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According to a new Allstate report, Texas leads the country in four safest cities and safest cities in the country.
USA Today was currently viewing Allstate Annual Report exclusively in its 17th year. The report analyzes collision data from insurance companies to rank the safest and most risky cities for drivers across the country. The results of the report will not affect premiums, Allstate said.
“We hope to do this report and shed light on safety driving trends across the country to truly educate drivers and stimulate safer driving habits,” Sandee Lindorfer, Allstate Vice President of Alto Claims, told USA Today. “At the end, we want to save lives.”
This year, AllState analyzed property or collision damage claims for two years in 2022 and 2023, looking at whether there are changes in safety driving across the country, compared to data published 10 years ago.
What are the top 10 safest cities?
According to Allstate data, the top 10 safest cities are:
- Brownsville, Texas
- Boise, Idaho
- Fort Collins, Colorado
- Carrie, North Carolina
- Laredo, Texas
- Olace, Kansas
- Scottsdale, Arizona
- Port St. Lucy, Florida
- Madison, Wisconsin
- Eugene, Oregon
Texas, which has four cities in the top 20, also had McAllen (11) and Corpus Christi (No. 20).
What are the top 10 most dangerous cities?
According to AllState data, the highest risk cities (or the lowest of the 200 ranked in the US) are:
200. Boston
199. Washington DC
198. Baltimore
197. Worcester, Massachusetts
196. Springfield, Massachusetts
195. Glendale, California
194. LosAngeles
193. Oakland, California
192. Providence, Rhode Island
191. Philadelphia
Which regions of the country are safer for driving?
Here’s how this has changed the region in the study.
East Coast or West Coast: Which is more dangerous? Seven of the 10 cities with the highest rate of collisions are in the northeastern region, including Boston, Washington, DC, Baltimore and Philadelphia.
But Allstate told them not to count the West Coast: Glendale, California and Oakland, Los Angeles and Oakland, round out the 10 most risky cities for drivers.
In addition to having four of the top 20 safest cities for driving, Texas has also climbed 21 cities in the past decade, including major metro areas such as Austin, Forthworth, Houston and Dallas.
The Pacific Northwest has been improved. Drivers in Washington, Oregon and Alaska are safer behind the wheel than they were a decade ago, and AllState has some of the biggest cuts in collisions across the country. Bellevue, Washington, is leading the way as it has climbed 133 spots as the most improved city since 2015. Anchorage in Alaska, Oregon and Portland have also made significant progress, Allstate said.
Some Midwest cities have experienced a significant decline in safe driving since 2015. St. Louis was the steepest, with 90 spots coming in 175th. Des Moines, Iowa, dropped 89 spots to No. 108, and Missouri fell to 84 spots. Omaha, Nebraska, Indianapolis.
How to stay safer on the road
We’ll share some tips from Allstate and Lindorfer to keep your roads safer.
- Stick to speed limits and drive safely: Sounds simple, but it pays off, Allstate said. Avoiding violations and accidents for several months can lead to you being able to earn a safe driving discount.
- Use a safe driving app: Programs like Allstate’s DriveWise, which reward safe driving habits, such as safe speeds, gentle braking and standing away from your phone, can help. Drivers using the Allstate app are 25% less likely to cause a severe collision compared to people who don’t use it, she said.
- Consider a car with strong safety features: Vehicles equipped with features such as airbags, anti-lock brakes, advanced driver AIDS and factory-installed anti-theft systems reduce the risk of accidents and theft, Allstate said.
- Help young drivers succeed: Young drivers under the age of 25 can save insurance money by completing approved driver education programs and maintaining good grades.
Betty Lin-Fisher is a consumer reporter for USA Today. Contact her at blinfisher @usatoday.com or follow her on X, Facebook, or Instagram @Blinfisher, @Blinfisher.bsky.social.. Sign up for our free daily money newsletter. This includes Friday’s Consumer News.
