided with the plaintiffs (the youth, the state National Rifle Association affiliate, and the shooting club) in finding violation. Consistent with the way the Delaware High Court has previously evaluated state constitutional restrictions on gun rights, the trial court applied an intermediate level of scrutiny to this law.

On appeal, all parties challenge the trial judge’s application of that test. The state and the Giffords Law Center to Prevent Gun Violence, a legal group, argue that the court erred in concluding that the law placed a greater burden on older adolescents’ right to self-defense than is reasonably necessary to reduce the disproportionate rate of gun violence in this age group.

Plaintiffs argue that the test itself is wrong following a 2022 U.S. Supreme Court ruling. New York State Rifle & Pistol Association v. Bruen They argued that gun laws must have historical similarities to satisfy the Second Amendment. They argue that the Delaware high court should adopt its originalist approach to ensure that the state’s constitutional right to arms retains at least as much protection as the federal right. bridge It effectively lifted the floor of Congress through a test that largely ignored government regulations. The states countered that this logic “erroneously confuses the rights granted under each constitution with the means courts use to protect them,” pointing out that federal courts apply: bridge The results are mixed.

See the discussion here.

Was Washington’s transfer of transgender women to male prisons unconstitutional and cruel? — June 23

About Amber Kim’s personal detentionWashington Supreme Court

The Washington Supreme Court will consider whether the state’s transfer of a transgender woman from a women’s prison to a men’s prison violates the state constitution’s provisions against “cruel punishment.” Amber Kim’s petition says that after she revealed she was transgender, corrections officials placed her in a women’s facility to ensure her safety and well-being, but a nonviolent violation forced her back to a men’s prison. She was kept in solitary confinement for nearly two years because she feared she would be sexually assaulted or harassed if she joined the male population.

Kim argues that the intermediate court misapplied the state Supreme Court’s cruel confinement review by denying her petition. That is, whether the conditions of confinement “create an objectively significant risk of serious harm or otherwise deprive the appellant of a fundamental need for human dignity” and are “not reasonably necessary to achieve a legitimate penal purpose.” Kim argues that the harm she would suffer from indefinite solitary confinement, suppression of gender identity, and avoidance of important features such as safety showers in the general prison population would, if properly balanced, “significantly outweigh” the state’s interests. Former correctional officers filed a court brief in support of Kim, citing data showing that transgender women in men’s prisons are “at least 10 times more likely to be sexually assaulted than the average adult prisoner.”

The state responded that Kim’s facility safely houses many other transgender women, that she continues to receive gender-affirming care there, and that correctional staff led by the department’s gender responsive administrator, who is a transgender woman, regularly reviews Kim’s custody status.

See the discussion here.

Sarah Kessler is an advisor and contributing editor. state court report.

Recommended citation: Sarah Kessler, State Court Oral Arguments to Watch for in June, Sᴛᴀᴛᴇ Cᴏᴜʀᴛ Rᴇᴘᴏʀᴛ (June 1, 2026), https://statecourtreport.org/our-work/analysis-opinion/state-court-oral-arguments-watch-june-2

Who will be the next winner after Spirit Airlines? the answer is already obvious

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Spirit Airlines’ closure is reshaping the U.S. airline industry as competitors gain routes, customers and pricing power.

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  • JetBlue Airways and Frontier Airlines are aggressively adding seats, but Spirit Airlines is only replacing about one-fifth of its summer seats.
  • The disappearance of ultra-low-cost airlines is expected to increase average airfares for consumers.
  • At some smaller airports, routes previously served only by Spirit have ceased altogether.

Cruising Altitude is a weekly column about air travel. Have a suggestion for a future topic? Fill out the form or email us at the address at the bottom of this page.

Now that Spirit Airlines is gone, other companies are already rushing to pick up some of the passengers.

When the pioneering ultra-low-cost airline abruptly shut down on May 2, the foundation was laid for a realignment of the U.S. airline industry.

Most other U.S. airlines have not only stepped in to help the Spirit’s stranded passengers. The closure also created an opportunity for airlines to acquire new routes and customers on a more permanent basis, and ultimately increase fares (more on this later).

“I don’t know if there was enough time to fully assess how Spirit’s failure would affect the rest of the airline industry, but this definitely suggests increased industry concentration,” said Brett House, an economics professor at Columbia Business School.

While it’s still too early to say exactly what post-Spirit flight in the U.S. will look like in the long term, some trends are already emerging as to which companies are likely to benefit most. Here’s how the industry consolidation is shaping up so far.

Two airlines growing stronger

Shortly after Spirit’s closure, JetBlue Airways and Frontier Airlines took aggressive moves to fill the yellow gap that suddenly appeared in the sky. (Maybe there’s a color theory joke here about blue, green, and yellow all shuffling together, but I digress.)

JetBlue and Frontier had sought to merge with Spirit (separately) in recent years, but Spirit shareholders rejected Frontier’s proposal in favor of JetBlue’s more favorable one, and it was subsequently blocked by the Biden administration.

In the past few weeks, both airlines have tried to make up for some of Spirit’s lost capacity.

JetBlue was able to seriously strengthen its position in Fort Lauderdale, adding nine routes previously served by Spirit at the airport and increasing its capacity share at the hub, where it competed most directly with Spirit, from 22% to 37%, according to aviation analysis firm OAG.

“Over the past year, we’ve increased our daily departures from Fort Lauderdale by more than 75%, and we’re not stopping there. At key moments, we’re stepping up for the communities that have been part of our history since day one and adding services our customers need,” Daniel Schultz, JetBlue’s senior vice president of revenue, network and corporate planning, said in an email. “Our growth in Fort Lauderdale is intentional and built for the long term. We see great opportunity for FLL going forward, and we will continue to invest where JetBlue can make the biggest difference.”

Nevertheless, Fort Lauderdale still experienced a decline in overall production capacity after Spirit’s exit. According to OAG, Spirit and JetBlue combined to send about 638,000 seats out of the airport in April, and JetBlue’s service will approach 426,000 seats by September.

Frontier is also making big moves to grab market share from the former Spirit, according to Cirium, another aviation data analytics company. Cirium said Frontier added 425,000 seats on its former Spirit routes over the summer.

“We have been opportunistically deploying our capabilities in the wake of Spirit’s closure, which has created an opportunity to grow our presence in many markets and introduce more customers to Frontier,” Josh Friar, Frontier’s vice president of network and operational design, told me in an email. “We currently fly on more than 100 routes previously served by Spirit, and are positioned to be the new value airline of choice.”

Still, a big yellow hole remains in this country’s sky.

Spirit’s closure removed 5 million seats from the airline’s network this summer, and competitors only backfilled about 1 million of those seats, according to Cirium.

Higher price for travelers

For consumers, the most frustrating aspect of Spirit’s closure will likely be higher airfares overall. Even if you’ve never flown on a low-cost airline, Spirit’s mere presence has forced other airlines to sell cheaper tickets.

“At the end of the day, it’s going to be negative for consumers,” House said. “Spirit’s exit will make the U.S. airline industry more concentrated and less competitive. … That means, on average, fares will be higher than they would otherwise be.”

However, it remains to be seen whether and to what extent these high prices will drive travelers out of the market. Part of Spirit’s struggles in recent years have been that travelers have become more willing to spend more on travel and pay for more premium aviation experiences. That left the ultra-low-cost carrier struggling to attract passengers with a model focused on bare-bones experiences and lowest prices at a time when travelers were looking for something different.

I’ll be interested to see if sales of other airlines’ basic economy tickets increase as former Spirit customers disperse to other airlines. Still, Frontier and other smaller, ultra-low-cost carriers like Breeze, Avero and Allegiant remain and may be poised for further growth.

“Continued availability of low-fare service across the United States is essential to ensuring consumers have access to affordable flights,” Frontier’s Fryer said. “Beyond the value-driven aviation options offered by low-fare airlines, their presence in the market fosters competition among airlines and reduces the overall cost of aviation for consumers.”

According to AAA, all of this is not only because more Americans are planning to travel this year, but also because oil prices are soaring. As a result of these price hikes and Spirit’s losses, the average domestic airfare this summer is $510, according to data from airline ticket trading website Going. For comparison, the average price for domestic airfare in summer 2025 was $432.

Some small airports stranded

Spirit competes directly with other airlines on many routes, but a handful of smaller airports are now completely closed.

According to OAG, eight of Spirit’s 121 routes are operated exclusively by the carrier, and five of those routes remain out of service.

Those routes are:

  • Atlantic City International Airport (ACY) − Palm Beach International Airport (PBI)
  • ACY – Southwest Florida International Airport (RSW)
  • Fort Lauderdale International Airport (FLL) – San Antonio International Airport (SAT)
  • Arnold Palmer Regional Airport (LBE, near Pittsburgh) − Orlando International Airport (MCO)
  • Key West International Airport (EYW) − FLL

It’s unclear whether other airlines will eventually backfill these routes.

Zach Wichter is a travel reporter and writes the Cruising Altitude column for USA TODAY. He is based in New York and can be reached at zwichter@usatoday.com.

Trump meets Paxton at the White House after winning Texas Senate Republican primary

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President Donald Trump met with Texas Republican Senate candidate Ken Paxton at the White House on Tuesday night.

The meeting comes as Mr. Paxton seeks to solidify Republican support ahead of the November general election after securing the president’s support in a tight party runoff in late May, ultimately defeating incumbent Republican Sen. John Cornyn.

A photo posted by Paxton on social media shows the Republican candidate standing behind the president at his resolute desk in the Oval Office. In another photo, Paxton is seen posing with the president and Texas Lieutenant Governor Dan Patrick with political artwork of his Democratic challenger, state Rep. James Talarico.

“It was an honor to be with President Trump and Dan Patrick today to protect Texas and save America,” Paxton said in the post.

President Trump shares Talarico’s ‘artwork’

President Donald Trump shared an autographed “work of art” with Lt. Gov. Dan Patrick during a visit to the Oval Office, according to XPost.

Patrick shared a side-by-side image of Talarico, who has lost a tooth, and Alfred E. Newman, the longtime MAD Magazine mascot known for his signature smile.

“@realDonaldTrump knows how to draw like no one else,” the post read.

Many of the comments on this post did not find this image funny. “As a lifelong Republican, there is nothing more embarrassing for the Republican Party,” one person wrote.

Trump fully supports Paxton, hosts Texas rally for Paxton

Mr. Trump endorsed Mr. Paxton in the final stages of the Republican runoff, with early voting already underway. The president’s endorsement sent shock waves not only in Texas but also on Capitol Hill.

As reported by USA TODAY, the president’s relationship with Senate Republicans was already contentious, but the president’s endorsement of Paxton over the only Senate Republican vote further heightened tensions.

Sen. Lindsey Graham (R-S.C.) said Paxton’s support would make the race in Texas more expensive for Republicans because Paxton’s support is more vulnerable to a Democratic upset than Cornyn’s.

Democrats are celebrating Mr. Paxton’s victory over Mr. Cornyn and believe their candidate, state Rep. James Talarico, could flip the seat. Recent polls after the Republican runoff elections show Talarico leading Paxton 47% to 44% in the U.S. Senate race, just outside the poll’s margin of error.

As the results of the vote are almost finalized, some Republicans are divided on whether to support Paxton, torn between party loyalty and the ongoing controversy surrounding him.

Trump also spoke publicly to Lara Trump on Fox News’ “My View” and said publicly that he plans to campaign for Paxton in Texas.

“I think Ken Paxton is absolutely going to destroy him (Talarico),” President Trump said on Fox News. “I’m going to go ahead and hold a rally for him.”

Mateo Rosiles is a Texas Connect reporter for USA TODAY and local Texas newspapers. Do you have any news tips for him? Email us at mrosiles@usatodayco.com.

What is PSSD? A 23-year-old woman stated that discontinuing SSRIs resulted in sexual dysfunction

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WASHINGTON — In a lively ballroom at a luxury hotel, Laura Friedman, 23, sat on stage and talked about her sex life. Specifically, sexual dysfunction.

The Vanderbilt University senior explained that after stopping antidepressants, she completely lost sensation in her genitals and experienced what she called “chemical castration.”

She also loses her sense of emotional connection. “I can’t feel the love for my mother. It’s the hardest thing on earth.”

Mr. Friedman’s talk about the “overmedicalization” of mental health riveted the audience at an event hosted by the MAHA Institute, an enthusiast group for Secretary of Health and Human Services Robert F. Kennedy Jr.’s “Make America Healthy Again” movement.

Other young people who accompanied Friedman said they also faced unexpected challenges from psychiatric medications and SSRIs (selective serotonin reuptake inhibitors, a type of antidepressant).

SSRIs can be life-changing for people suffering from mental health issues. There are several types of antidepressants, but health care providers usually make SSRIs the first choice because they tend to have “fewer and milder side effects than other options,” according to the Cleveland Clinic.

Friedman was clearly reluctant to participate and had no intention of becoming a spokesperson for post-SSRI sexual dysfunction (PSSD), a condition not officially recognized in the United States. People like Friedman are sounding the alarm.

“I think it’s obvious that I don’t want to be here,” she said. “It feels so humiliating and dehumanizing to share this to a group of strangers, to the press, and inevitably to the Internet. So much so that I am literally sexually dysfunctional and emotionally lobotomyd. This is the complete opposite of who I have always been.”

But she was there to make a certain point. She doesn’t want PSSD to happen to anyone else.

SSRIs have been a major issue in the MAHA movement, including at an event where speakers argued that these drugs are being overprescribed.

According to a 2024 study published in the journal Pediatrics, monthly antidepressant medication rates among young people increased by 66.3% from January 2016 to December 2022 as depression rates rose.

Speakers at the event called for greater emphasis on non-drug treatments for depression, including psychotherapy and lifestyle changes such as improved sleep hygiene, exercise and diet.

But when talk therapy alone doesn’t work (or you don’t have access to this type of support), antidepressants can be an important option for people suffering from depression, OCD, anxiety, and other mental health conditions, but antidepressants should always be closely monitored by a doctor.

What do you need to know about PSSD? Here’s what the experts say.

What is PSSD?

Although the manifestation of sexual dysfunction after SSRIs varies from patient to patient, doctors who study the condition say it is primarily defined by the onset or persistence of sexual dysfunction after SSRI use.

“Most of us expect that if we take a drug and experience side effects, we can stop the drug and the side effects will go away, but the opposite is true,” explains Dr. Kenneth Peters, chief of urology at Corewell Health in southeastern Michigan and medical director of the Beaumont Center for Women’s Urology and Pelvic Health.

Peters said side effects such as genital numbness, difficulty getting an erection and difficulty reaching orgasm may increase even more after the drug is stopped.

And it’s not necessarily just sexual side effects. Peters said some patients may lose interest in things they used to love, struggle with emotional connection, or experience physical symptoms such as changes in bladder or bowel function.

“As a clinician, this is surprising,” he says.

According to Dr. Irwin Goldstein, chief physician, co-founder and director of the San Diego Society of Sexual Medicine, for many years the explanation for this change was the original mood problem for which SSRIs were prescribed. However, he explained that his research has discovered physiological changes in people who experience PSSD, including neurological function and tissue damage.

Peters points out that people who have stopped non-psychiatric medications for skin health or hair loss have also reported similar problems.

In 2019, PSSD was approved by the European Medicines Agency, a regulatory authority similar to the US Food and Drug Administration. Peters explained that similar recognition does not exist in the United States, and there are no formal diagnostic criteria.

How MAHA is involved in the SSRI debate

Shortly after RFK Jr. became health secretary, President Donald Trump directed his administration to assess the “threat” posed to children by prescribing SSRIs, antipsychotics, mood stabilizers, and stimulants.

An executive order aimed at ending “over-reliance on drugs and treatments” has sparked panic among people who rely on SSRIs and other psychiatric drugs to manage their mental health.

“Literally, I wouldn’t be alive today without my SSRIs,” one user posted on X in response to the executive order. “If they take away these drugs it will cause a mass tragedy,” another X user wrote.

President Kennedy, for example, has shared conspiracy theories that falsely link antidepressants to school shootings, while promoting the idea that he is focused on “gold standard science.”

But is there a way to balance raising awareness of PSSD while making SSRIs available to people who need them? Experts think so.

“We don’t want to eliminate drugs; we want to make that clear,” Goldstein said. “But we don’t want to cause this PSSD issue. This is a separate bad condition.”

How common is PSSD?

Approximately 1 in 6 Americans takes SSRIs. Goldstein said the percentage of people who develop PSSD appears to be very small, but difficult to estimate.

“Not everyone who takes drugs will experience these problems,” he says. “It could be 1%, it could be 4%. We just don’t know what to make of it.”

But Goldstein said the state shouldn’t lose credibility just because the percentage is small, missing or not publicly recognized.

Peters went a step further and said it’s dangerous not to listen to patients who are going through this kind of experience. In an international survey on PSSD he conducted with Corewell Health, the majority of participants said they sought medical care for their symptoms, but more than 50% of the clinicians they consulted ignored them, he said.

Are there treatment options?

For some people, symptoms of PSSD subside within months or years, but for others they can be “forever,” Peters said, adding that there is no formal treatment.

“I think most patients get their medical information from subreddit accounts, where people who have tried millions of different things talk about their experiences,” he said, adding that people have researched everything from hormone manipulation to electrical stimulation. Health-related subreddits can help many people feel heard, but it’s important to remember that not all health information on social media or the internet at large can be trusted.

While a solution is a long-term goal, he and Goldstein hope that short-term research can identify people most at risk for PSSD.

“The issue is funding,” Peters said, adding that most of the PSSD research that exists is funded by patients. He hopes the grant he’s applying for from the National Institutes of Health will lead to further research.

In the meantime, experts and advocates are calling for more information about the potential risks to be shared with patients prescribed these drugs.

“We also don’t need to scare people away from taking something that could potentially save their lives,” Peters said.

Silver fell 1.96% on June 3, 2026

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How much is silver worth per ounce today?

As of 12:05 PM ET on June 3, 2026, the spot price of silver is $73.44 per oz., according to the latest market data. This is a decline of 1.96% and $1.47 from the previous closing price of $74.91.

One year ago, silver was trading at $34.68 per ounce. This means that the price has increased by 111.80% in the last 12 months.

Key levels to look out for this week:

52 week low: $34.51

52 week high: $117.39

Silver is trading 37.44% below its 52-week high. The stock is 112.82% above its 52-week low.

What is the historical price of silver?

today 1 week ago 1 month ago 1 year ago
$73.44 $77.43 $75.58 $34.68

A week ago, silver was trading at $77.43 per ounce. Since then, the price has fallen by 5.14%.

A month ago, silver was trading at $75.58 per ounce. Since then, the price has fallen by 2.82%.

USA TODAY is an independent publisher and not an investment advisor. The information provided is for educational purposes only and should not be construed as financial, investment, or trading advice. We recommend that you seek independent advice from a qualified professional regarding any specific financial decisions you may make. Trading commodities, futures, and options involves significant risk of loss. Individual investment results may vary. Past performance is not indicative of future results. Prices change rapidly and unpredictably due to factors such as supply/demand, weather, and geopolitical events. Our company assumes no responsibility for any loss or damage arising from the use of the information.

What is driving the price of silver today?

The price of silver is driven by inflation expectations, central bank policy, global economic conditions, and investor demand. The strength of currencies, especially the US dollar, can influence daily prices, as well as physical and industrial demand. For more on the market, read the latest investment news on USA TODAY Money.

What does XAG/USD mean?

XAG/USD is the ticker symbol used to track the spot price of silver in US dollars.

XAG stands for 1 troy ounce of silver and USD stands for US dollar. The estimated price tells you how many dollars it costs to purchase one ounce.

Prices are usually quoted per troy ounce, which is slightly heavier than a standard ounce.

Spot prices reflect real-time market transactions and serve as a benchmark for futures contracts, ETFs, and retail bullion prices.

how to invest in silver

Investing in silver can be done by buying physical coins or bars, buying ETFs that track its price, or investing in mining stocks. Be sure to weigh costs, storage needs, and risk tolerance before making a decision. The retail price of a coin or bar typically includes a premium over the spot price.

Disclaimer: This USA TODAY Money article was automatically generated using live market data from Alpha Vantage. If you think we made a mistake or have feedback, please use this form.

Who won the California gubernatorial election? Too close to call

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California’s crowded 2026 gubernatorial race captivated the nation, but the state’s jungle primary system left many wondering which candidates would appear on the November ballot, and many still have questions the morning after the primary.

As of the morning of June 3, the California gubernatorial race was still too close to call, even though Democratic candidate and climate change activist Tom Steyer continued to fall behind the two leading candidates, Republican Steve Hilton, a Fox News contributor and small business owner, and Democrat Xavier Becerra, a former U.S. Secretary of Health and Human Services.

While the California Secretary of State’s office continues to receive and count late-arriving mail and submitted ballots, major news organizations are opting to suspend campaigning because these late votes could significantly swing the race in the days after primary night.

Unlike other states, California holds open primaries, with the top two candidates advancing to the general election ballot in November.

Going into California’s primary night, people wondered if the Republican candidate could be barred from this November’s election, but as the night wore on, that possibility seemed less likely as Mr. Steyer fell further behind the two leading candidates.

The California Secretary of State’s Office reported as of Wednesday morning that Mr. Hilton had received more than 1.38 million votes, Mr. Becerra had received more than 1.26 million votes, and Mr. Steyer had received more than 979,000 votes.

Either way, both the Hilton and Becerra camps took victory laps late on the first night.

Remarkably, Hilton’s success highlights the aspirations of Californians Calling for change as state faces housing and affordability crisis It became the focus of this year’s gubernatorial election.

“Looks like real change is coming to California,” Hilton said in a June 3 social media post. “If someone is going to take this state back, that’s the plan. Change is coming. We’re heading to Sacramento.”

In a late-night preliminary speech, Hilton emphasized that his campaign started as a “handful of rebels” who believed California had “gone off the rails” and that his leadership would “get it back on track.”

“You see the struggle in your eyes. The struggle of small business owners. The struggle of working class Californians,” Hilton said in his speech. “Young people who don’t see a future in California and think they have to move elsewhere to pursue their dreams of owning a home.”

Meanwhile, Becerra, who had been leading in the polls until the night of the primary, ultimately fell short of expectations, receiving the second-most votes out of more than 60 candidates.

Regardless of his performance, Mr. Becerra remained unfazed by it, celebrating his possible victory in a late speech intended to energize voters on opening night.

“The California dream is alive tonight,” Becerra said in his speech. “Tonight, the people of our great state of California, the greatest country on earth, spoke loud and proud.”

“And while I’m not taking anything for granted, there are still plenty of ballots left to be counted, but it looks like we’re on track for November,” he added.

However, Mr. Steyer did not stop campaigning and announced that he had chosen to wait until the Secretary of State had finished receiving the ballots.

“We’re going to wait until all the votes are counted,” Steyer said at a campaign party in San Francisco. “We’re going to give democracy time to work.”

Things didn’t go well for Riverside County Sheriff Chad Bianco, the other major Republican candidate, who was seen as a strong candidate for governor in early polling results. As of Wednesday morning, Bianco’s campaign had fallen significantly behind with 566,679 votes. Like Mr. Steyer, Mr. Bianco’s campaign did not budge, choosing to wait for more votes to be counted.

On the night of the primary, Democratic candidates San Jose Mayor Matt Mahan, former U.S. Representative Katie Porter, and former Los Angeles Mayor Antonio Villaraigosa announced they were withdrawing from the race. All three candidates received less than 5% of the state’s vote in unofficial voting.

“While the gubernatorial campaign ends tonight, our mission has just begun,” Mahan’s campaign told X. “We’ve proven that a better California is possible because we’re doing it right here in San Jose.”

Noe Padilla is a Northern California reporter for USA Today. To contact him, npadilla@usatodayco.comX Follow him at @1NoePadilla or Bluesky @noepadilla.bsky.social.. Sign up for the TODAY Californian newsletter or follow TODAY Californian on Facebook.