Noble Gold Investments is a California-based precious metals dealer specializing in gold and silver IRAs. Since its founding in 2016, the company has served more than 16,000 U.S. investors and secured more than $2.5 billion in retirement savings. We also have excellent ratings on third-party review sites such as Trustpilot, Google, and the Better Business Bureau (BBB).
If you are considering using Noble Gold for your future investments, read our full review of this company’s services, fees, and quality of service.
Overview of Noble Gold
Noble Gold aims to help investors diversify their portfolios with precious metal investments. Precious metals investments have historically been viewed as a hedge against periods of economic uncertainty and market volatility. The company primarily serves people who want to roll over funds from qualified retirement accounts or invest directly in gold, silver, or precious metals IRAs.
You can also purchase precious metals directly. Noble Gold is not the only company offering these services, but it distinguishes itself with strong customer reviews, a comprehensive lineup of metals, and 100% segregated storage.
Noble Gold Snapshot
Noble Gold Products and Services
Noble Gold offers a comprehensive range of precious metals, including gold, silver, platinum and palladium bars and coins. You can buy metals outright or invest in a gold, silver, or precious metals IRA. If you choose to purchase directly, you will purchase a Noble Gold Royal Survival Pack for an amount ranging from $5,000 to $500,000 and customize it with the precious metal of your choice. Your pack will then be shipped to your preferred location, either your home or our high-security Noble Fortress storage facility.
How the noble gold process works
To get started with Noble Gold, you need to create an account. It takes just a few minutes from the company’s website. From there, a representative will call you to follow up. The next steps depend on the product you need.
Islay
If you’re interested in a gold, silver, or precious metals IRA, the process includes the following steps:
- apply: Apply for your desired IRA with your Noble Gold account manager.
- meet the manager: Once approved, your Noble Gold account manager will connect you with an IRS-approved custodian.
- deposit funds into the account: Your custodian will guide you through the investment or rollover process.
- Approve metal payment: Once the custodian receives the funds, he or she must approve the payment to the precious metal of your choice.
- store metal: Noble Gold will ship your selected metals to an approved storage location for safe keeping.
direct purchase
If you are interested in the Royal Survival Pack, Noble Gold’s carefully selected, internationally recognized emergency response collection of gold coins, silver coins and bullion, there is no administrator intervention. Instead, the process includes:
- Please select metal: Select the metals you want to include in your package.
- discreet packaging: Noble Gold safely packs your metal in discreet packaging.
- Safe delivery: Your metal will be delivered to your preferred location, either your home or a Noble Fortress facility, via a fully insured Noble Express service.
If you choose storage with Noble Gold, your metal will be stored in your name in a protected and insured private vault. This means that these investors will be kept separate from other investors’ assets in a facility that can be tracked online or visited in person.
When it is time to liquidate or receive a distribution, you will contact a Noble Gold representative to make your request. You can have the physical metal shipped to your home or receive cash through Noble Gold’s buyback program.
Noble Gold fees and pricing considerations
Noble Gold charges an $80 IRA setup fee, plus a $275 annual fee that covers $125 for custody services and $150 for secure storage. For that price, you get full insurance and online tracking of your assets.
Although the company does not disclose the price of precious metals, it does share that it operates on a flat fee structure. If you would like specific pricing, you must call and request a quote.
Hint: Be sure to ask any dealer you’re seriously considering for a complete list of fees, along with current spot prices and repurchase terms. Armed with that information, you can fully understand costs and make true price comparisons from different dealers.
Noble Gold reputation and customer experience
Noble Gold provides customer service email addresses, phone numbers, and online forms. Additionally, IRA customers can access their accounts online 24 hours a day, seven days a week, and can contact their broker by phone during weekdays. However, the company does not disclose general customer care business hours or expected response times. There is also no AI or human-supported live chat feature.
Still, Noble Gold has a great reputation in terms of customer reviews and online reputation. The company has 4.9 stars on Trustpilot with 778 reviews. Additionally, it is certified by the BBB with an A+ rating and an average rating of 4.98 stars after 264 reviews. Trustpilot reviewers typically report excellent customer support and streamlined and efficient service. However, some have mentioned issues with product packaging and metal sales.
Advantages and disadvantages of Noble Gold
To summarize, here are the main pros and cons to consider when considering precious gold.
Strong Points
- Great reviews from past customers across major review sites.
- Secure and segregated storage with online tracking and scheduled visits
- Transparent IRA fees published on company website
- We have a wide selection of metal products
Cons
- No low-cost shared storage options
- IRA fees are higher than some competitors
- Minimum investment limits for IRAs are not disclosed.
- No live chat customer service feature
Noble Gold and competitors
Noble Gold is one of many precious metals dealers on the market offering IRA and direct sales. However, each company tends to have different product lines, minimum investment requirements, and IRA fees. Let’s take a look at how Noble Gold compares to other major dealers.
conclusion
Noble Gold is a reputable precious metals dealer that helps you diversify your portfolio with gold, silver, and other precious metals. The metal meets quality standards, is carefully packaged, and shipping is insured and stored safely. On the downside, fees can be a bit higher with Noble Gold. Also, the online chat feature doesn’t provide instant answers. But overall, customers generally report high levels of satisfaction.
Frequently asked questions about Noble Gold
Is Noble Gold legal?
Noble Gold is an authorized precious metals dealer. The company is 10 years old, has billions of dollars in retirement savings, is BBB accredited, and has high ratings from past customers on Trustpilot and Google.
What retirement accounts can I rollover into a Noble Gold IRA?
You can roll many different types of retirement accounts into your Noble Gold IRA, including traditional 401(k), Roth 401(k), 457(b), 403(b), and Thrift Savings Plan (TSP). Additionally, you can rollover a traditional Roth or SEP IRA.
Precious Metals What precious metals can I hold in my IRA?
IRS guidelines for IRAs require gold purity to be 0.995 or higher, with the exception of American Gold Eagle coins. Additionally, the purity of silver, palladium, and platinum must be at least 0.999. All metals must be produced by a certified manufacturer, analyst, refiner, or national government mint.
