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Ozempic and Wegovy lower prices. The payment amount is as follows.

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Wigoby and Ozempic, makers of blockbuster weight loss and diabetes drugs, on Monday reduced the prices of most versions of those drugs.

Novo Nordisk has reduced the price of its injectables Wigovy and Ozempic from $499 to $349 per month for consumers who purchase the drug directly from a pharmaceutical company, telemedicine partner or retail pharmacy. Only the 2 mg dose of Ozempic remains $499 per month.

For new customers, Novo Nordisk will sell 0.25 mg and 0.5 mg versions of Wegovy and Ozempic for $199 for the first two months. Introductory offer for new self-pay consumers available through March 31, 2026.

Novo Nordisk’s price cuts come as the Trump administration pressures Novo Nordisk and rival Eli Lilly to lower prices on popular weight-loss and diabetes drugs. In the agreement announced Nov. 6, President Donald Trump said Medicare would cover Novo’s Wegoby and Lilly’s Zepbound for millions of seniors and that the drug companies would sell discounted versions of those drugs through TrumpRx, the federal government’s direct-to-consumer website scheduled to launch in 2026.

Novo Nordisk also continues to face competition from pharmacies that sell copies of Wigovy and semaglutide, the active ingredient in Ozempic, at discounted prices.

Consumers have struggled to purchase glucagon-like peptide-1 drugs (GLP-1) due to high list prices and limited insurance coverage. Wegovy retails for a list price of $1,349.

Mercer, a benefits consultant, said 44% of all large employers will have GLP-1 drug coverage for obesity in 2024, up from 41% in 2023. Insurance companies are more likely to cover GLP-1 drugs prescribed for other conditions such as diabetes, heart disease, and sleep apnea.

About 1 in 8 U.S. adults are taking GLP-1 drugs such as Wegovy and Ozempic, according to a tracking study released Nov. 14 by the health policy nonprofit KFF. According to the survey, about one in four users had to pay the full cost of their medication. More than half of GLP-1 users said they could not afford the drug.

Novo Nordisk officials said today’s price cuts are the latest in a series of moves by the Danish drugmaker to make medicines more affordable for U.S. consumers.

“Since we launched Ozempic and Wigobee, we’ve seen a downward trend in prices over time,” said David Moore, Novo Nordisk’s executive vice president of U.S. operations. “This is a phenomenon we have experienced, and it would not be surprising if this phenomenon continues as access and volume increases.”

Novo Nordisk expanded access by selling medicines through chain retail stores and discount websites.

In October, Novo Nordisk announced that Costco and Sam’s Club would sell Wigobee and Ozempic to self-pay customers. The Danish pharmaceutical company also sells medicines through the prescription drug discount website GoodRx. Consumers can also purchase Wegovy prescribed through the company’s NovoCare Pharmacy.

Novo and Lilly both develop weight-loss drugs that can be taken orally or injected as tablets. President Trump announced earlier this month that drug companies would sell unreleased oral versions of these weight loss drugs for $149 a month.

Moore said the company plans to receive Food and Drug Administration approval for Wigovy tablets by the end of 2025 and make the drug available to consumers by early 2026. Lilly is seeking FDA priority review for an oral drug called orforglipron.

Novo is hoping for FDA priority review for its high-dose, injectable version of Wegovy.

Tom Cruise joins Dolly Parton in winning first Oscar at Governors Awards

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For Tom Cruise, taking home an Oscar is no longer “Mission: Impossible.”

The always brown-haired Cruise, 63, accepted the prestigious Oscar at the 16th Annual Academy Governors Awards on Sunday, November 16, along with country music icon Dolly Parton, choreographer and producer Debbie Allen, and groundbreaking production designer Wynne Thomas.

“Making movies is not my job. It’s who I am,” Cruise, a two-time Oscar nominee, said from the stage in the Roy Dolby Ballroom, just off the Dolby Theater, where the Oscar ceremony is held each year.

Cruise promised, “We’re going to continue to make movies strong. Hopefully, there won’t be any more broken bones.”

The box office titan and “Top Gun” superstar has Oscar nominations for his performances in “Born on the Fourth of July,” “Jerry Maguire,” and “Magnolia,” as well as producing and starring in the Oscar-nominated “Top Gun: Maverick.”

However, he has never won a major Oscar. Cruise spoke of a childhood spent fascinated by movie theater projectors.

“That ray opened up in me a desire to open up the world, and I’ve been pursuing it ever since,” Cruise said, without ever mentioning his ties to the controversial Church of Scientology.

Steven Spielberg personally praised Cruise for “saving the movie industry from crisis” after Cruise insisted on releasing Top Gun: Maverick in theaters instead of streaming in the wake of the global pandemic. The box office hit, which grossed $1.495 billion, is widely credited with restoring faith in the theatrical experience at the worst of times.

Director Alejandro G. Iñárritu, who will direct Cruise in the film, scheduled for release in October 2026, presented the award.

“This may be his first Oscar, but what I’ve seen and experienced is that it won’t be his last,” Iñárritu said. “When you stand next to him, you start to feel like the rest of us belong to a rapidly declining species. It’s easy to see that he has 60 more years of his career and many more awards to go. But we’re not here.”

Dolly Parton thanks Humanitarian Oscar

Parton was unable to attend the awards ceremony due to previously scheduled events. However, the Queen sent a video talking about her humble childhood.

“We didn’t have much to share, but mom and dad taught us that the more you give, the more blessings will come to you,” Parton said. “And like this award tonight, I have been blessed beyond anything I could have ever dreamed of.”

Debbie Allen: It’s like being ‘married’ to Oscar

Allen, 75, has choreographed seven Academy Awards ceremonies over more than 50 years and has choreographed for films such as “Forget Paris,” “Jazzman’s Blues” and “Six Triple Eight.”

When Allen won the Governor’s Award, he received a standing ovation from Cruise and Steven Spielberg, who cheered by waving his hands toward the stage. Spielberg directed Amistad, a historical drama about the 1839 slave ship mutiny. Allen produced the film.

Cameras in the theater also showed Allen’s husband, former NBA star Norman Nixon, quietly wiping tears from his eyes as he watched his wife’s success. Nevertheless, Allen gave the Oscar trophy some love.

“It’s like getting married,” Allen said while clutching the trophy. “I will definitely take him to work with me.”

Production designer Wyn Thomas says “thank you” isn’t enough

Oscar winner Octavia Spencer presented Wynn Thomas with an honorary Oscar, calling the celebrated filmmaker “the first black production designer in the history of film.”

Thomas was the production designer on Spike Lee’s She’s Gotta Have It, Do the Right Thing, Malcolm X, and Da 5 Bloods.

“Tonight is a night of gratitude. I get a little annoyed at the word ‘thank you,'” Thomas said. I feel like there aren’t enough words.

Can I waive my right to bear arms?

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A loose thread in the Supreme Court’s latest gun decision could ultimately protect firearm bans in connection with domestic violence restraining orders outside of the limited circumstances the justices acknowledged.

last year America vs. Rahimithe Supreme Court upheld a federal law banning gun possession by individuals subject to certain domestic violence restraining orders. However, the court carefully reversed that decision, upholding the statute only in cases that included a finding that the respondent “posed a credible threat to the physical safety” of the intimate partner. Left unresolved is the law’s alternative disarmament clause, which applies when a restraining order prohibits the use or threat of physical force “by its terms,” ​​even if there is no judicial determination that a person poses a threat to the safety of another person.

Most states, on the other hand, require or allow firearm bans as part of their own protective order systems, often without requiring a “credible threat” finding. The result is a situation in which thousands of state-issued protective orders are left in uncertain constitutional territory.

There is one detail that has been overlooked Rahimi It shows you how to overcome that uncertainty. There, the defendant agreed not only to the protection order but also to the request to disarm. This fact raises a seemingly simple but consequential question. When someone agrees to a confidentiality order restricting their possession of a firearm, does that person voluntarily waive any subsequent Second Amendment claims? The Supreme Court did not address this issue, and several friend-of-the-court briefs noted this issue, but the parties themselves did not brief on this issue.

Questions matter. As Professor Bonnie Carlson recently observed, while the majority of protective orders are issued by consent, 62% in Delaware in 2013 and more than 56% in Pennsylvania in 2012, many of those orders lack judicial findings of a credible threat. If agreeing to a protective order to disarm is tantamount to a waiver of gun rights, many of those orders could withstand constitutional challenge even before a Second Amendment analysis.

The idea that individuals can waive their constitutional rights is not new. For nearly a century, the Supreme Court has held that such waivers generally must be “voluntary, knowledgeable, and prudent,” a standard that stems from a 1938 case. Johnson vs. Zerbstthe court considered a waiver of the right to counsel under the Sixth Amendment. In that context, when life or liberty is at stake and the defendant is unrepresented, the court strongly suggested that the trial judge should take an active role in ensuring that the waiver is “prudent and competent.” However, courts do not insist on such procedures outside of the right to counsel in criminal cases. For example, the doctrine of waiver under the First, Fourth, and Fifth Amendments routinely permits waiver by default of consent or objection without concurrent judicial oversight. What suffices for the right to bear arms is an open question.

This year, the Iowa Supreme Court State vs. Colebecame the first state high court to apply the immunity doctrine to firearm restrictions in subsequent orders of protection. Rahimi. Jordan Cole agreed to a one-year order banning further abuse or intimidation. It also prohibits the possession of firearms, requires the surrender of firearms to law enforcement, and warns that the order “may also affect the right to possess or obtain firearms and ammunition under federal and state law.” However, it is notable that the order did not include a finding that he posed a “credible threat.” Cole was later found in possession of firearms (some of which were allegedly stolen) and was charged under Iowa law, arguing that the conviction violated his gun rights under both the federal and state constitutions.

The Iowa court rejected that argument. It was inferred that Mr. Cole voluntarily entered into an order expressly prohibiting him from possessing a firearm. His lawyer confirmed that he agreed to it. Although there was no record of the hearing in which the consent order was entered, the court determined that the written record was sufficient. In other words, the firearms ban was clear, the potential legal ramifications were explained, and there was no sign of enforcement. The court pointed out as follows: zerbstStyle dialogue, a judicial review of the record as to whether the waiver was knowing, prudent, and voluntary, may have been desirable but was not constitutionally required. After all, people routinely waive other important constitutional protections without going through such a process. They consent to police interrogation under the Fifth Amendment, and they consent to searches under the Fourth Amendment.

opposing opinion call took a more stringent view, stressing that without hearing transcripts or records, it is impossible to know whether Cole was advised about firearms, gun rights, or future prosecution during the hearing. Iowa Senior Judge Stephen Carroll wrote: call The Duke Firearms Law Center’s blog similarly concludes that “legally, waivers serve as gatekeepers that allow courts to avoid substantive constitutional review, but… trial judges should engage in careful dialogue to prevent token waivers before accepting a defendant’s consent to an order restricting firearm rights.” complete zerbst However, a colloquial translation for all protective consent orders would turn the Second Amendment into a super-right and would not fit with how waivers are treated in the context of similar constitutional rights. The U.S. Supreme Court warned: McDonald’s vs. City of Chicago Not subjecting the right to bear arms to “an entirely different set of rules than those guaranteed by any other bill of rights.” This guidance should apply to rules that dilute any of the following rules: or Turbocharge the Second Amendment. On the other hand, in practice, requiring such transcripts imposes a significant administrative burden, especially when the terms of the order are clear and voluntary.

The Iowa decision thus embodies a new doctrinal debate. If a defendant expressly consents to a confidentiality order prohibiting him from possessing a firearm, and the order itself warns that violation of its provisions may result in both state and federal consequences, can a court treat that consent as a waiver of a subsequent Second Amendment challenge?Are written notice, confirmation of counsel, and an opportunity to object sufficient to make the waiver voluntary, knowing, and prudent?

call While it suggests a promising path forward, it also highlights areas for improvement. The consent order there warns that its issuance “may affect” the defendant’s right to possess a firearm, but more directly, by consenting to the order, the defendant: teeth Waiver of Challenges Based on Federal or State Constitutional Firearms Rights. The order also prohibited the possession of “firearms, offensive weapons, or ammunition,” but its language was broader than necessary to accomplish its purpose. If the risk being addressed is gun violence, limiting the prohibition to firearms can maintain its protective effect while reducing the burden on Second Amendment rights that extend beyond firearms. And since voluntariness is central, it is helpful to include an explicit acknowledgment that the respondent is of sound mind, acting freely, and understands firearm regulations.

deeper lessons call Not only is exemption possible, it is also possible to structure it. A clear draft can transform uncertain constitutional issues into stable legal outcomes. In the post-bridge and Rahimi As courts around the world continue to examine the contours of the right to keep and bear arms, state judges, attorneys, and drafters of nondisclosure orders have an opportunity to create a record that reflects true, informed consent to disarm. Doing so would not only strengthen the enforcement of these orders, but also align with the Constitution’s core principle that rights, even basic ones, can be consciously, wisely, and voluntarily waived.

Eric Ruben is an Associate Professor of Law at SMU Dedman School of Law and a Brennan Center Fellow. William Gollnick, a law student at SMU, provided excellent research assistance.

Recommended quote: Eric Ruben Can I waive my right to bear arms?Sᴛᴀᴛᴇ Cᴏᴜʀᴛ Rᴇᴘᴏʀᴛ (November 13, 2025), https://statecourtreport.org/our-work/analysis-opinion/can-right-bear-arms-be-waived

Mega Millions winner secures $983 million jackpot in Georgia

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One lucky person in Georgia has won the Mega Millions jackpot.

On Friday, Nov. 14, a ticket purchased in Newnan, Georgia, about 59.7 miles southwest of Atlanta, matched all six numbers in the jackpot drawing and won a $983 million jackpot, according to a Mega Millions news release.

This historic ticket, with an estimated cash value of $453.6 million, is also the largest lottery prize in state history.

Georgia Lottery President and CEO Gretchen Corbin said in a statement: “We are thrilled to congratulate the largest winner in state history.” “Georgia students and their families are also big winners, with every Mega Millions ticket sold in Georgia supporting HOPE and Pre-K. We thank our players and retailers for supporting our mission.”

This is the fifth Mega Millions jackpot win in 2025, following a June 27 $348 million jackpot in Virginia that USA TODAY previously reported.

Here’s what you need to know about winning the jackpot.

What was the winning number?

The jackpot winning numbers are: 1, 8, 11, 12, 57and a gold mega ball: 7

The lottery winning numbers sponsors are: Jackpocket, USA TODAY Network’s official digital lottery delivery company.

Where was the winning ticket purchased?

Mega Millions said the winning ticket was purchased at Publix, 4000 North Highway 29 in Newnan, Georgia.

What was Georgia’s last record-breaking win?

According to Mega Millions, Georgia’s previous record was a $478.2 million jackpot won on Oct. 23, 2024, on a Powerball ticket sold in Buford, Georgia, about 112 miles northeast of Newnan.

What is the biggest Mega Millions jackpot ever?

According to the Mega Millions website, it lists the top 10 biggest jackpots in the history of the game.

  1. $1.602 billion: Won in Florida on August 8, 2023
  2. $1.537 billion: Win in South Carolina on October 23, 2018
  3. $1.348 billion: Win in Maine on January 13, 2023
  4. $1.337 billion: Won in Illinois on July 29, 2022
  5. $1.269 billion: Win in California on December 27, 2024
  6. $1.128 billion: Won in New Jersey on March 26, 2024
  7. $1.05 billion: Victory January 22, 2021, Michigan State
  8. $983 million: Win in Georgia on November 14, 2025
  9. $810 million: Won in Texas on September 10, 2024
  10. $656 million: On March 30, 2012, three tickets were won in Illinois, Kansas, and Maryland.

Win the jackpot in 2025

According to a previous report from USA TODAY, the latest jackpot winners for 2025 are:

  • $113 million: Win at Arizona State on January 17th.
  • $344 million: Win at Illinois on March 25th
  • $112 million: Win at Ohio State on April 18th.
  • $348 million: Won in Virginia on June 27th.
  • $983 million: Winner at Georgia on November 14th

How to play Mega Millions

To play Mega Millions, you must purchase a ticket. This can be done at a variety of locations, including local convenience stores, gas stations, and grocery stores. In some states, you can purchase Mega Millions tickets online.

Once you have your ticket, you have to choose six numbers. Five of them are white balls numbered 1-70. The golden mega ball ranges from 1 to 24.

If you’re feeling particularly unlucky or don’t want to go through the hassle of picking, you can request a “quick pick” or “easy pick.” When you use these options, your computer randomly generates numbers.

Mega Millions tickets have built-in multipliers that increase your non-jackpot prize by 2, 3, 4, 5, or 10 times. Previously, players had to pay an extra dollar to add a “Megaplier”.

Where can I buy lottery tickets?

Tickets can be purchased directly at gas stations, convenience stores, and grocery stores. Some airport terminals may also sell lottery tickets.

You can also order tickets online Jackpocket, USA TODAY Network’s official digital lottery delivery companythe following states and territories of the United States: Arizona, Arkansas, Colorado, Idaho, Maine, Massachusetts, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, New York, Oregon, Puerto Rico, Washington DC, and West Virginia. The Jackpocket app allows you to select your lottery games and numbers, place your order, view your tickets, and claim your winnings, all from your mobile phone or home computer.

Jackpocket is the official digital lottery carrier of USA TODAY Network. Gannett may earn revenue from viewer referrals to the Jackpocket Service. Must be 18 years or older, 21 years or older in Arizona, 19 years or older in Nebraska. Not affiliated with any state lottery. Gambling problem? Call 1-877-8-HOPE-NY or text HOPENY (467369) (NY). 1-800-327-5050 (MA); 1-877-MYLIMIT (OR); 1-800-981-0023 (PR); 1-800-GAMBLER (ALL OTHERS). visit jackpocket.com/tos For full terms and conditions.

Julia is a trends reporter for USA TODAY, covering scientific research and trending news. Connect with her on LinkedIn ×Instagram, TikTok: @juliamaigz or email jgomez@hannett.com

Fernando Cervantes Jr. is a trending news reporter for USA TODAY. Contact us at fernando.cervantes@gannett.com and follow us at X @fern_cerv_.

Pastor Jesse Jackson is not on life support, family says

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Pastor Jesse Jackson Sr. remains hospitalized, but his condition is stable, his family announced in a statement on Nov. 16.

Mr. Jackson, 84, was admitted to a hospital under observation for progressive supranuclear palsy on November 12, his civil rights organization Rainbow Push Coalition said in a statement.

In a statement on November 16, Jackson’s family denied reports that the civil rights leader was on life support, confirming that he was breathing without the aid of machines at Northwestern Memorial Hospital in Chicago.

“In fact, today he called on 2,000 churches to prepare 2,000 boxes of food to prevent malnutrition during the holiday season,” said his son Yusef Jackson.

Mr. Jackson, an ordained Baptist minister, was a prominent voice in the civil rights movement of the 1960s and a former disciple of the Rev. Martin Luther King Jr. He unsuccessfully sought the Democratic presidential nomination twice, in 1984 and 1988, but formed and later merged the Rainbow Coalition with the civil rights group Operation Push.

Pastor Jesse Jackson is hospitalized. What is progressive supranuclear palsy, or PSP?

In 2017, Jackson announced that he had been diagnosed with Parkinson’s disease two years ago. However, in April last year, his diagnosis was confirmed as progressive supranuclear palsy, according to the Rainbow PUSH Coalition.

Progressive supranuclear palsy (PSP) is a rare neurological disease that affects body movement, gait and balance, and eye movements, according to the National Institute of Neurological Disorders and Stroke (NINDS).

Although it is different from Parkinson’s disease, some of the symptoms are similar. PSP usually begins later than the symptoms of Parkinson’s disease.

According to NINDS, PSP usually worsens rapidly and can lead to serious complications such as pneumonia, suffocation, and head trauma from falls.

Pastor Jesse Jackson’s Health

In a 2017 letter initially announcing her diagnosis, Jackson acknowledged that her father also suffered from the disease.

“At 76 years old, in the later years of my life, I find it increasingly difficult to perform everyday tasks and find it more difficult to get around,” Jackson said at the time. “For a while, I resisted taking time off from work to see a doctor. But as the daily physical struggle intensified, I could no longer ignore the symptoms, so I just accepted.”

According to the Rainbow Push Coalition, Jackson was hospitalized for abdominal surgery in February 2021, and was hospitalized again in August 2021 after testing positive for the coronavirus. According to Reuters, he also received treatment at Howard University in November 2021 after falling and hitting his head.

He stepped down as chairman of the Rainbow PUSH Coalition in 2023.

Melina Khan is USA TODAY’s national trends reporter. Contact her at melina.khan@usatoday.com.

US One Todd. Amer Madani

Marjorie Taylor Greene, Trump, Epstein, flight delays, Charlotte, Venezuela, THC, Olympics: Daily Briefing

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It’s a new week!🙋🏼‍♀️ I’m Nicole Fallato. Preparing roasted butternut squash.

Let’s take a quick look at Monday’s news.

  • Congresswoman Marjorie Taylor Greene has long been one of Donald Trump’s most loyal MAGA allies. Until now.
  • Airport personnel are recovering.
  • Team USA is taking shape for the 2026 Winter Olympics.

Why are Marjorie Taylor Greene and Donald Trump fighting?

President Donald Trump is feuding with one of his most vocal MAGA supporters.

fever pitch: Trump withdrew his support for Georgia Rep. Marjorie Taylor Greene and gave her a nickname. This is usually given to the most bitter political opponents.

  • Where it started: Democrats cited Greene’s complaints about the government shutdown and rising health care costs as reasons for holding off on voting to open the government and approve the spending package.
  • All that Epstein. The rift also comes as Greene works to force the House of Representatives to vote to release all government records on Jeffrey Epstein.
  • And Trump blamed Epstein. President Trump on Sunday called on House Republicans to vote for the full release of Epstein files, in a stunning reversal of his previous warnings for Republicans not to fall into Epstein’s “trap.”

Airplane suspension has ended

The Federal Aviation Administration will lift all flight restrictions at 40 major U.S. airports that were imposed amid the government shutdown due to concerns about air traffic safety. Air traffic controller staffing levels have “continued to return to previous levels” since the end of the government shutdown, the FAA said. The FAA said the action was the result of a review of safety trends.

More news you need to know right now

How’s the weather today? Please check the local weather forecast here.

Immigration officials ‘swarm’ Charlotte

The arrival of federal agents in Charlotte, North Carolina, comes as President Donald Trump’s immigration crackdown expands to more Democratic-run cities, including Charlotte, which is now led by Democratic Mayor Vi Lyles. Mecklenburg County Sheriff Garry L. McFadden said last week that the Mecklenburg County Sheriff’s Office has not released specific details about DHS operations, such as how many officers will be sent to the city or what their duties will be. According to the Charlotte Observer, “masked federal agents” made their presence known Saturday at churches and other locations in east Charlotte.

My favorite gummy bears are in legal trouble.

The bill that reopened the government also includes strict new rules for hemp products, which critics say could outlaw mainstream drinks, creams, gummies, oils and e-cigarettes. This provision closes a loophole in the 2018 Farm Bill that allowed the sale of hemp-derived products containing tetrahydrocannabinol (THC). The impending ban could have a significant impact on communities where hemp-based consumer products are an entire industry.

today’s speaker

Loading Team USA…

American athletes are gearing up for the 2026 Winter Olympics in Milan-Cortina, competing at the highest level to earn a ticket to the Games, scheduled to open in Italy this February. Ice was the star of the weekend. California’s Alisa Liu won her first career victory at Skate America in 2025, raising hopes for the U.S. team (no woman has won a medal in the singles event since 2006). Meanwhile, U.S. speed skaters collected a lot of hardware at the World Cup.

Photo of the day: Grande at the Oscars

Hollywood’s hottest names are joining the Oscar campaign, and many of them attended the 16th Annual Governors Awards on Sunday. Ariana Grande shared her Academy Awards joke.

Nicole Fallert is a newsletter writer for USA TODAY. Sign up for emails here. Want to send a note to Nicole? Email NFallert@usatoday.com.

Kylie Kelsey reveals must-know tips for surviving Disney with kids

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BAY LAKE, Fla. — It takes courage to take four kids to Walt Disney World.

That’s why after Kylie and Jason Kelsey had their fourth daughter, they brought reinforcements for their family of six’s first trip to Disney. Her parents and Jason’s mother also attended.

The family spent several days at the Disney World resort near Orlando, where Kylie Kelce recorded an episode of her podcast “Not Gonna Lie” in early November. Her mother-in-law, Donna Kelce, who recently moved to the city, also attended the show and joined her to visit the park.

“I think a lot of people look at me and see I have four kids and I understand that,” Kylie says. “But I’ve collected a few hacks over the years.”

Kylie calls them “Disney’s not-so-pro official tips.”

1. Every Ass Needs a Seat

Kelce’s children are 6, 4, 2 and 7 months old. She knows her little legs get tired. She brings a double stroller and a collapsible stroller that she can push under if needed. She also has a wearable carrier for her baby. Then each girl can sit down and take a break.

2. Stay on-site or nearby

Disney properties have buses and other transportation options, and many other hotels also offer shuttles, eliminating the need for families to rent a car or pay for parking. What’s more, the Kelce girls love the monorail.

“Transportation that doesn’t require them to give you a ride is a win in my opinion,” Kelce said.

3. Bring your grandparents.

“We love one-on-one coverage because it keeps everyone focused and paying attention, and more importantly, you don’t miss a moment,” says Kelce, who suggests enlisting the help of family and friends.

4. Plan special experiences for each child.

This could be a ride for older girls or a character experience for younger girls.

“Every child has moments that touch their heart, no matter how old they are. Ellie, 4, is still obsessed with princesses, and Benny loves snacks, so he keeps talking about Mickey pretzels,” she says.

Families have some favorite attractions, including the Moana-inspired Journey of Water.

“It’s one of the most underrated experiences in the park. You can actually play in the water. My girls talk about it every time they go home,” Kelce said. “There are a lot of different experiences so everyone can participate and interact. It’s a really fun time.”

Newly released Epstein files raise new questions

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Monday, November 17, 2025 episode of the podcast The Excerpt: Last week’s newly released cache of 20,000 pages from the Epstein files once again raised questions about his ties to President Donald Trump. USA TODAY White House correspondent Bert Jansen joins The Excerpt to break down the latest news.

Press play in the player below to listen to the podcast and follow the transcript below. This transcript was automatically generated and edited in its current format for clarity. There may be some differences between audio and text.

Podcast: For true crime stories, in-depth interviews, and more USA TODAY podcasts, click here

Dana Taylor:

The Epstein file is back in the news, sparking new speculation about how deep President Donald Trump’s involvement may have gone.

Hello. Welcome to this excerpt from USA TODAY. I’m Dana Taylor. Today is Monday, November 17, 2025. 20,000 pages of new documents released last week have everyone talking about how much Trump knew and when he knew it. The House of Representatives is scheduled to vote to release the full version of a document that has reportedly sat on Attorney General Pam Bondi’s desk since she took office.

What did this latest set of Epstein documents reveal? And what are the chances that more will be revealed later this year? We talk to USA TODAY White House correspondent Bert Jansen to find out more. Bart, thank you so much for joining us.

Bert Jansen:

Thank you for having me.

Dana Taylor:

Last Wednesday, we saw a new batch of Epstein documents, including both emails and texts, released by the House Oversight Committee. Let’s start with Trump. What do we learn here?

Bert Jansen:

Democrats specifically highlighted several emails in which he was repeatedly mentioned. One email from April 2011 said he spent hours with one of Epstein’s victims at Epstein’s home. Another email from January 2019 said Trump knew Epstein had been exchanging emails about the women he was talking to the writer about. In both cases, Democrats wanted to emphasize that Mr. Trump was clearly an acquaintance of Mr. Epstein and part of his circle, but Mr. Trump has denied knowing about Mr. Epstein’s wrongdoing. The White House maintains that these emails prove nothing and, in fact, that the victims mentioned in the emails said that President Trump did not have sexual relations with the girls Epstein allegedly abused.

Dana Taylor:

We also learned that Epstein seemed eager to help Russia, one of America’s greatest enemies. What was the intent of that email?

Bert Jansen:

In an email from June 2018, about a month before Mr. Trump’s summit with Russian President Vladimir Putin in Helsinki, it was found that Mr. Epstein essentially offered to a European intermediary to invite Russian Foreign Minister Sergei Lavrov to learn more about Mr. Trump. “Let me tell you what you need to know going into this summit about Mr. Trump,” Epstein said. It is unclear from these emails whether Mr. Epstein actually contacted Mr. Lavrov or what information he provided.

Dana Taylor:

Bart, did you learn more about the Trump-Epstein relationship?

Bert Jansen:

Well, Trump has admitted to being friends with Epstein in the ’90s. He attended the party with Epstein. He flew with Epstein on his flight, but the two fell out, and President Trump expelled him from Epstein’s Mar-a-Lago club. She was angry that Epstein had recruited women who worked at Mar-a-Lago to work for him instead, and said Epstein had a creepy attitude toward women. There was this omission. He has said he had no knowledge of the wrongdoing with which Mr. Epstein was subsequently charged.

One of the more interesting emails revealed last week mentioned that Epstein told an acquaintance that Trump was among the guests at the 2017 Thanksgiving, which was supposed to be the first Thanksgiving of Trump’s first term as president. The White House did not directly respond to questions about whether Epstein attended Thanksgiving at his home. This was after a falling out, so we don’t know if he actually attended, but again, the White House says the emails don’t prove anything. And even if you attend the dinner, you are not participating in any illegal activity.

Dana Taylor:

Staying with Trump for a moment here, some have suggested that for some ardent MAGA supporters, the release of documents proving Trump’s deeper ties to Jeffrey Epstein, including his full knowledge of the sex trafficking of underage girls, is a line some just won’t cross. What do you think about that?

Bert Jansen:

Well, there’s obviously a little bit of a rift within the Republican Party as to how much of these records should be made public. The vast 23,000 pages of records released last week by the House Oversight Committee come from subpoenas of Epstein’s estate. The committee asked the foundation to turn over all kinds of documents, essentially flight logs, emails, and texts uncovered, including communications involving the president and vice president.

Lawmakers are still pushing for the release of Justice Department documents related to the Epstein investigation. Epstein was sentenced to 13 months in prison for soliciting prostitution from a minor during a 2006-2008 Florida investigation. As part of that plea agreement, the federal investigation against him was halted. Fast forward to 2019, and he was indicted federally on charges of conspiracy to traffic in minors.

Lawmakers and other advocates say all records of the ensuing investigation should be made public to reveal who Epstein knew, who was part of the trafficking ring and who helped keep it secret. That’s where the question becomes most troubling for President Trump, given his past relationships with Epstein and other highly public figures. Of course, other boldface names also appear in these records, such as the birthday book compiled on Epstein’s 50th birthday, which includes the names of people like former President Bill Clinton and Harvard Law Professor Emeritus Alan Dershowitz.

Lawmakers and other advocates are calling on the Justice Department to release all records related to its investigation. Attorney General Pam Bondi has already released all that can be released, but has refused to release any more records, saying pornographic videos and recordings that mention the victim’s name should not be released. Things were there in July when President Trump started saying, “Okay, it’s over. It’s over. No one needs to ask about this anymore.” He has tried to block further questions on the matter, but lawmakers continue to press for the release of the entire Justice Department file. That’s a vote expected this week on a bill that would force the Justice Department to release more than it has already released.

Dana Taylor:

But what are the chances of it passing?

Bert Jansen:

Now, to force a vote on this bill, a petition signed by a majority of House members from both parties was needed. Estimates are that the bill will be approved this week and sent to the Senate, but the outcome is uncertain. And, of course, the bill would need President Trump’s signature to take effect. President Trump opposes this bill. It’s unclear what the final outcome of the bill will be, as he doesn’t even want it to be voted on, but a vote in the House should pass.

This, of course, is key to all Democrats plus four Republicans demanding this vote. Four Republicans made the vote possible: Thomas Massey of Kentucky, Nancy Mace of South Carolina, Marjorie Taylor Greene of Georgia, and Lauren Boebert of Colorado. Boebert received a presentation in the White House Situation Room that was essentially aimed at dissuading her from voting or withdrawing her support, which Boebert has so far refused. At least four Republicans are expected to join Democrats in approving the bill.

Dana Taylor:

Mr. Burt, it was recently reported that Ghislaine Maxwell, a convicted Epstein co-conspirator currently serving a 20-year sentence in a minimum security prison, is asking the president to commute her sentence. How does that complicate the president’s delicate position on Epstein?

Bert Jansen:

Now, for his critics and those skeptical of his denials, it appears that the Justice Department is giving this convicted Epstein co-conspirator favorable treatment in prison, and granting her clemency will only heighten that criticism. But President Trump has said he is not yet considering pardoning Maxwell, a denial the White House reiterated last week. Of course, the president can change his mind and do whatever he wants with pardons and pay cuts, so we’ll have to keep looking at that. But so far he has denied that he is considering pardoning Maxwell.

Dana Taylor:

Bart, if you had to pick one takeaway from last week’s batch of new Epstein documents, what would it be?

Bert Jansen:

Well, I think this suggests that this Epstein scandal and the possibility of further document releases could haunt the Trump administration for the remainder of its second term. He has said there is no need to release more, but his critics and those skeptical about how much information has been released continue to demand that everything be made public. We’re at a bit of an impasse with the Department of Justice records right now. The records also include interview notes taken by the FBI from witnesses in the case. There may be a wealth of additional information available. It’s unclear whether it will be made public, but the continued demands for it could confuse the administration for months and even years.

Dana Taylor:

Bert Jansen is USA TODAY’s White House correspondent. Bart, thank you so much for taking the time to talk to us today.

Bert Jansen:

Thank you for having me.

Dana Taylor:

We would like to thank Senior Producer Kaely Monahan for production assistance. Executive producer is Laura Beatty. Let us know what you think about this episode by sending a note to podcasts@usatoday.com. Thank you for your attention. I’m Dana Taylor. Tomorrow morning, we’ll be back with another episode of USA TODAY Excerpts.

Tired of index funds? Tips on buying individual stocks.

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I’ve heard from friends who bought Nvidia, Amazon, and Apple stock when they were cheap, and now those stocks are worth five or six digits.

They are inspiring stories. But how safely can you invest in individual stocks?

Financial planners usually advise armchair investors and retirement savers that the wisest course of action is to buy shares in index funds, the type that track the performance of a broad stock index or the overall market. Individual stocks tend to be very volatile.

But millions of investors buy individual stocks, and many have success stories.

Is there room for individual stocks in your retirement portfolio? If so, how much is too much? We asked several investment experts.

Ordinary Americans are keen to invest in individual stocks. A recent study by the BlackRock Foundation and Commonwealth found that 54% of low- and moderate-income Americans (annual incomes between $30,000 and $80,000) invest in the capital markets, and that new investors prefer individual stocks over mutual funds and ETFs.

Investors may watch YouTube and TikTok videos of influencers who claim they can’t miss their stock picks. They troll the internet for recommendations from the Motley Fool and Morningstar. Then they sit back and wait for the stock price to rise.

“There’s a certain amount of fun to this,” said Zachary Layfield, head of goals-based investing research at Vanguard.

Are you ready to buy individual stocks?Here are some tips.

start small

If you invest in an index fund or a target date retirement fund, your investment will likely track the overall market. Stock indexes have good years and bad years, but they are less volatile than individual stocks.

If it’s a single stock, you’re likely to see big fluctuations and it won’t always go up. Experts say if you’re just starting out, it’s wise to invest just a small portion of your portfolio in individual stocks. This is especially true if you’re using your retirement savings to invest.

“I think everyone should build their retirement on a foundation of index funds,” said Robert Brokamp, ​​senior retirement advisor at The Motley Fool. “Then we’ll gradually move into individual stocks,” committing “maybe 5%” of the portfolio. “Then you might find that you really like it and be able to gradually increase that percentage.”

avoid concentration

Investment experts say that no matter how much money you invest in a single stock, you should try to avoid owning too much of a single stock.

“A simple rule of thumb is to make sure that no position in your portfolio accounts for more than 5% to 10% of the total portfolio value,” said Caleb Silver, editor-in-chief of financial journalism site Investopedia.

Hyperconcentration can happen by chance. Let’s say you bought Nvidia stock a few years ago and watched it increase in value 10x. These stocks may now make up the majority of your holdings.

“Many of our members have 30% of their portfolio in Nvidia,” said Brokamp, ​​whose site has been recommending Nvidia stock for years.

The problem with individual stocks is that “if any one stock goes down significantly, you’re vulnerable to a sharp decline in your portfolio,” Silver said.

It’s less of a problem if stocks make up 5% of your portfolio, but it’s more of a concern if they make up 30%.

“Individual stocks can be a great complement to a well-diversified portfolio, but it’s important not to let a single stock overshadow the overall mix,” said Ryan Victorin, vice president and financial consultant at Fidelity Investments.

diversify

Diversification in investment terms means holding different types of assets. You can diversify by owning stocks in different sectors, large and small companies, U.S. and foreign markets, and by owning non-stock assets such as bonds and money market funds.

If you have only 5% or 10% of your portfolio invested in a single stock, you don’t necessarily need to worry about diversifying those stocks.

Investopedia’s Silver says, “It’s better to focus on five to 10 stocks with reliable track records and own significant stakes in those companies.”

“If you’ve invested in any of the top 10 companies in the S&P 500 over the past five years and built positions in those companies, you’ve outperformed the stock market,” Silver said. Case in point: Nvidia.

The Motley Fool’s Brokamp suggests a broader approach.

“You should have at least 25 stocks, and they should represent a variety of different types of companies,” he said.

Silver’s approach allows you to take a greater stake in fewer companies. With Brokamp you can be more diversified, but each stock has a smaller stake.

Don’t expect to beat the market

One of the tenets of investing is that actively managed funds often underperform the overall market. Simply put, it is difficult to beat the market by picking stocks yourself.

And that rule definitely applies to amateur stock pickers as well.

“If you do this yourself, you’re a working manager,” says Vanguard’s Layfield. “And many active managers fail to outperform the overall market.”

Smart investors sell stocks that have declined in value at a loss and use that loss to offset gains on other investments at tax time. This is a technique called tax loss harvesting.

Cutting underperforming stocks can make investors overly optimistic about their success.

“When you’re selling to losers, you can get a little too proud of your own abilities,” said Colin Day, a certified financial planner in St. Louis. “We forget the losers. We remember only the winners.”

Brokamp said that when you invest in a large number of individual stocks, you should expect them to move in different directions, with some going up and some going down. Its returns will not resemble the trajectory of a broad index fund that captures the collective movements of many stocks.

“A lot of individual stocks are going to fail,” Brokamp said. “It takes just a handful of successes to motivate you to come back.”

Social Security benefits are scheduled to be sent on November 19th.

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The second round of Social Security benefits for November is scheduled to be distributed this week, leaving less than two months until the next cost-of-living hike goes into effect.

The increase comes on the heels of the majority of payment recipients being forced to switch to receiving money via direct deposit into bank accounts or Direct Express cards.

The change from paper checks to direct deposit follows President Donald Trump’s executive order earlier this year that halted the federal government’s issuance of paper checks and set a compliance deadline of Sept. 30.

Here’s what you need to know about this week’s Social Security payments.

Who will receive Social Security payments this week?

Beneficiaries born between the 11th and 20th of their birth month are supposed to receive their monthly Social Security benefits on Wednesday, Nov. 19, according to the SSA payment calendar.

When will my Social Security payments be sent?

Social Security benefits, which are paid primarily to elderly or retired beneficiaries, are typically paid on Wednesdays.

According to the SSA calendar, if the recipient’s birthday is between the 1st and 10th of the month, payments will generally be made on the second Wednesday of the payment month. Those born from the 11th to the 20th will receive the allowance on the 3rd Wednesday, and those born after the 20th will receive it on the 4th Wednesday.

People who received Social Security benefits before May 1997 can receive their payments on the third day of the month, excluding weekends and holidays.

For people who receive both Social Security and Supplemental Security Income (SSI), Social Security payments are made on the 3rd of the month and SSI payments are made on the 1st of the month.

Complete 2025 Social Security Payment Calendar

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SSI payment schedule from end of 2025 to 2026

Recipients of Supplemental Securities Income (SSI) checks were set to receive payments on the first business day of the month, November 1, 2025, but because that day was a Saturday, the checks were shipped in the early morning hours of October 31, 2025.

According to the SSA calendar, SSI checks will be mailed on the following days in 2025 and early 2026:

  • Monday, December 1, 2025 (confirmed in December 2025)
  • Wednesday, December 31, 2025 (confirmed for January 2026)
  • Friday, January 30, 2026 (confirmed for February 2026)
  • Friday, February 27, 2026 (check for March 2026)

Fernando Cervantes Jr. is a trending news reporter for USA TODAY. Contact us at fernando.cervantes@gannett.com and follow us at X @fern_cerv_.

Indiana senator attacked for criticizing Donald Trump

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INDIANAPOLIS — An Indiana state senator and his family were the victims of a swatting scandal on Nov. 16, authorities said, hours after they publicly criticized President Donald Trump on social media for not supporting redistricting in the middle of the decade.

Around 5 p.m. local time on Nov. 16, the Vigo County Sheriff’s Office received an email that someone had been harmed inside the home of Republican state Sen. Greg Good of Terre Haute. Sheriff Derek Fell said authorities were initially unable to make contact with anyone inside the home, but “we were eventually able to make contact with the individuals inside.”

The sheriff confirmed everyone inside the home was “safe, secure and unharmed.” He said the email was a false report known as swatting.

“Lies and prank calls like this are never acceptable,” Fell said in a statement. “Such calls not only waste and reduce the resources of our deputies who serve and protect the rest of the county, but they also have a negative impact on victims and their families.”

In a statement shared with X, Good said she and her family were “victims of a swatting incident” and thanked Fell and Terre Haute Police Chief Kevin Barrett for their “professionalism.”

“While this entire incident is unfortunate and reflects the volatile nature of the current political climate, I thank God that my family and I are safe,” Goode said in a statement.

President Trump criticizes Indiana Republican senator

Earlier in the day, President Trump posted on Truth Social criticizing Gov. Mike Braun and Indiana’s Republican senators for the failure of Indiana’s redistricting plan, and singled out Senate President pro tempore Roderick Bray, R-Martinsville, by name.

“I am extremely disappointed that the Indiana Senate Republicans, led by RINO Sens. Rod Bray and Greg Good, are unwilling to redistrict the state and allow the U.S. Congress to pick up two more Republican seats,” he wrote on Nov. 16.

On November 14, Bray announced that the state Senate would not convene in December to vote on a new congressional map due to a lack of votes in the chamber. Good, one of the Senate holdouts, previously told IndyStar, part of the USA TODAY Network, that he would not make a decision until after the final floor vote.

Good is also the only councilor to hold a city council meeting on the topic to gauge public opinion. Everyone who spoke at the Terre Haute event expressed opposition to this year’s redistricting.

Terre Haute Mayor Brandon Sakubun (D) responded to the Nov. 16 incident on social media. Fall said his office and federal authorities are conducting an investigation “with every intention of identifying those responsible.”

“Rezoning has gone from an annoying distraction to a real problem,” Sakubun said in a post on X. “To those who engage in swatting and waste tax dollars, we will find you and you will face legal consequences. Stop the BS.”

Terre Haute is a city in Vigo County, Indiana, near the Indiana-Illinois border. The city is approximately 122 miles southwest of Indianapolis.

Contact IndyStar Government and Politics Editor Kaitlin Lange or follow her at Kaitlin.Lange@indystar.com @Kaitlin_Lange.

Walton Goggins plays the sassy and classy Grinch in Walmart’s holiday ad

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“They just keep laughing and saying, ‘No, that’s not true. Keep looking, keep looking,'” Goggins said of his wife and son watching the Grinch practice.

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On top of Mount Crumpit, Walton Goggins’ Grinch listens to jazz and wears a knitted scarf.

In a new commercial for Walmart’s holiday campaign, Goggins plays a lonely but sophisticated Grinch who is as eager as possible to inform Foodies about Walmart’s Black Friday sale. In the ad, “Lindy Lou” and the Grinch plan to sneak into “NewWhoVille” by placing the gifts they bought on Black Friday under a tree.

Dr. Seuss’ Grinch is known for his strict personality and twice-small heart, but director Goggins told USA TODAY his Grinch is a little different.

“He just walks around like he’s part of the Rat Pack or something,” Goggins says with a laugh, referring to a group of entertainers, including Frank Sinatra, who were popular for performing in Las Vegas in the ’50s and ’60s.

The holiday campaign is an extension of Goggins’ work with major retail companies. The actor, known for his recent roles in “The White Lotus” and “Fallout,” also appeared in a Walmart commercial over the summer and fall.

Watch Walton Goggins as the Walmart Grinch

Watch Walmart’s “WhoKnewVille” commercial in its entirety below.

The history of Walton and Walmart goes back a long way.

Goggins shares his name with Walmart founder Sam Walton, but has no family ties to the company. But his relationship with the company goes back almost 40 years.

“It started with a shortage,” Goggins said.

Goggins, who was preparing to begin classes at Georgia Southern University, received a federal Pell grant and maintained good grades, but did not have the funds to cover all of her tuition.

“Someone told me that Wal-Mart offers grants to go to college. All you have to do is write down what you want to do with your life. I wrote this essay, submitted it, and won,” Goggins said. “And that money made a huge difference in my life at the time.”

Goggins attended Georgia Southern University for one year, then moved to Los Angeles to pursue acting full time.

How many times can you read “How the Grinch Stole Christmas”?

The Grinch is an undeniably iconic character of Christmas, but Goggins was still serious about “becoming the character.”

“They came to my house with some books, and I wasn’t home, so my wife opened the package and said, ‘I bought a copy of Dr. Seuss, and it came in the mail,’ and I said, ‘Oh yeah, I’m looking into it,'” Goggins says with a laugh. “Then I took this book with me on the plane, and for three weeks before that, every time I went on a plane…people would just watch me read it.”

Goggins said he practiced playing the Grinch for his wife, Nadia, and son, Augustus, before arriving on set.

“They just kept laughing and saying, ‘No, that’s not true. Keep looking, keep looking,'” Goggins says with a laugh.

When it came to that actually Goggins said it took the make-up and costume department three hours to paint her completely green, including facial prosthetics, to get into character.

Reminisce about your favorite holiday memories

Goggins, who grew up with her mother in rural Georgia, said she didn’t have many material possessions as a child. But when he thinks back to his favorite holiday traditions, spending time with his family is paramount.

“Sometimes we all went to get presents,” he says. “We literally walked into the store with like $15, me, my mom, her three sisters, and my cousin. And we walked down the aisle and were like, ‘Wow, we have leg warmers, toothbrushes, bobby pins.'” Then we go home and wrap it up. It made me happy and I get emotional thinking about it. It was like, “We’re all in this together.” Let’s go buy something that expresses love. ”

This togetherness is what Goggins values ​​most about the holidays with Nadia and Augustus.

“It’s never about the gift, right? It’s just the form. It’s about love,” Goggins says.

Greta Cross is USA TODAY’s national trends reporter. Story ideas? Email her at gcross@usatoday.com.

President Trump says House Republicans should vote to release Jeffrey Epstein files

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President Donald Trump on November 16 called on House Republicans to vote for the full release of the Jeffrey Epstein file, a stunning reversal of his previous warnings for Republicans not to fall into Epstein’s “trap.”

“House Republicans should vote to release the Epstein file because we have nothing to hide,” President Trump said in a post on Truth Social. “And it’s time to move on from this Democratic hoax perpetrated by the lunatics of the radical left to distract from the great successes of the Republican Party, including the recent Democratic ‘shutdown’ victory.”

He added that the Justice Department has “already turned over tens of thousands of pages” from the Epstein dossier and is examining “a variety of Democratic operatives” named in the files, including former President Bill Clinton, Reid Hoffman and Larry Summers.

President Trump said the House Oversight Committee “can have whatever it’s legally entitled to, I don’t care!”

President Trump has dismissed the uproar surrounding the Epstein scandal as a “hoax” pushed by Democrats. After the House Oversight Committee released more than 20,000 pages of Epstein’s emails on November 12, President Trump criticized House Democrats for releasing emails in which Epstein claimed Trump “knew girls” as Democrats lost the fight over the longest government shutdown in history.

The Trump administration’s decision not to release any more Epstein documents has sparked a backlash and increased calls by Congress to obtain the records. A petition seeking to release all Epstein documents has garnered enough signatures to force a vote on the issue in the House of Representatives.

Contributor: Zach Anderson and Joey Garrison, USA TODAY

Some National Guard troops withdrawn from Chicago and Portland

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WASHINGTON — The Pentagon will withdraw some National Guard troops from Chicago and Portland, Oregon, weeks after President Donald Trump sent them in to combat what he called an increase in crime, two U.S. defense officials familiar with the decision said Sunday, Nov. 16.

One of the officials, speaking on condition of anonymity, said 200 California National Guard troops deployed to Portland and 200 Texas National Guard troops deployed to Chicago will return home as early as Nov. 16.

A spokesperson for California Gov. Gavin Newsom said the Pentagon has told the state that the National Guard will begin returning from Oregon. “We’re happy to finally have them home. It’s been a long time coming,” a spokesperson for Newsom said.

Last month, the Trump administration sent troops to Chicago and Portland, saying they were needed to support immigration enforcement agents in the country confronting activists and protesters.

However, the military did not participate in migration operations in these cities due to lawsuits challenging the military’s deployment.

Spokespeople for the Pentagon and Oregon’s governor did not respond to requests for comment. A spokesman for Illinois Gov. J.B. Pritzker said the state has not heard from the federal government about a troop withdrawal.

“In the coming days, the department will modify and/or right-size Title 10 locations in Portland, Los Angeles, and Chicago to ensure a continuous, long-term presence in each city,” U.S. Northern Command posted on Friday’s X.

“Our military in each city (and others) is trained, ready, and mobilized whenever needed to support law enforcement and protect the safety of our citizens.”

Trump, a Republican, has also deployed the National Guard to other Democratic-led cities, including Los Angeles, Memphis, Tennessee, and Washington, D.C.

The deployment has been criticized by Democrats who have filed a lawsuit seeking to block it, and the U.S. Supreme Court is expected to decide whether President Trump’s actions are legal.

(Reporting by Idrees Ali and Jasper Ward; Editing by Sergio Non, Alex Richardson and Paul Simao)

What you need to know about Dick Cheney’s funeral times and speakers

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The funeral for former US Vice President Dick Cheney is scheduled to be held this week in Washington, DC.

Cheney died on November 3 at the age of 84 due to complications from pneumonia and cardiovascular disease, his family announced.

A longtime force in Republican politics, he served under former President George W. Bush from 2001 to 2009 and was considered one of the most powerful and controversial people to hold the vice presidential role, largely due to his role in leading the push to invade Iraq in 2003.

After the Jan. 6, 2021, riot, he became critical of President Donald Trump and said he would vote for former Vice President Kamala Harris in the 2024 election, USA TODAY previously reported.

The former vice president was born in Lincoln, Nebraska, in 1941 and grew up in Wyoming, where he served in the House of Representatives before retiring. He is survived by his wife, Lynn, and two daughters, Mary and Liz. Liz Cheney is a former Republican Congresswoman.

Here’s what you need to know about Dick Cheney’s funeral.

When is Dick Cheney’s funeral?

Mr. Cheney’s funeral will be held on Thursday, November 20th at 11 a.m. Eastern Time.

Where will Dick Cheney’s funeral be held?

Cheney’s funeral will be held at the Washington National Cathedral in Washington, DC.

This is by invitation only and only those with invitations issued before the service will be allowed into the Cathedral, with safety measures in place for staff and guests.

The public can also watch the service online.

Who will speak at Dick Cheney’s funeral?

Among the dozen or so people scheduled to speak at Cheney’s memorial service are:

  • Reverend Randolph Marshall Hollerith, Director of the Washington National Cathedral
  • George W. Bush, 43rd President of the United States
  • Dr. Jonathan Reiner, Professor of Medicine and Surgery, George Washington University School of Medicine and Health Sciences
  • Cheney’s daughter, Liz Cheney
  • Cheney’s grandchildren
  • Pete Williams, former Assistant Secretary of Defense for Public Affairs and former NBC News Justice Correspondent

Where will Dick Cheney be buried?

As of Sunday, November 16, no information regarding a possible Cheney burial has been released.

USA TODAY has reached out to a Cheney family spokesperson for comment.

contribution: Mary Walrus-Holdridge, america today

Alisa Liu wins Skate America gold medal, capping off a big day for U.S. skaters

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LAKE PLACID, N.Y. — Alisa Liu couldn’t believe it.

As her free skate ended and the crowd rose to its feet, the 20-year-old figure skater placed her hand on her head. He needed a big day on Sunday, November 16th to win first place at Skate America in 2025, but he felt he didn’t perform as well as he could have.

“In my opinion, my skating wasn’t that good,” Liu said. “So I thought, ‘Oh, that’s a stupid mistake.'”

Even though she felt her program worked, the day ended with her neck hardware matching the color of her dress.

Liu delivered a powerful free skate to win Skate America for the first time in her career, continuing her impressive run toward a return to the Winter Olympics.

Liu performed a moving short program on Saturday, November 16, and was brought to tears as the audience serenaded her with a standing ovation. She said she considered herself “lucky to be able to cry about anything.”

Although the performance was good, Liu knew there were some mistakes that could take some points off the scoresheet. She finished in second place, less than one point behind Japan’s Rinka Watanabe.

As the penultimate skater at the famed Herb Brooks Arena, Liu nailed his “MacArthur Park Sweet” program, nailing the moves perfectly even though he didn’t feel like he did his best. She scored 140.54 points, a season’s best for the one-time Olympian, and a chance to reach the top of the podium.

“My body moves to the music,” Liu said of the free skate, which he brought home after using it last season. “That’s when I thought, oh no, I’m going to go back to this show. I love this show. It’s a great show.”

The final skier was Watanabe, who stumbled in the early stages but was still able to perform his triple axel. At first, it seemed like he hit a good shot, but with a score of 136.61 points, he was more than three points behind Liu in total.

This year has been a very good year for Liu. She won the world championships in March and took second place at the Cup of China less than a month later. Her win at Skate America gives her the first Grand Prix win of her career and will earn her a spot in the Grand Prix Final in December.

This strong year gives Liu hope that he can become a star for the United States if he qualifies for the 2026 Winter Olympics in Milan-Cortina. The United States hasn’t won a medal in this event since Sasha Cohen in 2006, making this the longest drought without a medal for an American.

Liu, who continues to march triumphantly towards a promising performance that could earn her a second Olympic appearance after her strong performance in Lake Placid, New York, hinted at using Lady Gaga’s medley in the future and vows to be better than Skate America.

“One of the good things about making so many mistakes in a program is that it motivates you not to make more mistakes in the next program,” she said. “I’m excited to show you more.”

Madison Chock and Evan Bates go on a journey through history

Although it was essentially decided by Sunday, the American duo of Madison Chock and Evan Bates achieved an overwhelming first-place finish in ice dancing, cementing yet another honor and cementing a big day for Americans.

The pair, currently in their second season as a married duo, burst out of the gate with Rhythm Dance on Saturday, performing a rockin’ Lenny Kravitz medley and teeing it off. They scored 84.77 points, more than 7 points higher than second place, and were able to enter the free dance with plenty of time to spare.

Clean skating was more than enough to secure another first-place finish, and Chock and Bates made no mistakes in their free dance with a fierce paso doble that reminded everyone why they are in the ice dance class. Chock took on the spirit of a matador, using her skirt as a cloak, and Bates matched that energy.

His score was 127.81, the best score of the tournament for the second consecutive day. In the final standings, Chock and Bates scored 212.58 points, more than 15 points ahead of second place Marjorie Lajoie and Zachary Raga of Canada.

With this win, Chock and Bates won their fifth Skate America championship, tying the ice dance record for the event set by Tanith Belbin and Benjamin Agosto. It’s also their third Skate America championship in the past four years.

It’s been a triumphant year for the duo, who just won the Cup of China three weeks ago. The first win of the 2025-26 season came after winning the world championship for the third consecutive year. They will now head to the Grand Prix Final, where they will aim for a third straight victory.

The Skate America champions are well-positioned for a return to the Olympics, where they have won the past four years, and could make it official at the U.S. Championships in January.

This will be her fourth appearance at the 2026 Winter Games, and she is aiming to win her first career ice dance medal.

The USA TODAY app puts you right at the heart of the news. Download award-winning articles, crosswords, audio storytelling, e-newspapers, and more.

How much does it really cost to own a home?

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Any homeowner can attest that owning a home is expensive.

Paying your mortgage is just the beginning. There are various other costs involved.

A new analysis by Zillow and Thumbtack, online marketplaces for housing services, finds that “hidden costs” such as maintenance and taxes cost U.S. homeowners nearly $16,000 a year.

That’s more than $1,300 a month on top of your mortgage payment, and your average mortgage payment this year is $2,329 a month, according to Rocket Mortgage.

Here is a breakdown of the associated costs based on national averages:

  • Property tax: $3,030
  • Homeowners insurance: $2,003
  • Maintenance such as lawn care and roof repairs: $10,946

In coastal cities like Miami, New York, and San Francisco, these costs are even higher.

Zillow said miscellaneous spending slightly outpaced household income growth.

The report said that since 2020, insurance premiums have increased by nearly 50% on average.

Jeanne Shaheen heckled NH Dem. event, defending the end of the shutdown

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New Hampshire Sen. Jeanne Shaheen defended her vote to end the record government shutdown after being heckled by a congressional candidate at a state Democratic Party event.

A video of the New Hampshire Democratic Party’s Eleanor Roosevelt dinner on Nov. 14 shows Shaheen saying, “No one wants to expand the Affordable Care Act tax credit more than I do.”

A voice, identified by Manchester ABC affiliate WMUR as New Hampshire Congressman Heath Howard, interrupted, asking, “So why did you vote yes?” Mentioned the shutdown termination agreement.

Mr. Howard’s suspension is emblematic of the backlash facing eight senators and Democratic leaders from a broad base of supporters who see the end of the government shutdown as a capitulation to Republicans.

“You look at our record and tell us what you’ve done to protect American health care, and it doesn’t come close to what we’ve done,” Shaheen angrily responded, drawing applause from the audience.

The shutdown, which lasted 43 days, was primarily focused on extending Affordable Care Act subsidies for the roughly 24 million Americans who buy insurance through the Marketplace. Seven Democratic senators and one independent voted to end the shutdown, supporting Senate Majority Leader John Thune (R-South Dakota)’s promise to vote on extending the aid in mid-December.

Howard, who is running for the state’s 1st Congressional District and is currently vice chair of the New Hampshire House Progressive Caucus, criticized Shaheen’s response as “childish” and “unbecoming of a senior senator.”

“She’s talked a lot about her record and her experience, and I appreciate that, but at the end of the day it doesn’t matter what she’s done in the past if you erase all her wins with one vote,” Howard told WMUR.

Howard suffered an L4 burst fracture in his back at age 15, which nearly paralyzed him and inspired him to advocate for health care, according to his campaign website. “This is my life. This is extremely personal to me,” he said.

In his speech, Shaheen said Democrats should direct their anger at those on the other side of the aisle.

“We need to stay focused on health care as a party, and we need to remind voters who is really responsible for this mess we’re in, because it’s not the Democrats. It’s Donald Trump, it’s Speaker Johnson, and it’s the Republican majorities in the House and Senate,” Shaheen said.

Shaheen was criticized for voting to end the shutdown by his daughter, Stephanie Shaheen. Shaheen, a junior who is also running for Congress from New Hampshire, wrote in a statement posted on social media on Nov. 9 that the deal “means more people will be uninsured, unable to see a doctor when they need it, and put their diagnosis at risk of bankruptcy.”

USA TODAY reached out to Howard and Shaheen for further comment, but did not immediately receive a response.

NBA requests cellphones and records from Lakers, other teams in gambling probe

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The NBA has contacted multiple teams seeking access to records and cell phones as part of an ongoing investigation into alleged gambling dens.

According to multiple media reports, the Los Angeles Lakers are among the teams the league has contacted.

“After the allegations in the indictment were made public, the NBA engaged an independent law firm to conduct an investigation,” a league spokesperson said in a statement. “As is often the case with investigations of this nature, various individuals and organizations were asked to preserve documents and records. All have cooperated fully.”

A federal indictment last month arrested Miami Heat guard Terry Rozier and former NBA player Damon Jones for allegedly participating in a scheme to use personal information to help bettors win winnings.

The league has been under surveillance on Capitol Hill after a previous NBA investigation revealed Rozier’s gambling violations. In response, the NBA informed both House and Senate committees that the law firm Wachtell, Lipton, Rosen & Katz has begun contacting each team seeking access to their cellphones and other equipment.

According to The Athletic, Lakers assistant trainer Mike Mancias and front office executive Randy Mims are also cooperating with the investigation and are among the team officials who have already handed over the phones.

Jones, a close friend of LeBron James, was the Lakers’ former shooting coach. He is accused of selling private injury information about two Lakers players, believed to be James and Anthony Davis, that he received from one of the team’s athletic trainers.

James is not named in the indictment and is not accused of any wrongdoing.

Changes in tax laws may change when you should donate to charity

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  • Starting in 2026, taxpayers who claim the standard deduction may be allowed to take a new deduction for cash donations to qualified charities.
  • You do not need to itemize your deductions to claim this new tax reduction.

Many people aim to write a check to their favorite charity by December 31st as part of their year-end giving. However, the situation could change significantly in 2025 due to major tax changes.

This year, some quirky new tax rules could mean one group of taxpayers wants to contribute more money in 2025 than planned. Other groups may want to postpone cash donations to January.

Well, nothing is simple when it comes to the new rules of the One Big Beautiful Bill Act, signed into law by President Donald Trump on July 4th.

What to do if you don’t want bullet points

We are considering two different tax scenarios for 2025 charitable giving. At the end of the day, you either itemize your deductions, as most taxpayers do, or you take the standard deduction.

Starting in 2026, taxpayers who claim the standard deduction may be allowed to take a new deduction for cash donations to qualified charities. You do not need to itemize your deductions to claim this new tax reduction.

The new deduction applies to 2026 federal income tax returns filed in 2027 and is limited to $1,000 per year for single filers and $2,000 per year for married couples filing jointly. Experts say there is no provision to adjust these amounts for inflation.

“This deduction applies only to cash donations to qualified charities, excluding donor-recommended funds and support groups,” said Tom Oseven, registered agent and director of tax content and government relations for the National Association of Tax Professionals.

However, note that this new tax reduction does not apply to your 2025 return. That’s why some tax planners are recommending that some people who take the standard deduction write a check to charity in 2026 instead of rushing to donate in late 2025.

George Smith, a certified public accountant with Andrews Hooper Pavlik in Bloomfield Hills, said tax filers who don’t itemize — and he’s one of them — should recognize the new $1,000 and $2,000 deductions for non-itemizers starting in 2026.

Donors will be able to provide funds with cash, credit card or check in 2026 and claim a deduction for their charitable contributions.

Elizabeth Young, director of tax and ethics at the American Institute of Certified Public Accountants, pointed out that virtual currencies, including Bitcoin, are not considered “cash” for purposes of this deduction. Bitcoin donations are treated as non-cash property donations and different rules apply.

Young also pointed out that non-cash donations, such as donations of clothing and other items, are not eligible for the new non-item tax deduction.

On your 2025 federal income tax return, you can generally only deduct your charitable contributions if you itemize them. Even if you claim the standard deduction and donate the money in 2025, you won’t get a tax break on that charitable contribution.

In this case, you may be able to save on taxes by waiting a few weeks. At a 22% tax rate, if you’re single and contribute $1,000 in 2026, you could save $220. In this example, if you were married and contributed $2,000 in 2026, your tax deduction would jump to $440.

Considering that about 90% of individual taxpayers claim the standard deduction and don’t itemize, this is a pretty big change for many people.

Taxpayers must keep records. And those making these cash donations must get approval from the charity for gifts over $250. Concurrent written authorization will be required indicating that you have not received the goods or services.

Some advisors even declare to taxpayers who don’t itemize that “January is the new December.”

For example, a single person who normally contributes $500 each December would only need to write a check for $500 in January and contribute $500 normally in December 2026. That way, if you don’t itemize, you’ll get the full $1,000 deduction above the limit on your 2026 federal income tax return.

How charitable donations are treated by item

The strategy is different for some taxpayers who expect to be able to itemize deductions when they file their 2025 federal income tax returns next year. Many in this group will want to meet the Dec. 31 deadline for making charitable contributions in 2025.

For taxpayers who itemize, it is essential to understand that there will be a new floor on 2026 income tax returns filed in 2027.

Starting in 2026, only total charitable contributions exceeding 0.5% of adjusted gross income will be deductible. The 0.5% floor only applies to those who itemize charitable deductions on their 2026 federal income tax return or later.

According to the Tax Foundation, an independent tax research organization, “Some taxpayers may adapt their giving strategies to maximize tax benefits, such as bringing donations forward to 2025 to avoid new caps on charitable deductions starting in 2026 or limits on overall itemized deductions.”

Young said taxpayers will most likely see changes incorporated into Schedule A for 2026.

How will the new floor work?

Oseven gave the following example: If your adjusted gross income is $100,000, the first $500 of your charitable contributions are not deductible. Subject to normal AGI percentage limits, only amounts in excess of $500 are deductible. A person with an AGI of $300,000 can only deduct amounts in excess of $1,500.

How will the new restrictions on cash donations to charities work?

Starting in 2026, itemized taxpayers will only be able to deduct cash contributions up to 60% of their adjusted gross income each year, subject to other limitations, Oseven said.

You can’t do both. Oseven said taxpayers can either itemize and claim the appropriate deductions for charitable contributions, or they can take the standard deduction and make adjustments based on their income. You cannot take advantage of both strategies and tax breaks in the same year.

Many of the innovative tax breaks included in the One Big Beautiful Bill Act will take effect when you file your 2025 tax return next year. These include a tax break on some overtime pay, a tax break on tips, a new deduction for auto loan interest, and additional deductions for people 65 and older.

A major change in charitable giving will occur in 2026. Still, before 2025 ends, crunch the numbers for yourself now and see what kind of charitable giving strategy will work best for you this year.

Contact personal finance columnist Susan Tompol: stompor@freepress.com. follow himr X @tompor.