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President Trump’s National Guard deployment does not end in these three cities.

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National Guard troops have quietly left Los Angeles, Chicago and Portland, Oregon, but thousands remain in three other U.S. cities.

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The National Guard was completely withdrawn from Los Angeles. CHICAGO; Federal military operations have ended in half of the cities where the Trump administration began last year, military officials say.

According to U.S. Northern Command, the troops completed their withdrawal as of January 21, referring to the demobilization on its website. The White House did not immediately respond to a request for comment on the troop withdrawal, which was first reported by the Washington Post.

President Donald Trump announced in December that the soldiers would be withdrawn after the Supreme Court blocked his administration’s decision to send troops to Chicago, finding that it was insufficiently justified. President Trump has credited the National Guard with reducing crime rates, but crime was already on the decline in cities where troops were deployed.

“We are removing the National Guard from Chicago, Los Angeles, and Portland,” President Trump said in a social media post in December. “Even though the presence of great patriots in these cities has significantly reduced crime, that’s about it,” adding, “If crime starts spiking again, we’ll be back, perhaps in a different and stronger form.”

The cuts end a controversial mission that began over the objections of state and local officials, who responded with a series of legal challenges, some of which led to rulings that the deployment was illegal.

But while hundreds of National Guard troops have departed from three U.S. cities, thousands remain in Washington, New Orleans and Memphis, Tennessee, under the command of Republican governors and Mr. Trump himself.

Here’s what you need to know about the withdrawal and ongoing developments.

National Guard troops to be federalized amid immigration push

The Guard was first sent to Los Angeles in June in response to protests over aggressive immigration raids, marking the first time since the civil rights movement of the 1960s that the National Guard had been federalized without a formal request from a governor.

Over the next six months, the administration began similar deployments across the country.

Deployments in Los Angeles, Chicago, and Portland were sparked by protests, while deployments in Washington, Memphis, and New Orleans were tied to broader crime-reduction efforts, although immigrant advocates and lawyers in those cities also reported an increase in immigration raids.

In Washington, troops were routinely seen picking up trash, mulching tourist spots, and patrolling train platforms. In November, a gunman shot two National Guardsmen near the White House, killing an Army special officer. Sarah Beckstrom and the seriously injured Air Force Chief of Staff. Andrew Wolf.

The forces in Los Angeles, Chicago, and Portland were federalized under Title 10 status, which restricted them from engaging in law enforcement activities such as arrests and searches. Soldiers in Memphis and New Orleans, which remain under state control, have broad powers to detain people.

Lawsuit prevents National Guard deployment

All deployments except the one in New Orleans have faced serious legal challenges, with multiple judges ruling that the mobilizations were illegal. On appeal, the Trump administration won both a temporary victory and a defeat.

In December, a federal appeals court allowed the National Guard to remain in Washington, overturning a lower court’s ruling that it was illegal. That same month, the Supreme Court ruled against the administration’s use of the National Guard, blocking its deployment to Chicago.

“At this preliminary stage, the government has failed to identify the source of authority that would enable the military to enforce the laws in Illinois,” the majority wrote in a short opinion.

The administration has appealed rulings by federal judges in Chicago and Oregon that found the deployment unconstitutional. Those appeals are pending.

How long will the remaining deployments last?

Louisiana officials say about 350 soldiers deployed to New Orleans are scheduled to leave at the end of February.

Nearly 3,000 troops are expected to remain in Washington until the end of the year.

No withdrawal date has been set for the 1,500 Guard members in Memphis. The Tennessee Court of Appeals is scheduled to hear arguments in March on whether to uphold a lower court’s order blocking the use of National Guard troops.

Deploying the National Guard last year cost about $500 million.

The Congressional Budget Office estimates that President Trump’s military deployments to American cities will cost taxpayers nearly $500 million in 2025 and more than $1.1 billion over another year.

According to this estimate, it cost President Trump about $496 million to send troops to five U.S. cities, including Los Angeles and Washington.

According to domestic military budget information obtained by USA TODAY in September, sending the National Guard to Washington costs more than $1.8 million per day. The CBO analysis found that the deployment to Washington would cost about $55 million per month for an additional year, or $660 million annually.

Christopher Cann is a national breaking news reporter for USA TODAY. Email us at ccann@usatoday.com.

Contributor: Cybele Mayes-Osterman, USA TODAY. Brooke Muckerman, Memphis Commercial Appeal

Lilibet’s face is in the Valentine’s photo – see photo

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Duchess Meghan and Prince Harry shared a rare glimpse of Princess Lilibet’s face in a new Instagram photo, “My Eternal Valentine.”

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In a heartfelt Valentine’s Day post on Instagram, Meghan shared her clearest look yet for Princess Lilibet, her youngest child with Prince Harry.

In the father-daughter photo, Harry, 41, wearing a T-shirt, holds Lilibet Diana, 4, in a pink ballet tutu and tights, her matching red hair flowing long and loose, and clutching a large bundle of red helium balloons.

“These two + Archie = my forever Valentine,” Meghan wrote on Saturday, February 14, referring to her son Prince Archie, 6, with a red heart emoji.

Prince Harry and Meghan Markle’s children both have red hair, and Meghan’s social media photos usually feature them photographed from behind or with their faces hidden behind stickers.

It’s the first time fans have seen Lilibet’s face since she was a baby, most notably in a photo of her beaming first birthday, released just after her great-grandmother, Queen Elizabeth, visited England for her platinum jubilee celebrations. (Lilibet was the late Queen’s childhood nickname.)

The post comes days after Meghan made a surprise solo appearance at the Fifteen Percent Pledge Gala in Los Angeles wearing a Dusty Rose Harbison Studio dress with black piping and a dramatic black cape.

Meanwhile, Prince Harry’s older brother Prince William and his wife Princess Kate celebrated their day of love by sharing part of their photoshoot with Josh Sinner for the royal couple’s 2025 Christmas card.

In the never-before-seen black-and-white image taken outdoors, the bearded Will, 43, and Kate, 44, are all smiles, wearing matching neutral sweaters over button-front shirts.

The photo was captioned “Happy Valentine’s Day” with a pair of pink hearts.

Americans paid the price for President Trump’s tariffs in 2025

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U.S. consumers and businesses paid nearly 90% of the cost of President Donald Trump’s tariffs by the end of 2025, according to a new report from the New York Fed.

The study adds to the growing body of evidence that American households are paying the price of President Trump’s import taxes, despite the president’s claims that all of the economic burden falls on other countries.

A Feb. 6 report from the nonpartisan Tax Foundation found that President Trump’s tariffs would amount to a $1,000 tax increase per household in 2025. Households are expected to pay an additional $1,300 in 2026.

The tariffs represent the largest increase in U.S. taxes since 1993, according to an analysis by the Tax Foundation. Customs duties are taxes, but who pays them?

During his campaign campaign in September 2024 promoting tariffs, President Trump told his supporters, “It’s not going to be a cost to you, it’s going to be a cost to other countries.”

President Trump reiterated this claim in a Jan. 30 op-ed in the Wall Street Journal, writing, “Data shows that the burden of tariffs, or ‘incidence,’ falls overwhelmingly on foreign producers and intermediaries, including large non-U.S. companies.”

A New York Fed study released on February 12 suggests otherwise.

President Trump’s tariffs are primarily taxes on Americans.

According to the study, by August 2025, 94% of import taxes will have been levied on U.S. businesses and consumers. By November, the “pass-through” rate had dropped to 86%.

“In short, U.S. businesses and consumers will continue to bear the bulk of the economic burden of higher tariffs imposed in 2025,” the researchers wrote.

The study confirmed many economists’ predictions that President Trump’s tariffs would primarily be a tax on Americans.

“The New York Fed study confirms what most economists have predicted: that most of the costs of President Trump’s tariffs are being paid by American consumers and businesses,” said Wayne Winegarden, senior economics fellow at the Pacific Institute, a free market think tank.

The Wall Street Journal picked up on the report in a Feb. 13 editorial, saying, “No matter how many times President Trump claims that tariffs are taxing foreigners to make America richer, economic research continues to show that Americans are actually paying the price.”

A paper published in November by the National Bureau of Economic Research found that tariffs increased U.S. inflation by about 0.7 percentage points through the second half of 2025. This means that without the tariffs, inflation could have fallen from 3% to 2.3% in September.

Tariffs are raising the prices of many imported goods.

President Trump’s tariffs have raised the price of many imported goods, and the impact is reflected in January’s inflation report. Prices of home furnishings and supplies increased by 3.8% from January 2025 to January 2026. Furniture and bedding prices rose 4%. Prices of tableware and tableware increased by 5%.

Tariffs are complex. The actual cost is usually split 50-50 between the exporter in one country and the importer in another country.

The New York Fed gave the following example:

Imagine a foreign exporter charges $100 for a product and the U.S. government imposes a 25% tariff. If the exporter does not reduce the price, the importer will pay a $25 duty, increasing the total price to $125. That means 100% of the tax will be passed on to American consumers and businesses.

In the same example, suppose the exporter lowers the price to $80 in response to the tariff. The importer now pays a $20 duty and the total import value remains $100. The exporter absorbs virtually all of the tax.

As it turns out, most exporters didn’t lower their prices much in response to President Trump’s tariffs. A pass-through rate of 94% means that a typical foreign exporter responded to a 10% tariff by reducing prices by 0.6% (6 cents per $10).

As exporters and importers absorbed the impact of President Trump’s tariffs, the impact eased at every step. Some exporters have reduced prices. American companies found cheaper products from other countries or absorbed some of the tariffs themselves.

In the end, about 20% of President Trump’s tariffs actually reached consumers, according to a National Bureau of Economic Research paper.

Update on Savannah Guthrie’s mother, gloves recovered

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The search for Savannah Guthrie’s mother continues more than two weeks after she was last seen.

Law enforcement in Arizona continues to investigate the disappearance of Nancy Guthrie, the 84-year-old mother of Today anchor Savannah Guthrie. She was reported missing on Sunday, February 1st, and a $100,000 reward has been placed for information leading to her recovery, doubling the original $50,000 reward.

Nancy Guthrie has been missing since Jan. 31, and investigators said they believe she was taken against her will from her home outside Tucson. The FBI released an image of a masked, armed man who appears to be fiddling with a camera on Guthrie’s doorstep the morning she went missing, but has not identified him.

“Hundreds of detectives and investigators are currently assigned to this case, and there will continue to be increased law enforcement activity throughout Pima County as the investigation expands. Investigators are working around the clock,” the Pima County Sheriff’s Office said on February 11.

Investigators continue to follow leads, but as of Sunday, February 15, there have been no major developments in the case. The latest information is below.

Law enforcement is asking anyone with information to contact 1-800-CALL-FBI or the Pima County Sheriff’s Office tips.fbi.gov. (520-351-4900) or 88-CRIME.

The gloves recovered appear to match those seen on surveillance video.

On February 13, the Pima County Sheriff’s Office confirmed that “multiple gloves were found” during the investigation, the closest of which was found approximately two miles from Guthrie’s home.

In a new statement on February 15, the FBI detailed that “approximately 16 gloves” were collected near the Guthrie home, most of which “were gloves that agents had discarded in various locations as they searched the area.”

But the FBI said investigators also recovered gloves that appear to be “matching the gloves of the subject of surveillance video” released last week that showed a man in Nancy Guthrie’s front door. The gloves, which were found “in a roadside field,” were sent to a private laboratory, and the FBI has received preliminary results, but is “waiting for quality control and official confirmation today before entering the unknown male’s profile into its database.”

The Pima County Sheriff’s Office previously acknowledged that law enforcement had collected DNA from Guthrie’s home that did not belong to her or anyone she had close contact with, and that “investigators are working to determine who it is.” The police department did not say where the DNA was found.

Has anyone been arrested in the Nancy Guthrie case?

In the latest update on Saturday, February 14, the Pima County Sheriff’s Office announced that investigators conducted a court-ordered search at an Arizona residence the night before.

The warrant was based on leads received by law enforcement, but no arrests were made, the department said.

The sheriff’s office also confirmed that investigators conducted a traffic stop on Friday, Feb. 13, and questioned individuals in connection with the incident, but no arrests were made.

Sheriff says Guthrie investigation could last ‘years’

In an interview with The New York Times published on February 13, Pima County Sheriff Chris Nanos said investigators were still “intensely searching” for Nancy Guthrie and was confident they would find her and the person who took her.

“Probably an hour from now,” he told the NYT. “Maybe weeks, months, years from now. But we’re not quitting. We’re going to find Nancy. We’re going to find this guy.”

What we know about the suspect in the Nancy Guthrie case

After the FBI released an image of the person who was at Nancy Guthrie’s doorstep the morning she disappeared, the agency released more information about the suspect on February 12th.

In a social media post, the FBI said the person seen in the doorbell camera footage is a “male of average build, approximately 5 feet 9 inches to 5 feet 10 inches tall” and “wearing a black 25-liter Ozark Trail Hiker Pack backpack.” The FBI said these details were confirmed through forensic analysis of the footage.

Contributors: Jeanine Santucci and Anthony Robledo

President Trump says peace committee members have pledged more than $5 billion for Gaza

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President Donald Trump announced that peace committee members will commit more than $5 billion to reconstruction and humanitarian efforts in the Gaza Strip at a meeting on February 19.

In a Feb. 15 post on Truth Social, President Trump wrote that member states were also adding thousands of troops to UN-sanctioned stabilization forces and local police in the Palestinian enclaves.

The US president said this week’s rally, the group’s first official meeting, will be held at the Donald J. Trump Institute of Peace, which the State Department recently renamed after the president. Delegations from more than 20 countries, including heads of state, are expected to attend.

The creation of the council was authorized by a UN Security Council resolution as part of the Trump administration’s plan to end the war between Israel and the Palestinian Islamist group Hamas in Gaza.

Israel and Hamas agreed to the plan last year and a ceasefire officially took effect in October, but both sides have repeatedly accused each other of violating the ceasefire. According to the Gaza Ministry of Health, more than 590 Palestinians have been killed by Israeli forces in the Gaza Strip since the start of the ceasefire. During the same period, Israel announced that four of its soldiers were killed by Palestinian militants.

While regional powers such as Turkey, Egypt, Saudi Arabia, Qatar and Israel, as well as emerging economies such as Indonesia, have joined the council, world powers and traditional US allies in the West have become more cautious.

UNC football acquires Western Carolina QB Taron Dickens from transfer portal

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North Carolina football has been playing musical chairs at quarterback this offseason.

Three people left via the transfer portal and three people entered the country.

Western Carolina’s Taron Dickens is the newest addition to the Tar Heels’ quarterback room.

Dickens made national headlines last season when he completed 46 consecutive passes against Wofford on Oct. 4, breaking the NCAA record for consecutive passes completed in a single game. Dickens finished the day 53-of-56 for 378 yards and three touchdowns, leading the Catamounts to a 23-21 victory.

Dickens, a 5-11 junior from Miami, had a school-record 3,508 passing yards this season, including four 400-yard games. He led the FCS with a 74.2% success rate and was named SoCon Offensive Player of the Year. He earned multiple FCS All-American honors and finished second in voting for the Walter Payton Award, given to the nation’s top offensive player in the FCS.

Dickens will have a chance to compete with fellow rookies Billy Edwards Jr. (Wisconsin) and Myles O’Neal (Texas A&M) to lead the Tar Heels’ offense under new coordinator Bobby Petrino.

Quarterbacks Gio Lopez (Wake Forest), Max Johnson (Georgia Southern) and Bryce Barker (Virginia Tech) all left this offseason.

The Tar Heels finished 4-8 in Bill Belichick’s first season in Chapel Hill and ranked 131st in total offense out of 136 FBS teams at the end of the regular season.

Are you ready to collect Social Security? Here are three signs it might be time.

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Now might be the time to sign up for benefits.

When it comes to retirement planning, you may have to make careful decisions. These include whether to downsize, what kind of Medicare coverage to buy, and when to sign up for Social Security.

The amount you receive from Social Security is determined by your individual earnings history, but your filing age plays a big role in determining how much you’ll collect each month.

By waiting until full retirement age, you can be sure to receive your monthly benefit without any reduction. If you apply early, once you turn 62, your monthly benefit will be reduced. On the other hand, if you delay claiming Social Security past your full retirement age, your benefits will increase until age 70.

It’s clear that claiming Social Security at the right time is important, and many factors go into that decision. Here are three signs you may be ready to apply for benefits now.

1. Know what your retirement expenses will be.

The amount you receive each month is determined by your Social Security filing age, so it’s important to know what your monthly expenses are. But if you crunch the numbers and plan a retirement budget that takes into account what you want to do with the costs and time you need, you may be ready to claim Social Security.

It’s important to be realistic about your financial needs in retirement. In addition to the basics like housing, food, and medical care, you will need to figure out what to do with your time. And some of them cost money. But if your retirement budget reflects that, you may be in a good position to claim Social Security.

2. You evaluated your savings and calculated how much income you could earn.

Many people get so caught up in the idea of ​​having a large individual retirement account (IRA) or 401(k) balance that they don’t stop to think about how much annual or monthly income their savings will generate. But if you’ve done these calculations, you’ll know how much income you’ll need from your benefits to meet your spending needs, so you may be ready to claim Social Security.

Let’s say you expect to earn $4,000 a month from your savings, based on your 401(k) plan balance. Let’s also say you want $6,000 in monthly retirement benefits to maintain your desired lifestyle.

If you’re eligible for $2,000 a month in Social Security at full retirement age, and you just reached that age, you can confidently apply for benefits now. Of course you It was done Delay applying for increased monthly checks. But if you feel like $2,000 a month in Social Security gives you the spending power you want, there’s no need to wait.

3. Understand how your filing age will affect your spouse financially

Claiming Social Security may be easier for single people than for married people. When you’re married, it’s important to assess not only your own financial needs, but also your spouse’s financial needs.

One thing to understand is that if your spouse is expected to outlive you, the amount you withdraw from Social Security each month will determine the survivor benefit he or she receives. But if you’ve already thought it through and understand how your filing age will affect your spouse’s finances, you may be ready to receive benefits yourself.

Claiming Social Security is something you should never rush into. But if the above signs apply to you, you can apply for benefits with confidence after crunching the numbers and considering how your decision will affect your spouse.

The Motley Fool has a disclosure policy.

The Motley Fool is a USA TODAY content partner providing financial news, analysis and commentary designed to help people take control of their financial lives. Its content is produced independently of USA TODAY.

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President Trump slams Bill Maher after White House dinner

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Almost a year later, President Donald Trump said his dinner with Bill Maher was a poor use of his time.

In a nearly 500-word post on Truth Social on Feb. 14, President Trump slammed the “Real Time with Bill Maher” host as a “hugely overrated lightweight” after they met at the White House early last year.

USA TODAY has reached out to Maher’s representatives for comment.

Maher faced criticism from some liberal viewers after having dinner with President Trump in April 2025, but later said on his HBO show that it was a positive experience. But President Trump wrote on Truth Social that “dealing with this bastard in the White House was a total waste of time.”

Trump’s post appeared to be inspired by the way he addressed Maher’s remarks earlier in the week. In the latest “Real Time” episode on Feb. 13, Maher mockingly read a Feb. 9 Truth Social post in which President Trump discussed a potential trade deal between Canada and China and claimed that China would “end all ice hockey played in Canada and permanently abolish the Stanley Cup.” Maher expressed confusion at Trump’s comments and asked on HBO, “Why is China destroying hockey?”

In a Feb. 14 post on Truth Social, Trump countered that he was not “serious” about his comments about hockey, concluding that Maher is “no different” from other late-night hosts he has frequently attacked, including Jimmy Kimmel, Jimmy Fallon and Stephen Colbert.

Trump also claimed that Maher was “extremely nervous” and “not at all confident” when they met, adding that they had a “great dinner” and that Maher “seemed like a nice guy,” but that his show afterwards was “very boring” and “anti-Trump.”

Kid Rock, a vocal supporter of President Trump, set up a dinner for Maher and Trump at the White House in 2025. Later, the comedian said on his show that President Trump was much different than he expected, telling viewers that the president is self-aware and has a good sense of humor.

“Look, I get it. I don’t care who he is for a private dinner with a comedian,” Maher said. “Who he is on the world stage is what matters. I’m just positive that this guy exists because everything I didn’t like about him was, I swear to God, at least one night with this guy, even when he’s not there.”

He added, “I never felt like I had to walk on eggshells around him. To be honest, I voted for Clinton and Obama, but I was never comfortable talking to them like I was talking to Donald Trump. That’s just the way it was. Do what you want.”

Maher also defended his decision to meet with Trump in the first place, despite frequently criticizing the president. He said he was part of “a group of centrists who think there’s got to be a better way to run this country than to hate each other every minute.”

Larry David later satirized Maher’s comments in a New York Times article. The Curb Your Enthusiasm star’s essay “Dinner with Adolf,” a fictional work written from the perspective of an Adolf Hitler critic who had dinner with Hitler in 1939 and came away impressed, is a parody of Maher’s monologue about having dinner with Trump.

Maher told Piers Morgan: “I lost the argument the moment I played the ‘Hitler’ card,” adding that David’s essay was “not my favorite moment of our friendship.”

Mr. Maher again discussed the controversy surrounding his dinner with Mr. Trump in November. Speaking about the phenomenon of people cutting off contact with others over political disagreements, Maher blasted “childish” critics who were unhappy “because I had dinner” with the president. “You know, he’s Hitler,” Maher said. “He’s just not like that. He’s really useless and stupid.”

The comedian defended the dinner again in an interview with CNN, saying, “People who stopped watching my show because I had dinner with[President Trump]are idiots.”

2026 Lexus NX beats BMW and Mercedes in new rankings

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Is the NX the SUV to buy in its segment, or do its rivals offer more value for money?

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  • The Lexus NX is known for its competitive pricing, comfort, and standard all-wheel drive.
  • The NX’s main competitors include the Genesis GV70, Mercedes-Benz GLC, and BMW X3.

Consumer Reports has officially announced its top picks for 2026. This year’s Best Luxury Compact SUV is not an SUV from Germany’s BMW or Mercedes-Benz, but a Japanese model.

The Lexus NX, a luxury small SUV, won this title despite multiple competing models in this segment, including the Genesis GV70 and the BMW X3. USA TODAY Cars tested the NX Hybrid in the cold and snow to see where this luxury model stands in its segment.

Consumer Reports’ Best Luxury Compact SUV of the Year may be a challenge for some, but for the average American driver who enjoys comfort and the latest technology, the NX checks a few boxes.

Why Lexus NX could be the best luxury small SUV of 2026

The Lexus NX’s key strengths are its balanced pricing and specs, making it especially attractive to car buyers as new car prices reach record highs. Pricing for the 2026 Lexus NX starts at $46,120.

It’s powered by a 2.5-liter four-cylinder engine that produces 203 horsepower, just like its close relative, the best-selling small SUV Toyota RAV4. The 2026 NX gets 24 miles per gallon combined. All-wheel drive is standard and improves traction.

USA Today Cars found the 2026 Lexus NX comfortable and rugged. A review by U.S. News & World Report praised its “spacious seats, many standard features, composed ride and handling,” and “spirited acceleration.”

What is Lexus NX’s biggest rival?

The NX’s biggest competitors include luxury small SUVs like the Genesis GV70, Mercedes-Benz GLC, and BMW X3.

Lexus NX Genesis GV70 Mercedes-Benz GLC BMW X3
starting price $46,120 $48,985 $49,550 $51,300
horsepower 203 300 255 255
MPG twenty four twenty four 27 29

Lexus’ luxury small SUV is the most affordable of the models listed above, but it’s not the most powerful. The Genesis GV70 is significantly more powerful than many of its competitors despite being as efficient as the NX.

Edmunds calls the GV70 the best vehicle in its segment, describing it as a “knockout” and “high performance across the board.” Lexus sold an astonishing 76,836 units in 2025, compared to 33,876 units of the GV70 sold in 2025. From an expert’s perspective, the Genesis small SUV might be the better option, but the NX has a longer production history and longer reliability than the GV70.

What should you look for in a luxury small SUV?

A luxury small SUV should have a stylish exterior design, high-quality cabin materials, and plenty of modern technology to make driving safer and more convenient.

The Lexus NX outsells many of its more sophisticated and more powerful rivals because it’s well-balanced. What it lacks in power and style, it makes up for in value. Additionally, there are ample NX trim and powertrain options available to allow drivers to customize their NX to be more luxurious, powerful or efficient based on their specific preferences.

Lexus’ 2026 NX is available in four gas trims, eight hybrid trims, three plug-in hybrid trims, and four F SPORT performance-oriented trims across all of its configurations and powertrains. If you’re looking for versatility in a luxury small SUV, the NX is hard to pass up.

Epstein accuser denounces Pam Bondi after heated hearing

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Three women who say they are survivors of Jeffrey Epstein’s sex trafficking allegations have slammed the attorney general for calling for the Justice Department’s release of the Epstein files, days after defending their actions in an explosive Congressional hearing.

On CNN’s “State of the Union” on Sunday, February 14, Jess Michaels, Liz Stein and Teresa Helm reacted to Mr. Bondi’s combative appearance last week before the House Judiciary Committee, where several Democrats and Republicans harshly criticized the administration’s handling of the file and related investigations.

The main complaints were that documents were released without meeting Congressional deadlines, that the names and identities of some victims were made public, and that the names of potential co-conspirators and Epstein associates were redacted.

“She turned her back not only on us, but on survivors everywhere,” Helm claimed to CNN’s Jake Tapper. “And that’s not the message we should be sending at all.”

The Justice Department has not yet prosecuted any of the sex trafficker’s alleged co-conspirators and has come under fire for releasing about 60% of Epstein-related documents. Bondi told lawmakers at a hearing on Wednesday, Feb. 11, that an investigation into possible co-conspirators was ongoing and denied accusations by lawmakers, including Democratic Rep. Jamie Raskin, that the department was involved in a “cover-up.”

Epstein’s associate, Ghislaine Maxwell, is the only person indicted so far and is currently serving a 20-year sentence. Epstein died in prison in 2019 while awaiting trial on child sex trafficking charges. The Justice Department estimates that the deceased fund manager victimized more than 1,000 women and children.

Three women sat directly behind Bondi during the hearing, some of whom said they were victims of sexual abuse and human trafficking by Epstein. The attorney general was asked to recognize the group but declined. At another point, a group of nearly a dozen people all raised their hands when a lawmaker asked if they were waiting to hear from the Justice Department to discuss the charges against Epstein.

Stein told CNN’s Tapper that the administration is trying to discredit Epstein’s survivors and that authorities are finding it “incredibly difficult” to seek justice for Epstein’s alleged crimes.

“The fact that we were in that room with Pam Bondi last week and she couldn’t even turn around and look at us as human beings is just us seeing this bad behavior by the administration in clear and visible form over and over again,” Stein added.

Bondi ignored the women who accused Epstein of sexual abuse and denied encouraging crime victims to contact the FBI.

“I have spent my entire career fighting for victims, and I will continue to do so,” Bondi said during the hearing. “We deeply regret what the victims went through, especially what they went through because of that monster.”

In one particularly heated exchange, a Democratic lawmaker asked Bondi how many of Epstein’s accomplices he had indicted, and none. In response, the attorney general argued that the focus should instead be on rising stock markets and reducing crime, noting that under President Donald Trump, the Dow Jones Industrial Average topped 50,000, the S&P 500 neared 7,000 and the Nasdaq was “breaking records.”

During an interview with CNN, Michaels responded to that response by referencing the complaint Maria Farmer filed with the FBI regarding child sexual abuse. Ms. Farmer also claimed that Mr. Epstein and Mr. Maxwell sexually assaulted her, and accused the government of negligence in not acting on her complaint.

“I think it comes down to the same commonality that’s been going on since 1996, when Maria filed her first report, which is that ultimately this is about money, and people are willing to protect pedophiles if the price is just,” Michaels argued.

Several celebrities named in the file have faced immediate public criticism for maintaining personal and business relationships with Mr. Epstein in the years since his 2008 conviction on two state prostitution charges. The scandal’s impact extended beyond the United States, affecting two European royal families and several European governments.

Two members of Congress who led the effort to force the Justice Department to release the Epstein files said they had discovered at least six more alleged accomplices whose names were redacted without explanation in the released documents. On February 9, the department began allowing lawmakers to review millions of records that remain classified.

“What I want to remind the public of is this is not about politics. This is about crime,” Stein said. “We are victims of the crime of sex trafficking. I don’t think anyone in this country would stand by if this was happening in our community.”

Contributor: Bart Jansen, USA TODAY.

Kathryn Palmer is USA TODAY’s political reporter. She can be reached at the following address: kapalmer@usatoday.com And to X@Kathryn Purml. Sign up for her daily politics newsletter here.

America’s most iconic highway turns 100 years old. How to road trip Route 66.

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As the Mother Road celebrates its 100th anniversary, interest in Route 66 is on the rise, and a new interactive map shows travelers how to plan the perfect drive.

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The country’s most iconic highway turns 100 this year, and travelers are ready to celebrate with an epic road trip.

Route 66, also known as the Mother Road, is approximately 2,500 miles long and spans eight states, starting in Chicago, Illinois and ending in Santa Monica, California. Established in 1926 as a way to connect isolated rural communities, Route 66 recreates a nostalgic era of Americana, filled with neon signs, diners, and classic cars.

With the country also celebrating its 250th anniversary this year, many travelers are interested in taking a Route 66 road trip, with the travel platform reporting a 20% jump in interest in the famous highway on TripAdvisor compared to last year. Road trippers can stop at historic sites and quirky landmarks, such as the 66-foot-tall soda bottle at Pop’s 66 Soda Ranch in Arcadia, Oklahoma.

To help travelers create their own Route 66 road trip itineraries, TripAdvisor’s in-house creative studio Wonderlab, in partnership with Choice Hotels International, recently launched Century of Route 66, an interactive guide to the best stops along the famous highway.

“Route 66 is one of the most iconic ways to experience America, with its small towns, local businesses, classic diners and historic landmarks,” Steve Paganelli, TripAdvisor’s vice president of global media and partnerships, said in a statement to USA TODAY.

Learn how to plan your Route 66 road trip with new maps from TripAdvisor and Choice Hotels.

Plan your Route 66 Road Trip

The Route 66 map of the century highlights the best pit stops in each of the eight states along the highway, as well as nearby Choice hotels for a seamless travel experience. Travelers can browse TripAdvisor’s map, select the most notable attractions, and find nearby accommodations.

“Our team selected landmarks that capture each state’s unique Route 66 character, from its historic past to its vibrant present,” Paganelli said. “From historic buildings and wonderfully quirky roadside stations to iconic diners and convenient stays, all of our recommendations have earned their place with outstanding reviews on TripAdvisor from travelers who have traveled with us.”

Here’s a guide for each state:

  • ILLINOIS – Huge roadside attractions like the world’s largest ketchup bottle and the space-themed Gemini Giant will liven up your road trip.
  • Missouri – Travelers can cross the historic Chain of Rocks Bridge over the Mississippi River and explore underground cages.
  • Kansas – This 13-mile stretch of Route 66 offers glimpses into history, including 1920s roadside stores and giant coal rigs that pay homage to the state’s mining history.
  • Oklahoma – Home to the largest stretch of highway, Oklahoma is full of museums and attractions, including a round barn and a giant blue whale.
  • Texas – Some of the most iconic Route 66 stops are in Texas, including the Cadillac Ranch, famous for its spray-painted cars.
  • New Mexico – The neon lights, diners, and quaint small towns that characterize this southwestern state are almost the epitome of Route 66.
  • Arizona – Vast natural landscapes of red rocks and pine forests make Arizona one of Route 66’s most beautiful regions.
  • California – Travelers end their trip at the Santa Monica Pier, but before that they have to make some worthwhile pit stops in the Golden State.

“Our goal was to offer something for every type of road tripper, centered around the experiences that travelers always rave about,” Paganelli added.

People are shocked by high utility bills. Here’s what you need to know:

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When Tracy Klossner opened her utility bill this month, she immediately went to the thermostat and turned the temperature down a few degrees.

Klossner, who lives in the Rochester, New York, area, is no stranger to harsh winters. But the past few days of frigid temperatures, which have barely broken 20 degrees and dipped below zero, have lasted longer than Klossner, 54, is accustomed to. It showed up on her bill for the month ending Feb. 2, when her 2,600-square-foot single-family home cost more than $720.

“I was completely speechless,” said Klossner, a purchasing manager for a small manufacturing company.

As millions of Americans reel from what forecasters say is the coldest arctic air of the winter, they are now experiencing sticker shock of high utility bills as heating systems are turned on almost nonstop to fight the freeze, but experts say the causes of these high energy bills are often more complex than just the cold.

Multiple arctic air currents have spread across much of the eastern half of the country in recent weeks. Over the weekend of January 24th, a severe and deadly winter storm brought snow, ice, and cold to the Midwest, Southeast, Mid-Atlantic, and Northeast. The weekend of February 7th saw the arrival of the coldest winter on record, with temperatures in the Northeast dropping into the single digits or below zero, with extreme wind gusts bringing temperatures down to -30 degrees Celsius.

According to AccuWeather’s report, the long period of subzero temperatures caused snow to remain unmelted for a long time, reflecting sunlight and reducing natural warming, resulting in cooler temperatures and increased energy demand.

“Furnaces and heat pumps are running almost non-stop to keep homes, apartments and businesses warm during this bitterly cold weather,” AccuWeather Chief Meteorologist Jonathan Porter said. “This unrelenting cold weather has exacerbated the affordability challenges that many have struggled with this winter.”

Frigid temperatures increase demand for heating systems

According to an AccuWeather analysis, average heating demand in regions dealing with the Arctic blast is estimated to be 115% to 150% higher than normal. Heating costs vary widely depending on the type of heat source used and location. According to AccuWeather, electricity is the most expensive source of heating this winter.

Porter said more than half of Americans are likely to see higher utility bills due to the arctic cold.

About 30% to 40% of New England homes rely on household heating oil, which requires filling a tank with water that lasts for a while. AccuWeather reports that the sticker shock may not be as great for these homes as they would have been filled before the season started.

Porter said electric heating costs are expected to be several hundred dollars higher than normal for some households during the cold snap, which lasted about 25 days.

“America has not experienced a winter with so many dangerous impacts and costly disruptions since 2021,” Porter said.

Klossner uses a combination of electricity and gas to heat his home, with a furnace that runs on electricity and a water tank and stove that run on natural gas. Her $724.28 bill this month, both from the same utility company, is about $100 more than her bill for the same period last year. That’s more than $300 more than your 2023 bill.

Klossner said she usually sets her thermostat at 71 degrees, but after looking at this month’s bill, she’s trying 68 degrees instead.

“There’s nothing in my budget that’s worth a $750 electric bill,” Klossner said, adding that she doesn’t know how low-income households can afford such a bill.

Utility charges were already on the rise

Americans in many parts of the country are already anticipating higher utility bills and the extreme cold has taken hold, policy and advocacy groups said. Household utility costs jumped 41% between 2020 and 2025, according to a September analysis by JD Power based on electricity, gas and water prices from the second quarter of each year.

Home heating costs are expected to jump about 9.2% this winter, according to the National Energy Assistance Directors Association, a policy group. Electric heating costs are expected to rise 12.2% and natural gas costs 8.4%, the group said.

“Households are expected to spend an average of $995 on heating this winter, an increase of $84 from last year,” according to a NEADA report released in January.

The report said the increase in costs is due to a combination of factors, including higher financing costs for power plants due to higher interest rates, higher natural gas costs, increased partial power demand from data centers, aging infrastructure, and fewer federal incentives for renewable energy.

Power and gas utilities are demanding nearly $31 billion in rate increases in 2025, more than double the amount they requested in 2024, according to an analysis by the group PowerLines.

Klossner said her bills have steadily increased in recent years. She is perplexed by the price increases, but feels she has little recourse as a homeowner unable to control rising costs and dependent on utility bills.

“I’m left with two things: helplessness and anger,” she says.

Contributor: Daniel de Visé, USA TODAY

President Obama talks about homelessness, Democrats fight in podcast interview

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Former President Barack Obama spoke about homelessness in a new interview, urging Democratic lawmakers to change their approach to the issue and saying many Americans don’t want to “walk around in tent cities” in major cities.

In an interview with progressive podcaster Brian Tyler Cohen published on February 14, President Obama said, “It’s a moral and ethical atrocity to have people just on the streets in wealthy countries, and we should advocate for policies that recognize their full humanity.”

President Obama was talking about immigration enforcement even before commenting on homelessness, and progressives and moderate Democrats claimed to be discussing the two crises online as well.

“I think sometimes what happens in online discussions is that if someone suggests that we have to crack down on immigration, someone will point at that child and say, ‘So you don’t care about that child, so you must be a bad person,'” he said. “The same thing would be true here in Los Angeles with regard to homelessness.”

President Obama said Democrats need to realize that “the average person doesn’t want to be walking around in tent cities,” and that unless Democrats have a real majority, they won’t be able to muster enough support to tackle this issue.

“That doesn’t mean we care less about those people,” the former president said, referring to people experiencing homelessness. “That means if we really care about them, we have to think about how we can get majority support to realistically get through this moment and build on that victory.”

Homelessness is on the rise in many areas of the United States. In 2024, the most recent year of data from the Department of Housing and Urban Development, more people experienced homelessness than in any year since data collection began in 2007. The department’s point-in-time study found an 18% increase in homelessness from 2023 to 2024, with a total of 771,480 people experiencing homelessness.

The issue has become a lightning rod not only among moderate and progressive Democrats, but also among Republicans. President Donald Trump has repeatedly attempted to crack down on people experiencing homelessness in the nation’s capital and across the country.

In July 2025, he signed an order asking Attorney General Pam Bondi to overturn federal and state precedent that limits authorities’ ability to move homeless people from the streets and encampments to treatment centers. Critics immediately expressed concern that the initiative would only make the problem worse.

President Trump’s move comes after the Supreme Court ruled in June 2025 that homeless people can be arrested and fined if they sleep in public, overturning lower court rulings that enforced camping bans when shelters are in short supply are cruel and unusual punishments.

A month later, when the federal government took control of law enforcement in Washington, resulting in widespread homeless encampments, President Trump rejected his long-standing “housing first” approach to fighting homelessness.

“We are going to make our capital safer and more beautiful than ever before,” President Trump shared in a post on Truth Social. “Homeless people must leave immediately. We will provide you with a place to stay, but it will be far from the capital.”

Kathryn Palmer is USA TODAY’s political reporter. She can be reached at the following address: kapalmer@usatoday.com And to X@Kathryn Purml. Sign up for her daily politics newsletter here.

American goalie Aerin Frankel’s review of Caesar salad becomes a hot topic at the Olympics

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milan — U.S. goaltender Aerin Frankel is no less solid in front of the net for the U.S. Women’s National Hockey Team, earning her the nickname “Green Monster” after Fenway Park’s iconic left-field wall.

But her nickname also applies to her love of romaine lettuce.

Frankel is such a big fan of Caesar salad that she has dedicated her entire Instagram account to leafy greens. She’s been posting photos and reviews on @painbyromaine since May 2024, but her passion project will be thrust into the spotlight at the 2026 Winter Olympics, as the U.S. women are scheduled to face Sweden in the semifinals on Monday.

“Honestly, this has been one of my favorite foods for a while now,” Frankel told USA TODAY Sports Friday after Team USA’s 6-0 quarterfinal victory over host Italy.

Frankel said the Caesar Salad account initially “started as a joke” after a friend suggested she document her favorite mixed greens, since Frankel “always orders for the table or to share.”

“A few years ago, I created this account because one of my friends had an Espresso Martini account and I was reviewing Espresso Martinis there,” Frankel said. “She said, ‘You should do the same with Caesar salads. You eat a lot of Caesar salads.'”

Ms. Frankel has tried Caesar salads all over the world, from Nova Scotia to Greece to New York City, so consider her a connoisseur. She said Mortadella Head has the best salad in Boston, where she resides as the starting goaltender for the PWHL’s Boston Fleet, and that Toronto’s Sugo holds the title for best ever.

Frankel has already tried several Caesar salads so far in Milan, and his first review for the 2026 Winter Olympics is scheduled for Saturday. She rated Mags & Co. Cozy Cafe & Bakery 7.8 out of 10, adding that Italy “has really high quality meat and cheese here.” One of the ingredients she has become accustomed to — Italian Caesar dressing.

“The Caesar dressing is very different than what I expected (in Italy), so I’m not denying it, but it’s not your classic Caesar thing,” Frankel said.

The American goalie has started three games and conceded just one goal at the 2026 Winter Olympics, but Caesar Salad’s secret account for Caesar Salad is generating just as many headlines. She called the reaction “a little shocking” but “kind of funny.”

“Honestly, this is something I enjoy doing in my free time, so I’m glad people are enjoying it,” Frankel said.

She’s not the only Olympian to show a love for certain foods. Chef Andrew Tolga, an American figure skater, earned the nickname “Pizza King” after eating pizza for 53 days straight. He lists himself as a “pizza ambassador” on his Instagram profile.

Follow Cydney Henderson at @CydHenderson on X

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Which states tax Social Security? Here is a list for the 2025 tax year.

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Social Security benefits make a big difference to many Americans’ wallets.

But those extra dollars can be a double-edged sword. While the extra dollars may narrow the affordability gap this year, the benefits could increase household income to meet the threshold for paying taxes on that income.

The federal government taxes your Social Security income if you receive retirement, survivor, or disability benefits and have a certain amount of income in your home. However, some states will still tax that income in 2025. Nebraska is one of the states that eliminated this tax in 2025. And in tax year 2026, West Virginia will also stop taxing these earnings.

Here’s a look at the states that tax your Social Security income and how to make the most of your money.

Does your state tax your Social Security income?

The nine states that will tax Social Security income for the 2025 tax year are:

  1. Colorado: For Social Security recipients under age 65, the first $20,000 of benefits are exempt from state tax. If you’re 65 or older, your Social Security income is tax-free. There will be a change in 2025, allowing those ages 55 to 64 to take a full tax deduction of up to $24,000.
  2. Connecticut: Benefits are not taxable if your adjusted gross income (AGI) is less than $75,000 for single filers and $100,000 for married joint filers. However, if your income exceeds these thresholds, 25% of your benefits may be taxed.
  3. Minnesota: Social Security benefits are fully or partially exempt from Minnesota income taxes. The exemption is phased out to $108,320 for married filers filing jointly and $84,490 for single filers.
  4. montana: The taxes you pay on your Social Security benefits is determined by your AGI.
  5. New Mexico: Most Social Security recipients in New Mexico pay no taxes on their income. Single taxpayers with incomes of less than $100,000, married couples filing jointly with incomes of less than $150,000, and married couples filing separately with incomes of less than $75,000 are exempt from Social Security taxes.
  6. Rhode Island: You don’t get a tax break if your income exceeds $107,000 for single filers or $133,750 for joint filers, or if you’re younger than what Social Security considers full retirement age.
  7. Utah: If your income is $54,000 or more, your benefits will be taxed. $90,000 or more for heads of households or married couples filing jointly; $45,000 or more for married couples filing separately. If you fall below these thresholds, you may be able to claim a non-refundable credit towards your benefits.
  8. Vermont: Single taxpayers with an AGI of less than $50,000 and joint filers with an AGI of less than $65,000 pay no tax on their benefits. For all other filers, the income threshold for full exemption is $50,000. Exemptions are phased out beyond these levels.
  9. West Virginia: This year, an expansion will be made to allow all West Virginia Social Security recipients to qualify for the exemption. For tax years beginning after January 1, 2025, 65% of Social Security benefits included in federal AGI may be deducted.

Is there a way to avoid Social Security taxes?

Social Security benefits can make a big difference in an American’s cost of living, so paying taxes on that extra money can be frustrating and strain your budget.

However, these taxes can be avoided by keeping a few points in mind. First, your state may not tax Social Security benefits at all. This means you don’t have to worry about additional declarations.

Tax experts say if you live in a state that imposes a tax, you should consider that state’s taxable AGI standards. If you are below your AGI, you may be able to avoid tax requirements.

Also, consider when you will start receiving Social Security benefits. If income allows, some Americans prefer to delay collecting Social Security to maximize their check and avoid taxes.

What is the SSA-1099 form? How do I get it?

The Social Security Administration will send you a form in January to keep track of the benefits you received throughout the year.

This is your Social Security Benefits Statement (SSA-1099), which you can use to figure out how much you owe when you file your federal tax return.

Contributor: Medora Lee, Andrea Riquier

Millennial women’s cancer website Jadey is reimagining diagnosis and care

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I was shocked. Michelle Reese never thought she’d hear the word cancer about herself, let alone have Hodgkin’s lymphoma. But that was the diagnosis the now 36-year-old faced in 2024.

What kind of treatment would be done? Was she going to lose her hair? One of the first things she searched on Google was headwraps for chemotherapy hair loss. One of the most difficult Google image searches of her life.

“There was nothing that felt authentic to me, nothing that was fashionable, nothing that would give me this kind of uplifting feeling when I really needed it,” Reese says.

She shared her dilemma with her friend and colleague Shari Zofnat Yosef, a caregiver for her brother who is undergoing treatment for colon cancer. A few days later, Zofnat Yosef sent her a collage of clickable links that included photos of scarves and hats. Bright, colorful, and beautiful. “I can handle this,” Reese thought. “I can be myself. I can be myself while undergoing cancer treatment.”

This exchange evolved into Jadey, a cancer resource for people facing a cancer diagnosis and those who want to support others, which the two launched in October 2025. However, the site is particularly useful for young women. We’ll provide you with everything from answers to medical and lifestyle questions on topics like infertility treatments to recommendations on skin care items to use during chemotherapy. Users can search for articles, product guides, and advice from editors, medical professionals, and patients, as well as create their own registry for family and friends to shop. This is a much less clinical package than what you get from other websites.

“You have to know that it’s going to be a little crazy,” says Zoffnat Yosef, 46, of her battle with cancer. “You need to know how to have certain conversations. You need to know what questions to ask.”

It couldn’t come at a more important time. Breast, liver, ovarian, and colorectal cancers are among the 17 cancer types that are on the rise among Gen Xers and Millennials, according to a 2024 American Cancer Society study.

Alexandra Strelczyk, 34, was diagnosed with stage 2 breast cancer in May 2025 while trying to conceive her third child. She appreciates how J-Day covers topics that other news organizations shy away from. “Whether it was about infertility or intimacy, it might have been a taboo.”

“Talk about this moment” on the rise in cancer among millennials

What is the origin of the name “Jady”? Jade is a plant and a stone, and in Oriental medicine it means balance, healing, and health. Conversely, when you or someone you know receives a cancer diagnosis, they’re probably a little disgusted. I think it might be a friend’s name, too.

Cancer is increasingly infiltrating the lives of young people, but there is little roadmap for how to proceed. Jaydee is keen to fill that gap. For example, its registry options alleviate the inevitable headlights that people experience when they learn of someone’s cancer diagnosis and don’t know how to help. Just like marriage and baby registries, cancer registries allow you to customize what you need so you don’t have to ask anyone else.

Not every website can hold all the answers. When you visit Jadey’s website, you will receive a notice that its content does not constitute medical advice and that you should seek a qualified medical professional.

Many people have expressed to Jadey’s founders that they wish this program had existed when they were first diagnosed with cancer. “I think this speaks to the fact that so many young people are being diagnosed and so many people are on the brink of death or living long lives with chronic diagnoses and years of treatment,” Reese said.

The goal is not necessarily to “cure” cancer. “You can live a very full and meaningful life living with cancer and continuing treatment, or living with the fear that it might come back after treatment, but it doesn’t mean your cancer is over,” Reese says. “You’re never on the other side 100%.”

The “lifesaving” impact of storytelling

J-Day is challenging the conventional wisdom of what it’s like to experience cancer. This resonates with Streltzik. “Don’t assume I’m frail or sad or not feeling well,” she says. This is because there is wide variation in how people respond to treatment and what they need at any given moment.

“I think people get too caught up in, ‘I don’t want to make someone uncomfortable,’ or ‘I don’t want to be an extra burden,'” says Lauren McDermott, who was diagnosed with breast cancer in August 2024, just before her 22nd birthday. Now 23, she appreciates that Jadey is a place where she can focus on real stories and not just hard-to-understand medical jargon. After a double mastectomy and radiation therapy, she will likely be undergoing hormone therapy for the next 10 years and is in medically induced menopause.

Jadey is primarily popular with millennial women, but is a resource for all identities. Ash Davidson, 46, welcomed the opportunity to share his experiences as a trans man on the platform. His doctor discovered breast cancer during a long-awaited top surgery in 2022. Devastated is too soft a word to describe his state of mind.

Afterwards, he said through tears that sharing his experience with Jaydee was a painkiller. “When you find an organization, when you find a platform, when you find a place to amplify and showcase stories like mine and ours, it saves lives.”

“We need a place where there are as many stories as humanly possible of all the different kinds of people who get cancer, not just a handful,” Davidson added.

New employee benefits aim to help workers become homeowners

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Brian Morales and his partner always knew they would become homeowners one day. But that seemed a long way off, until unexpected help arrived.

The company where Morales works as an engineer has announced a new employee benefit that will help with both financing and planning for a home purchase. Morales jumped at the chance, and now he and his family are the proud owners of a triplex, living in one unit and renting out the other two to earn income to offset the mortgage costs.

“It’s kind of hard to turn down benefits like this,” Morales told USA TODAY. “I don’t think I could have made it this far on my own. I wanted my family to have a safe home and a better financial future.”

The benefits Morales used came from a company called Oro, founded by George Fatherly and partner Keisha Mays. Mr. Fatherly worked as a real estate attorney in Big Law for many years, but his epiphany came when he took on a project he called a “passion” to help a black family whose waterfront land was taken over by the city more than 100 years ago.

Thanks to Fatherly’s legal work, the land was returned to the family, marking the first time in U.S. history that the government returned property to a black family.

Fatherly described the experience as “a front row seat to what happens when people, families and communities are denied the opportunity to own a home, own property, own land and create generational wealth.” This insight led him to co-found Oro in an effort to close the gap between rich and poor by enabling access to homeownership through workplace benefits.

Housing can be a headache for both employers and employees

High costs and barriers to entry in the housing market are a headache for workers as well as employers. The daunting cost of living can make it difficult to attract and retain staff. It may also mean that some workers are less productive at work because they are commuting very long distances or spending a lot of time trying to become homeowners on their own.

“Employers are complaining,” said Julie Dolan Stewart, who manages fiduciary advisory services at Sentinel Group, a national benefits consultancy. “This is really what everyone is working on, and it ultimately impacts the business side as well.”

Oro allows employers to offer everything from financial assistance, such as down payment funding, private mortgage insurance coverage, and lower interest rates, to counseling and preparation for the process of becoming a homeowner. This benefit can be tailored to a specific company, and any terms and conditions an employer desires to ensure that an employee remains with the company after taking advantage of the Oro benefit can be set.

One way to help democratize homeownership is to offer benefits only to first-time buyers, who are likely to be younger and less wealthy, Fatherly said.

He and industry experts who spoke to USA TODAY acknowledged that this type of service is not new. Employers have long provided housing subsidies, especially to high-status workers or those encouraged to move to more expensive areas.

What sets Oro apart is that he makes homeownership a standard part of the economic package, including retirement plans, medical and transportation savings, and insurance that workers are now accustomed to receiving from their employers.

“I’m a big fan of all kinds of nudges that encourage people to understand more about their goals and what they’re saving for, whether it’s through a wellness platform, working with an advisor, or doing it on their own,” said AJ Ayers, equity compensation specialist and co-founder of financial planning firm Brooklyn Phi.

“The idea of ​​an employer-provided platform that helps you save money (and) build credit, I think is a win,” Ayers said.

Home ownership as an employee benefit

Mr Stewart said there were good reasons for third parties like Oro to provide housing benefits. “The plumbing is a little bit more complex, and from a privacy perspective, you’re going into people’s debts and other things that maybe the HR team doesn’t think should be within the scope of the organization they’re responsible for.”

Kelly Send, senior vice president of financial wellness services at consulting firm Francis LLC, also praised Oro’s approach.

“They capture one of the great frustrations for young people today,” Send said. “They’re trying to pay off student loans, trying to get by, and they don’t have enough money to do that and save up to buy a house.”

But Send also noted that some employers are choosing to offer similar assistance through financial planner benefits, which can provide a more holistic view of an employee’s entire financial life. She also wonders if there is enough support for employees who see the benefits of Oro’s offerings but are nervous about getting started.

The company is still young, Fatherly told USA TODAY, and is learning as it goes. For example, the decision to offer homeownership counseling services was prompted by the lack of participants in programs offering down payment assistance.

Fatherly was perplexed until a discussion with the company’s employees revealed that most people didn’t even know how to start buying a home. They were the first in their family to try something like this and didn’t understand credit, down payments, or other processes.

“For me, employer-provided housing assistance is an equalizer and helps level the playing field,” Fatherly said. “But it also makes sense in terms of aligning the interests of employees and employers.”

Should you get life insurance outside of work? What you need to know.

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According to industry estimates, about half of Americans have life insurance. Few people own insurance that lasts beyond their current job.

is that bad?

Maybe so.

Of course, the insurance industry wants more Americans to buy life insurance. However, many financial advisors recommend life insurance to their clients for a variety of reasons.

Industry experts say many families don’t purchase the amount of life insurance they need simply because they don’t fully understand how life insurance works.

“For the most part, we have people who are underinsured,” said Justin Dempsey, senior manager of direct-to-consumer business at Banner Life.

Less than 3 in 10 Americans consider themselves knowledgeable about life insurance, according to the 2025 Insurance Barometer Study conducted by LIMRA and Life Happens.

Who really needs life insurance?

So, for the sake of brevity, I’ll keep this discussion simple. Here are some examples of people who are considering purchasing life insurance or more.

Young workers starting families

According to the Insurance Barometer survey, approximately 55% of working adults purchase life insurance through their job.

That’s great, insurance experts say, but it may not be enough.

When you purchase life insurance through your employer, you typically purchase a basic level of coverage. The amount paid may be one or two years of salary.

“Group” life insurance is cheap and convenient. However, the amount paid is not very high, and the compensation typically ends when you retire.

“If they give you two years’ worth of salary, you’re basically giving your dependents two years’ worth of lifestyle after you die,” says Keith Singer, a certified financial planner in Boca Raton, Florida. “And unless your dependents become independent within two years, it will never be enough.”

Singer and other experts say group life insurance gives employees a false sense of security: They think they’re covered.

Singer encourages younger workers to buy more insurance. You can supplement your employer’s insurance with personal term insurance.

“Term” insurance provides coverage for a set period of time, such as 20 or 30 years. If you die within that period, your survivors will receive your bounty.

Katherine Varega, a certified financial planner in Winchester, Mass., says the typical $1 million, 30-year term life insurance premium for a healthy 30-year-old worker is “less than $600 a year.”

For working Americans in that age group, “everyone should have private term life insurance,” she says. “You’re young. You’re healthy. You’re cheap.”

Older Americans who want long-term care coverage

Retirement experts say many Americans are woefully unprepared for the costs of long-term care.

According to a 2025 study by the Boston College Retirement Research Center, more than 80% of Americans will eventually need assistance with daily activities like eating and dressing.

The costs of long-term care can be significant. According to a report from CareScout, the average cost for an assisted living facility in 2024 was $5,900 per month.

“In my opinion, that may be the biggest unmet need in the insurance market,” said Holly Snyder, president of Nationwide Life Insurance.

Long-term care insurance is optional. But it can be expensive, especially if you wait too long to make a purchase.

Another option is to purchase life insurance with a long-term care rider. This allows some or all of the death benefit to be used to cover long-term care.

“You have access to that money for the rest of your life,” Snyder said.

One big advantage is that your beneficiaries will receive the full death benefit of your policy even if you don’t use it for long-term care.

“The good thing about these hybrid products is that somebody can get their money back in some way,” Vallega said.

High-net-worth households looking for more ways to save money

Industry experts say one common misconception about life insurance is that its sole purpose is to pay a death benefit.

Above, we talked about term insurance. The industry also offers permanent life insurance that provides coverage until the end of your life.

There are different types of whole life insurance that can accumulate cash value over time.

“Permanent” whole life insurance typically includes fixed payments, a fixed rate of return, and a death benefit. “Universal” life has adjustable premiums and benefits. “Variable” life insurance provides performance that is tied to the stock market, bond market, or other investments.

Once you build enough cash value, you can often withdraw or borrow from your policy.

“It acts as a flexible financial tool to grow your cash,” said Nick Lamanna, wealth management advisor at Northwestern Mutual. “It could potentially fund retirement or higher education.”

Life insurance policies have many tax benefits. Death benefits are generally tax-free to the claimant. Premiums are usually calculated after taxes, and money you withdraw or borrow is usually not retaxed until the principal is paid off.

“What people don’t understand is that if your policy has a cash value, you can take out a loan based on that cash value and then you get that money back tax-free,” Snyder said.

Is there really anyone who doesn’t need life insurance?

Now, let’s play devil’s advocate and look at some scenarios where you might not need life insurance.

Retired: If you are no longer working, you may not have any income to replace after your death.

“If there is no financial loss if you die, you don’t need insurance,” Singer says.

People without dependents: Erica Safran, a certified financial planner in New York, says if you “don’t have anyone relying on you for income,” you probably don’t need life insurance.

older Americans. The older you get, the more expensive life insurance will be. After a certain age, new insurance may not be worth the money.

“At 66 years old, my question is: Why buy life insurance?” Safran said. “Then they will lose an arm and a leg.”

USA defeats inferior Denmark in men’s hockey come-from-behind victory

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MILAN – The U.S. men’s hockey team improved to 2-0 with a win over another underdog opponent in group play.

The U.S. men’s hockey team, made up of 25 NHLers, defeated Denmark 6-3 in Group C in the second qualifying match for the 2026 Winter Olympics on Saturday, February 14 at the Santa Giulia Ice Hockey Arena in Milan.

Denmark took the lead twice in the first period, and the game was down by one point with seconds left in the second period. The Americans, with Jeremy Swayman scoring, outscored the Danes 15-4 in the second period, once again showing their depth against an inferior team, just as they had against Latvia.

The U.S. wrapped up qualifying against Germany on Sunday. Canada has already clinched first place in Group A, while Slovakia has also advanced through Group B to advance to the quarterfinals.

The Danes kept their game plan simple. It’s about doing your best to keep the puck away from their zone and if not, allowing Mats Sogard to see the shot. The Danes have opted to keep top netminder Frederik Andersen for Sunday’s game against Latvia.

Just like in the game against the United States, the Danes were at an overwhelming disadvantage, but got a big boost from Nick Olsen’s goal 1 minute and 40 seconds into the game. Two minutes later Matt Boldy replied on behalf of the American.

The shock of the period was Denmark’s second goal at 11:16, when Nicholas B. Jensen fired a shot near his own bench that somehow slipped to Swayman.

Brady Tkachuk and Jack Eichel scored from a tie midway through the second period to give the Americans a one-point lead. Noah Hanifin scored on a rebound with 2:37 left, and the puck clipped the post on its way to Denmark’s goal, giving the U.S. a 4-2 lead. This was part of a 15-4 shot advantage for the Americans in the second period. But the Dane’s fourth shot was astonishing. After Vincent Trocheck lost the tie, Swayman allowed a slap shot from the blue line with 2.6 seconds left.

Jake Guentzel scored at 7:24 of the third period. Sogard appeared to injure his groin or lower back while making a save and left the game with 8 minutes and 53 seconds to play, handing Denmark’s goal to Frédéric Dichaud. Jack Hughes scored past Denmark’s Jesper Jensen Aabo with 5:33 left in the game, further increasing America’s goal difference.

Amid the Epstein fallout and Chapel Lawn’s exit, Wasserman’s distributorship

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Mr. Wasserman asserted that he had “never had any personal or business relationship with Jeffrey Epstein.”

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After music artists including Chapel Lawn parted ways with Hollywood mogul Casey Wasserman over his appearance on Jeffrey Epstein’s New Files, the executive announced he would sell the talent agency he founded and represented since 2002.

Wasserman, chairman of the 2028 Los Angeles Olympic Organizing Committee, announced the sale in a staff memo provided to USA TODAY. Mr. Wasserman wrote in the memo that he was “disturbed” by the agency that bears his name.

“I deeply apologize for any personal mistakes I may have caused in the past that may have caused you great discomfort,” Wasserman wrote in the memo. “It’s not fair to you, and it’s not fair to our clients and partners, who we represent tirelessly and care deeply about.”

Wasserman, 51, asserted that he had “never had a personal or business relationship with Jeffrey Epstein,” according to the memo and previous statements.

“I deeply regret my correspondence with Ghislaine Maxwell, which took place more than 20 years ago, long before her horrific crimes came to light,” Wasserman said in an earlier statement, adding, “As is well documented, I traveled on an Epstein plane as part of a Clinton Foundation delegation on a humanitarian trip in 2002. I deeply regret having had any association with either of them.”

For now, Mike Watts will “assume day-to-day business management,” Wasserman’s memo said, adding that Wasserman is “focused on bringing the Olympics to Los Angeles in 2028.” It’s unclear what will happen to the agency’s roughly 4,000 employees, whom Wasserman called “the best people in the industry” if the sale occurs.

Why did Chapel Lawn and the other artists leave Wasserman?

Chapel Lawn announced her departure from Wasserman on her Instagram Story on Monday, February 9th.

“Artists, agents, and employees should not be expected to defend or overlook conduct that is grossly inconsistent with our own moral values,” the Grammy winner said in the post. “We have deep respect and gratitude for the agents and staff who work tirelessly on behalf of artists, and we will not stand by.”

Roane added that “artists have the right to express themselves in a way that aligns with their values,” and Wasserman’s decision to step down “reflects my belief that meaningful change in the industry requires accountable and trusted leadership.”

The “Pink Pony Club” singer’s decision comes as other artists have left Wasserman for similar reasons, including Best Coast singer Bethany Cosentino. Bethany Cosentino published an open letter on Instagram on February 5th, calling for the executive’s resignation.

“This letter is my public refusal to accept that this is ‘the way it is.’ It is a refusal to continue lining the pockets of those closely tied to shady businesses and those who cause toxic and serious harm,” Cosentino’s letter reads. “I am not in the Wasserman business. I have asked that my name and band name be removed from the company’s site. The position that Casey Wasserman has put his agent in is unacceptable.”

The band Beach Bunny posted a statement on social media on January 8, calling Wasserman’s actions “abhorrent and disturbing on every level.”

Was Casey Wasserman criminally charged with anything?

As of Saturday, February 14, no criminal charges had been filed against Wasserman. In a memo to staff, he called communications between Epstein, a convicted child sex offender, and Maxwell “limited interactions.”

“I am heartbroken that my brief contact with them 23 years ago has caused you, this company, and its customers so much hardship over the past few days and weeks,” his memo said.

Mr. Epstein died in a Manhattan prison in 2019 while awaiting a federal trial for sex trafficking. The disgraced investor has ties to some of the world’s richest and most powerful people, including former President Bill Clinton and President Donald Trump. Both men deny wrongdoing and have not been charged.

Maxwell was convicted of child sex trafficking and other criminal offenses related to Epstein. She is currently serving a 20-year sentence.

(This story has been updated to meet our standards.)