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  • . If you’re going on a group trip or splitting a large bill, make a plan ahead of time for how and when everyone will pay each other back, Evans says. This includes figuring out the method of how payment will happen, as well as a timeline for when the person fronting the cost can expect to be repaid.
  • . Before offering to put concert tickets, a trip, or group dinner on your card, make sure you’re financially prepared, Evans says. “If you are not going to be comfortable with people taking longer to potentially pay you back, don’t put it down.”

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