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Mega Millions warns of ‘scammers’ amid series of fake lottery schemes

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Even Mega Millions, one of America’s biggest jackpot games, is not immune to fraud.

Lottery officials from the Mega Millions division issued a warning on Tuesday, Dec. 15, about “scammers impersonating Mega Millions online and promoting fake ‘special drawings’ using the game’s familiar logo.”

According to Mega Millions, the scam is the latest in “many” fake lottery-related incidents that use words and images from well-known lottery brands to trick players into believing they are participating in a legitimate game or winning prizes that don’t exist.

“These criminals use many tricks to create an appearance of legitimacy,” said Khalid Jones, lead director of Mega Millions. “All these scams have one thing in common: They claim to have won a high-value lottery ticket and attempt to scam you out of your money or personal information.”

Mega Millions did not immediately respond to USA TODAY’s request for comment on Tuesday, Dec. 16.

Here’s what Mega Millions should remind players:

How to protect yourself from fake lottery scams

It may not be immediately obvious whether a video or letter has been tampered with, but Mega Millions says you should be careful because “fake lottery scams come in many forms.”

“Consumers are advised to be wary of this and many other fake lottery scams,” Mega Millions warned.

According to Mega Millions, there are several ways to protect yourself and your loved ones from being targeted.

  • If you’re told you won a lottery ticket you’ve never played, be suspicious. Just because a real lottery is mentioned does not necessarily mean that real prizes are waiting for you.
  • If you come across a promotion or “special draw” while scrolling through social media, check its origin and make sure the details are from a legitimate source.
  • “Be careful” about clicking on links that take you to “special drawings” or promotions.
  • In a real lottery, there is no instructing winners to send money to claim prizes they have already won.
  • Be suspicious if messages promoted on social media contain misspellings or poor grammar.
  • Be wary of phone numbers you don’t recognize. Be especially careful if the area code is for a place you’ve never been to or heard of.
  • Hang up and block anyone you think is trying to scam you.
  • Do not call numbers you do not recognize or click on links, even if instructed to do so as a way to “verify” your prize.

Above all, do not share sensitive personal information such as bank account details or send money unless you can verify the origin of the request.

To file a complaint or obtain additional information, you may contact the Federal Trade Commission at (877)-382-4357. If you have been a victim of a scam, please contact your local law enforcement agency.

Billy Crystal, Martin Short, Larry David and other stars pay tribute to Rob Reiner

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Hollywood stars including Billy Crystal, Larry David and Martin Short paid heartfelt tributes to Rob and Michelle Reiner after they were found dead in their California home on Sunday, December 14th.

The couple’s son, Nick Reiner, Los Angeles County District Attorney Nathan J. Hockman confirmed the charges Tuesday, Dec. 16, for the stabbing deaths of his parents. The Reiners’ deaths shocked the entertainment world and beyond, with Michael Douglas, Stephen King, Demi Moore and Paul McCartney paying tribute.

In a statement to The Associated Press that a Crystal representative shared with USA TODAY on Dec. 16, more celebrities spoke about why Rob Reiner is an extraordinary director, actor and human being.

“By absorbing everything he learned from his father Karl and mentor Norman Lear, Rob Reiner became not only a great comedic actor, but a master storyteller,” the statement said. “No other director has had the range he has. From comedies to dramas to mockumentaries to documentaries, he was always at the top. He captivated audiences. Audiences believed in him. Audiences lined up to see his films.”

The statement was signed by Short, Billy and Janice Crystal, Albert Brooks and Kimberly Brooks, Larry David and Ashley Underwood, Alan Zweibel and Robin Zweibel, Marc Shaiman and Lou Mirabal, Barry and Diana Levinson, and James Kostos and Michael Smith.

“His comedic touch was unparalleled, his love of getting the music right for the dialogue, and sharpening the edges of the drama was just elegant. To the actors he loved them and to the writers he made them better. His greatest His gift was freedom. He listened to our ideas and brought us into the process. We always felt like we were working as a team. It was a privilege to work with him as a filmmaker, but that’s just part of his legacy.”

The statement continued: “Rob was also a passionate and courageous citizen who not only cared about the country he loved, but did everything in his power to make it better, and along with his beloved wife Michele, he was the perfect partner. Strong and determined Michele and Rob. “Reiner dedicated so much of his life to the betterment of our people. They were a special force, dynamic, selfless and inspirational. We will forever miss them as they were our friends.”

“There’s a line in one of Rob’s favorite movies, It’s a Wonderful Life: ‘Everyone’s life touches so many other lives, and without you there’s a hole left, right?’ You have no idea.”

other stars Those who have recently paid tribute to the Reiners include Christopher Guest, Jamie Lee Curtis, Kate Hudson, Zooey Deschanel, John Cusack and the wives of Tom Hanks. Rita Wilson.

Nissan launches industry’s first audio system that adjusts to suit your hearing ability

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Nissan Motor Co., Ltd. has announced a new in-car audio system that adjusts sound based on the driver’s unique hearing patterns.

Your car’s audio system is one of its most important features, and its quality varies from car manufacturer to car manufacturer. Nissan plans to add a new feature called Personalized Sound to some Nissan and Infiniti vehicles. Settings can be customized on the center infotainment screen and support multiple user profiles for in-car sound and Bluetooth music apps.

Nissan, which announced the new system on December 15, says it is the first of its kind in the U.S. auto industry.

How does it work?

An audio system that adjusts to your hearing may sound complicated, but Nissan says it’s easy to set up and can be completed in about three minutes.

First, download the Personalized Sound app from the Google Play Store for your Nissan or Infiniti vehicle. When you open the app, it will do some sound tests by playing different tones and pitches. After providing feedback about each sound on your car’s infotainment screen, the audio system creates a personalized profile based on your hearing.

This setting can be adjusted to fine-tune the 10-band equalizer at frequencies from 50 Hertz to 1,200 Hertz. Additional drivers can be tested to create additional personalized sound profiles.

How was it made?

Nissan senior product planner Mitchell Pope first proposed the idea in early 2024, the company said.

“We love the level of customization that some premium headphones offer, so we wanted to bring that to the automotive world,” Pope said in a news release. He also talked about how Nissan wants to provide a personalized experience for each user. “After taking the test, most drivers will notice a distinct difference in the new audio profile,” Pope said. “They often hear details they didn’t notice before, even in songs they’ve heard many times. But best of all, they know their audio was customized just for them.”

Which Nissan and Infiniti models have personalized sounds?

Personalized Sound is free to download and available only in Google-powered Nissan and Infiniti vehicles, including those already on the road. The following vehicles are currently equipped with this feature:

infinity

  • QX60 (2026)
  • QX80 (2025 and later)

nissan

  • Armada (2025 onwards)
  • Murano (2025 onwards)
  • Leaf (2026)
  • Rogue (2024+)

President Trump orders blockade of Venezuelan oil tanker subject to sanctions

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WASHINGTON – President Donald Trump has ordered a blockade of all sanctioned oil tankers to and from Venezuela, increasing tensions between the United States and Venezuelan President Nicolas Maduro.

President Trump announced the move in a Dec. 16 post on Truth Social, also announcing that he had officially designated President Maduro and his government allies as foreign terrorist organizations.

The move comes less than a week after the United States seized an oil tanker off the coast of Venezuela that the Trump administration said was transporting sanctioned oil from Venezuela and Iran.

“Venezuela is completely surrounded by the largest armada in South American history,” President Trump said in a social media post. “It will be even bigger and the impact for them will be unlike anything they have ever seen before, until they return to the United States all the oil, land and other assets they previously stole from us.”

The Trump administration has moved thousands of troops and nearly a dozen warships, including an aircraft carrier, into the region in recent months. President Trump also warned that the United States would soon launch a ground attack on Venezuela.

President Trump accused Maduro and other Venezuelans of using oil from “stolen oil fields” to finance drug smuggling, human trafficking, murder and kidnapping.

“Therefore, today I am ordering a complete and complete blockade of all licensed oil tankers entering and exiting Venezuela,” Trump said in the post, later adding, “We will not allow a hostile regime to seize our oil, land, or other assets, all of which must be immediately returned to the United States.”

The U.S. military has launched at least 25 attacks against boats in the Caribbean that the Trump administration said were bringing drugs into the United States, killing at least 95 people, including some Venezuelans. Democrats say the attack, which was not authorized by Congress, is illegal and constitutes an extrajudicial assassination.

President Trump and his officials have said Mr. Maduro is the leader of a criminal organization called Cartel de los Soles. Experts say the Cartel de los Soles is a loose corruption network and not a genuine drug-trafficking organization.

Maduro and other Venezuelan government officials were indicted in 2020 on drug trafficking and corruption charges.

The United States has imposed sanctions on Venezuela for 20 years. Late last month, the Trump administration declared the Cartel de los Soles a foreign terrorist organization, paving the way for tough sanctions against the cartel and any entities it does business with.

In July, the Trump administration reversed a February move to cut off U.S. oil giant Chevron’s operations in Venezuela.

Contributor: Reuters; Cybele Mays Osterman of USA TODAY

X Contact Joey Garrison at @joeygarrison.

3 ways to increase your Social Security benefits before you retire

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If you want to receive more money from Social Security, here’s how to get it.

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Ideally, you will be able to retire with money that you have saved yourself. But here’s where it gets scary.

Even if you manage your retirement savings wisely and are careful with withdrawals from your IRA or 401(k), there’s no guarantee you won’t outlive your money. Social Security, on the other hand, is guaranteed to pay monthly benefits for the rest of your life. Therefore, the more you can enjoy these benefits, the more financially secure you may feel in retirement.

The good news is that there are steps you can take to increase your Social Security benefits. Here are three key strategies to focus on.

1. Increase your income with a side job

The more money you earn (up to a certain threshold), the larger your Social Security check will be in retirement. But did you know that it’s not just your salary that counts toward future benefits?

All the income you earn and pay taxes on counts toward Social Security. So if you can increase your paycheck with a side job, you could potentially get more money from Social Security in the future.

Plus, that extra income can help you maximize your IRA or 401(k) each year. Or you can come close to it. So there’s a double win.

2. Delaying claims beyond full retirement age

If you wait to claim until you reach retirement age, you may be eligible to receive your monthly Social Security benefits without reduction. This age is 67 years for people born after 1960.

However, your benefits will increase by 8% for each year you hold off on claiming benefits beyond your full retirement age. And while that incentive ends at age 70, waiting means you have a chance to earn an even bigger monthly check.

The thing to keep in mind here is that if you delay Social Security, you’ll miss out on payments you could have received sooner. If you have health problems or suspect that you won’t live long, this strategy may not be the best for you. But if you think you’ll live long into your 90s, delaying claiming Social Security until age 70 could potentially give you much more lifetime income from the program.

3. Withdrawal of applied early request

You can apply for Social Security starting at age 62. However, this has a major drawback. That means your monthly benefits will be reduced for the rest of your life.

If you’ve already applied for benefits at age 62 and regret it, don’t despair. You can exercise your redo option within 12 months of the claim.

All Social Security recipients can start over only once in their lifetime. If you withdraw your claim for benefits and repay the Social Security Administration for all the money you received in benefits, you can reapply at a later date, thereby securing a higher monthly payment.

Get ready to be guaranteed more income

It’s never a good idea to try to retire on Social Security alone, but these benefits can end up making up a large portion of a senior’s income. Therefore, it is beneficial to try to get as much money as possible from Social Security.

These strategies can increase profits not only on a monthly basis, but also potentially on a lifetime basis. So it’s worth doing everything you can to increase your income and delay your claims during your tenure. Also, if you file for Social Security early, know that if you act quickly enough, you may be able to reverse that decision and secure larger benefits for the remainder of your retirement.

The Motley Fool has a disclosure policy.

The Motley Fool is a USA TODAY content partner providing financial news, analysis and commentary designed to help people take control of their financial lives. Its content is produced independently of USA TODAY.

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President Trump moves to dismantle National Institute of Atmospheric Research

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WASHINGTON – The Trump administration is moving to dismantle the National Center for Atmospheric Research in Colorado and is targeting one of the world’s leading climate institutes, according to a senior White House official.

Trump officials have accused the federally funded research institute, based in Boulder, Colorado, of being a center of “federal climate alarmism” after it was established decades ago in 1960 to research atmospheric chemistry and physical meteorology.

In an upcoming review of the center, the White House said the administration will identify and eliminate so-called “new green fraud research activities,” while “critical capabilities” such as weather modeling and supercomputing will be moved to other organizations and locations. The White House billed the reorganization as a return to NCAR’s original focus.

“The National Science Foundation will dismantle the National Center for Atmospheric Research (NCAR) in Boulder, Colorado,” White House Office of Management and Budget Director Russ Vought said in a statement to USA TODAY. “This facility is one of the largest contributors to climate change in the country. A comprehensive review is underway and critical activities such as climate research will be moved to another organization or location.”

The official said efforts to disband NCAR will begin immediately, with plans to permanently close the center’s Mesa Research Institute in Boulder, Colorado.

The announcement comes after President Donald Trump forced major cuts to the National Oceanic and Atmospheric Administration (NOAA), including abolishing the agency’s Office of Oceanic and Atmospheric Research and cutting off funding to its Climate, Meteorology, and Ocean Research Institute and its partner institutes.

NCAR’s staff consists of approximately 830 employees who are part of the University Corporation for Atmospheric Research (UCAR), a nonprofit consortium of more than 130 universities focused on Earth system science research and training. It’s unclear how many jobs and programs the demolition could affect.

The National Science Foundation, an independent federal agency, contracts with a consortium of universities to manage the center. NSF provided NCAR with $123 million in fiscal year 2025, accounting for about half of the center’s budget, according to Science.

In addition to the Mesa Institute, NCAR operates two aircraft for atmospheric research and manages a federally owned supercomputing center in Cheyenne, Wyoming.

The White House noted “UCAR’s woke direction” and cited several efforts that Trump officials called wasteful and frivolous.

Programs flagged include the Rising Voices Center for Indigenous and Earth Sciences, which aims to “make science more welcoming, inclusive, and justice-centered.” An art series that aims to build “our relationship with water through recycled materials, photography, oil paintings, and other media.” and wind turbine research that aims to “deeper understand and predict the effects of weather conditions and climate change on offshore wind power generation.”

President Trump regularly calls climate change a “hoax” or “the work of con artists,” even though the majority of scientists believe climate change is real and are sounding the alarm about rising temperatures.

According to the National Oceanic and Atmospheric Administration and the National Aeronautics and Space Administration, 2024 was the hottest year on record, and the ocean’s surface layer was also the hottest on record.

The move to dismantle NCAR comes after the Trump administration earlier in the day announced the cancellation of Colorado’s $109 million green-focused transportation grant aimed at promoting research into electric vehicles, rail improvements, and trains powered by hydrogen and natural gas.

President Trump harshly criticized Colorado Democratic Gov. Jared Polis over the state’s jailing of Tina Peters, a former county clerk in Colorado who was convicted on multiple charges of having access to secure voting system data to prove a baseless conspiracy to deny the 2020 election.

President Trump last week called Polis an “incompetent” governor and a “weak, pathetic man.”

KLM Royal Dutch Airlines cancels flight after finding stowaway rat on board

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On December 10th, an unexpected passenger snuck onto a KLM Royal Dutch Airlines flight from Amsterdam to Aruba. It was a rat.

According to footage from Dutch media outlet De Telegraaf, a rat appeared from the overhead bin and crawled behind the cabin curtains as KLM Flight 767 was en route to a Caribbean island.

KLM Royal Dutch Airlines confirmed to USA TODAY that there was a rat on board. “This was a highly unusual event,” the airline said in a statement.

KLM Royal Dutch Airlines told RTL News it was unclear how the stowaway rat snuck onto the plane, but the flight crew continued to monitor it until it landed in Aruba.

The return flight from Aruba to Amsterdam via Bonaire was canceled to allow the aircraft to be cleaned before returning to service. “The safety and health of our passengers and crew is always our top priority,” the airline continued.

This is not the first time rodents have been reported to have taken to the skies. In September 2024, rats invaded a Scandinavian Airlines flight from Oslo to Malaga, forcing it to divert to Copenhagen. The rat reportedly jumped out of a passenger’s “food box.”

A cake sold at Kroger has been recalled. See affected items.

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The bakery is recalling some of its cakes sold at Kroger due to undeclared allergies.

Ukrop’s Homestyle Foods, LLC issued a recall notice on December 11 for four decorated pound cake products due to undeclared soy allergens.

In a recall notice published Dec. 15 on the U.S. Food and Drug Administration’s website, the Richmond, Virginia-based company said a soy-containing cake peeler was used to prevent affected cakes from sticking.

“These products may contain soy, a known allergen that is not listed on the product label,” the notice states.

According to the FDA, soy allergy can cause mild symptoms such as hives and itching, as well as severe anaphylaxis.

Which cake products have been recalled?

U-Crop Homestyle Foods said the following cake products are affected by the recall:

  • Product name: 8 inch pound cake buttercream icing/pink rose
    • UPC: 72252591452
    • Net weight: 44 oz (2.75 lb/1.25 kg)
    • Affected retailers: Kroger Mid-Atlantic Co. and Uklops Market Hall
  • Product name: 8 inch pound cake with buttercream icing/red roses
    • UPC: 72252591456
    • Net weight: 44 oz (2.75 lb/1.25 kg)
    • Affected retailers: Kroger Mid-Atlantic Co. and Uklops Market Hall
  • Product name: 6 inch pound cake with buttercream icing/red roses
    • UPC: 72252591820
    • Net weight: 33 oz (2.06 lb/936g)
    • Affected retailers: Ukrop Market Hall only
  • Product name: 6 inch pound cake with buttercream icing/confetti
    • UPC: 72252591849
    • Net weight: 30 oz (1.88 lb/851 g)
    • Affected retailers: Ukrop Market Hall only

The recall only applies to products with a best-before date of December 15, 2025. Other products manufactured by Ukrop’s Homestyle Foods are not affected.

The cakes were sold throughout Kroger Mid-Atlantic, including 28 stores in Virginia and West Virginia, and at Ukrop’s Market Hall in Richmond, Virginia.

What should customers do?

The retailer that sold the cake was notified and the product was removed from the shelves. To receive a full refund, we recommend that you return the product to the retailer where you purchased it.

For more information, contact Ukrop’s Homestyle Foods at 804-340-3050, Monday through Friday, 8 a.m. to 5 p.m. Eastern Time.

Michelle Del Rey is a trending news reporter for USA TODAY. Please contact mdelrey@usatoday.com.

Jim Harbaugh addresses firing of Michigan’s Sherone Moore

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Los Angeles Chargers manager Jim Harbaugh said in response to questions from reporters on Friday, Dec. 12, that he is “still processing” the firing and arrest of former University of Michigan football coach Sherrone Moore. Since then, Harbaugh has had several days to assess the situation and has been in contact with Moore.

During an appearance on “The Dan Patrick Show,” Harbaugh revealed that he has been texting Moore since his arrest.

Asked about Moore’s mental health, Harbaugh said: “It’s a tragedy. These are the worst days of my life.” “Be nice and take care of your family. That’s the message. And it’s very important to receive spiritual guidance.”

Moore was arrested on December 10, shortly after being fired from Michigan State, and was held in the Washtenaw County Jail, Michigan, as part of a police assault investigation. According to court documents released Dec. 12, Moore faces criminal charges of felony third-degree burglary, misdemeanor stalking and domestic relations, and misdemeanor trespassing.

Coach Harbaugh originally hired Moore as Michigan’s tight ends coach in 2018. Under Harbaugh, Moore was promoted to co-offensive coordinator and offensive line coach in 2021. He then became the sole title holder for the Wolverines’ offensive coordinator role in 2023.

Moore will replace Harbaugh as head coach at the University of Michigan in 2024, when Harbaugh accepts the head coaching job with the Chargers.

Harbaugh said he has exchanged text messages with Moore, but the coach remains focused on the Chargers’ upcoming road game against the Dallas Cowboys in Week 16.

“I still can’t wrap my head around it. It’s a tragedy. I just pray for everyone involved,” Harbaugh said. “I love my alma mater. I love Michigan. And I love the Chargers. I would be terrible if I didn’t put all my focus into this game. This is the most important game for us.”

Follow USA TODAY Sports’ Tyler Dragon on X @TylerDragon.

How to reliably start your car in sub-zero temperatures

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With cold weather bringing ice and snow across the United States, your first instinct may be to warm up your car before driving anywhere.

But according to AAA experts, that may not be a good idea. The engine only needs as much time as it takes to fasten your seatbelt and make sure the lubricant gets to the critical parts of the engine.

“When it’s cold and there’s no snow or ice, start your car, get in, put your seatbelt on, adjust your mirrors, and then start driving your car normally. This is the best way to heat up the engine, and it also warms up the internal heat,” David Bennett, AAA’s senior manager of automotive, told USA TODAY. “If you start it and leave it for five minutes to warm up, you’re just wasting gas.”

If your car has ice or snow buildup, Bennett recommends scraping it off and turning on the defroster.

Bennett said that since cars were equipped with carbureted engines, a misconception has been passed down for generations that engines need to be warmed up, when in fact the process was necessary. He said modern cars are “well designed and very efficient, so they warm up quickly when you start driving on the road” and avoid slamming down on the gas pedal to speed up the heating process.

Here’s what else you need to know about driving in cold weather.

Why doesn’t my car start when it’s cold?

According to JD Power, your car may not start in the cold because the battery is not fully charged. The consumer intelligence company said vehicle owners may notice this if their starter is running slowly.

According to JD Power, the following methods will help you start your vehicle’s battery even in freezing conditions.

◾ Warm up the battery by flashing the high beams for 20 to 30 seconds.

◾ Turn on the ignition. If your car is equipped with injectors, wait a few seconds for the fuel pump to start.

◾ If the carburetor is not equipped with an auto choke, pull the lever.

◾ If your car has a manual transmission, depress the clutch pedal before starting the engine.

◾ To avoid overheating, start the car within 10 to 15 seconds. If your car won’t start, try again in 1 minute.

◾ If the starter works fine but the car still won’t start after three attempts, try pressing the gas pedal and repeating the process.

◾ If the starter does not turn on, either the battery is dead or the starter itself is defective.

Check your antifreeze, batteries, and other parts before a winter storm

In cold weather, your vehicle may require twice the normal current to start the engine. According to the AAA Automotive Research Center, at 32 degrees, your car battery loses about 35% of its strength.

It’s best to check your antifreeze and battery frequently to prevent your engine from freezing in the winter and protect it from rust and corrosion. Mr Bennett also urged motorists to check their tire pressures to ensure they are properly inflated and to carry a spare tire.

In addition, Bennett said to check running lights, headlights, turn signals, brake lights and reversing lights to make sure you can see and be seen on the road, as well as wiper blades to protect your visibility. He recommends checking oil transmission fluid and coolant levels when engine temperatures are cool.

How often should I start my car to keep the battery charged?

According to AAA, you should start your car and drive it for at least 30 minutes at least once a week. This preserves battery life, properly lubricates the seals, and prevents old start-up combustion contaminants from building up in the engine oil.

If you start the engine without driving the car, the engine will not be able to charge the battery. AAA recommends that if you can’t drive for a while, ask a friend or family member to drive you for 30 minutes a week.

More winter car safety tips

◾ Clean corrosion on battery posts and cable connections makes it more reliable in cold conditions, so make sure your battery and charging system are in good condition.

◾ Do not use your vehicle to charge your device. Instead, invest in some portable chargers.

◾ Clean your car’s headlights, replace old wiper blades, and inspect tire tread depth and pressure to ensure proper visibility and traction.

◾ Avoid using cruise control or making unnecessary lane changes in icy conditions as this may increase the chance of hitting ice while changing lanes.

Contributors: Coral Murphy Marcos, Dalvin Brown, Ben Tobin

Judge says unlikely to cancel President Trump’s White House banquet

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A federal judge said during the hearing that it was unlikely he would issue the temporary restraining order sought by the National Trust for Historic Preservation.

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WASHINGTON – A federal judge in Washington said Tuesday he will not order the Trump administration to immediately halt construction of the $300 million White House Ballroom on the site of the demolished East Tower, pending a lawsuit alleging an abuse of presidential power.

U.S. District Judge Richard Leon said during the hearing that he is unlikely to issue the temporary restraining order sought by the National Trust for Historic Preservation in a lawsuit accusing President Donald Trump and federal agencies of starting the 90,000-square-foot project without legally required reviews and approvals.

The Republican president has made significant changes to the White House since returning to office in January. Trump installed gold ornaments throughout the Oval Office and paved the lawn of the Rose Garden to create a patio similar to his Mar-a-Lago mansion in Florida.

In a huge banquet hall, these changes will seem small. Videos of heavy equipment destroying the 120-year-old East Wing of the White House to make way for the project sparked an outcry, with critics accusing Trump of pushing through without proper consideration.

“No president, not President Trump, nor President Biden, nor anyone else, is legally permitted to demolish any portion of the White House without any review,” the National Trust’s lawsuit said.

In its motion for a temporary restraining order, the group said the project has already caused “irreparable harm” to the White House and its grounds.

The administration said in a Monday filing that the project is legal and follows a series of presidential renovations, including construction of President Franklin D. Roosevelt’s East Wing itself. The emergency order is not needed because the banquet hall is needed for state events, its design is still being developed and ground construction is not planned until April, according to the filing.

“The President has the legal authority to change the structure of the official residence, and that authority is supported by the underlying principles of executive power,” the filing states.

Unable to gather public input, Trump demolished the East Wing and began construction of the ballroom, ignoring a statute requiring consultation with the National Capital Planning Commission and the Commission on Fine Arts, according to the complaint.

The National Trust said it filed the lawsuit, asking the administration to at least comply with “procedural requirements to protect the public’s opportunity to be informed and comment on the Ballroom Project.”

(Reporting by Mike Scarcella and Andrew Goudsward; Editing by David Bario and Howard Goller)

Susie Wiles said Trump has an “alcoholic personality.” He agrees.

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WASHINGTON — President Donald Trump said he supports Susie Wiles following the chief of staff’s extensive comments published in Vanity Fair, saying he agrees with her assessment that he has an “alcoholic personality.”

President Trump addressed Wiles’ comments to Vanity Fair in a separate interview with the New York Post on Tuesday, December 16, as the White House spent the day actively working to discredit the story.

“What she meant was that I don’t drink alcohol,” Trump told the New York Post. “So everybody knows that — but I’ve often said that if that happened, I would very likely become an alcoholic. I’ve said that about myself many times, and I do. That’s a very possessive personality,” Trump said.

“I’ve said that about myself many times,” the president added. “Luckily, I can’t drink. If I could, I’d say yes, because I’ve said it before. I mean, what’s the word? Not possessive, but possessive and addictive type of personality. Oh, I’ve said it so many times before.”

According to an article in Vanity Fair, Wiles’ father, former NFL announcer Pat Summerall, was an alcoholic who had been sober for 21 years before his death in 2013. “High-functioning alcoholics and regular alcoholics exaggerate their personalities when they drink,” Wiles told Vanity Fair reporter Chris Whipple.

President Trump, whose younger brother Fred was an alcoholic, is famous for not drinking alcohol. But Wiles said the president was acting with what she called an “alcoholic personality,” meaning he was acting as if there was “nothing he couldn’t do.”

“Nothing, zero, nothing,” Wiles said.

The Vanity Fair article is based on several interviews Mr. Wiles conducted with Mr. Whipple, a prominent biographer of the White House chief of staff, over the year.

Mr. Wiles told the magazine that Mr. Trump had a general agreement not to reconcile with his critics and political opponents during his first 90 days in office, but chose not to object as Mr. Trump ramped up the investigation.

Wiles also said that Vice President J.D. Vance has been a “conspiracy theorist for 10 years.” And Attorney General Pam Bondi “completely blanked” on the first release of documents about alleged sex trafficker Jeffrey Epstein, she said.

The White House did not dispute the accuracy of the quote, but argued that the statement was taken out of context and that other comments praising the administration were not included in the article.

“I don’t read Vanity Fair, but she did a great job,” Trump told the Post. “From what I’ve heard, the facts are wrong and I think it was a very misguided interviewer and was deliberately misguided.”

Wiles criticized the social media article as a “dishonestly constructed hit piece” about her, Trump and his Cabinet.

“Important context was ignored and much of what I and others said about our team and our president was left out of the story,” Wiles said in a statement. “After reading it, I believe this was done to paint an overwhelmingly chaotic negative narrative about the president and our team.”

X Contact Joey Garrison at @joeygarrison.

Health insurance premiums are on the rise after lawmakers fail in Obamacare deal

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“We tried to find a way to make the pressure relief valve available, but we couldn’t do it,” House Speaker Mike Johnson said days before lawmakers headed home for the holidays.

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WASHINGTON – Millions of Americans are about to see health insurance premiums rise as Congress runs out of time to extend Obamacare subsidies that are set to expire at the end of the year.

Speaker Mike Johnson said on Dec. 16 that reality became clear after a last-minute effort among House Republicans who had hoped to trigger a vote on the tax credit failed. About a dozen moderate Republicans took up the issue last weekend as Congress prepared to leave for vacation, but Johnson told reporters that no agreement had been reached.

“Many of them wanted to vote for this Obamacare, this coronavirus-era subsidy that the Democrats created,” Johnson said on Capitol Hill. “We tried to find a way to make the pressure relief valve work, but we couldn’t do it.”

The approval of top Congressional leaders effectively guaranteed the imminent conclusion of the Affordable Care Act subsidies, which affect approximately 22 million Americans. According to KFF, a nonpartisan health policy research group, the average enrollee who receives tax credits in the Obamacare marketplaces will see their premiums double when they run out of premiums at the end of the year.

Johnson cited a recent report from the Government Accountability Office, a nonpartisan watchdog, that identified persistent fraud risks in the program, among other reasons for Republican opposition to the loan extension, including broader restraints on federal spending.

On December 11, a bill that would have continued the coronavirus-era subsidies for three years failed to pass in the Senate. All Democrats and four Republican senators voted in support, but the bill fell short of the 60-vote threshold needed to pass the House.

The House is scheduled to vote on another Republican-backed bill this week aimed at more general health care reform. The bill would allow businesses to group together and buy health insurance. It also promises to provide funding in 2027 to reduce out-of-pocket costs.

“We hope the Democrats will work with us,” Johnson said of a vote on the new bill (which is unlikely to ultimately pass Congress without addressing the Obamacare subsidy issue).

Senate Minority Leader Chuck Schumer (D-N.Y.) criticized the Speaker after learning that House members would not vote on Obamacare.

“Mr. Johnson said, ‘That shouldn’t happen,'” Schumer said. “Well, tell that to American families who have to pay an extra $500 to $1,000 a month in medical bills.”

Zachary Schermele is a Congressional reporter for USA TODAY. You can email us at zschermele@usatoday.com. Follow him on X at @ZachSchermele and on Bluesky at @zachschermele.bsky.social..

Social Security checks will be mailed on December 17th. See full payment schedule.

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The second round of Social Security benefits for December is scheduled to be distributed this week, with less than a month until the next cost-of-living adjustment goes into effect.

After the December payment, recipients will receive a larger check thanks to a 2.8% cost-of-living adjustment (COLA). When COLA goes into effect in January 2026, payments will increase by about $56 per month on average, according to the Social Security Administration.

Aside from payment adjustments, Social Security recipients have also seen other changes, such as a shift from paper checks to direct deposits into bank accounts or Direct Express cards.

Here’s what you need to know about this week’s Social Security payments.

Who will receive Social Security payments this week?

Beneficiaries born between the 11th and 20th of their birth month are supposed to receive their monthly Social Security benefits on Wednesday, Dec. 17, according to the SSA payment calendar.

When will my Social Security payments be sent?

Social Security benefits, which are paid primarily to elderly or retired beneficiaries, are typically paid on Wednesdays.

According to the SSA calendar, if the recipient’s birthday is between the 1st and 10th of the month, payments will generally be made on the second Wednesday of the payment month. Those born from the 11th to the 20th will receive the allowance on the 3rd Wednesday, and those born after the 20th will receive it on the 4th Wednesday.

People who received Social Security benefits before May 1997 can receive their payments on the third day of the month, excluding weekends and holidays.

For people who receive both Social Security and Supplemental Security Income (SSI), Social Security payments are made on the 3rd of the month and SSI payments are made on the 1st of the month.

Complete 2025 Social Security Payment Calendar

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SSI payment schedule from end of 2025 to 2026

According to the SSA calendar, SSI checks will be mailed on the following days in 2025 and early 2026:

  • Wednesday, December 31, 2025 (confirmed for January 2026)
  • Friday, January 30, 2026 (confirmed for February 2026)
  • Friday, February 27, 2026 (check for March 2026)

USA TODAY’s Mike Snider contributed to this report.

Fernando Cervantes Jr. is a trending news reporter for USA TODAY. Contact us at fernando.cervantes@gannett.com and follow us at X @fern_cerv_.

Can I receive AT&T settlement money? How to submit by the deadline

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AT&T customers: The deadline for eligible claimants to apply for a portion of the $177 million class action settlement is fast approaching.

The telecommunications company has agreed to a settlement to resolve a lawsuit that accused it of failing to protect customer information and causing two data breach incidents in 2024.

In the first incident on March 30, 2024, AT&T announced that customer information, including addresses, social security numbers, and passcodes, was published on the dark web.

Four months later, on July 12, 2024, AT&T announced that in a second incident, customer call and text message records were illegally downloaded, according to the settlement website.

AT&T denies the allegations in the lawsuit. The company previously said in a statement to USA TODAY that it was “committed to protecting our customers’ data and ensuring their continued trust in us,” adding that it agreed to the settlement to avoid continued litigation.

Here we will explain what you need to know and how to apply.

When is the deadline to file a claim in the AT&T settlement?

The deadline to file a claim is Thursday, December 18th. This means you must submit an online form or, if requesting by mail, be postmarked on that day.

The original deadline for filing was November 18, but the deadline was renewed by the court.

How to file a claim in the AT&T settlement

AT&T customers eligible for the settlement can file claims online at telecomdatasettlement.com. Requests can also be mailed to:

AT&T Data Incident Settlement c/o Kroll Settlement Administration LLCP.O. Box 5324 New York, NY 10150-5324

How to find out if you’re eligible to file a claim in the AT&T settlement

There are two groups of eligible AT&T customers, known as settlement classes, who can submit claims to receive money from the settlement.

  • The first class is AT&T customers affected by the March 30, 2024 data breach.
  • The second class is AT&T customers affected by the July 12, 2024 data breach.
  • Some customers may be included in both classes.

The incident is believed to have affected more than 7 million people who had AT&T accounts in 2024 and more than 65 million people who had AT&T accounts between 2019 and 2024, according to the complaint and AT&T’s 2024 statement.

If you are unsure whether your payment is included, please call 1-833-890-4930.

How much is AT&T’s settlement?

The payment amount that a customer receives depends on which payment class they belong to. Those involved in both data breaches could receive up to $7,500, according to the settlement website.

The breakdown of payment types is as follows:

  • Customers affected by the March 30, 2024 data breach may experience:
    • Up to $5,000 with cash payment option for documented losses. This means you will need to provide documentation of your loss.
    • or Tier 1 or Tier 2 cash payments:
      • Anyone whose Social Security number was included in the March 30 data breach can file a claim against Tier 1.
      • Customers whose data did not include social security numbers in the March 30 breach can apply for Tier 2.
      • Tier 1 payouts are 5 times more than Tier 2.
  • Customers affected by the July 12, 2024 data breach may experience:
    • Up to $2,500 with documented loss cash payment option
    • or Tier 3 cash payment:
      • Administrative costs and a portion of the settlement after a claim is issued.

Melina Khan is USA TODAY’s national trends reporter. Contact her at melina.khan@usatoday.com.

Ford reimagines EV plans with hybrid expansion and range-extending technology

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  • Ford is shifting its electric vehicle strategy and incorporating extended range electric vehicle (EREV) technology into the F-150 Lightning.
  • The company is expanding its hybrid and gasoline powertrain options and expects them to account for half of its global sales by 2030.
  • Ford plans to hire thousands of new employees in the U.S. for roles in vehicle assembly and battery energy storage systems.

Ford Motor Co. has announced a shift in its future electric vehicle strategy, with the company planning to continue producing its all-electric F-150 Lightning pickup, although the restructuring will cost $19.5 billion.

Ford says the pickup will be upgraded to a new model with extended range electric vehicle (EREV) technology, which includes a generator for charging, an estimated range of more than 700 miles, and additional charging capacity.

Ford made this announcement on Monday, Dec. 15, along with several other announcements, including offering a wide range of hybrid and gasoline powertrains in its vehicles to complement the upcoming new universal EV platform that Ford unveiled in August. The company predicts that by 2030, hybrids, long-range EVs and electric vehicles will account for half of all Ford vehicles sold globally, compared with 17% today.

The Dearborn automaker also said it plans to hire “thousands of new employees” in the U.S. over the next few years as it shifts production at various plants and launches a new business building battery energy storage systems at facilities in Kentucky and Marshall, Michigan.

These moves are part of Ford’s plan to launch five new affordable vehicles by the end of this decade, four of which will be assembled in the United States. Ford also said it plans to offer powertrain choices in nearly every vehicle by the end of the decade, expanding gasoline, hybrid and long-range electric vehicle options across its portfolio.

The company also said it plans to assemble an all-new pickup truck in Blue Oval City, Tennessee, and new gasoline-powered and hybrid vans will be produced at the Ohio Assembly Plant in Sheffield, Ohio.

Ford says all of these efforts will lead to higher profit margins, and it expects profits to start improving next year for Ford’s electric vehicle division, Model E, and to reach profitability in 2029. Ford has been bleeding billions of dollars from its Model E division in recent years. Ford lost $5 billion on EVs last year alone.

As a result of all these changes, the company announced a $19.5 billion charge, most of which will be collected in the fourth quarter. Approximately $5.5 billion of this $19.5 billion is cash expense, with the majority paid in 2026 and the remainder paid in 2027.

However, Ford announced that it will raise its 2025 adjusted earnings before interest and taxes forecast from $6 billion to $6.5 billion to $7 billion, based on continued fundamental business strength and cost improvements.

“This is a customer-led transformation that creates a stronger, more resilient and more profitable Ford.” Ford CEO Jim Farley said in a statement. “Operational realities are changing, and we are reallocating capital to more profitable growth opportunities like the Ford Pro, our market-leading trucks and vans, hybrids, and our new battery energy storage business.”

Adding and deleting jobs

These changes are the latest tweaks to Mr. Farley’s “Ford+” restructuring plan, which has undergone several changes since he first outlined it in 2021 as a plan to expand EV sales.

But U.S. EV sales have slumped since President Donald Trump’s administration ended a $7,500 federal tax credit available to EV buyers at the end of September. Farley said on CNBC on Dec. 15 that “the policy change is not the only reason” Ford is making this move, but acknowledged it was a factor.

“We evaluated the market and made a decision,” Farley said on CNBC’s “Closing Bell Overtime” on Dec. 15. “We’re following our customers to where the market is today, not where people expected it to be,” he said.

Ford is currently planning to hire across its plants in Michigan, Tennessee and Ohio as it expands its truck and van lineup, Andrew Frick, president of Ford Blue and Ford Model e Strategy, told reporters.

Frick said Ford will provide an update to the media at the Rouge Electric Vehicle Center about how many new jobs will be created there after production of the new Lightning resumes. Ford plans to share more details about the vehicle and its production and release dates at a later date.

In October, Ford moved about 500 employees from its Rouge Electric Vehicle Center to the Dearborn Truck Plant to help increase production of the F-150 pickup. Ford builds gasoline- and hybrid-powered F-150s at its Dearborn truck plant and said it plans to add another 45,000 next year “with a new third crew of 1,200 employees.”

Ford officially ended production of the 2025 F-150 Lightning built at its Rouge Electric Vehicle Center this year after two fires earlier this fall destroyed part of the Novelis aluminum plant in New York. Novelis supplies Ford with much of the aluminum used in the bodies of its pickups and SUVs. The fire caused an aluminum shortage and caused some disruption to production of the Lightning and Ford SUVs.

Ford announced on December 15 that the Tennessee Electric Vehicle Center, located on the Blue Oval campus in Stanton, Tennessee, near Memphis, has been renamed the Tennessee Truck Plant. The facility will produce “all-new built-in Ford Tough truck models” beginning in 2029.

Frick did not provide details on what kind of new pickup trucks these would be, but said they would be new, affordable gasoline-powered trucks that would expand Ford’s lineup and expand its market leadership, replacing previously planned next-generation electric trucks.

He said Ford plans to hire at least 2,300 people in Tennessee.

Ford will make the Ohio assembly plant the central location for its commercial vehicle division, Ford Pro. So starting in 2029, Ford plans to build new gas- and hybrid-powered commercial vans alongside its Super Duty chassis cabs. Frick said Ford employs 1,700 people in Ohio, but there was no update on how many new jobs the company plans to hire in the state.

New business in Kentucky and Michigan

Ford announced that it will convert the Blue Oval SK Battery Park in Glendale, Kentucky from a facility that produces EV batteries to a facility that manufactures battery energy storage systems, effectively creating a new business unit for Ford. These systems are energy storage solutions for customers such as data centers, utilities, and large industrial and commercial operations, Lisa Drake, Ford’s vice president of technology platform programs and EV systems, told media on Dec. 15.

Drake said Ford could study the industry and apply its manufacturing expertise and licensed advanced battery technology to begin manufacturing energy storage units within 18 months, positioning the company to capture share of the growing U.S. battery energy storage system market. Ford currently plans to deploy at least 20 GWh per year by the end of 2027.

Last week, Ford, SK On, SK Battery America and Blue Oval SK entered into a joint venture transfer agreement under which the Ford subsidiary will independently own and operate a battery plant in Kentucky. SK-On will fully own and operate the battery factory in Tennessee.

The production changes at SK Battery Park will result in the layoffs of approximately 1,600 employees at the plant, but Ford plans to hire 2,100 new workers and former employees are welcome to apply for new jobs.

This move will enable Ford to utilize the facility’s excess EV battery capacity to generate a diverse and profitable new revenue stream. Ford plans to invest about $2 billion over the next two years to expand its operations in the region.

In Michigan, Ford’s Blue Oval Battery Park Michigan in Marshall will produce smaller amp-hour cells for use in residential energy storage solutions. Ford said the facility is on track to be built in 2027 at its Louisville, Kentucky, assembly plant and begin manufacturing LFP prismatic battery cells in 2026 to power Ford’s next medium-duty electric truck, the first model on a new universal EV platform. Ford has announced that pickup prices will start at about $30,000, a bargain in today’s world where the average price of a new car is nearly $50,000.

Ford’s future powertrain plans

Frick said the automaker plans to expand its future hybrid powertrain offering with different executions based on customer needs, including hybrids that offer economy, performance and exportable power. The automaker also plans to build larger trucks and SUVs to further meet customer demand for capacity, towing power and range.

This includes adding long-range electric options to the lineup, one of which will be the aforementioned next-generation F-150 Lightning. Last month, there were reports that Ford executives were considering discontinuing the Lightning due to slowing EV sales in the United States.

In the third quarter, Ford reported selling 10,005 Lightning units. This is a 39.7% increase year-over-year and a record for the company. Sales were largely helped by a rush by buyers to take advantage of the $7,500 federal tax credit when they could, as it expires at the end of September. Ford reported sales of 23,034 Lightning units from January through the end of the quarter, an increase of 1% from a year earlier.

Ford plans to transition the Lightning to an extended-range electric vehicle (EREV).

“The F-150 Lightning is a breakthrough product that proves that electric pickups can still be great in the F-Series,” Doug Field, Ford’s chief EV, digital and design officer, said in a statement. “Our next generation Lightning EREV is revolutionary in every way. It retains everything our customers love, including 100% power delivery, sub-5 second acceleration, and adds an estimated 700-plus miles of range and locomotive-like traction. It will be an incredibly versatile tool delivered in a capital-efficient manner.”

Frick told reporters that for the average customer, the next-generation F-150 Lightning will run for nine to 10 days on electricity alone. He said Ford took time to evaluate the market before making these decisions.

“These are big decisions that we believe will pay off for our customers, our employees, American jobs and manufacturing for years to come,” Frick told reporters. “Ford is following its customers. We’re looking at the market today, not the one anyone predicted five years ago. Customers want the freedom to choose an affordable powertrain that fits their lifestyle and work.”

Ford commercial van killed

Ford said it will not produce a new electric commercial van for Europe as previously planned. However, it plans to maintain a full lineup of electric vans for that market. Ford recently announced some changes to its European operations, including new leadership and offering customers a new generation of multi-energy vehicles. Ford also announced a strategic partnership with Renault to collaborate on commercial and passenger EV development.

In North America, Ford announced that it will replace its planned electric commercial vans with “affordable” hybrid and gasoline models of commercial vans that will be assembled at Ford’s Ohio assembly plant.

Jamie L. Lareau is senior auto writer for USA Today and covers Ford Motor Company for the Detroit Free Press. Contact Jamie at jlareau@freepress.com. Follow her on Twitter @Jalalean. To sign up for our automotive newsletter. become a subscriber.

President Trump to deliver prime-time address to the nation on Wednesday

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WASHINGTON – President Donald Trump is scheduled to deliver a prime-time address at the White House on Wednesday, Dec. 17, as he nears the end of his first year in office.

President Trump announced his 9pm ET speech in a post on Truth Social, but did not say what he would discuss.

“Well, I look forward to seeing you all. It’s been a great year for our country, and the best is yet to come!” Trump said.

The speech came as Trump’s job approval rating has declined (NBC News reported his approval rating was 42% in a Dec. 14 poll) as the president struggles to turn around Americans’ bleak outlook for the economy.

An Associated Press-NORC poll conducted last week found that 31% of Americans approve of President Trump’s economic response, down from 40% in March and the lowest point in either of the president’s two terms.

White House press secretary Caroline Levitt told reporters that President Trump will use the speech to summarize his administration’s accomplishments over the past year.

“He will talk a lot about the accomplishments of the past 11 months, what he has done to make our country great again, and what he continues to plan to continue to serve the American people over the next three years,” Levitt said.

With less than a year until the 2026 midterm elections, Democrats are defending Trump, accusing the president’s policies of exacerbating a “price crisis.” Trump called for lowering the cost of living from his first day in office last year.

President Trump last week began a speaking tour focused on the economy with a visit to Pennsylvania’s battleground Congressional district in Mount Pocono. In remarks at a casino, President Trump mocked the “affordability hoax” promoted by Democrats. He blamed his predecessor, former President Joe Biden, for stubborn inflation and claimed he was trying to fix the mess left by Democrats. President Trump is scheduled to speak in Rocky Mount, North Carolina on Friday, December 19th.

This story has been updated to add new information.

X Contact Joey Garrison at @joeygarrison.

What Vanderbilt AD says about Diego Pavia’s social media posts after Heisman loss

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The Commodores’ athletic department made the following comment after Vanderbilt football quarterback Diego Pavia sparked a firestorm for saying “fuck you, voters” on his Instagram Story after finishing runner-up in the Heisman Trophy.

“Diego knows his actions were unacceptable and he has apologized,” Athletic Director Candice Lee said in a statement to The Tennessean on Dec. 15. “We know he is contrite and regrets the hurt he has caused. He is a passionate and genuine athlete, and while his integrity has been nurtured and celebrated here, that does not change the responsibility that comes with representing Vanderbilt University.”

“We believe in growth and responsibility and will continue to support Diego as he learns from this moment.”

Pavia apologized for her post on X on December 14th.

“I just couldn’t deal with those feelings very well and couldn’t express myself the way I wanted,” Pavia wrote on her X account. “I have great love and respect for the Heisman voters and the selection process. I apologize for the inconvenience. It was a mistake. I am sorry.”

The Heisman runner-up came after a season in which he won several awards, including SEC Offensive Player of the Year. He ranked second nationally in total offense per game with 4,018 total yards and 36 total touchdowns. He led Vanderbilt to a 10-2 record, the best in program history, and became the first Heisman finalist in program history.

Pavia completed 242 of 340 passes for 3,192 yards and added 826 rushing yards in 12 games.

Pavia finished behind Indiana quarterback Fernando Mendoza in Heisman voting with 1,435 points and 189 first-place votes. Mr. Mendoza received 2,362 points, including 643 first-place votes.

Pavia was a non-star recruit who played two years at junior college and then two seasons at New Mexico State University. He is scheduled to conclude his second and final season at Vanderbilt on Dec. 31 at the ReliaQuest Bowl, where No. 12 Vanderbilt (10-2) takes on Iowa (8-4).

Alia Gerson covers Vanderbilt athletics for The Tennessean. Contact agerson@gannett.com or X. @Alia Garson.

5 Important Social Security COLA Facts You Should Know

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COLAs may be imperfect, but they can help cover high living expenses.

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The Social Security Cost of Living Adjustment (COLA) is designed to ensure that Social Security benefits keep pace with inflation. COLAs may not always feel like enough, but they can help ease the pain of price gouging.

Here are five important facts about COLA to help explain the details of this important Social Security benefit.

1. It all depends on CPI-W

CPI-W stands for Consumer Price Index for Urban Wage and Office Workers and is one of the key inflation indicators that tracks about 30% of the U.S. population. This is the metric that determines whether and how much COLA increases will be announced next year.

2. History paints an interesting picture

Looking back at the history of the COLA since 1975, it’s easy to see what was happening to the economy in the months before the COLA was announced. For example, when the 1980 COLA was announced, it was a whopping 14.3%. That’s no surprise, considering the inflation rate that year was 13.5%.

Since 1975, there have been only three years in which COLA did not increase: 2009, 2010, and 2015. Again, that makes sense considering that inflation in 2009 was -0.4%.

3. There may be a better way to calculate COLA

Groups representing older Americans and Social Security recipients are proposing an alternative method to calculating COLAs that they say is fairer for seniors. In its 2024 Purchasing Power Loss Report, the average Social Security payment has lost about 20% of its purchasing power since 2010. According to TSCL, much of this is due to the way COLAs are calculated.

CPI-W measures the cost of more than 200 everyday expenses divided into categories. So there are categories like housing, food, transportation, etc. The problem, TSCL says, is that the CPI-W measures price changes for urban wage earners, and the budgets of urban wage earners look very different from the budgets of the typical elderly person receiving Social Security benefits.

Instead, TSCL suggests using the Consumer Price Index for the Elderly (CPI-E). Similar to CPI-W, CPI-E measures prices. However, the categories are weighted differently to resemble the typical American senior’s budget. For example, older people spend a higher percentage of their income on housing, health care, and recreation. Urban wage earners spend a higher percentage of their income on transportation, food, education, and apparel.

Seniors advocacy groups believe that using the CPI-E more accurately reflects the proportion of COLA seniors needed to keep pace with inflation.

4. Your benefits will not be reduced.

Let’s say we experience another year like 2009 or 2015 when inflation was below 0%. No matter what happens, Social Security recipients won’t lose their previous COLA and their benefits won’t be cut to account for lower inflation. As with some retirement plans that pay a guaranteed interest rate, seniors don’t have to worry about their payments being reduced due to deflation.

5. COLA recipients are diverse.

It’s not just traditional retirees who will receive increased benefits. This adjustment is also useful for other groups such as:

  • Disabled: Social Security Disability Insurance (SSDI) recipients also receive a COLA adjustment.
  • Survivor: When a COLA increase is announced, widows, widows, and other beneficiaries of deceased workers will also see their benefits increased.
  • SSI recipient: Those who receive Supplemental Securities Income (SSI) also receive an increase in their COLA. SSI is a program designed for elderly, low-income, blind, and disabled people.

COLAs may be imperfect, but right now they are Social Security recipients’ best chance to beat inflation.

The Motley Fool has a disclosure policy.

The Motley Fool is a USA TODAY content partner providing financial news, analysis and commentary designed to help people take control of their financial lives. Its content is produced independently of USA TODAY.

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Vice President Vance urges patience on affordability ahead of 2026 midterm elections

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Vice President J.D. Vance urged Americans to be patient as food and housing costs remain high nearly a year into the Trump administration and Democrats voice concerns about affordability ahead of the 2026 midterm elections.

In a speech at the Uihlein warehouse in Allentown, Pennsylvania, Vance said the Trump administration is “making progress” in lowering costs for Americans, including food and energy prices. He noted that while rental prices are “still too high,” costs have come down in recent months.

Vance blamed the Biden administration for the affordability crisis Americans are facing.

The vice president argued that the Trump administration has been trying to repay Americans for the money they lost under the previous administration due to soaring food and rent prices, but it will take time to find relief.

“The average American family is $1,000 better off than they were 11 months ago. Now imagine the Biden administration takes $3,000 out of their pockets. Of course they’re still struggling to get by,” Vance said. “Rome wasn’t built in a day…We believe that if we continue to make the right decisions and continue to invest in the United States of America, we will enable Americans to live a prosperous life in our homeland.”

Vance’s comments come after President Trump earlier this month downplayed affordability concerns that have tipped Democrats toward victory in several off-year elections.

Recent polls have shown that Americans are not seeing an improvement in the economy and are making significant sacrifices to save money.

A poll by the progressive think tank Century Foundation found that two-thirds of respondents said they were buying less expensive groceries or buying fewer groceries, and half said they were dipping into savings to cover basic expenses. One third said they had skipped a meal. Nearly three in 10 voters surveyed said they had refrained from seeking medical care in the past year because of cost.

With Democrats leaning into Americans’ concerns about affordability, Vance told reporters after his speech in Allentown that he was “not worried about politics” or that it could be a liability for Republicans in the 2026 midterm elections.

“Obviously, they’re going to be the ones making the final decisions, but I’m very confident that if we keep wages high, keep energy prices low, and continue to chip away at the affordability crisis created by President Joe Biden’s administration, yes, I believe the American people will reward us,” Vance said.