Choosing the right appliance warranty can save you thousands of dollars in repair and replacement costs. To help you make informed decisions, the USA TODAY team researched more than 20 leading home warranty companies to identify the best options based on coverage, value, reliability, and customer experience.
Below, we’ll briefly explain the characteristics of each provider, then show you why they made our list of best appliance warranties.
USA TODAY Top Picks for Home Appliance Warranties
Things to be careful about when warranting home appliances
- Upper limit of coverage: Make sure the per-appliance limit matches the price of the appliances you have. Professional or self-contained products often require higher limits for complete coverage. For example, AHS covers up to $4,000 per appliance with ShieldPlatinum.
- Manufacturing warranty period: A longer warranty period can save you on repeat service fees if repairs fail. Providers like Cinch HomesWarranty have 180-day warranty plans, and 2‑10HomeBuyer’sWarranty offers workmanship warranties that last the length of the plan.
- Add-ons and customization: If you have an additional refrigerator, ice maker, or smart appliance, look for a robust add-on. Liberty Home Guard has over 40 options.
- Claim speed and flexibility: Improve your quality of life with app-based claims and the ability to choose your own licensing technology. Companies like HomeSafe have made it easier than ever to file a claim.
Best Appliance Warranty of 2026
Choosing the right appliance warranty can make a big difference in long-term repair costs and peace of mind. We used an in-house methodology to review the industry’s top providers and rank them based on strength of coverage, customization, quality of service, and appliance-specific benefits.
Liberty Home Guard: Perfect for customization
Something that stands out
- 40+ add-ons for complete customization
- High customer satisfaction across third-party review channels.
- Appliance/system coverage is up to $2,000 per item.
While traditional home warranty plans don’t cover additional appliances, Liberty Home Guard plans allow you to cover all the appliances in your home under one warranty plan. Their plans cover all the basics, but they also have over 40 add-on options to further customize your plans. We have everything from extra refrigerators and standing freezers to high-end appliances and home service options.
2‑10 Home Buyer Warranty: Perfect for Kitchen Appliances
Get a Free Quote 2-10 Home Buyer Guarantee
Something that stands out
- We offer a workmanship guarantee over the planning period.
- Easy-to-understand plan structure with appliance-specific add-ons.
- $75 low call rate option.
Do you want to prioritize only kitchen appliances? 2-10 Home Buyer’sWarranty is the provider for you. We offer plans that only cover basic kitchen appliances such as refrigerators, ovens, dishwashers, and microwaves. Plans are also cheap, starting under $30 for appliance-only plans.
2-10 Home Buyers Warranty also comes with a long-term workmanship guarantee that lasts for the duration of your plan, so you don’t have to worry about recurring repair costs. Additionally, we offer low service call rates, so you don’t have to pay a hefty fee if you need a technician to come to your home.
However, depending on the plan, there may be a separate monthly fee for laundry appliances.
HomeSafe: Best choice for choosing your own technician
Something that stands out
- Choose your own licensed contractor.
- Short waiting period of 20 days.
- Multiple plan options
If you want to choose your own service technician to complete repairs on your appliance, HomeSafe is a good option. With HomeSafe, you can choose which company to work with instead of assigning you an in-network repair company near your home. Choosing your own licensed technicians means you’re not limited to a provider’s network and can work with someone you trust.
HomeSafe’s short waiting period of 20 days allows you to file your claim 10 days faster than our competitors. Its coverage spans major appliances through appliance, system, or combination plans, so you can choose the coverage plan that best fits your needs.
American Home Shield: Best for high coverage caps
Something that stands out
- High limits for appliances — Up to $4,000 per appliance for ShieldPlatinum.
- Covers unknown existing diseases
- The top plan also includes roof leak coverage.
If you have older appliances that you know will probably need to be completely replaced, American Home Shield is one of your best options. This provider offers the highest coverage limits in the home warranty industry, with up to $4,000 per appliance and $50,000 in annual repairs.
American Home Shield is also one of the few providers that offers coverage for unknown pre-existing conditions. This means that if you buy a home with appliances that are about to break down, you won’t have to pay out-of-pocket (unless you knew about it beforehand).
Additionally, AHS has decades of experience and a proven track record covering powerful and comprehensive appliances. American Home Shield also includes rarely seen benefits like HVAC tune-ups.
Super Home Warranty: Best for cutting-edge technology coverage
Click here for a free quote on Super Home Guarantee
Something that stands out
- App-based billing and scheduling.
- Integrate home maintenance services like HVAC tune-ups and vent cleaning.
- Covers unknown and existing diseases.
Super brings a modern approach to home warranties with an easy-to-use, digital-first platform. Super knows how stressful it can be when your most used kitchen appliance breaks. So instead of logging on to your desktop or calling customer service, you can use Super’s mobile app to submit a claim.
The Super Home Warranty also offers a hefty $10,000 in appliance coverage, so you probably won’t have to pay extra for repairs to your kitchen or washing machine.
Cinch Home Services: Ideal for long-term workmanship guarantees
Get a free quote from Cinch Home Services
Something that stands out
- 180-day workmanship guarantee.
- Benefits on home appliances such as rust and corrosion covers.
- Response times are fast, sometimes less than 2 hours.
Unlike some home warranty companies that take up to 72 hours to process claims, Cinch Home Services approves claim requests in as little as 2 hours. This means we can send a service technician to your home in no time.
With nationwide coverage, a six-month warranty, and affordable appliance plans, Cinch is the perfect choice for homeowners looking for coverage for their kitchen and laundry appliances.
First Premier Home Guarantee: Perfect if you’re on a budget
Something that stands out
- Service call charges are low.
- Fast claim processing. In most cases, claims are processed within 24-48 hours.
- The Platinum plan adds a wide range of appliances, including a refrigerator and a full laundry set.
If budget is your top priority, First Premier Home Guarantee is a great choice. Low monthly rates of less than $52 and low service fees of $75 have your appliance covered. With coverage limits of up to $3,000 per appliance, this home warranty is a great value.
The basic plan covers all important appliances, and over 20 add-ons make it a customizable option.
Choose the right warranty plan for your home appliances
Not sure which home warranty provider is right for you? One of these scenarios may help.
- “I have a high-end French door refrigerator and a professional range.” To avoid large out-of-pocket costs, we recommend higher limits per appliance (American Home Shield).
- “We want to save you headaches if the repair goes wrong.” Look at the warranty period on the work. Cinch (180 days) and 2‑10 (planning period) stand out.
- “I have a refrigerator and a smart wall oven in my basement.” Liberty Home Guard’s 40+ add-ons make it easy to customize your coverage. Many providers will not cover additional appliances unless you add them.
- “We don’t want a rigid claims process.” Super’s model uses a mobile app that lets you submit claims from your phone.
- “We believe in local appliance technology and want to continue using it.” With HomeSafe, you can choose your own licensed contractors.
How USA TODAY ranks the best appliance warranties
The USA TODAY team reviews each home warranty provider using an internal ranking system. This rating system is fair and objective and takes into account cost, coverage, company reputation, and service.
FAQ
Is a home warranty different from a manufacturer’s warranty?
yes. Manufacturer warranties are associated with one new appliance and will expire immediately. A home warranty covers wear and tear on multiple home appliances (often systems), regardless of age.
Does the warranty cover existing issues?
Some people do. American Home Shield covers unknown pre-existing conditions and improper installation.
What is a workmanship guarantee and why should I care?
A workmanship warranty tells you how long the company will continue to perform the repairs you arrange. A longer window reduces the risk of paying another service fee if the fix fails.
Can I customize coverage for additional appliances?
yes. Liberty Home Guard is known for its wide range of add-ons. Can include a second refrigerator, professional kitchen appliances, and more.
